Clinton Homes with USDA Loan Financing

Clinton Homes with USDA Loan Financing

Welcome to Clinton, Missouri – a hidden gem nestled in the heart of Henry County. Known for its warm community spirit and picturesque landscapes, Clinton offers a tranquil lifestyle that perfectly balances modern conveniences with the charm of small-town living. With its rich history and vibrant local culture, residents enjoy a variety of recreational activities, from fishing and boating on Truman Lake to exploring the scenic trails of the nearby parks.

Clinton's real estate market is thriving, and for those looking to invest in their dream home, the availability of USDA loan financing makes it even more appealing. These loans are designed to help low-to-moderate-income families achieve homeownership in eligible rural areas, and Clinton fits the bill beautifully. With its affordable housing options and supportive community, you can find a place that suits your needs without breaking the bank.

Imagine settling into a cozy home surrounded by friendly neighbors, where children can play safely and families can enjoy weekend barbecues in their backyards. The USDA loan program provides the opportunity to purchase homes with little to no down payment, making it an excellent option for first-time buyers or those looking to relocate to a peaceful setting.

In Clinton, you’ll find a diverse range of properties, from charming single-family homes to spacious country estates. With the added benefit of USDA financing, your dream of homeownership is not just a possibility; it’s within reach. Come explore all that Clinton has to offer and discover why so many are proud to call this delightful city home!

Newest Clinton Homes with USDA Loan Financing

$215,000
3 Beds ⋅ 2 Baths
Are you searching for your own place close to Truman Lake? Are you wanting your own acreage? this could be your place! 8.9 acres m/l with a nice pond. A 3 car garage and out buildings. Plus, a 3 bedroom 2 bath home! Enjoy the covered wrap around deck out front. And wonderful private views out back. the back NW corner of the property has a fire pit and makes a great place to camp! the pond has a dock and a great place to swim on these hot summer days! there is so much space inside and out for you to enjoy and just minutes to the lake! Come see, fall in Love and make this your next place to call home!

333 SE 901st Road, Clinton

Listing courtesy of Karen Hadley of Keller Williams KC North.
$220,000
Rare opportunity to acquire approximately 28.2 acres of prime development land within the Clinton city limits. Currently in grass and zoned for single-family residential use, this property offers an excellent opportunity for builders, developers, or investors looking to expand their portfolio. The property fronts both Calvird Drive and Waters Street, providing excellent access from two sides. With public utilities located in the adjacent streets, this parcel offers an ideal setting for future development. Conveniently located near schools, parks, shopping, restaurants, and other local amenities, this property offers the opportunity to develop in an established and desirable area of Clinton. Whether you're looking to develop multiple homesites, expand your investment portfolio, or secure a sizeable tract for a future project, this property offers location, acreage, access, and potential all within the city limits. Bring your development plans and take advantage of this rare opportunity. Reach out today to schedule your private showing.

1513 S Water Street S, Clinton

Listing courtesy of Amanda Huenefeldt of Baird Realty Group.
$155,000
3 Beds ⋅ 1 Baths
Room to spread out, updates you’ll appreciate, and a peaceful setting that feels tucked away from the hustle—this 3-bedroom, 1-bath home has a lot to love. Step inside to a bright, comfortable layout with luxury vinyl plank flooring throughout much of the home, an updated bathroom, and a beautifully refreshed kitchen. The large eat-in kitchen offers plenty of cabinet space, newer appliances, and room for everyone to gather around the table. Laundry is conveniently located inside the home, making everyday living even easier. The updates go well beyond the finishes. The home has also seen improvements to the plumbing and electrical, along with a metal roof, newer appliances, and newer major systems—giving you plenty of reasons to feel good about what’s already been done. Outside is where this property really shines. Start your morning on the covered front porch overlooking the oversized front yard, then head out back to enjoy the patio and fenced backyard. And don’t stop at the fence—the property extends beyond it, giving you even more yard to enjoy. Whether you’re dreaming of a garden, space for games, room for pets, or simply a little extra breathing room, there’s plenty of it here. You’ll also find a carport with an attached storage shed, plus a second shed for lawn equipment, tools, hobbies, or all those extras that need a home of their own. Best of all, this home sits on a very quiet street with little traffic and very few nearby neighbors, creating a peaceful, easygoing setting that’s hard to find. With a large lot, inviting outdoor spaces, thoughtful updates, and a comfortable interior, this one just feels like home.

624 W Jefferson Street, Clinton

Listing courtesy of Mindy Crawford of RE/MAX Elite, REALTORS.
$389,900
Your own private hunting and recreational retreat awaits! This 2 bed, 1 bath cabin is situated on approximately 48.1 +/- acres and is conveniently located near Truman Lake. The property provides a great combination of privacy, wildlife habitat, and recreational acreage. The cozy cabin offers the perfect home base after a day in the woods or at the lake. Whether you're looking for a hunting getaway, a weekend retreat, recreational property, or a place to create lasting memories with family and friends, this property is ready to enjoy. Come experience the peace and privacy of the country and schedule your showing today.

471 SE 1131 Road, Clinton

Listing courtesy of Amanda Huenefeldt of Baird Realty Group.
$189,900
3 Beds ⋅ 2 Baths
This beautifully maintained 3-bedroom, 2-bath Arts & Crafts home offers timeless character, thoughtful updates, and the convenience of true main-level living. The spacious main-floor primary suite features a private en-suite bath, while the home also includes a large walk-in storage closet on the main level, providing exceptional storage. Rich in original character, this home showcases beautiful hardwood floors, soaring high ceilings, stunning leaded glass windows, original built-ins, and abundant natural light. The kitchen offers ample cabinetry with convenient roll-out shelving and comes complete with appliances, while the adjoining mudroom provides a practical everyday entry. Relax on the inviting covered front porch or entertain family and friends on the backyard patio overlooking the large, privacy-fenced backyard—ideal for children, pets, gardening, or outdoor gatherings. Need storage or room to grow? The full concrete basement with an exterior entrance provides outstanding storage and room for future expansion, a workshop, or hobby space. The oversized detached two-car garage features an extended workshop/gardening room that's perfect for projects or additional storage. Above the garage is floored attic storage, while the home's unfinished attic offers the perfect opportunity to create a charming children's play area. Recent updates, including a newer roof, fresh paint, and updated flooring, provide peace of mind while preserving the home's historic charm. Conveniently located just minutes from Clinton's Historic Downtown Square, schools, shopping, and dining, this exceptional property offers historic character, abundant storage, and versatile spaces designed for today's lifestyle. 805 S. 2nd Street is a rare opportunity to own a classic home ready for its next chapter.

805 S 2nd Street, Clinton

Listing courtesy of Erin Nystrom of Keller Williams KC North.
$649,000
4 Beds ⋅ 4.5 Baths
Just yards from Truman Lake, this one-of-a-kind custom-built cedar home offers the perfect combination of luxury, recreation, and peaceful country living. Situated on approximately 7.3 acres with a creek winding through the property, you'll enjoy abundant wildlife, incredible views, and the privacy you've been searching for. Designed for true main-level living, the home features over 4,000 square feet with 4 bedrooms, 4.5 bathrooms, beautiful hardwood floors, custom cabinetry, and stunning stone fireplaces on both the main level and the finished walkout basement. Many custom unique features to appreciate such as the jack and jill bathroom. The lower level lives like a second home, complete with a spacious family room, wet bar with kegerator, sauna, second primary suite, and an office that serves perfectly as a non-conforming fifth bedroom—ideal for guests or multi-generational living. Built with exceptional character and thoughtful details throughout, you'll appreciate the expansive deck spanning the entire length of the home, a sunroom off the great room and dining area, built-in audio equipment with outdoor speakers, and E2-tinted windows that maximize the breathtaking views while helping reduce summer heat. Recent updates provide even more value, including a **new roof** and a **solar panel system** for improved energy efficiency and long-term savings. Additional features include two 50-gallon water heaters, dual HVAC systems, and a 36' x 30' detached garage with plenty of room for vehicles, boats, ATVs, and all your lake toys. Quick! Take a Look and Make this House your New Home! Buyers are encouraged to verify all measurements and claims. Seller requests preapproval or proof of funds before showing this lovingly constructed home.

110 SE 1804P Lane, Clinton

Listing courtesy of Kerrie Shumate of Midwest Realty & Auction.
$264,900
4 Beds ⋅ 2 Baths
Adorable house has 4 bedrooms 2 bathrooms. Master is on the main level and 3 other bedrooms are upstairs. Home has new roof, new windows, new paint, new flooring, new appliances and 2 new bathrooms. Home has a large yard and a covered deck on the from and nice size deck on the back. Laundry is on the main level.

511 E Green Street, Clinton

Listing courtesy of Dana Harding of Dana Harding Realty.
$319,999
3 Beds ⋅ 2 Baths
Step into the perfect blend of timeless character and modern convenience in this beautifully restored 1880 home. Completely renovated from top to bottom, nearly every major component is new while preserving the craftsmanship and charm that make historic homes so special. Enjoy the wrap around porch and the short walk to the historic downtown square Major updates include a new roof and gutters, energy-efficient windows, all-new plumbing, electrical, HVAC system, drywall, insulation, bathrooms, SmartSide siding, interior and exterior paint, Trex deck ,stylish lighting, and new kitchen cabinetry. Every detail has been thoughtfully updated to provide peace of mind for years to come. A home warranty provided by the seller also ensures peace of mind. Original features have been carefully preserved, including the beautifully refinished hardwood floors, grand staircase, built-in hutch, and classic exterior columns, creating a warm and inviting atmosphere filled with authentic character. This is a rare opportunity to own a meticulously restored historic home that offers the beauty and craftsmanship of the past with the comfort, efficiency, and reliability of a brand-new home. Seller is offering a home warranty to ensure peace of mind. Truly a one-of-a-kind gem, ready to be enjoyed for the next many years.

611 S Main Street, Clinton

Listing courtesy of Andrew Bosma of EXP Realty LLC.
$235,000
4 Beds ⋅ 2 Baths
Welcome home to this beautifully updated property that showcases the pride of ownership and attention to detail that has gone into preparing it for the market. Recent improvements include fresh paint, refinished hardwood floors, a newer roof, a new HVAC system including both the furnace and air conditioner, updated gutters, and a newly constructed rear deck, creating both comfort and functionality throughout. One of the standout features is the spacious primary suite located on the main level. This addition offers a walk-in closet and a private bathroom complete with a tub/shower combo, providing a comfortable and private retreat within the home. Laundry hookups have been thoughtfully planned for both the garage and the primary closet, giving future owners flexibility and convenience. Step outside and enjoy the thoughtfully landscaped backyard featuring raised garden beds, a storage shed, and the new deck—an inviting space for entertaining, gathering with friends, or simply enjoying a quiet evening outdoors. The outdoor living area complements the home's many updates and creates additional space to enjoy throughout the year. From the refinished hardwood floors to the extensive improvements inside and out, this home has been thoughtfully updated and is ready for its next chapter. Schedule your showing today and see all this property has to offer. Sqft is considered estimated and obtained from floorplan, buyer and buyer agent to verify.

1605 E Franklin Street, Clinton

Listing courtesy of Daniel Ashley of RE/MAX Heritage.
$258,900
3 Beds ⋅ 1.5 Baths
Welcome home to this beautifully maintained brick ranch offering 3 bedrooms, 2 full bathrooms, and a peaceful edge-of-town setting. Enjoy the wooded views across the street for a country-like feel while still enjoying the convenience of town. Pride in ownership shines throughout this longtime owner-occupied home nestled in on a corner lot with mature trees. Inside, you’ll find a spacious living room featuring a cozy fireplace, updated bathrooms, and a lovely sunroom perfect for relaxing year-round. The primary bedroom offers two closets, while the large utility room and abundant storage throughout provide exceptional functionality. Additional updates include quality vinyl windows, and a hot water heat/boiler system that is about 2 years old. Outdoor amenities include a patio area complete with a natural gas grill, a mature pecan tree, and a storage shed for all your extras. The heated garage also features a workshop area, ideal for hobbies or projects. This well-cared-for home combines comfort, space, and a serene setting all in one package. You better act quickly on this one!

711 W Montgomery Street, Clinton

Listing courtesy of Emily Burke of Golden Valley Realty Group.
$215,000
3 Beds ⋅ 2 Baths
STOP THE CAR! This home is ready for new owners! Refreshed and Revitilized! Welcome to 210 Swisher Dr., a well-maintained home that offers peace of mind with major updates already completed. Move-in ready truly fits this property, as it has been thoughtfully prepared for its next chapter. Enjoy the confidence of a newer roof installed in 2019, brand new HVAC, new water heater, and new gutters—delivering comfort, efficiency, and value from day one. The home sits on a nice-sized lot, providing plenty of outdoor space for relaxing, entertaining, or creating your own backyard retreat. With the big-ticket items already taken care of, this is an easy choice for buyers looking for a home that’s been cared for and is ready to go. Just move in and make it your own! Buyers are encouraged to verify all measurements and claims. Note - This home is NOT in a flood plain as the seller has a LOMA,

210 E Swisher Drive, Clinton

Listing courtesy of Kerrie Shumate of Midwest Realty & Auction.
$320,000
3 Beds ⋅ 2 Baths
This spacious ranch home, set on nearly an acre (.91 acres), offers the perfect blend of comfort, functionality, and room to grow. Situated outside city limits on a flat, expansive lot, there’s plenty of space for your projects, recreational vehicles, and outdoor enjoyment. The main level features a classic and inviting 3-bedroom, 2-bath layout that’s move-in ready. Downstairs, the finished basement provides incredible flexibility, currently set up as a recreation area and two additional bedrooms, with ample storage and endless potential to customize to your needs. The home has a newer roof, Smart 80 Gal hot water heater, and an automatic sump pump with battery back-up. Car enthusiasts and those needing extra space will love the attached parking for 2 vehicles, along with an detached 2-car garage for even more storage or workspace. Right beside the detached garage is an extra large concrete RV parking spot with an outlet you plug in your RV. Step outside to enjoy the covered deck overlooking the wide-open backyard—perfect for relaxing evenings and taking in beautiful sunsets. Additional outdoor features include an enclosed patio and a charming gazebo, creating ideal spaces for entertaining or unwinding. This property truly has it all—space, versatility, and the freedom to make it your own.

129 NW 251st Road, Clinton

Listing courtesy of Corey Wells of Golden Valley Realty Group.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use