Lake Lotawana Homes with Conventional Financing

Lake Lotawana Homes with Conventional Financing

Welcome to Lake Lotawana, a charming city located in Jackson County, Missouri. Known for its picturesque views and serene atmosphere, Lake Lotawana offers a perfect blend of natural beauty and modern conveniences.

With homes available for purchase using conventional financing, Lake Lotawana presents an excellent opportunity for individuals and families looking to settle down in a peaceful lakeside community. Whether you're a first-time homebuyer or looking to upgrade to a larger space, Lake Lotawana has a variety of options to suit your needs.

From cozy cottages to spacious waterfront properties, the real estate market in Lake Lotawana caters to a diverse range of preferences. Imagine waking up to stunning lake views every morning or enjoying a relaxing evening by the water – all within the comfort of your own home.

Aside from its residential offerings, Lake Lotawana boasts a close-knit community that organizes various events and activities throughout the year. Residents have access to a range of amenities, including parks, marinas, and recreational facilities, making it an ideal place to live for those who appreciate an active outdoor lifestyle.

Whether you're drawn to the area for its natural beauty, tight-knit community, or waterfront living, Lake Lotawana has something for everyone. Explore the real estate options available with conventional financing and discover the perfect place to call home in this idyllic city.

Newest Lake Lotawana Homes with Conventional Financing

$595,000
3 Beds ⋅ 2 Baths
Completely renovated from top to bottom, this beautifully updated 3-bedroom, 2-bath home offers turnkey lake living in the heart of Lake Lotawana. Every detail has been thoughtfully redesigned, blending modern finishes with the relaxed charm of lake life. The open and inviting floor plan is ideal for both everyday living and weekend entertaining, while large windows fill the home with natural light and frame breathtaking lake views. Step outside onto the newly finished 13' x 29' deck, where you'll enjoy panoramic views of the water and the peaceful rhythm of lake life. It's the perfect place to sip your morning coffee as the lake comes to life, watch boats cruise by throughout the day, or unwind with shaded evening dinners overlooking the water. An electric tram provides effortless access to the lake, making every waterfront adventure convenient and enjoyable. The property also includes shared ownership of a covered double-well dock with exclusive use of one boat slip complete with a boat lift, giving you immediate access to everything Lake Lotawana has to offer. Whether you're searching for a full-time residence or the perfect weekend escape, this move-in-ready home delivers the ideal combination of modern luxury, low-maintenance living, and breathtaking lake views. This is more than a home—it's the Lake Lotawana lifestyle you've been waiting for that starts today!

16 M Street, Lake Lotawana

Listing courtesy of Tommy Needles of Keller Williams Platinum Prtnr.
$350,000
3 Beds ⋅ 2 Baths
You won't find a more level first-tier property at Lotawana. This home is located close to Hwy 7, allowing easy access on and off the lake—on two lots, 159 and 160, East of the lake road. There is a possible 4th bedroom suite upstairs, and another possible primary bedroom suite downstairs once the third bathroom is finished. The upstairs room functions as a family room. Once a door is added, you could have a 4th bedroom. This would be a great starter home with a little TLC. It has a nice-sized swim dock in good water. The HOA is scheduled to dredge this cove, which will make the water depth even better.

159 & 160 T Street, Lake Lotawana

Listing courtesy of Peggy Rudder of Realty Executives.
$1,695,000
6 Beds ⋅ 5.5 Baths
Tucked just inside a peaceful Lake Lotawana cove, this charming waterfront home offers beautiful lake views along with protected water for swimming, relaxing, and enjoying lake life. Outdoor living shines with a 24x9 Ipe wood deck, a 27x10 screened-in porch, lakeside hot tub, and a wide single-well dock with an attached swim dock, 2 jet ski lifts and a covered boat lift. Inside, the home blends a warm modern lake cabin feel with thoughtful flexibility. The main level features an open kitchen and living area with vaulted ceilings and a wood-burning fireplace, plus a private bedroom suite. The upper-level addition includes two spacious bedroom suites with lake views, a shared living space, and stackable laundry. The lower level offers another private suite that walks out toward the lake, two additional bedrooms with a shared bath, generous lake-gear storage, and a spacious laundry room. Plentiful parking, a 2-car garage, and an EV charging station complete this incredible Lake Lotawana retreat.

31 H Street, Lake Lotawana

Listing courtesy of Runkle Team of Realty Executives.
$495,000
2 Beds ⋅ 2 Baths
Tucked away on a rare 1.3-acre lot, this beautifully updated Lake Lotawana home offers the privacy and outdoor space that are nearly impossible to find. Completely remodeled inside, the 2-bedroom, 2-bath floor plan features an updated kitchen, remodeled bathrooms, new flooring throughout, and a warm, inviting living area anchored by a stunning stone fireplace and wood ceiling detail. Step outside to a brand-new patio overlooking the expansive yard, creating the perfect setting for entertaining, outdoor games, or simply enjoying the peaceful surroundings. Mature trees and generous green space provide a private retreat while still being close to everything Lake Lotawana has to offer. The lakefront includes a covered boat-well dock with lift and attached swim dock, making it easy to spend your days on the water. An unfinished basement provides excellent storage for lake toys, tools, and equipment. Whether you're looking for a weekend getaway or a full-time lake home, this move-in-ready property combines updated living, exceptional privacy, and a great waterfront setup in one unique package.

61 H Street, Lake Lotawana

Listing courtesy of Runkle Team of Realty Executives.
$835,000
4 Beds ⋅ 4 Baths
LAKE LIFE STARTS HERE! Opportunities like this rarely come along. Tucked away on a double lakefront lot in a peaceful no-wake cove overlooking picturesque Sunrise Bay, this property offers the setting buyers dream about—private, serene, and complete with your own dock. With no through traffic, you'll enjoy uninterrupted lake views, spectacular sunsets, and the perfect place to relax, entertain, and create lasting memories. The sprawling ranch has already cleared the first hurdle for renovation enthusiasts. Featuring a newer roof and updated copper plumbing, the home has been taken down to the studs and is ready for a complete transformation. Whether you're envisioning a luxury lakefront retreat, a modern showpiece, or the ultimate weekend getaway, this is your chance to design every detail exactly as you want it. Bring your creativity and your vision—this is the lakefront blank canvas you've been waiting for! Plans and a contractor estimate are already attached to MLS, making your lakefront dream home closer than ever! At Lake Lotawana—the largest private lake in the Kansas City area—every day feels like vacation. Enjoy sailing regattas, speed boating, ice boating, pontoon cruising, kayaking, canoeing, water skiing, tubing, swimming, fishing tournaments and vibrant community events. Whether you crave peace and quiet or action on the water, this community has it all! Don’t miss your chance to create the ultimate lake lifestyle. Please note: bedroom and bathroom count reflects previous finished layout. The current owner had plans to completely renovate the home. See attached bid in MLS. NOTE Reminder: The $217,000 was a complete cost to renovate the home to a premium masterpiece. We see a projected ARV value of $1.3-1.5 million - check comparables.

13 P Lake Shore Drive, Lake Lotawana

Listing courtesy of Bryan Huff of Keller Williams Realty Partners Inc..
$117,999
Discover the potential of waterfront ownership in the Lake Lotawana area with this 0.15-acre vacant lot nestled along the water's edge. Surrounded by mature trees and natural beauty, this property offers a peaceful setting with direct water frontage and plenty of possibilities for future development or long-term investment. Conveniently located near Lake Lotawana's recreational opportunities while remaining within easy reach of Kansas City amenities, this parcel combines privacy, nature, and accessibility. Whether you're looking to secure a future homesite, expand your investment portfolio, or own a piece of waterfront property in a desirable area, this unique lot is worth a closer look.

98 Lake Shore Drive, Lake Lotawana

Listing courtesy of Joel Hinckley of PlatLabs, LLC.
$679,900
7 Beds ⋅ 5 Baths
If you have been looking for more space without giving up the Lake Lotawana lifestyle, this property offers a combination that is extremely difficult to find. The spacious main home features seven bedrooms and five bathrooms, providing plenty of room for a large household, multi-generational living, home offices, hobbies, or frequent guests. What truly separates this property from other lake-area homes is the additional one-bedroom, one-bath guest house with its own basement garage. It is ideal for extended family, adult children, visiting friends, a private office, studio space, or potential rental income. Combined with the attached two-car garage and additional garage space, there is room for vehicles, a boat, golf cart, workshop, storage, and all the equipment that comes with enjoying life at the lake. Situated on approximately 0.4 acres and backing to a peaceful open field, the property offers a level of privacy and breathing room that can be hard to find in a lake community. Enjoy quiet evenings, beautiful sunsets, wildlife, and space to gather with family and friends while still being close to boating, fishing, swimming, community activities, and everything Kansas City has to offer. This is not simply a lake house. It is a flexible property designed for real life—whether you need room for a growing family, separate living quarters for someone you care about, space to work from home, or a place where everyone can gather without feeling crowded. Homes offering this much space, privacy, garage capacity, and a separate guest residence rarely become available at Lake Lotawana. Come see the possibilities and discover how easily this unique property could fit your family, your lifestyle, and your future.

95 M Street, Lake Lotawana

Listing courtesy of Chad Novotny of EXP Realty LLC.
$550,000
3 Beds ⋅ 3 Baths
Fully renovated, this private 3bd/3ba lakeside ranch home, sits on a 0.69 acre lot with a private dock for swimming, boating or fishing fun. Designed for seasonal, weekend or rental usage, this house stands ready with new siding & doors, some new windows, wiring & panel box, new HAVC / AC, new wood plank flooring, with tiled bathrooms & showers. New kitchen cabinetry, with appliances and separate coffee bar. Primary bath offers a double head glass shower and vanity with an outdoor shower for pets or upon returning from a day on the lake. You'll enjoy the summer evenings and star lite nights and family memories around the outdoor campfires. Restaurants and shopping are 5 minutes away. Come, unwind and enjoy relaxing at the lake!

28 TLA Lake Shore Drive, Lake Lotawana

Listing courtesy of Wes Shields of Platinum Realty LLC.
$225,000
1 Beds ⋅ 1 Baths
This home is the perfect way to experience lake living at a VERY low price. This Lotawana Bungalow sits on 2-level first-tier lots and offers an inexpensive lake getaway. Or it could easily be a wonderful building lot. There is plenty of room to build a garage, or you could add on to the existing home. Loads of trees create a canopy & give a park-like ambiance for your peaceful lake getaway. Easy level access to lake & easy hwy access. There is 14' X 9' swim dock in nice water. This home needs TLC. Come and check it out!!!

161 T Street, Lake Lotawana

Listing courtesy of Peggy Rudder of Realty Executives.
$445,000
2 Beds ⋅ 2 Baths
This upper-tier home offers a warm and inviting open floor plan. Appealing features include charming curb appeal, a vaulted ceiling with beautiful wood accents, abundant kitchen cabinets plus a custom bar top, and an impressive, large primary bath. Outdoor features include a private backyard and a beautiful covered deck with room for you and your guests to enjoy the fabulous Lotawana sunsets and the main channel views. Main-body docking in deep water provides the best seat ever to watch the Lotawana fireworks display. Conveniently located just across the dam, allowing ease of access on and off the lake.

92 Z Street, Lake Lotawana

Listing courtesy of Peggy Rudder of Realty Executives.
$2,500,000
4 Beds ⋅ 3.5 Baths
Experience exceptional lakefront living in this stunning main-channel home offering deep water and breathtaking views. Perfectly positioned with a double-well dock and boat lift and sun deck, this property is designed for both relaxation and recreation. The beautifully landscaped grounds lead to a thoughtfully designed home featuring a spacious 4-car garage and high-end finishes throughout. Inside, the gourmet kitchen boasts a walk-in pantry and flows seamlessly into a formal dining room and an impressive great room with a fireplace. The true showstopper is the wall of "moving glass wall", creating a completely unobstructed opening that blends indoor and outdoor living while showcasing the lake beyond. Step outside to a lakeside Trex deck spanning the length of the home, complete with a sunken hot tub, or unwind in the enclosed screened-in patio. The luxurious primary suite offers its own fireplace, private balcony with panoramic lake views, and a spa-like bath with separate vanities and a spacious closet. Two additional lakeside bedrooms provide incredible views and access to a screened-in deck, while a generously sized fourth bedroom above the garage offers added privacy. Designed for entertaining, the expansive family room that is ideal as a man cave or bunk room—features another fireplace, making it the perfect gathering space for family and guests. This is lake living at its finest.

20 H Street, Lake Lotawana

Listing courtesy of Debbie Weber of RE/MAX Elite, REALTORS.
$479,000
4 Beds ⋅ 3 Baths
Summer fun is right around the corner—close just in time to enjoy everything Lake Lotawana has to offer! This stunning 4-bedroom, 3-bath home sits on a rare double lot with beautiful lake views and easy access to the water, delivering the ultimate lake lifestyle. Inside you’ll love the open-concept design featuring soaring ceilings, rich wood accents, and hardwood floors throughout. The spacious kitchen with a large island flows seamlessly into the living area, where a cozy fireplace and expansive windows frame breathtaking sunset views. The main-level primary suite offers a relaxing retreat with a soaking tub, walk-in shower, and a walk-out to your private deck for morning coffee. The finished walkout lower level adds even more living space with a second family room/recreation area, wet bar, fireplace, and a private guest suite perfect for hosting. Outdoor living shines with multiple decks and fire pit area—ideal for entertaining or unwinding after a day on the lake. Solar panels for energy efficiency, a two-car garage, and ample parking for cars, golf carts, and lake toys, this home is ready for year-round enjoyment. Just a short golf cart ride to dining, parks, and lake amenities—don’t miss your chance to live the Lake Lotawana lifestyle! Schedule a tour today-Welcome Home!

110 C Street, Lake Lotawana

Listing courtesy of Cathy Tully of United Real Estate Kansas City.
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