Baldwin City Homes with FHA Financing

Baldwin City Homes with FHA Financing

Welcome to Baldwin City, a charming small town nestled in the heart of Douglas County, Kansas. Known for its picturesque landscapes and tight-knit community, Baldwin City offers a delightful blend of rural charm and modern conveniences. With a population of just over 4,500 residents, this vibrant town is famous for its historic downtown area, featuring unique shops, local eateries, and a warm, welcoming atmosphere that makes you feel right at home.

Baldwin City is not just a place to live; it’s a community filled with rich history and culture. The town is home to Baker University, the oldest university in Kansas, which adds a youthful energy and a variety of cultural events throughout the year. From the annual Maple Leaf Festival, celebrating the beauty of autumn, to the serene walking trails along the scenic Baldwin City Lake, there’s always something to experience in this delightful town.

For those considering moving to Baldwin City, FHA financing options make homeownership more accessible than ever. With various homes available that qualify for FHA loans, potential buyers can enjoy lower down payments and flexible credit requirements. Whether you’re searching for a cozy bungalow or a spacious family home, Baldwin City offers a diverse range of properties to suit your needs.

Embrace the charm of Baldwin City, where community spirit thrives and homeownership is within reach. Discover your perfect home today in this enchanting Kansas town, where every street feels like home.

Newest Baldwin City Homes with FHA Financing

$424,900
4 Beds ⋅ 2 Baths
Step into a one-of-a-kind home where timeless character meets modern comfort. Originally built in the 1930’s, this darling bungalow was thoughtfully relocated to its current site in 2014, where it received a new basement foundation and an extensive top-to-bottom renovation. The renovation preserved the home’s historic charm while incorporating modern construction. From updated mechanical systems, roof, windows, and finishes, every detail was carefully considered, creating a home of beautiful craftsmanship. This home features 4 spacious bedrooms with an additional non-conforming bedroom/office, two full bathrooms, a huge laundry/mud room located off the west entrance, not to mention two large living areas. The beautiful kitchen, with granite countertops and stainless-steel appliances, opens to the spacious dining room, perfect for entertaining and family gatherings. The main level boasts stunning hard wood flooring, fresh interior paint, and windows everywhere you turn with natural light throughout. The finished basement was recently updated with luxury vinyl flooring, and includes spacious bedrooms and family room. Located on a large corner lot with a circle drive, mature trees, adorable curb appeal, and within a short distance to quaint downtown Baldwin City. A truly rare opportunity to own a beautifully restored 1930’s home!

403 Baker Street, Baldwin City

Listing courtesy of Teri Ediger of ReeceNichols Preferred Realty.
$365,000
5 Beds ⋅ 3 Baths
Welcome home to this beautifully maintained 5-bedroom, 3 bath ranch in the highly desirable Firetree Estates. This spacious home offers the perfect blend of comfort, functionality, and peace of mind with major mechanical updates already completed. The roof, HVAC system, water heater, and water softener are all just one year old. The inviting main level features an open layout with three bedrooms, including the primary suite, convenient main-floor laundry, and a spacious kitchen complete with a large walk-in pantry and reverse osmosis system at the kitchen sink. Downstairs, you'll find two additional bedrooms, a full bathroom, and a versatile bonus room that could serve as a non-conforming sixth bedroom, home office, gym, or playroom. Step outside to enjoy the large backyard with plenty of room for entertaining, gardening, pets, or play. This home offers small-town living with easy access to schools, parks, and local amenities. Don't miss your opportunity to own this move-in-ready home with space for everyone! **Updates in progress: Deck resurfaced and painted, interior paint touched up, interior trim/door casings updated.

1003 Lisa Court, Baldwin City

Listing courtesy of Vince Walk of RE/MAX Realty Suburban Inc.
$409,000
3 Beds ⋅ 2 Baths
Welcome to the Adalynn Plan by Elder Enterprises! This thoughtfully designed new construction home offers 1,635 sq. ft. of modern, open-concept living in Baldwin City's desirable Heritage Addition. Featuring 3 bedrooms, 2 full bathrooms, and a walk-in closet in every bedroom, this floor plan combines comfort with functionality. The spacious kitchen is the heart of the home and features a large island, gas stove, and plenty of room for cooking, gathering, and entertaining. Step outside to a 12' x 20' patio with a 12' x 12' covered section, offering the perfect blend of sun and shade for relaxing, grilling, or entertaining guests. Built on a slab for easy, low-maintenance living, this home offers quality craftsmanship and a functional layout that's perfect for everyday living. Estimated to be completed soon - don't miss your chance to make this beautiful new home yours. Schedule your showing today!

429 Rockers Drive, Baldwin City

Listing courtesy of Kate Johnson of Real Broker, LLC.
$524,900
3 Beds ⋅ 2 Baths
Nestled on 1.7 picturesque acres, this beautifully maintained one-level home offers the perfect blend of comfort, privacy, and natural beauty. Featuring 3 bedrooms and 2 bathrooms, the thoughtfully designed floor plan is filled with abundant natural light thanks to an impressive number of windows throughout the home. The spacious primary suite is a true retreat, complete with a large walk-in closet, relaxing jetted tub, and separate walk-in shower. The inviting living spaces flow seamlessly to the expansive back porch, where you can unwind while overlooking the peaceful, park-like backyard with a scenic pond, mature trees, and custom landscaping. Outside, you'll enjoy the serenity of your own private oasis, with beautifully manicured grounds that create a tranquil setting for relaxing or entertaining. A convenient storage shed provides plenty of extra space for tools, lawn equipment, and outdoor toys. If you're looking for one-level living in a stunning natural setting, this exceptional property offers the perfect place to call home.

210 E High Street, Baldwin City

Listing courtesy of Kim Bergan of Freestate Realty, LLC.
$269,000
3 Beds ⋅ 1 Baths
Updated Farmhouse in the Country! 307 E 1100 Road, Baldwin City, KS 66006 Charming updated country home offering peaceful rural living with easy access to town amenities. This well-maintained property features low-maintenance vinyl siding, newer windows, roof, and HVAC system for year-round comfort and efficiency. Inside, enjoy an updated bathroom with beautiful granite counters. Upstairs you’ll find a 3rd bedroom plus a versatile playroom/family room (or potential 4th non-conforming bedroom). Outside, relax on the large concrete backyard patio perfect for entertaining, surrounded by a fully fenced yard, lush green lawn, mature shade trees, and stunning open countryside views. Additional highlights include a detached 14x14 shop for hobbies or storage. Surrounded by beautiful fields and privacy, yet conveniently close to pavement. Location Highlights: • ~12 minutes to Lawrence, KS • ~10 minutes to charming downtown Baldwin City • ~15 minutes to Overbrook, KS • ~16 minutes to Clinton Lake • ~15 minutes to Lone Star Lake • ~15 minutes to Ottawa Baldwin City is home to Baker University, a vibrant historic downtown, and the world-famous Maple Leaf Festival (third full weekend in October) with 300+ craft vendors, parade, live music, quilt show, car show, and family entertainment. Year-round community events, parks, and small-town charm make this an ideal location. Perfect for those seeking country serenity, modern updates, and convenient access to lakes, Lawrence, Topeka, and local attractions. Don’t miss this rare opportunity—call today to schedule your private showing!

307 E 1100 Road, Baldwin City

Listing courtesy of Joe Kosko of Easy Realty LLC.
$415,000
3 Beds ⋅ 2 Baths
Welcome to this stunning, one-level living home, offering 3 spacious bedrooms and 2 bathrooms located in the beautiful Firetree Subdivision. Nearly every inch of this home has been updated and meticulously maintained inside and out!! Featuring an inviting open floorplan with new flooring throughout, and highlighted by vaulted ceilings, beautiful wooden beam and posts, and an abundance of natural light. The large, open living room is great for entertaining or perfect for a cozy gathering around the gas fireplace, complete with shiplap surround and a gorgeous wooden mantel. The fully renovated kitchen has beautiful cabinetry, backsplash, stainless steel appliances, and a large island allowing for generous culinary space. The primary bedroom is complete with an ensuite bathroom and large walk-in closet. The laundry room is conveniently located on the main level and provides cabinets for extra storage. The spacious unfinished basement with room to expand, is complete with egress window allowing a 4th bedroom. Step outside to the beautiful lot with detailed landscaping and a large backyard patio perfect for relaxing after a long day, and let's not forget the incredible Gemstone exterior lights!! Located near the neighborhood fishing pond and park, in quaint Baldwin City, and within an easy commute to Lawrence, KC, Eudora, Ottawa and surrounding. With its pristine condition, custom upgrades, and stunning outdoor space, this property is the perfect place to call home.

709 Flame Way, Baldwin City

Listing courtesy of Teri Ediger of ReeceNichols Preferred Realty.
$257,499
3 Beds ⋅ 2.5 Baths
Fantastic move in ready duplex in beautiful downtown baldwin city. This duplex is perfect for any first time buyers or investors looking for a good entry point into baldwin city, a beautiful historic town with one of the top colleges in the state. Featuring an extra large 2 car garage with plenty of storage space, a backyard with privacy fence, a large kitchen with tons of counter space, 2 guest bedrooms, a large open concept downstairs, and an incredible master suite this home is perfect for any growing family, young couple, or college kids.

408 Eisenhower Road, Baldwin City

Listing courtesy of Jesse Wharton of Prestige Real Estate.
$730,000
5 Beds ⋅ 3.5 Baths
Welcome to 1108 Trail View Ct in Baldwin City’s sought-after Trail View Subdivision! Introducing a stunning new floor plan by Complete Home Solutions, perfectly positioned on a quiet cul-de-sac and nestled on a spacious 1-acre lot in this premier estate community. This thoughtfully designed home offers an open-concept layout with over 2,900 square feet of modern living space. The main level features three spacious bedrooms, two and a half bathrooms, and luxury vinyl plank flooring throughout. You’ll love the seamless flow between the living, dining, and kitchen areas—ideal for both everyday living and entertaining. The kitchen is a showstopper with custom cabinetry, quartz countertops, and a large walk-in pantry. A convenient mudroom and main-level laundry add function to the home’s beautiful design. The walkout lower level expands your living space with a large second living area, a stylish wet bar with cabinetry, two additional bedrooms, and a second laundry option with stackable hookups-perfect for guests or multi-generational living. You’ll also find ample storage, including space under the exterior deck. Outdoor living is just as impressive, featuring a large deck that wraps around to the primary bathroom, plus a patio just off the walkout basement-perfect for enjoying the peaceful setting. Located in the desirable Trail View Subdivision, this home offers the perfect blend of modern design, space, and privacy-just minutes from town. Don’t miss your opportunity to own a brand-new home on acreage in Baldwin City! Photos shown are visual renderings and are intended to illustrate the floor plan, layout, and finish concepts. Final construction details, colors, materials, and finishes may vary.

1108 Trail View Court, Baldwin City

Listing courtesy of Kate Johnson of Real Broker, LLC.
$429,950
3 Beds ⋅ 2 Baths
This impeccably built 3 bedroom, 1 and ¾ bath home offers 1,805 sq ft of comfort, quality, and timeless style. A welcoming wainscoted entry, designer interior doors, and quality finishes throughout elevate the home’s character. The kitchen is both functional and inviting, featuring a large island with farmhouse sink, an impressive gas range, and a 47-decibel ultra-quiet stainless steel dishwasher, ideal for entertaining or everyday living. The open living room is anchored by a stunning natural native Kansas limestone fireplace surround, wood burning fireplace made easy with gas log lighter, accented by exposed timber beams that continue into the primary bedroom for a warm, rustic elegance. Retreat to the primary bedroom enhanced by a custom designed accent wall and coffered ceiling, en suite primary bath boasts a large walk-in closet, walk-in shower and double vanity. The generous laundry room with sink adds convenience and practicality. One level living complete with an insulated 3-car garage for added ease and storage. Sound insulation in living areas and bathrooms and an insulated perimeter floor slab enable year-round comfort and quiet living. This thoughtfully designed home offers modern amenities and quality construction; perfect for those seeking space, style, and serenity.

1013 Bluestem Circle, Baldwin City

Listing courtesy of Anna Clemente of McGrew Real Estate Inc.
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