Kirksville Homes with FHA Financing

Kirksville Homes with FHA Financing

Welcome to Kirksville, Missouri – a charming city nestled in the heart of Adair County, known for its rich history, vibrant community, and beautiful landscapes. With a population that embraces a small-town atmosphere while offering the conveniences of a larger city, Kirksville is the perfect place for families, students, and professionals alike. Home to Truman State University and A.T. Still University, the city boasts a youthful energy and a commitment to education, making it an ideal location for those seeking a lively and engaging environment.

Kirksville's picturesque parks, serene walking trails, and friendly neighborhoods provide a welcoming backdrop for anyone looking to settle down. Whether you’re drawn to the historic downtown area, with its unique shops and local eateries, or the tranquil residential communities, there's something here for everyone.

For prospective homeowners, Kirksville offers a variety of housing options, many of which qualify for FHA financing. This government-backed loan program is designed to make homeownership more accessible, especially for first-time buyers. FHA loans typically require lower down payments and more flexible credit requirements, making it easier for families and individuals to find their dream home in this delightful city.

With its affordable housing market and supportive community, Kirksville is not just a place to live; it’s a place to thrive. Discover the charm of Kirksville and explore the homes available with FHA financing today – your new beginning awaits!

Newest Kirksville Homes with FHA Financing

19248 White Oak Trail, Kirksville
$349,000
3 Beds ⋅ 2.5 Baths
One-of-kind custom built A-frame retreat sits on 4 wooded acres just outside of town. This three bedroom home features one full bath and two half baths, gorgeous hardwood flooring, beautiful stained glass accents and a dramatic floor-to-ceiling stone fireplace that rises to the peak of the A-frame. Be sure to look for the details in the craftsmanship, including the decorative moldings and trims above the windows in the living room. A beautiful hardwood staircase in the entryway adds additional craftmanship and charm. The private upper-level loft bedroom overlooks the stunning living room below and features a balcony-style walkway with a unique stained glass window, leading to its own intimate outdoor deck - perfect for a guest area. The Master bedroom is on the main level with companion closets and french doors opening onto the large deck across the back of the home. The deck can also be accessed from the living/dining area - perfect for relaxing, entertaining or simply taking in the amazing scenery. The property is dotted with smaller garden areas, newer sidewalks, and a peaceful water feature welcomes you in the front yard. The home features newer windows and electric heat and air. There is a whole house dehumidifier and air filtration unit, sump pump and laundry hookups in the basement. Also optional laundry hookups in the 2nd bedroom on the main level. The home includes a two-car garage plus additional covered parking beneath the rear deck. There's also an office or optional finished room in the basement. The impressive 30x35 foot outbuilding offers 3-car parking with overhead doors, a workshop with a concrete floor, electrical, tons of storage, additional covered parking perfect for a trailer, and its own private deck overlooking the property. With all of its distinctive architecture, incredible outdoor spaces and exceptional workshop, this property is a dream retreat for outdoor enthusiasts or anyone looking for a home unlike any other.

19248 White Oak Trail, Kirksville

Listing courtesy of Anita Jonas of RE/MAX Premier Properties.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use

How much is your home worth?

Get instant property value now!