Gravois Mills Homes with Conventional Financing

Gravois Mills Homes with Conventional Financing

Welcome to Gravois Mills, Missouri – a hidden gem nestled in the heart of Morgan County. This picturesque town, with its serene lakes and rolling hills, offers a perfect blend of tranquility and adventure for those looking to call it home. With a rich history and a welcoming community, Gravois Mills is the ideal place for families, retirees, and anyone seeking a peaceful lifestyle.

One of the town’s standout features is its proximity to the stunning Lake of the Ozarks, which provides endless opportunities for outdoor activities such as boating, fishing, and hiking. The scenic beauty of the area is complemented by a variety of local parks and recreational facilities, making it a haven for nature lovers and adventure enthusiasts alike.

When it comes to real estate, Gravois Mills has a diverse selection of homes available, many of which qualify for conventional financing. This means that whether you're a first-time buyer or looking to upgrade, you can find a property that suits your needs without breaking the bank. From charming lakefront cottages to spacious family homes, there’s something for everyone in this delightful town.

In Gravois Mills, you’ll enjoy a close-knit community atmosphere, with local shops, restaurants, and events that foster connection and camaraderie. The town’s low cost of living and excellent quality of life make it an attractive option for those looking to settle down in a peaceful environment.

Discover the charm of Gravois Mills – where your dream home awaits!

Newest Gravois Mills Homes with Conventional Financing

$375,000
2 Beds ⋅ 2 Baths
Discover the opportunity to create your own lake-area retreat on 2.31 acres in the Millcreek/Gravois Arm area. This ranch-style home features 2 bedrooms, 2 full bathrooms, central heat and air, well water, newer windows, and a newer roof. The spacious living area opens to an impressive 1,500-square-foot deck through sliding doors on either end of the home, creating the perfect space for entertaining, relaxing, and enjoying views of the water, surrounding trees, and abundant wildlife. The unfinished walkout-capable basement offers approximately 1,100 square feet of additional space with plumbing already stubbed for a third full bathroom, providing endless possibilities for future living space, guest quarters, recreation areas, or storage. Outside, you'll appreciate the circular concrete driveway, mature trees, privacy, and acreage that allows room to roam, garden, recreate, or simply enjoy the peaceful lake lifestyle. Whether you're searching for your forever home, summer retreat, or just a renovation project, this home offers the flexibility to make it your own. With approximately 2,800 square feet between the main level and unfinished basement, a private one-slip dock, and beautiful water views, this property offers the space, setting, and potential to become something special. Conveniently located just minutes from Laurie with all-blacktop access via State Route O, you'll enjoy the balance of accessibility and country charm while being close to lake amenities, dining, shopping, and recreation. Bring your vision and unlock the potential of this one just feet away from the water. There is an old cabin and shop building in need of TLC.

30293 Autumn Road, Gravois Mills

Listing courtesy of Sally Davis of Sally Davis Real Estate LLC.
$2,390,000
5 Beds ⋅ 5.5 Baths
Fully furnished and move-in ready, this exceptional contemporary waterfront estate delivers the ultimate Lake of the Ozarks lifestyle. Perfectly positioned on a premier point lot with panoramic main-channel views and protected cove waters, this custom 5-bedroom, 6-bath residence offers over 4,500 square feet of luxury living, including a spacious 2-car garage with epoxy flooring, all designed for relaxation and entertaining. Walls of glass showcase breathtaking lake views throughout, while the walkout lower level features radiant heated flooring and opens to expansive outdoor living spaces. The stunning 16’ x 42’ heated in-ground pool with an automatic cover creates a true private resort experience. The waterfront is equally impressive, featuring a concrete seawall, concrete walkways, and an expansive dock equipped with multiple boat hoists, two drive-on PWC ports, a swim platform, and automatic boat covers designed for a 2025 Cobalt R35 and 2021 Premier Tritoon. The dock, hoists, and PWC ports are included with the sale. Nearly all furniture, furnishings, TVs, and electronics convey with the property, excluding only personal items, two recliners, and the rocking chair in the primary suite. The 2025 Cobalt R35, 2021 Premier Tritoon, and Sea-Doo are available for purchase separately, creating an unmatched turnkey opportunity. Experience lake living at its finest.

28816 White Oak Road, Gravois Mills

Listing courtesy of Cole Pfannenstiel Pfannenstiel of United Real Estate Kansas City.
$333,900
Nearly 80 acres of Lake of the Ozarks land in Gravois Mills, MO near Proctor and mile marker 55. This private wooded tract between J Hwy and Hwy 135 on Proctor Lane is ideal for hunting, recreation, private homestead, investment, or future development in the Ozarks. Loaded with mature timber, rolling hills, abundant wildlife, and rugged terrain, this recreational property is perfectly suited for deer hunting, turkey hunting, ATV riding, hiking, camping, or building a cabin, barndominium, or private retreat near the lake. Rare large-acreage opportunity in the Lake of the Ozarks area with endless potential for a hunting property, family compound, timber investment, or subdividing opportunity. Electric and high-speed fiber optic internet are already on-site and at the road. Easement road runs through the property providing access to a neighboring lake home. Located within Gravois Fire Protection District 4. Minutes from Lake of the Ozarks attractions including Ozark International Raceway, Ravae’s RV Resort, Millie’s Getaway, and Party Fowl Farm. Secluded, heavily wooded, and surrounded by nature, this Ozarks acreage offers the privacy buyers want with convenient access to lake life, recreation, and outdoor adventure.

80 +/- Acres Proctor Lane, Gravois Mills

Listing courtesy of Kat Laxague of EXP Realty LLC.
$264,900
2 Beds ⋅ 1 Baths
PRICE IMPROVEMENT!! TURNKEY Lake of the Ozarks getaway + investment opportunity just in time for summer. Whether you’re looking for a personal lake escape, a fully furnished weekend retreat, or a ready-to-go vacation rental property, this charming lakefront cabin offers an affordable opportunity to step into lake life immediately — without the stress of renovations, furnishing, or setup. A quick and easy 2 hour drive from KC, and only 3 hours from St.Louis. Located in a peaceful lakeside community with a private boat slip and resort-style amenities, this property is designed for easy enjoyment from day one. Spend mornings with coffee overlooking the water, afternoons boating and swimming, and evenings unwinding at the lake — or take advantage of the strong short-term rental potential in one of Missouri’s most popular vacation destinations. Property highlights: • Turnkey + fully furnished • Move-in and vacation rental ready • Private boat slip included • Lakefront community • Resort amenities including pool + lake access • Excellent Airbnb/VRBO potential • Affordable entry point into Lake of the Ozarks ownership • Ideal for weekend getaways, personal use, or investment • Minimal maintenance and easy ownership • Ready for immediate summer occupancy What makes this property truly special is how easy it is. No major projects. No waiting. No overwhelming setup. Just arrive and start enjoying lake life immediately. Summer 2026 rentals are all booked and checks are coming in until November. Buyer has the ability to cancel future bookings or keep them and enjoy the instant income! Properties at the lake that are both affordable and truly turnkey are becoming harder to find — especially heading into peak season. Whether you’re searching for a cozy family retreat or your next income-producing vacation property, this is an opportunity to enjoy everything Lake of the Ozarks has to offer right away. Sellers are motivated and welcome offers!

33510 Bass Point Road Unit #11, Gravois Mills

Listing courtesy of Katie Esry of Platinum Realty LLC.
$565,000
4 Beds ⋅ 2 Baths
Nestled at the 8 MM in Buck Creek Cove, this lakefront retreat offers the best of both worlds—big protected cove and year-round water. If you’ve been waiting for that “this is the one” feeling, this might be it. This beautiful all brick home with detached 2 car garage has been thoughtfully updated with major improvements you’ll truly appreciate. The main level features brand-new LVP flooring and new windows that fill the space with natural light while boosting energy efficiency. Central heating and cooling have been added for year-round comfort, making lake living easy in every season. Both bathrooms have been completely remodeled with fresh, modern finishes. In the kitchen, you’ll find a new dishwasher & garbage disposal, ready for entertaining after long days on the water. The big-ticket items? Already handled. Updates include a new pressure tank on the well, new septic pump, aerator, and laterals, plus a new shallow well pump on the dock—giving you peace of mind so you can focus on enjoying the lake. Relax outside on the screened in patio or step down to the dock for all your summer fun. Just a short boat ride away from Shady Gators, Tap & Grill & Franky & Louies

32445 Green Hills Road, Gravois Mills

Listing courtesy of Anna Wilson of United Real Estate Kansas City.
$250,000
Imagine waking up to lake views every morning — and making them permanently yours. These 4 wooded lots, totaling just under 10 acres, offer a rare opportunity to build your dream lake retreat in one of Missouri's most beloved destinations. With stunning views of the Lake of the Ozarks and situated on the 2nd tier from the water, you'll enjoy the beauty and tranquility of mature trees without sacrificing convenience — lake access, marinas, dining, and entertainment are all just seconds away. The largest lot spans 7+ acres, giving you incredible privacy and room to breathe, while the 3 adjoining lots open up a world of possibilities: build multiple homes, create the ultimate family compound, or simply enjoy the extra space. The flexibility here is truly unmatched. No HOA. No fees. Just 10 acres of potential on all four lots sold together. Whether you're dreaming of a vacation getaway, a full-time residence, or a smart investment in a high-demand lake community, this one is worth a serious look. Opportunities like this don't come around often at the Lake of the Ozarks!

8,9,12 &SW 1/4 Red Hollow Road, Gravois Mills

Listing courtesy of April Erhart of Crown Realty.
$1,200,000
4 Beds ⋅ 3 Baths
NEW Metal Roof is in the works!! Lakefront Retreat with 400+ Feet of Shoreline with 2 Private Docks Discover this stunning 4-bedroom, 3-bath lakefront home featuring over 400 feet of pristine shoreline in a coveted cove location with breathtaking main channel views. Designed for lake living, the property includes a 3-car garage, a 2-well dock with PWC slip, 2 PWC lifts, and a separate swim dock for endless waterfront enjoyment. Step outside and refresh in the outdoor shower after a day on the water, or relax on the expansive lakeside deck while taking in the panoramic views. Inside, you’ll find spacious living areas perfect for gathering with family and friends. Currently operating as a successful short-term rental, this fully furnished home is ready to generate income from from day one. This home offers a strong rental history and the opportunity to generate income when you’re not here. Whether you’re looking for a full-time residence, a vacation getaway, or an investment property, this lakefront retreat checks every box.

404 Bronco Lane, Gravois Mills

Listing courtesy of Anna Wilson of United Real Estate Kansas City.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use