Excelsior Springs Homes with Conventional Financing

Excelsior Springs Homes with Conventional Financing

Welcome to Excelsior Springs, Missouri – a charming city steeped in history and renowned for its natural mineral springs. Nestled just 30 miles northeast of Kansas City, Excelsior Springs offers a unique blend of small-town charm and modern conveniences, making it an ideal place for families, retirees, and anyone seeking a peaceful lifestyle. Known for its picturesque parks, vibrant downtown area, and friendly community, Excelsior Springs boasts a rich heritage that dates back to the 19th century when it became a popular health resort.

The city is home to a variety of recreational opportunities, including hiking and biking trails, golf courses, and the scenic Lake Lottawanna. The historic downtown district features an array of shops, restaurants, and local businesses, ensuring that residents have everything they need right at their fingertips. With a strong sense of community and numerous annual events, Excelsior Springs fosters a welcoming atmosphere that draws people in.

When it comes to housing, Excelsior Springs offers a diverse selection of homes that cater to different tastes and budgets. Many properties are available with conventional financing, making it easier for buyers to secure their dream home in this delightful city. From charming bungalows to spacious family homes, the real estate market here is thriving, providing ample options for those looking to settle in this lovely area.

Whether you're drawn to the healing waters of the mineral springs, the friendly community, or the beautiful homes, Excelsior Springs is a place where you can truly feel at home. Come explore the possibilities and discover why so many are choosing to call this enchanting city their own!

Newest Excelsior Springs Homes with Conventional Financing

$225,000
1 Beds ⋅ 2 Baths
Practically a brand-new home! This beautifully renovated property has been updated from top to bottom with exceptional attention to detail. Major improvements include a new roof, gutters, thermal windows, new electric lines/panel/exterior box, HVAC including duct work, water heater, plumbing lines, exterior and interior paint, interior and exterior doors, and all new interior trim along with carpet, flooring and lighting. The heart of the home is the stunning eat-in kitchen, featuring granite countertops, an oversized center island, all new cabinetry, stylish backsplash, new sink, faucet, garbage disposal, and abundant workspace perfect for gathering with family and friends. Every bathroom has been completely remodeled with new vanities, sinks, toilets, flooring, lighting, fixtures, and beautifully finished showers with new surrounds. The thoughtfully designed floor plan also offers the convenience of a main-level laundry room, large living room, main level bedroom and full bath. Upstairs, you'll find a big versatile bonus room, an open loft area, and a full bathroom creating the perfect private retreat for guests, multi-generational living, a home office, or a primary suite with non-conforming bedroom. When you are ready to unwind, the spacious, shaded front porch is perfectly positioned to take advantage of the home's elevated hillside setting and enjoy picturesque views overlooking the town. With nearly every major component replaced and stylish finishes throughout, this move-in-ready home offers the perfect combination of modern comfort, quality craftsmanship, and timeless appeal.

528 Caldwell Street, Excelsior Springs

Listing courtesy of Linda Terrell Mazan of BHG Kansas City Homes.
$70,000
Beautiful 4-acre residential lot with road frontage, offering plenty of space to build your dream home or enjoy a peaceful country setting. Buyer to verify all information, including zoning, utility availability, and building requirements.

Klatt Road, Excelsior Springs

Listing courtesy of Emorye Moore of Juncture.
$199,900
A smart buy-and-hold in the heart of Excelsior Springs, this four-plex offers dependable cash flow and low turnover, supported by three long-term residents who take pride in their homes. The fourth unit is vacant, freshly updated, and move-in ready - ideal for a house-hacker looking to live affordably while building equity, or for an investor wanting immediate new tenancy. Each unit features a clean one-bedroom layout with durable flooring, efficient kitchens, and bright natural light, making ongoing maintenance simple and cost-effective. Located near Excelsior Springs' historic downtown district - with charming shops, cafes, parks, and local employers - the property sits in a market known for consistent rental demand and a relaxed small-town feel with convenient access to the KC metro. Separate electric meters for each unit and common water, sewer, and gas. Large 2 car garage on the big lot ready for finish for additional rents or owner storage. A strong blend of stability, affordability, and upside whether you're expanding a portfolio or stepping into multifamily ownership for the first time.

115 Saratoga Avenue, Excelsior Springs

Listing courtesy of Micah Thomas of Standard Real Estate.
$289,900
3 Beds ⋅ 2 Baths
Welcome to this beautifully updated home in an established west Excelsior Springs neighborhood, located less than one mile from Excelsior Springs Hospital. Blending comfort, convenience, and thoughtful updates, this move in ready home offers outstanding curb appeal and a long list of improvements. Recent updates include new flooring, fresh interior paint, granite countertops, a new water heater, updated lighting fixtures, and a beautiful and newly built oversized back deck. Replacement windows were installed by a previous owner add even more value and efficiency. The spacious deck overlooks a tree lined backyard and features stairs leading to the yard below, creating the perfect space for entertaining, relaxing, or enjoying your morning coffee. The covered patio beneath the deck provides a comfortable outdoor retreat, rain or shine. Two rear facing garages offer added privacy, while the oversized driveway provides ample parking for multiple vehicles. Inside, you’ll find three generously sized bedrooms on the main level, including a primary suite with a private bath and walk in shower. A second full hall bath serves the additional bedrooms and guests. The inviting living room features a cozy wood burning fireplace, while the finished walkout basement expands your living space with a second fireplace, a large family or recreation room, and a utility room. Whether you need space to entertain, work from home, or simply relax, this flexible lower level has you covered. The backyard is fenced along the sides and rear, offering plenty of room for pets, play, or outdoor activities. Mature trees provide shade, privacy, and a peaceful setting you’ll appreciate year round. With quality updates throughout, functional living spaces, and an excellent location, this home offers the perfect combination of style, comfort, and convenience. If you’ve been searching for a move in ready home where the hard work has already been done, this one deserves a spot at the top of your list!

1229 Michele Drive, Excelsior Springs

Listing courtesy of Kenny Manley of ReeceNichols-KCN.
$199,500
3 Beds ⋅ 1 Baths
Major updates make this beautifully renovated three-bedroom, one-bath true ranch a must-see! Enjoy peace of mind with a brand-new roof and gutters, all-new windows, a new exterior air-conditioning unit, and a new water heater. Tucked away on a quiet street in charming Excelsior Springs, this move-in-ready home has been thoughtfully updated throughout. Inside, you?ll find fresh paint, new trim, and all-new interior and exterior doors. The completely remodeled kitchen features new cabinets, countertops, backsplash, sink, and garbage disposal, while the updated bathroom offers modern finishes and style. The spacious living room and kitchen provide an inviting layout for both everyday living and entertaining. New flooring and carpeting flow throughout the home, and brand-new front and rear decks create the perfect spaces to relax and enjoy the outdoors. Don?t miss the opportunity to own this tastefully updated ranch home in a peaceful setting with so many costly improvements already completed.

103 Berton Road, Excelsior Springs

Listing courtesy of Linda Terrell Mazan of BHG Kansas City Homes.
$250,000
3 Beds ⋅ 2 Baths
This home is a true gem. Owner has put so much into it you only need to move in and enjoy living here. The driveway will fit 5 cars, so parking is never an issue. The backyard is huge and fenced!!! Sit in the screened in patio or the covered front porch and enjoy the peace and quiet of the neighborhood. These spaces make it easy to entertain. Home is situated on a dead end street. Inside you have 3 large bedrooms and two full bathrooms. Bring your queen and king size beds! The big ticket items are all taken care of too! Newer furnace and AC. New Windows! This should check all your boxes!!

920 Tracy Avenue, Excelsior Springs

Listing courtesy of Michelle Anaya of RE/MAX Innovations.
$299,000
4 Beds ⋅ 2 Baths
Welcome home to this well-maintained all-brick ranch nestled on a quiet, tree-lined street in one of Excelsior Springs' established neighborhoods. Built in 1966, this home offers the quality construction and timeless character that's hard to find today, combined with thoughtful updates that make it move-in ready. Inside, you'll love the remodeled open-concept kitchen featuring stainless steel appliances, abundant cabinet space, and a seamless flow into the spacious hearth room. New flooring adds a fresh, modern feel, while the hearth room opens directly to the patio and fully fenced backyard—perfect for entertaining, relaxing, or letting pets and kids play safely. With four bedrooms, there's plenty of room for a growing family, guests, or a dedicated home office. The expansive basement offers incredible flexibility with a large unfinished area ideal for storage, hobbies, or future expansion. The brand new driveway leads to the oversized garage allows for storage for tools, fridges or hobby cars. The mature trees surrounding the property provide beautiful shade and create a peaceful setting you'll appreciate year-round. Whether you're searching for your first family home, need extra space, or are looking to downsize without sacrificing comfort or quality, this home offers the convenience of main-level living with room to grow. Located just minutes from the historic Elms Hotel, downtown Excelsior Springs, parks, shopping, and schools, you'll enjoy the charm of a close-knit community while remaining within easy commuting distance of Kansas City. Don't miss your opportunity to own this solid, beautifully maintained brick ranch in a desirable neighborhood!

602 Pierson Street, Excelsior Springs

Listing courtesy of Edward Van Buskirk of 1st Class Real Estate Summit.
$400,000
3 Beds ⋅ 2.5 Baths
Looking for a little extra space without giving up convenience? This 3-bedroom, 2.5-bath split-level sits on 2 acres just outside Excelsior Springs and offers the perfect balance of country living and easy access to town. Inside, you'll find two spacious living areas, each with a cozy wood-burning fireplace, giving everyone plenty of room to spread out. The kitchen includes the appliances and opens to the back deck, making it easy to enjoy your morning coffee or relax while taking in the peaceful surroundings. Several major updates have already been completed, including a new septic system in 2024, plus a new water heater and water softener in 2025, giving buyers added peace of mind. Outside, the attached 2-car garage is complemented by a 960-square-foot shop with a concrete floor and 40-amp electrical service, perfect for hobbies, projects, equipment, or extra storage. Bonus attached chicken coop in shop. If you've been searching for room to enjoy the outdoors with practical updates already in place, this property is one you won't want to miss.

207 Evergreen Street, Excelsior Springs

Listing courtesy of Jennifer Engbroten of RE/MAX Heritage.
$145,000
4 Beds ⋅ 1 Baths
Lots of house for the money! 4 bedrooms with two on the main level and two bedrooms and small loft area on the upper floor. Newer carpet and paint, equipped kitchen, enclosed back porch, covered front porch, off street parking in the back, large main floor laundry area and spacious full bath. Big formal dining room and living room make for good entertaining.

528 Park Avenue, Excelsior Springs

Listing courtesy of Hightower Heritage Team of Jason Mitchell Real Estate Mis.
$115,000
1 Beds ⋅ 1 Baths
For the single person or couple that would rather own a home rather than pay rent. Small and easy to care for with a back yard that has a great spot for a garden. Storage shed, off street parking, walk in tiled shower, equipped kitchen, full unfinished walkout basement. new mini split system A/C, furnace, water heater, refrigerator and updated electrical system and good location

902 Williams Street, Excelsior Springs

Listing courtesy of Hightower Heritage Team of Jason Mitchell Real Estate Mis.
$115,000
2 Beds ⋅ 1 Baths
2-bedroom home located on quiet street with level private backyard. Covered back deck off bedroom. Wood floors equipped kitchen with laundry closet set up for a stackable washer and dryer. Good parking pad for off-street parking. There is a full lighted basement for accessing plumbing, electric etc., that is accessed by a trap door in the back bedroom. Why pay rent when you can by a 2 bedroom for this price!

515 Park Avenue, Excelsior Springs

Listing courtesy of Hightower Heritage Team of Jason Mitchell Real Estate Mis.
$180,000
3 Beds ⋅ 1.5 Baths
Bring your remodeling ideas to this spacious 3 bedroom 1.5 bath raised ranch in a nice quiet neighborhood located in a cul-de sac. Enjoy sitting on the shaded front deck in the morning and evenings. Spacious living room is open to the family room which offers a fireplace. Large eat in kitchen walks out to small backyard area. Full basement offers room for expansion and has a half bath. Bring your toolbelt and reap the rewards.

1204 Wornall Road, Excelsior Springs

Listing courtesy of Cindy Spicer of ReeceNichols North Star.
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