Excelsior Springs Homes with FHA Financing

Excelsior Springs Homes with FHA Financing

Welcome to Excelsior Springs, Missouri – a charming city that beautifully blends small-town warmth with modern conveniences. Nestled just 30 miles northeast of Kansas City, Excelsior Springs is renowned for its stunning natural springs, historic architecture, and vibrant community spirit. With its picturesque downtown area, lush parks, and a plethora of recreational activities, this city offers a serene lifestyle perfect for families, retirees, and everyone in between.

Excelsior Springs boasts a rich history, dating back to the 19th century when it was a popular spa destination. Today, visitors and residents alike can still enjoy the therapeutic benefits of the mineral springs, as well as a variety of cultural attractions, including art galleries, boutique shops, and delightful dining options. The city's annual events and festivals foster a strong sense of community, making it an ideal place to call home.

For those considering a move to this enchanting city, the local real estate market offers a range of homes suitable for various budgets and lifestyles. Many properties are eligible for FHA financing, making homeownership more accessible for first-time buyers and those looking to invest in their future. With favorable loan terms and lower down payment options, FHA financing allows you to explore a diverse selection of charming homes that reflect the unique character of Excelsior Springs.

Whether you're drawn by the historical charm, the friendly community, or the beautiful landscapes, Excelsior Springs is a place where you can truly feel at home. Discover the perfect property that meets your needs and embrace the tranquil lifestyle this wonderful city has to offer!

Newest Excelsior Springs Homes with FHA Financing

$225,000
1 Beds ⋅ 2 Baths
Practically a brand-new home! This beautifully renovated property has been updated from top to bottom with exceptional attention to detail. Major improvements include a new roof, gutters, thermal windows, new electric lines/panel/exterior box, HVAC including duct work, water heater, plumbing lines, exterior and interior paint, interior and exterior doors, and all new interior trim along with carpet, flooring and lighting. The heart of the home is the stunning eat-in kitchen, featuring granite countertops, an oversized center island, all new cabinetry, stylish backsplash, new sink, faucet, garbage disposal, and abundant workspace perfect for gathering with family and friends. Every bathroom has been completely remodeled with new vanities, sinks, toilets, flooring, lighting, fixtures, and beautifully finished showers with new surrounds. The thoughtfully designed floor plan also offers the convenience of a main-level laundry room, large living room, main level bedroom and full bath. Upstairs, you'll find a big versatile bonus room, an open loft area, and a full bathroom creating the perfect private retreat for guests, multi-generational living, a home office, or a primary suite with non-conforming bedroom. When you are ready to unwind, the spacious, shaded front porch is perfectly positioned to take advantage of the home's elevated hillside setting and enjoy picturesque views overlooking the town. With nearly every major component replaced and stylish finishes throughout, this move-in-ready home offers the perfect combination of modern comfort, quality craftsmanship, and timeless appeal.

528 Caldwell Street, Excelsior Springs

Listing courtesy of Linda Terrell Mazan of BHG Kansas City Homes.
$289,900
3 Beds ⋅ 2 Baths
Welcome to this beautifully updated home in an established west Excelsior Springs neighborhood, located less than one mile from Excelsior Springs Hospital. Blending comfort, convenience, and thoughtful updates, this move in ready home offers outstanding curb appeal and a long list of improvements. Recent updates include new flooring, fresh interior paint, granite countertops, a new water heater, updated lighting fixtures, and a beautiful and newly built oversized back deck. Replacement windows were installed by a previous owner add even more value and efficiency. The spacious deck overlooks a tree lined backyard and features stairs leading to the yard below, creating the perfect space for entertaining, relaxing, or enjoying your morning coffee. The covered patio beneath the deck provides a comfortable outdoor retreat, rain or shine. Two rear facing garages offer added privacy, while the oversized driveway provides ample parking for multiple vehicles. Inside, you’ll find three generously sized bedrooms on the main level, including a primary suite with a private bath and walk in shower. A second full hall bath serves the additional bedrooms and guests. The inviting living room features a cozy wood burning fireplace, while the finished walkout basement expands your living space with a second fireplace, a large family or recreation room, and a utility room. Whether you need space to entertain, work from home, or simply relax, this flexible lower level has you covered. The backyard is fenced along the sides and rear, offering plenty of room for pets, play, or outdoor activities. Mature trees provide shade, privacy, and a peaceful setting you’ll appreciate year round. With quality updates throughout, functional living spaces, and an excellent location, this home offers the perfect combination of style, comfort, and convenience. If you’ve been searching for a move in ready home where the hard work has already been done, this one deserves a spot at the top of your list!

1229 Michele Drive, Excelsior Springs

Listing courtesy of Kenny Manley of ReeceNichols-KCN.
$250,000
3 Beds ⋅ 2 Baths
This home is a true gem. Owner has put so much into it you only need to move in and enjoy living here. The driveway will fit 5 cars, so parking is never an issue. The backyard is huge and fenced!!! Sit in the screened in patio or the covered front porch and enjoy the peace and quiet of the neighborhood. These spaces make it easy to entertain. Home is situated on a dead end street. Inside you have 3 large bedrooms and two full bathrooms. Bring your queen and king size beds! The big ticket items are all taken care of too! Newer furnace and AC. New Windows! This should check all your boxes!!

920 Tracy Avenue, Excelsior Springs

Listing courtesy of Michelle Anaya of RE/MAX Innovations.
$299,000
4 Beds ⋅ 2 Baths
Welcome home to this well-maintained all-brick ranch nestled on a quiet, tree-lined street in one of Excelsior Springs' established neighborhoods. Built in 1966, this home offers the quality construction and timeless character that's hard to find today, combined with thoughtful updates that make it move-in ready. Inside, you'll love the remodeled open-concept kitchen featuring stainless steel appliances, abundant cabinet space, and a seamless flow into the spacious hearth room. New flooring adds a fresh, modern feel, while the hearth room opens directly to the patio and fully fenced backyard—perfect for entertaining, relaxing, or letting pets and kids play safely. With four bedrooms, there's plenty of room for a growing family, guests, or a dedicated home office. The expansive basement offers incredible flexibility with a large unfinished area ideal for storage, hobbies, or future expansion. The brand new driveway leads to the oversized garage allows for storage for tools, fridges or hobby cars. The mature trees surrounding the property provide beautiful shade and create a peaceful setting you'll appreciate year-round. Whether you're searching for your first family home, need extra space, or are looking to downsize without sacrificing comfort or quality, this home offers the convenience of main-level living with room to grow. Located just minutes from the historic Elms Hotel, downtown Excelsior Springs, parks, shopping, and schools, you'll enjoy the charm of a close-knit community while remaining within easy commuting distance of Kansas City. Don't miss your opportunity to own this solid, beautifully maintained brick ranch in a desirable neighborhood!

602 Pierson Street, Excelsior Springs

Listing courtesy of Edward Van Buskirk of 1st Class Real Estate Summit.
$400,000
3 Beds ⋅ 2.5 Baths
Looking for a little extra space without giving up convenience? This 3-bedroom, 2.5-bath split-level sits on 2 acres just outside Excelsior Springs and offers the perfect balance of country living and easy access to town. Inside, you'll find two spacious living areas, each with a cozy wood-burning fireplace, giving everyone plenty of room to spread out. The kitchen includes the appliances and opens to the back deck, making it easy to enjoy your morning coffee or relax while taking in the peaceful surroundings. Several major updates have already been completed, including a new septic system in 2024, plus a new water heater and water softener in 2025, giving buyers added peace of mind. Outside, the attached 2-car garage is complemented by a 960-square-foot shop with a concrete floor and 40-amp electrical service, perfect for hobbies, projects, equipment, or extra storage. Bonus attached chicken coop in shop. If you've been searching for room to enjoy the outdoors with practical updates already in place, this property is one you won't want to miss.

207 Evergreen Street, Excelsior Springs

Listing courtesy of Jennifer Engbroten of RE/MAX Heritage.
$180,000
3 Beds ⋅ 1.5 Baths
Bring your remodeling ideas to this spacious 3 bedroom 1.5 bath raised ranch in a nice quiet neighborhood located in a cul-de sac. Enjoy sitting on the shaded front deck in the morning and evenings. Spacious living room is open to the family room which offers a fireplace. Large eat in kitchen walks out to small backyard area. Full basement offers room for expansion and has a half bath. Bring your toolbelt and reap the rewards.

1204 Wornall Road, Excelsior Springs

Listing courtesy of Cindy Spicer of ReeceNichols North Star.
$339,900
4 Beds ⋅ 3 Baths
Welcome home to one of Madison Park's most versatile floor plans! Nestled in a quiet cul-de-sac setting, this home offers generous living spaces on both levels with room for everyone to spread out while still feeling warm and inviting. The bright walk-out lower level features an expansive family room, additional bedroom, full bath, and abundant storage—perfect for movie nights, guests, a home office, or multi-generational living. Step outside and enjoy your own backyard retreat. The oversized fenced yard offers plenty of room to play, entertain, or simply relax. Cool off in the above-ground pool, host summer cookouts on the spacious deck overlooking the yard, or unwind beneath the patio below. Additional features include a storage shed, large unfinished storage/mechanical room, and a location that combines neighborhood charm with easy access to schools, parks, shopping, dining, and major highways. Come discover a home designed for gathering, entertaining, and making memories in every season.

2227 W Ivory Circle, Excelsior Springs

Listing courtesy of SimmonsSales Team of RE/MAX Area Real Estate.
$368,900
3 Beds ⋅ 2 Baths
Beautiful reverse 1.5 story home is built 2022 in Excelsior Spring's Madison Park Subdivision! Great place to walk the neighborhood with the kids and dogs. Come check out open floor plan with the Kitchen Island to gather with family and friends! This home features soaring ceilings! beautiful quarts countertops! Great entertaining space in this beautiful living room and even a sweet little deck for some outside activities. Come see the color changes that the seller has made to this already beautiful home! All this located in a nice cul-de-sac!! All measurements are estimated and found from public records.

2206 Corbin Court, Excelsior Springs

Listing courtesy of Krissy Bruntmyer of Realty Professionals Heartland.
$329,000
3 Beds ⋅ 2.5 Baths
Welcome to this ranch home in the highly sought-after King's Addition! Offering 3 bedrooms, 2.5 baths, and a finished basement, this home is filled with potential and ready for your personal touch. The inviting great room features a soaring vaulted ceiling and a striking brick fireplace that serves as the focal point of the space. A separate dining room provides the perfect setting for entertaining, while the kitchen offers convenient access to the deck and spacious backyard—ideal for outdoor dining, relaxing, or gatherings. The finished basement adds valuable living space for a family room, recreation area, home office, or gym. With solid bones and a desirable floor plan, this home is a wonderful opportunity to add your cosmetic updates and create the home you've always envisioned. Located in the coveted King's Addition neighborhood, this property combines a prime location with endless potential. Don't miss the chance to make it your own!

2006 Joy Street, Excelsior Springs

Listing courtesy of Connie Stark of MO-KAN Veteran Realty LLC.
$159,900
1 Beds ⋅ 1 Baths
NEW PRICE!!! This completely renovated home nestled on three combined lots is ready for it's NEW owners!! This rare setting offers exceptional privacy, breathtaking views, and endless possibilities, all while being just a short walk from the heart of historic downtown Excelsior Springs. Enjoy the convenience of boutiques, local shops, restaurants, breweries, coffee houses, and year-round community events just minutes from your front door. The seller spared no expense transforming this one-of-a-kind home into a warm, inviting retreat bursting with character, charm, and cozy comfort. New flooring flows throughout the home, complemented by fresh interior paint, custom live-edge wood accents, all-new lighting, new closets in the primary bedroom, and a beautiful new front door.The kitchen has been completely remodeled with new cabinetry, countertops, sink, disposal, and appliances. The spacious bathroom was also fully transformed with a new shower, vanity, toilet, updated flooring, and a convenient washer and dryer station.The improvements go far beyond cosmetic updates. Major investments include all new plumbing from the house to the city main, providing peace of mind for years to come.Step outside and discover what truly makes this property special. The three-lot setting offers incredible flexibility with a new privacy fence and ample room to garden, entertain around the fire pit, build a workshop or additional garage, expand the home, or simply enjoy your own private park-like retreat. Properties with this much land, this close to downtown, are exceptionally rare. With close to 50k in renovations and upgrades, this move-in-ready property combines modern finishes, quality craftsmanship, and an unbeatable location near one of the Kansas City area's most charming historic downtown districts. Whether you're looking for your first home, a place to downsize, or an investment opportunity, this Excelsior Springs gem is one you won't want to miss!

607 N Main Street, Excelsior Springs

Listing courtesy of Abby Powers of The Real Estate Store LLC.
$359,900
3 Beds ⋅ 2.5 Baths
Welcome home to this spacious reverse story-and-a-half offering an ideal blend of comfort, functionality, and value! Featuring 3 generously sized bedrooms, 2.5 bathrooms, and a 2-car garage, this home provides plenty of room to spread out. The main level includes a convenient laundry room, while the open floor plan offers large rooms throughout for comfortable everyday living. Step outside to enjoy the deck overlooking the fenced backyard, complete with a storage shed for additional space. If you're looking for a home with a practical layout, spacious living areas, and a great outdoor setting, this one is a must-see!

2224 W Ivory Circle, Excelsior Springs

Listing courtesy of Chris Dalton of Dalton Realty, LLC.
$565,000
3 Beds ⋅ 2.5 Baths
Experience timeless craftsmanship, thoughtful design, and exceptional everyday living in this beautifully maintained custom reverse 1½-story home. Designed for comfort and entertaining, this impressive residence offers an open floor plan that blends spacious gathering areas with private retreats. The main level welcomes you with a bright great room featuring soaring ceilings, abundant natural light, and seamless flow into the dining area and beautifully appointed kitchen. The kitchen offers custom cabinetry, generous countertop space, a large center island, walk-in pantry, and quality finishes throughout, creating the perfect space for everyday living and entertaining. The privately situated primary suite serves as a relaxing retreat with a spacious bedroom, luxurious ensuite featuring dual vanities, a soaking tub, separate shower, and an oversized walk-in closet. One of the home's signature features is the expansive covered composite deck spanning nearly the full width of the home. Complete with recessed lighting, ceiling fans, mounted television, and multiple areas for dining, grilling, and relaxing, it extends the living space and provides the ideal setting for entertaining or enjoying peaceful evenings. The finished walkout lower level offers a spacious recreation room, private guest bedroom with walk-in closet, full bath, dedicated executive office, versatile flex room, and abundant storage, providing outstanding flexibility for work, guests, hobbies, or recreation. An oversized three-car garage, plus a separate lower-level utility garage, offers exceptional space for vehicles, workshop needs, lawn equipment, and storage. From the quality finishes and intelligent floor plan to the exceptional indoor and outdoor living spaces, every detail reflects pride of ownership and lasting craftsmanship. Move-in ready and designed to be enjoyed every day, this remarkable home is ready to welcome its next owners.

1401 Ann Circle, Excelsior Springs

Listing courtesy of SimmonsSales Team of RE/MAX Area Real Estate.
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