Carrollton Homes with USDA Loan Financing

Carrollton Homes with USDA Loan Financing

Welcome to Carrollton, Missouri – a hidden gem nestled in the heart of Carroll County. With its charming small-town atmosphere, rich history, and friendly community, Carrollton offers a unique blend of rural charm and modern conveniences. This picturesque city is surrounded by lush landscapes and serene views, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle.

Carrollton boasts a vibrant downtown area filled with local shops, restaurants, and parks, providing residents with a sense of community and connection. The city's commitment to preserving its historical roots is evident in its well-maintained architecture and welcoming neighborhoods. With a strong emphasis on community activities, residents can enjoy seasonal festivals, farmers' markets, and outdoor recreational opportunities that celebrate the beauty of Missouri.

For prospective homeowners, Carrollton presents an exciting opportunity with the availability of USDA loan financing. This government-backed program is designed to promote homeownership in rural areas, making it easier for families to purchase their dream homes without the burden of a hefty down payment. With USDA loans, you can find beautiful homes in Carrollton that fit your budget while enjoying the benefits of living in a tight-knit community.

Whether you’re looking for a cozy cottage or a spacious family home, Carrollton has a diverse range of properties available. Discover the charm of this delightful city and explore the possibilities of homeownership through USDA financing. Embrace the tranquility of Carrollton, where your dream home awaits amidst the natural beauty and warmth of Missouri living.

Newest Carrollton Homes with USDA Loan Financing

$425,000
4 Beds ⋅ 3.5 Baths
Welcome home to this beautifully updated ranch situated on a sprawling 1-acre M/L lot in one of Carrollton's most established and desirable neighborhoods. Offering nearly 3,800 square feet of thoughtfully designed living space, this impressive home features 4 bedrooms, 2 full bathrooms, and 2 half bathrooms, providing the perfect blend of comfort, functionality, and style. Step inside to discover new flooring throughout, adding a fresh, modern feel to the home's spacious interior. The stunning 37' x 21' great room is the heart of the home, showcasing soaring wood-beamed ceilings, a dramatic wall of windows that fills the space with natural light, and a cozy gas fireplace. The expansive eat-in kitchen is designed for everyday living and entertaining alike, complete with heated floors, abundant cabinetry, and an adjoining informal dining area featuring custom built-ins and a welcoming sitting area centered around a second gas fireplace. The private primary suite offers a relaxing retreat with an updated ensuite bathroom featuring dual vanities and a beautifully tiled walk-in shower. Outside, the generous patio overlooks a picturesque backyard framed by mature trees, creating a peaceful setting for entertaining, outdoor dining, or simply unwinding in privacy. With its impressive square footage, recent updates, and exceptional setting, this move-in-ready home is one you won't want to miss. Interior photos coming soon!

804 N Main Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$305,000
4 Beds ⋅ 3 Baths
Nestled in the heart of Carrollton, this charming Cape Cod-style home perfectly blends timeless character with thoughtful modern updates. Offering 4 spacious bedrooms, 3 bathrooms, and a detached 1-car garage with a loft above, this home provides endless possibilities. The loft is ideal for additional storage or could be finished into a home office, guest suite, studio, or extra living space. Step inside to a light-filled living room featuring gleaming hardwood floors, rich original woodwork, and a cozy fireplace that creates an inviting atmosphere. The formal dining room flows effortlessly into the spacious kitchen, making everyday living and entertaining a breeze. The kitchen showcases quartz countertops, a stylish tile backsplash, modern white cabinetry, and a peninsula with an integrated sink that offers both functionality and gathering space. Upstairs, you'll find four generously sized bedrooms and two tastefully remodeled bathrooms designed with comfort and style in mind. A cozy private balcony offers the perfect spot to enjoy your morning coffee or unwind with your favorite book. Conveniently located in the heart of Carrollton, this move-in-ready home is just minutes from local schools, parks, shopping, dining, and all the amenities this welcoming community has to offer. Combining classic curb appeal, modern updates, and room to grow, this beautiful home is ready for its next chapter.

201 W 1st Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$159,900
4 Beds ⋅ 1 Baths
Welcome home to this 4-bedroom, 1-bath split-entry home offering comfort, updates, and room to grow! The main level features three bedrooms, while the fourth bedroom is located in the lower level, providing flexibility for guests, a home office, or additional living space. You'll appreciate the many recent improvements, including a newer roof, energy-efficient vinyl replacement windows throughout, updated flooring, fresh interior paint, and a beautifully remodeled bathroom. The unfinished lower level presents an excellent opportunity to add additional finished living space to suit your needs or simply enjoy the abundant storage it provides. A 1-car attached garage adds everyday convenience. Ideally located within walking distance to local schools, this move-in-ready home combines value, functionality, and potential. Don't miss your opportunity to make it yours!

113 W 10th Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$245,900
4 Beds ⋅ 3 Baths
Welcome home to this beautifully maintained 4-bedroom, 3-bath ranch with a 5th non-conforming bedroom, nestled in one of Carrollton’s established neighborhoods. Offering over 2,200 square feet of living space, this home features a spacious layout designed for both everyday living and entertaining. Enjoy two inviting living areas, each complete with its own fireplace, creating warm and welcoming spaces for family gatherings or quiet evenings at home. The flexible floor plan includes a fifth non-conforming bedroom, making it ideal for guests, a home office, hobby room, or workout space. Generous-sized bedrooms, ample storage, and comfortable living can be found throughout the home. Outside, you’ll appreciate the attractive mature landscaping, durable metal siding, newer roof, attached two-car garage, and fenced corner lot—perfect for children, pets, gardening, or outdoor entertaining. Conveniently located near schools, parks, and local amenities, this move-in-ready home offers the perfect combination of comfort, space, flexibility, and curb appeal. Don’t miss your opportunity to make this wonderful Carrollton property your next home!

1114 Hilltop Drive, Carrollton

Listing courtesy of Jennifer Jellum of RE/MAX Central.
$110,000
3 Beds ⋅ 1 Baths
Welcome home to this charming 3-bedroom, 1-bath property offering space, functionality, and potential! Featuring a large formal dining room, this home is perfect for gatherings and everyday living. Newer AC, Furnace and hot water heater. The spacious kitchen provides plenty of room for cooking and storage. The bathroom has a jacuzzi tub to unwind after a long day. Downstairs, the walk-out basement offers additional possibilities and is already plumbed for a second bathroom—ideal for future expansion or added value. Enjoy comfortable living with a practical layout and room to make it your own. Whether you’re a first-time buyer or looking for an investment opportunity, this home is ready to go!

209 S Locust Street, Carrollton

Listing courtesy of Jayme Generaux of Weichert Realtors - Generations.
$239,900
5 Beds ⋅ 3 Baths
Come check out this sprawling split-entry home nestled on a quiet double lot in Carrollton! Offering nearly 3,000 square feet of finished living space, this spacious home features 5 bedrooms, 3 bathrooms, and plenty of room for everyone to spread out. The heart of the home is the expansive living room, complete with built-in surround sound, making it the perfect space for entertaining, movie nights, or watching the big game. The eat-in kitchen, formal dining room, and main-level primary bedroom provide comfort and functionality for everyday living. Additional features like the central vacuum system and whole-home intercom add everyday convenience and thoughtful functionality throughout the home. Need extra space? This home delivers with a large storage room located beneath the living room, ideal for seasonal dcor, hobbies, or keeping everything organized. Above the oversized two-car garage, you'll find a versatile bonus room that could serve as a home office, playroom, home gym, craft room, guest retreat, or additional storage. The oversized attached garage offers ample room for vehicles, tools, and projects, while the impressive second lot provides endless possibilities. With convenient access from 16th Street, the additional lot is perfect for building a detached garage or workshop, expanding the home, creating outdoor entertainment space, or simply enjoying the extra yard. If you've been searching for space, flexibility, modern conveniences, and future potential in a peaceful neighborhood, this Carrollton property is one you won't want to miss!

6 W 15th Street, Carrollton

Listing courtesy of Michael Wellman of Sell Well Realty.
$99,000
3 Beds ⋅ 2 Baths
Charming 2–3 Bedroom Brick Home with Endless Potential! Discover the possibilities in this spacious 2–3 bedroom, 2 bath brick home, offering nearly 2,000 sq. ft. of living space. Whether you’re a homeowner looking to make it your own or an investor seeking a great opportunity, this property is full of potential! Inside, you’ll find tall 10-foot ceilings, large rooms, and classic architectural details that provide both character and comfort. The flexible layout allows for a potential third bedroom, home office, or bonus space to fit your needs. Enjoy relaxing on the covered front porch, perfect for morning coffee or evening gatherings. With a little TLC, this solid brick home could shine once again as a beautiful family residence or a profitable investment property.

220 E Benton Street, Carrollton

Listing courtesy of Kristy Lauhoff of Century 21 Farm and Home.
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