Carrollton Homes with Conventional Financing

Carrollton Homes with Conventional Financing

Welcome to Carrollton, Missouri – a charming city nestled in the heart of Carroll County, where small-town charm meets modern convenience. With a rich history dating back to the early 1800s, Carrollton boasts a vibrant community atmosphere, making it an ideal place for families, retirees, and everyone in between. The city is surrounded by picturesque landscapes, including lush parks and serene lakes, providing ample opportunities for outdoor activities and relaxation.

Carrollton's central location offers easy access to major highways, connecting residents to nearby cities while maintaining a peaceful, rural lifestyle. The downtown area features a delightful mix of local shops, restaurants, and cultural attractions, ensuring that residents can enjoy a variety of experiences right at their doorstep. The community is known for its friendly residents and active civic organizations, fostering a sense of belonging that is hard to find elsewhere.

For those considering a move to Carrollton, the housing market is both inviting and accessible. Homes in this area are often available with conventional financing options, making it easier for buyers to secure their dream home. With a range of properties to choose from, including charming historic homes and modern builds, there’s something for everyone in Carrollton. Whether you're looking for a cozy bungalow, a spacious family home, or an investment property, you'll find that Carrollton offers excellent value and a welcoming community.

Discover the beauty and warmth of Carrollton, Missouri – where your next chapter awaits!

Newest Carrollton Homes with Conventional Financing

$425,000
4 Beds ⋅ 3.5 Baths
Welcome home to this beautifully updated ranch situated on a sprawling 1-acre M/L lot in one of Carrollton's most established and desirable neighborhoods. Offering nearly 3,800 square feet of thoughtfully designed living space, this impressive home features 4 bedrooms, 2 full bathrooms, and 2 half bathrooms, providing the perfect blend of comfort, functionality, and style. Step inside to discover new flooring throughout, adding a fresh, modern feel to the home's spacious interior. The stunning 37' x 21' great room is the heart of the home, showcasing soaring wood-beamed ceilings, a dramatic wall of windows that fills the space with natural light, and a cozy gas fireplace. The expansive eat-in kitchen is designed for everyday living and entertaining alike, complete with heated floors, abundant cabinetry, and an adjoining informal dining area featuring custom built-ins and a welcoming sitting area centered around a second gas fireplace. The private primary suite offers a relaxing retreat with an updated ensuite bathroom featuring dual vanities and a beautifully tiled walk-in shower. Outside, the generous patio overlooks a picturesque backyard framed by mature trees, creating a peaceful setting for entertaining, outdoor dining, or simply unwinding in privacy. With its impressive square footage, recent updates, and exceptional setting, this move-in-ready home is one you won't want to miss. Interior photos coming soon!

804 N Main Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$305,000
4 Beds ⋅ 3 Baths
Nestled in the heart of Carrollton, this charming Cape Cod-style home perfectly blends timeless character with thoughtful modern updates. Offering 4 spacious bedrooms, 3 bathrooms, and a detached 1-car garage with a loft above, this home provides endless possibilities. The loft is ideal for additional storage or could be finished into a home office, guest suite, studio, or extra living space. Step inside to a light-filled living room featuring gleaming hardwood floors, rich original woodwork, and a cozy fireplace that creates an inviting atmosphere. The formal dining room flows effortlessly into the spacious kitchen, making everyday living and entertaining a breeze. The kitchen showcases quartz countertops, a stylish tile backsplash, modern white cabinetry, and a peninsula with an integrated sink that offers both functionality and gathering space. Upstairs, you'll find four generously sized bedrooms and two tastefully remodeled bathrooms designed with comfort and style in mind. A cozy private balcony offers the perfect spot to enjoy your morning coffee or unwind with your favorite book. Conveniently located in the heart of Carrollton, this move-in-ready home is just minutes from local schools, parks, shopping, dining, and all the amenities this welcoming community has to offer. Combining classic curb appeal, modern updates, and room to grow, this beautiful home is ready for its next chapter.

201 W 1st Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$45,000
Build your dream home or invest in your next project with this exceptional residential vacant lot offering just over ¾ of an acre in a prime Carrollton location. Situated on N Main Street, this spacious property provides an ideal setting for a custom home or a spec build, with the added potential to subdivide into two separate residential lots (subject to local approvals). Enjoy the convenience of being just minutes from downtown Carrollton, shopping, dining, and the Carrollton Park & Aquatic Center. One of the property's unique highlights is the opportunity to relax on your future front porch while enjoying Carrollton's beloved community parades as they pass by. Whether you're a homeowner looking for the perfect place to build or a builder seeking your next opportunity, this versatile property offers location, flexibility, and outstanding potential.

404 N Main Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$159,900
4 Beds ⋅ 1 Baths
Welcome home to this 4-bedroom, 1-bath split-entry home offering comfort, updates, and room to grow! The main level features three bedrooms, while the fourth bedroom is located in the lower level, providing flexibility for guests, a home office, or additional living space. You'll appreciate the many recent improvements, including a newer roof, energy-efficient vinyl replacement windows throughout, updated flooring, fresh interior paint, and a beautifully remodeled bathroom. The unfinished lower level presents an excellent opportunity to add additional finished living space to suit your needs or simply enjoy the abundant storage it provides. A 1-car attached garage adds everyday convenience. Ideally located within walking distance to local schools, this move-in-ready home combines value, functionality, and potential. Don't miss your opportunity to make it yours!

113 W 10th Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$245,900
4 Beds ⋅ 3 Baths
Welcome home to this beautifully maintained 4-bedroom, 3-bath ranch with a 5th non-conforming bedroom, nestled in one of Carrollton’s established neighborhoods. Offering over 2,200 square feet of living space, this home features a spacious layout designed for both everyday living and entertaining. Enjoy two inviting living areas, each complete with its own fireplace, creating warm and welcoming spaces for family gatherings or quiet evenings at home. The flexible floor plan includes a fifth non-conforming bedroom, making it ideal for guests, a home office, hobby room, or workout space. Generous-sized bedrooms, ample storage, and comfortable living can be found throughout the home. Outside, you’ll appreciate the attractive mature landscaping, durable metal siding, newer roof, attached two-car garage, and fenced corner lot—perfect for children, pets, gardening, or outdoor entertaining. Conveniently located near schools, parks, and local amenities, this move-in-ready home offers the perfect combination of comfort, space, flexibility, and curb appeal. Don’t miss your opportunity to make this wonderful Carrollton property your next home!

1114 Hilltop Drive, Carrollton

Listing courtesy of Jennifer Jellum of RE/MAX Central.
$115,000
3 Beds ⋅ 1 Baths
Check out this versatile 5-acre opportunity in Carroll County, Missouri, perfectly positioned just off the banks of the Missouri River and within a mile of the renowned Grand Pass Conservation Area. Whether you're looking fertile Missouri River bottom ground to add to your row crop operation or create your own private waterfowl hunting retreat, this tract checks the boxes. The proximity to the Missouri River bottoms and Grand Pass, one of Missouri's premier public waterfowl destinations, makes this an exceptional setup for duck and goose hunters looking to hunt private ground right alongside some of the best public hunting in the state. The fertile bottomland soils lend themselves naturally to row crop production, offering strong agricultural potential for the farmer or investor looking to add some acres. Tracts like this, combining rich agricultural ground, world-class waterfowl habitat, and immediate access to a major conservation area, rarely come available in this corridor. If you've been searching for a small but mighty piece of Missouri River bottom ground, your search ends here. *The house is currently not in liveable condition*

31924 County Road 320 N/A, Carrollton

Listing courtesy of Hunter Schoonover of Real Broker, LLC-MO.
$89,900
Positioned in the heart of Carrollton’s historic business district, this versatile 2,400 square foot commercial building offers an exceptional opportunity for a wide range of uses. Whether you’re envisioning a retail storefront, professional office, or a service-based operation, the flexible layout is ready to adapt to your needs. The property features two separate entrances, making it ideal for multi-tenant potential or a live/work configuration. An overhead door adds even more functionality—perfect for a service garage, workshop, or delivery access. Ample parking in the rear provides convenience for both customers and staff, a valuable asset in this established area. With its prime location, strong visibility, and adaptable space, this property is well-suited for entrepreneurs and investors alike looking to establish or expand their presence in Carrollton.

302 N Mason Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$575,000
Exceptional investment opportunity in a prime location in Carrollton! This versatile commercial property sits on 3.35 acres and features two well-designed buildings plus additional outbuilding space—ideal for multiple income streams. Building 1 offers approximately 1,800 sq ft of office space currently configured for two separate businesses, each with its own private restroom—perfect for dual tenancy or owner-user flexibility. The basement level includes a shop space consisting of a partially finished office/break room area with a restroom and utility room, separated from a shop/storage area. This level is accessible by two garage doors and one walk-in door and is well-suited for general storage or light commercial use. Building 2 boasts an impressive 4,100 sq ft of office space, featuring a spacious front reception area, 12 individual offices, a full kitchen, and 2.5 bathrooms—ideal for a large business, professional offices, or coworking environment. The basement level features a minimally finished, open-span shop area with two smaller storage/office rooms and a bathroom. Accessible by three garage doors and one walk-in door, this space includes an exhaust fan and is fully equipped to serve as a mechanical servicing area, making it perfect for diesel or mechanic work. Additionally, the property includes a 2,160 sq ft shed with lean-to, providing even more storage or operational flexibility. Positioned in a high-visibility, high-demand area, this property offers endless possibilities for investors or business owners looking to expand. Multiple income-producing spaces, ample room to grow, and a strategic location make this a rare find. Investor opportunity is knocking—don’t miss your chance!

305 N Mason Street, Carrollton

Listing courtesy of Kristy Lauhoff of Century 21 Farm and Home.
$59,000
2 Beds ⋅ 1 Baths
Owner financing is available for this affordable homeownership opportunity—own for under $60,000! This 2-bedroom, 1-bathroom mobile home is situated on a generously sized lot, offering exceptional value for both primary residents and investors. The property features a spacious front deck, perfect for relaxing or entertaining, along with convenient gravel parking. Inside, you will find well-proportioned rooms with significant potential to customize and make your own. Whether you are seeking a budget-friendly home or a promising rental investment, this property is a must-see. Don't miss out on this unique opportunity!

901 Woodland Street, Carrollton

Listing courtesy of Jayme Generaux of Weichert Realtors - Generations.
$110,000
3 Beds ⋅ 1 Baths
Welcome home to this charming 3-bedroom, 1-bath property offering space, functionality, and potential! Featuring a large formal dining room, this home is perfect for gatherings and everyday living. Newer AC, Furnace and hot water heater. The spacious kitchen provides plenty of room for cooking and storage. The bathroom has a jacuzzi tub to unwind after a long day. Downstairs, the walk-out basement offers additional possibilities and is already plumbed for a second bathroom—ideal for future expansion or added value. Enjoy comfortable living with a practical layout and room to make it your own. Whether you’re a first-time buyer or looking for an investment opportunity, this home is ready to go!

209 S Locust Street, Carrollton

Listing courtesy of Jayme Generaux of Weichert Realtors - Generations.
$79,900
Located just minutes from the heart of downtown Carrollton, this spacious triplex offers over 2,300 square feet of finished living space and a prime opportunity for investors or savvy buyers looking to build equity. With solid bones and strong income potential, this property is ready for your vision and a bit of sweat equity to truly shine. A major improvement has already been taken care of with a newer metal roof, helping reduce immediate capital expenses. Each unit offers functional layouts with ample space, making it ideal for rental income or multi-generational living. With the right updates and cosmetic improvements, this property could easily become a strong cash-flowing asset. Whether you're looking to expand your investment portfolio or step into a value-add opportunity in a desirable location, this triplex is full of potential. Don’t miss your chance to unlock its value!

111 N Virginia Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$62,500
This 6.32-acre property offers both productivity and potential, currently producing approximately 22 bales of hay per year. With its open space and rural appeal, it’s an excellent opportunity for those looking to establish a homestead, hobby farm, or country retreat. Investors will also appreciate the future development possibilities this acreage provides!

Highland Street, Carrollton

Listing courtesy of Kristy Lauhoff of Century 21 Farm and Home.
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