Lake Lotawana Homes with FHA Financing

Welcome to Lake Lotawana, a hidden gem nestled in the heart of Jackson County, Missouri. This picturesque community, known for its stunning lake views and serene atmosphere, offers a unique blend of small-town charm and modern conveniences. With its idyllic setting, Lake Lotawana is a perfect retreat for those seeking a peaceful lifestyle while still being within reach of the vibrant city life of Kansas City.

The area is renowned for its recreational opportunities, including boating, fishing, and hiking, making it an outdoor enthusiast's paradise. Residents can enjoy the tranquility of the lake, perfect for weekend getaways or everyday relaxation. The community is also home to a variety of local shops, restaurants, and parks, ensuring that all your needs are just a stone's throw away.

For prospective homebuyers, Lake Lotawana offers a range of housing options that cater to diverse tastes and budgets. One of the standout features of this community is its accessibility to FHA financing, making homeownership more attainable for many. With FHA loans, buyers can benefit from lower down payments and more flexible credit requirements, allowing them to invest in their dream home in this enchanting lakeside community.

Whether you’re looking for a cozy cottage or a spacious family home, Lake Lotawana has something for everyone. Embrace the charm of lakeside living and explore the possibilities that await you in this welcoming community. Your dream home in Lake Lotawana is just a visit away!

Newest Lake Lotawana Homes with FHA Financing

$490,000

3 Beds ⋅ 3 Baths

Fully renovated and ready for lake life! This beautifully updated 3-bedroom, 3-bath ranch sits on a private .69-acre lot at sought-after Lake Lotawana and includes its own private dock—perfect for boating, swimming, fishing, kayaking, or simply relaxing by the water. Extensively updated with new siding and exterior doors, select new windows, updated electrical wiring and panel, new HVAC, wood-plank flooring, and beautifully tiled bathrooms and showers. The renovated kitchen features new cabinetry with under-cabinet lighting, stainless steel appliances, generous workspace, separate coffee bar, and an impressive 8' x 4' walk-in pantry. The primary suite offers new carpet and a walk-in closet. The updated primary bath features new tile flooring, double vanity, and glass-enclosed shower with dual shower heads. Just off the primary suite is an outdoor shower—perfect after a day on the lake or working in the yard. Two generously sized secondary bedrooms provide additional space. Outdoor living is getting even better! The existing dock has been remodeled with all-new decking. Enjoy summer days on the water, evenings around the fire, and nights beneath the stars. Your private dock makes it easy to boat, fish, kayak, or swim. Enjoy the Lake Lotawana lifestyle while remaining convenient to Lee's Summit, shopping, dining, and everyday amenities. A wonderful full-time lake home or weekend escape! The last picture shows how to get down to your own private dock. If you go down to the end of the drive, go to the right about 3 houses and there will be an empty lot on the left. That empty lot is a public easement down to the dock. Once down there, go to the right and it's the new dock with nothing in it. Great for setting up chairs and things if you just want to hang out by the water.

28 TLA Lake Shore Drive, Lake Lotawana

Listing courtesy of Bryan Bechler of Compass Realty Group.

$595,000

3 Beds ⋅ 2 Baths

Completely renovated from top to bottom, this beautifully updated 3-bedroom, 2-bath home offers turnkey lake living in the heart of Lake Lotawana. Every detail has been thoughtfully redesigned, blending modern finishes with the relaxed charm of lake life. The open and inviting floor plan is ideal for both everyday living and weekend entertaining, while large windows fill the home with natural light and frame breathtaking lake views. Step outside onto the newly finished 13' x 29' deck, where you'll enjoy panoramic views of the water and the peaceful rhythm of lake life. It's the perfect place to sip your morning coffee as the lake comes to life, watch boats cruise by throughout the day, or unwind with shaded evening dinners overlooking the water. An electric tram provides effortless access to the lake, making every waterfront adventure convenient and enjoyable. The property also includes shared ownership of a covered double-well dock with exclusive use of one boat slip complete with a boat lift, giving you immediate access to everything Lake Lotawana has to offer. Whether you're searching for a full-time residence or the perfect weekend escape, this move-in-ready home delivers the ideal combination of modern luxury, low-maintenance living, and breathtaking lake views. This is more than a home—it's the Lake Lotawana lifestyle you've been waiting for that starts today!

16 M Street, Lake Lotawana

Listing courtesy of Tommy Needles of Keller Williams Platinum Prtnr.

$425,000

2 Beds ⋅ 2 Baths

This upper-tier home offers a warm and inviting open floor plan. Appealing features include charming curb appeal, a vaulted ceiling with beautiful wood accents, abundant kitchen cabinets plus a custom bar top, and an impressive, large primary bath. Outdoor features include a private backyard and a beautiful covered deck with room for you and your guests to enjoy the fabulous Lotawana sunsets and the main channel views. Main-body docking in deep water provides the best seat ever to watch the Lotawana fireworks display. Conveniently located just across the dam, allowing ease of access on and off the lake.

92 Z Street, Lake Lotawana

Listing courtesy of Peggy Rudder of Realty Executives.

$2,400,000

5 Beds ⋅ 4.5 Baths

Iconic Lake Lotawana property is a rare gem. The ultimate entertainer's paradise, featuring 5 luxurious bedrooms, three living areas, a grand great room, gourmet chef's kitchen, bar and lounge, spa- inspired sauna, expansive indoor/outdoor spaces, and an incredible primary suite, with a 3-story lake view. An extraordinary deep-water lakefront estate with over 5,000 sq ft of exquisite living across three magnificent stories, offering panoramic lake views and soaring natural light throughout. Numerous upgrades in 2025 and 2026, including newly furnished spaces, which are included, offering you a turnkey first-tier lakefront home just in time for summer. Gleaming floors throughout with a dynamite 42' x 26' great room with soaring ceilings and main channel views. With three private boat slips, this rare property offers direct access to boating, water sports, and unforgettable sunsets. Perfect for year-round luxury living or as a signature lakefront retreat, steps from the Missouri Yacht Club and within an award-winning school district.

70 M Street, Lake Lotawana

Listing courtesy of Natalie Bower of Compass Realty Group.

$449,000

3 Beds ⋅ 3 Baths

MOTIVATED SELLER AND PRICE IMPROVEMENT! Welcome to your new dream home with a cozy beach vibe of beautiful décor and lovely shiplap. The private, over-sized and heavily treed backyard with all the natural wildlife will make you feel so at peace! The updated kitchen also has a sunroom/office space with a perfect view of all the backyard nature. The shed in the backyard will hold all your yard and gardening materials so as not to crowd up your garage. The easy access attic has ample room for all of your other storage needs. The finished basement could easily serve as a non-conforming 4th bedroom that also has a full bath. Beautiful view off of the front porch where you can sit and enjoy your morning coffee. This very unique lake home has easy access to the lake by a short walk to the easement (diagram included in supplement documents - no dock registered to property). The HOA offers a variety of activities and amenities and the Marina 27 restaurant is just minutes away.

57 Y Street, Lake Lotawana

Listing courtesy of Amber Arbuckle of Platinum Realty LLC.

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