Grain Valley Homes with FHA Financing

Welcome to Grain Valley, Missouri – a charming community nestled in the picturesque Jackson County. Known for its friendly atmosphere and small-town charm, Grain Valley is the perfect blend of suburban comfort and easy access to the vibrant life of nearby Kansas City. With its beautiful parks, top-notch schools, and a strong sense of community, it’s no wonder that families and individuals alike are drawn to this delightful city.

Grain Valley offers a variety of housing options, making it an ideal place for first-time homebuyers, families, and retirees. One of the most appealing aspects of purchasing a home here is the availability of FHA financing. This government-backed loan program provides numerous benefits, including lower down payment requirements and more flexible credit standards, making homeownership more accessible for many buyers. Whether you’re looking for a cozy starter home or a spacious property for your growing family, Grain Valley has something for everyone.

The city boasts a range of amenities, from local shops and restaurants to recreational activities that cater to all ages. Families will appreciate the well-maintained parks, walking trails, and community events that foster a close-knit environment. Plus, with its proximity to major highways, you can easily commute to the bustling city life of Kansas City while enjoying the tranquility of suburban living.

Discover the charm of Grain Valley and explore the opportunities available with FHA financing. Your dream home awaits in this welcoming community!

Newest Grain Valley Homes with FHA Financing

$360,000

3 Beds ⋅ 3 Baths

Updated ranch home with finished walkout basement and additional 3rd car garage for those hobbies, etc. Newer carpet, interior paint, kitchen flooring, deck, etc. Lovely finished basement with family room. New granite countertops in kitchen with kitchen isle, lots of counter space and pantry. Easy living with this ranch home, super fenced yard and room to grow. Large deck for those backyard BBQ's. See list of upgrades in supplements sectio of MLS.

813 SW Foxtail Drive, Grain Valley

Listing courtesy of Gary Derks of ReeceNichols- Leawood Town Center.

$349,000

2 Beds ⋅ 2 Baths

Welcome home to this exceptionally well-maintained, move-in ready ranch in the highly desirable Woodbury Villas, a maintenance-provided 45+ community! This rare 2-bedroom, 2-bath home offers the ease of true one-level living with quality finishes, thoughtful design, and an abundance of storage. A covered front porch welcomes you into an inviting open floor plan featuring a spacious great room with a cozy fireplace. The large dine-in kitchen offers abundant cabinetry and workspace, making it perfect for everyday living and entertaining, with the conveniently located main-level laundry room just off the kitchen. The adjacent formal dining room provides a versatile space that could also serve as a home office, piano room, sitting area, or hobby room. The spacious primary suite is a relaxing retreat, complete with a walk-in closet and private bath featuring double vanities, a whirlpool tub, and a separate walk-in shower. Step outside to the screened-in patio overlooking the white vinyl-fenced backyard, while the attractive brick and stucco exterior and in-ground sprinkler system provide lasting curb appeal. The expansive unfinished lower level offers exceptional storage and incredible potential for future living space. Already stubbed for a third bathroom with a toilet installed, it's ready for your finishing touches—an excellent opportunity to add additional square footage and build equity. Enjoy a carefree lifestyle with the HOA providing lawn care, snow removal, and trash service, giving you more time to enjoy the things you love. Ideally located near shopping, restaurants, walking trails, and convenient highway access, this home offers the perfect combination of comfort, convenience, and low-maintenance living. Rare opportunities like this don't come along often in Woodbury Villas. Schedule your private showing today!

804 NW Cedar Lane, Grain Valley

Listing courtesy of Jim Dilley of Compass Realty Group.

$515,000

4 Beds ⋅ 3.5 Baths

Welcome home to this beautifully maintained 4-bedroom home in the desirable Woodbury neighborhood! Currently receiving its final touches with fresh interior paint, updated landscaping, and more, this home will be move-in ready and waiting for its next owners. The main level offers an open floor plan designed for everyday living and entertaining. You'll find a private office, spacious living room, and a well-appointed kitchen with abundant cabinet space, a center island, and a large walk-in pantry. The main-floor primary suite features a walk-in shower, jetted tub, walk-in closet, and easy access to the laundry room and nearby half bath. Upstairs offers three generously sized bedrooms, a full bathroom, and a loft that makes a great second living area, playroom, or study space. The finished basement provides even more room to spread out with a large rec room featuring stained concrete floors, a wet bar, a full bathroom, and a separate flex room that works well as a home gym, office, den, or non-conforming bedroom. Outside, you'll enjoy a fully fenced backyard with mature landscaping, raised planter boxes, and a large patio that's perfect for relaxing or entertaining. The oversized 3-car garage offers plenty of storage space for vehicles, tools, and outdoor equipment. Residents of Woodbury enjoy access to the neighborhood pool and convenient access to shopping, dining, parks, and award-winning Grain Valley schools. Located just minutes from I-70, you're only a short drive to Downtown Kansas City and approximately 45 minutes from Kansas City International Airport (MCI). Don't miss your opportunity to own this spacious home in one of Grain Valley's most popular neighborhoods!

1007 Burr Oak Lane, Grain Valley

Listing courtesy of Felicia Davis of EXP Realty LLC.

$425,000

3 Beds ⋅ 2 Baths

Here's a polished MLS description that is professional, easy to read, and highlights the home's best features without sounding overdone: Welcome home to this better-than-new 3-bedroom, 2-bath ranch that's been impeccably maintained and is truly move-in ready. The open floor plan is perfect for everyday living and entertaining, featuring a spacious living room with a cozy gas fireplace that flows seamlessly into the kitchen. The kitchen offers a large center island, walk-in pantry, abundant cabinetry, and plenty of prep space. The private primary suite includes a walk-in shower, oversized walk-in closet, and plenty of room to unwind. Two additional bedrooms and a full bath complete the main level. The finished lower level provides a huge rec room, ideal for a second living space, game room, home theater, or workout area, along with generous storage space. Step outside to enjoy the large, fenced corner lot offering privacy and room to relax, play, or entertain. An oversized 2-car garage provides extra space for vehicles, tools, and hobbies. This immaculate home offers the feel of new construction without the wait. Don't miss your opportunity to make it yours!

1810 NW Madi Court, Grain Valley

Listing courtesy of Felicia Davis of EXP Realty LLC.

$208,000

3 Beds ⋅ 2.5 Baths

Step Into this beautifully updated home featuring a spacious and modern open-concept. Enjoy new LVP flooring on the entire first level with fresh paint offering clean and contemporary feel. The bright and airy design includes a generous living area that flow seamlessly into kitchen and dining room spaces. Laundry room located on same level as all bedrooms. The primary bedroom boast walk-in closet and double vanity. Clubhouse amenities include, pool, exercise room,and Kitchen available for private events

1003 NE Clear Creek Road, Grain Valley

Listing courtesy of Lee Anderson of Weichert Realtors - Generations.

$389,900

4 Beds ⋅ 3 Baths

Move-in-ready 2024-built Brookfield on a 10,000 sqft cul-de-sac lot — one of the deepest on the street in Eagle Ridge. 4 bedrooms, 3 full baths, 2-car garage. Open-concept main floor: a welcoming entry flows straight into a bright Great Room with a mantled electric fireplace. Chef's kitchen delivers white shaker cabinetry, granite counters, smart stainless appliances, prep island, and an L-shaped corner pantry that actually holds groceries. Scratch-resistant luxury hard-surface floors throughout — sophisticated and low-maintenance. The primary suite boasts a box-vault ceiling, walk-in closet, and en-suite double vanity with a spa-like walk-in shower. Two more main-level bedrooms — perfect as office, gym, or guest space — share a full bath. Downstairs, a secondary Great Room extends your living for entertaining, a cozy den, or game nights. Fourth bedroom with double-door closet, full bath, coat closet, plus a huge unfinished area (~750 sqft) ready for a workshop, home gym, or storage empire. Step outside to the backyard leading right outside to the patio and a cedar-fenced backyard for privacy. Award-winning Grain Valley school district, minutes from shopping and dining, quick I-70 access, low $25/mo HOA. Just show up with a couch.

1801 NW Hilltop Court, Grain Valley

Listing courtesy of Ben Wong of 1st Class Real Estate KC.

$459,900

3 Beds ⋅ 2 Baths

Better than new and completely move-in ready! This beautiful true ranch offers easy one-level living with an open-concept floor plan, stylish finishes, and abundant natural light throughout. The spacious kitchen flows seamlessly into the living and dining areas, making it perfect for everyday living and entertaining. The private primary suite features a walk-in closet and well-appointed bath, while the additional bedrooms provide flexibility for guests, family, or a home office. Enjoy the convenience of main-level laundry, a spacious garage, and a low-maintenance lifestyle. The unfinished lower level offers incredible potential, with plenty of space to finish into a large recreation room, additional bedrooms, a home office, gym, or whatever best fits your needs. A great opportunity to add valuable living space and make this home your own!. Located in the highly desirable Grain Valley School District with easy access to highways, shopping, and restaurants, this like-new home is ready for its next owner.

2310 NW Rymeg Drive, Grain Valley

Listing courtesy of M&M Home Group of ReeceNichols - Lees Summit.

$515,000

4 Beds ⋅ 3.5 Baths

Fantastic New Price!! **Splash Into Summer In The 2 Neighborhood POOLS!!** This Move-In Ready Beautifully Maintained Stunning 4-Bedroom, 3.5-Bath Ranch/Reverse 1.5-Story Home Features An Open Floor Plan That Backs To A Peaceful, Treed Common Area For Added Privacy! The Professionally Landscaped Level Backyard Includes A Privacy Fence, Custom Landscape Curbing, An In-Ground Sprinkler System, Fire Pit, Deck & A Covered Patio—Perfect For Relaxing Or Entertaining! Inside, You'll Find A Spacious Open Great Room With Upgraded Carpet & A Cozy Gas Fireplace. The Gourmet Kitchen Features Granite Countertops, Center Island, Warm Hardwood Floors, Rich Wood Cabinetry, & A Large Walk-In Pantry. The Adjacent Dining Area Opens To a Low-Maintenance Composite Deck Overlooking The Private Backyard. Thoughtful Touches Throughout Include A Mudroom With Built-In Desk & Coat Storage, A Convenient Laundry Room With Folding Table, A Luxurious Main-Level Primary Suite Showcasing A Handcrafted Reclaimed Barn Wood Sliding Door, Vaulted Ceiling With Ceiling Fan, Spa-Like Bath With Whirlpool Tub, Separate Tiled Shower, Dual Vanities, Tile Flooring, & A Spacious Walk-In Closet. The Finished Walkout Lower Level Is Ideal For Entertaining Offering A Large Recreation Room With A Wet Bar & Bar Refrigerator, Three Additional Bedrooms & Abundant Storage Space! Additional Features Include A Security System & A Spacious 3 Car Garage. Two Nearby HOA Neighborhood Swimming Pools For Summer Fun! This Exceptional Home Combines Quality Finishes, Functional Design, & A Fantastic Setting!! Don't Miss Your Opportunity To Make It Yours!

1101 NW Pecan Drive, Grain Valley

Listing courtesy of Jean Ormsby of ReeceNichols - Lees Summit.

$217,500

3 Beds ⋅ 2 Baths

Tremendous value! 2 or 3 bedroom 2 full bathroom, 2 car garage - in move in condition for under 220k. Professionally remodeled recently. Photos in MLS are virtually staged. House is vacant and ready for you to move in. Comes with 1 garage door opener, Refrigerator and washer & dryer, so you're all set! Please hurry as these sell quickly.

1306 Ashley Drive, Grain Valley

Listing courtesy of Steve Banks of Banks Real Estate LLC.

$318,500

3 Beds ⋅ 2.5 Baths

Over an acre in Grain Valley! This beautifully maintained home features a complete roof replacement completed in November 2025, a newer heat pump, a finished walkout lower level with a wood-burning fireplace, an oversized deck, extra parking, and a peaceful tree-lined backyard—all within a short drive to schools, shopping, dining, and I-70. Situated on 1.0392 acres, this well-cared-for split-entry offers strong bones and numerous updates, including updated light fixtures, LifeProof flooring in all 2.5 bathrooms, and a new dishwasher. The inviting living room showcases a wood-inset ceiling, while the kitchen features stainless steel appliances, refinished cabinetry, a pantry cabinet, and ample workspace. The finished lower level provides a spacious second living area with custom built-in shelving, creating the perfect space to relax or entertain. Step outside to the oversized deck overlooking the expansive backyard with mature trees for added privacy. Additional highlights include a two-car garage, an extended gravel driveway for extra parking, and over an acre of outdoor space to enjoy.

401 S Minter Road, Grain Valley

Listing courtesy of Maggie Sanchez Garcia of Realty of America.

$299,900

3 Beds ⋅ 2 Baths

Come see this Large 3 bed, 2 bath raised ranch with a large open concept main floor and extra deep 2 car garage with plenty of room for all the tools and toys! Did I mention main floor laundry? No going downstairs to do laundry! This home has so much potential. Huge Vaulted ceilings, large bedrooms, and an open concept main floor. The basement is unfinished but stubbed for a full bath so you could add more space down there if needed. The roof is only 3 years old. Bring your paint brushes and build your own dreams here. This one is priced below the other comps in the area leaving you plenty of room to build equity quickly!

716 SW Brome Drive, Grain Valley

Listing courtesy of Mike Cooper of RE/MAX Premier Properties.

$325,000

3 Beds ⋅ 2 Baths

Beautiful 3 bedroom, 2 bathroom home in Grain Valley. Home features one year old roof, beautiful kitchen with all stainless appliances that stay, white painted cabinetry that provides ample storage space. Plenty of space to entertain with a spacious living room and additional finished rec room with office space in the basement. Spacious primary suite with an adjoining bathroom. Great fenced in backyard that features a deck off the kitchen area, patio with fire pit and shed. Conveniently located with nearby highway access and shopping. Hurry and see this move in ready home!!!

1010 NW Scenic Drive, Grain Valley

Listing courtesy of Jared Brunton of Modern Realty Advisors.

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