Cleveland Homes with Conventional Financing

Welcome to Cleveland, Missouri – a charming small town nestled in Cass County, where community spirit and scenic landscapes come together to create a welcoming atmosphere. With its rich history and friendly residents, Cleveland offers a perfect blend of rural charm and convenient access to urban amenities. Just a short drive from the bustling city of Kansas City, Cleveland provides residents with a peaceful retreat while still being close enough to enjoy the vibrant city life.

The town is characterized by its beautiful parks, local shops, and a strong sense of community, making it an ideal place for families, retirees, and everyone in between. Cleveland’s affordable housing market is a significant draw for prospective homeowners, especially those seeking homes that qualify for conventional financing. This financing option allows buyers to explore a variety of properties, from cozy single-family homes to larger residences, all while enjoying competitive interest rates and manageable down payment requirements.

In Cleveland, you’ll find a range of homes that cater to diverse tastes and budgets. Each property is nestled in a friendly neighborhood, where tree-lined streets and well-maintained yards create an inviting environment. Whether you’re looking for a starter home or a place to settle down, Cleveland’s real estate market has something for everyone.

With its combination of affordability, community, and accessibility, Cleveland, Missouri, is an exceptional choice for those looking to plant roots in a vibrant and welcoming town. Discover your dream home in Cleveland today and experience the charm of this delightful community!

Newest Cleveland Homes with Conventional Financing

$240,000

Your dream property awaits! Discover 9.16 acres of opportunity in beautiful Cass County, ideally located near the Miami and Johnson County lines. This prime corner lot offers outstanding visibility, easy access, and endless possibilities for your dream home, barndominium, hobby farm, or private recreational retreat. Perfectly situated just off State Line Road with quick access to US-69 Highway, you'll enjoy the tranquility of country living without sacrificing convenience to the city. Whether you're looking to build now or invest for the future, this property provides the flexibility to bring your vision to life. Utilities are within reach, with electric and water conveniently available nearby (buyer to verify availability and connection requirements), making future development even more appealing. Nature lovers will appreciate the peaceful setting, abundant wildlife, and open space, while still being just minutes from public and private schools, The Berry Patch. Take a drive, breathe in the fresh country air, and experience everything this exceptional 9.16-acre corner tract has to offer. Opportunities like this don't come around often—schedule your showing today and start planning your future!

E 233rd Street, Cleveland

Listing courtesy of Rustalyn York of Keller Williams Southland.

$318,800

3 Beds ⋅ 2.5 Baths

Nearly new modern farmhouse with a dramatic vaulted great room and designer finishes throughout. Why wait months for new construction when you can move into a nearly new home today? Built just one year ago, this move-in ready home offers modern design, quality craftsmanship, and immediate occupancy. The open-concept floor plan is highlighted by soaring vaulted ceilings, abundant natural light, and a stunning floor-to-ceiling fireplace feature wall that creates an unforgettable focal point. The beautifully appointed kitchen is designed for both everyday living and entertaining, featuring granite countertops, an oversized center island with seating, stainless steel appliances, contemporary shaker cabinetry, under-cabinet lighting, a spacious pantry, and designer matte black plumbing fixtures, hardware, lighting, and accents that complement the home's clean, modern style. Luxury vinyl plank flooring flows throughout the main living areas, while the upstairs offers generously sized bedrooms, second-floor laundry, and beautifully finished bathrooms with granite countertops. Oversized windows fill the home with natural light, creating a bright and inviting atmosphere throughout. Situated on a spacious corner lot along a quiet country street, you'll enjoy plenty of outdoor space for entertaining, gardening, pets, or future outdoor living beneath mature shade trees. The spacious two-car garage provides excellent room for vehicles, storage, hobbies, or recreational gear. Located in the Cass-Midway School District, Midway Elementary and Midway High School are approximately 4.3 miles away, and you'll enjoy convenient highway access with an easy drive to south Overland Park and south Kansas City while still enjoying the charm and slower pace of small-town living. Enjoy all the benefits of newer construction without the wait, uncertainty, or added expense of building—just unpack and enjoy.

413 W Walnut Street, Cleveland

Listing courtesy of Edward Stephens of ReeceNichols - Leawood.

$368,500

4 Beds ⋅ 2 Baths

Newer Built(2021) 4 Bedroom home, just a short 20 minute drive from all the amenities of southern Overland Park. Walk into the spacious open floor plan with family room featuring a cozy fireplace and kitchen with large granite island with plenty of seating, stainless steel appliances. Laminate waterproof flooring throughout home with tiled bathrooms. Beautiful covered deck that overlooks a large green space for you to build your own he/she shed!! This home is ready for you to move in and make your own.

106 S 4th Street, Cleveland

Listing courtesy of Marcela Egea of Keller Williams Realty Partners Inc..

$1,340,000

5 Beds ⋅ 5 Baths

Experience the perfect blend of elegance, comfort, and country living with this impressive 5-bedroom, 5-bathroom home situated on 19.5 +/- acres. Offering approximately 5,180 square feet of finished living space, plus a full unfinished basement, walk-in attic storage, and a 3-car garage, this property provides nearly 8,500 square feet under roof with endless possibilities. The main level welcomes you with open living spaces, generous room sizes, an open-concept kitchen and living area, and 10-foot ceilings throughout. The grand entryway creates an unforgettable first impression, featuring a winding staircase, overlook balcony, and soaring 19-foot ceilings that showcase the scale of this remarkable home. The upper level offers a charming hallway sitting area that provides separation between bedrooms. The spacious primary suite is a true retreat, complete with a wood-burning fireplace, wet bar, and luxurious bathroom featuring a private sitting area, double vanity, jetted tub, and walk-in shower. The full unfinished basement provides abundant storage space and offers a blank canvas ready to be customized into additional living space, recreation areas, or whatever best fits your needs. Outside, the property continues to impress with thoughtfully designed improvements. A 25’ x 35’ horse barn features a drive-through design, two horse stalls, and a dedicated tack and feed room. The adjacent 45’ x 55’ outbuilding provides excellent storage space and is equipped with both heating and air conditioning, making it versatile for hobbies, equipment, or workspace needs. Between the two buildings is additional space that can be used for equipment storage or covered outdoor horse pens. The level pasture is well maintained with thick grasses and is fully fenced, making it ideal for horses, livestock, or recreational use. A paved driveway leads to an electronically operated gated entrance, adding an extra layer of privacy, security, and convenience. 2025 taxes were $6,535.55

21515 S Prospect Avenue, Cleveland

Listing courtesy of Mat Wescoat of United Country Real Estate Buckhorn Land and Realty.

$800,000

5 Beds ⋅ 4.5 Baths

Welcome to your own private retreat, perfectly nestled on a breathtaking 11.06-acre wooded setting. This stunning two-story home offers the ideal blend of comfort, charm, and peaceful seclusion. Clean land, no chemicals! Step inside to a warm & inviting family room featuring gleaming red oak hardwoods & a cozy wood-burning stove. The beautifully updated white kitchen is a chef’s dream, complete w/double ovens, stainless steel appliances, & exceptional storage—including custom pull-out shelves, soft-close drawers, an underlit backsplash, decorative glass cabinetry, and built-in trash and recycling. The sun-filled breakfast area shines with natural light & a skylight overhead. The spacious primary suite is a true sanctuary, boasting 10-foot ceilings, a private sitting room with fireplace, and its own outdoor deck. The spa-like primary bath impresses with a tiled tub & shower, dual vanities, and soaring ceilings enhanced by a skylight. Each additional bedroom offers private access to a bathroom, providing comfort & convenience for all. The finished walkout lower level is perfect for entertaining, featuring a large rec room, second kitchen, tile flooring, & abundant cabinetry. A generously sized laundry room adds even more functional storage. Outside, enjoy the beauty of nature from the screened-in porch, ideal for gatherings. The property also includes a charming “Joanna Gaines”-inspired garden structure with a small hen house, composting area, and a separate space for goats—perfect for hobby farming or homesteading. Recent updates include a new roof, gutters, siding, & exterior paint (2021), along with 2 HVAC systems & 2 water heaters for added efficiency. The long, tree-lined driveway leads you into a peaceful, private setting surrounded by mature woods & scenic views. Whether you envision gardening, raising animals, or simply unwinding in your own secluded oasis, this property makes it easy to feel right at home. Only 35 minutes to Corporate Lakes!

3100 E 303rd Street, Cleveland

Listing courtesy of Ask Cathy Team of Keller Williams Platinum Prtnr.

$219,950

10 acre M/L lot to bring your own builder or build it yourself! No HOA or deed restrictions. Bring your horses or build your dream outbuilding! This lot has great views and a nice slope falling to the east that could make for highly desirable daylight or walk out lot with rear of (potential) house facing the shaded east in the summer afternoons. This acreage lot backs to a nice greenbelt of trees and natural vegetation. Water and Electric access is nearby but verify with local utility co.'s on details as well as your local county/ city on any details on what you are permitted to build.

Prospect Avenue, Cleveland

Listing courtesy of Chris Guerrero of Platinum Realty LLC.

$475,000

3 Beds ⋅ 2 Baths

WELL MAINTAINED 11 ACRES! 3 BR, 2 Bath home is ready to move in. First floor laundry room. Fireplace in the LR can be woodburning or electric. HWH, heavy duty disposal & dishwasher new in the past year. Deck & handrail redone in the last 3 years. New laminate flooring. Finished basement with a large storage area. 2 car garage w/openers, workbench & shelving. The 11 acres is all fenced pasture. Several raised garden beds, two lean-to buildings, shed, chicken coop & a firepit. Several flowering & fruit trees. Don't wait! This won't last at $475,000!

3308 E 303rd Street, Cleveland

Listing courtesy of Debbie Wyrick of Realty Executives.