Lake Lotawana Homes with FHA Financing

Lake Lotawana Homes with FHA Financing

Welcome to Lake Lotawana, a hidden gem nestled in the heart of Jackson County, Missouri. This picturesque community, known for its stunning lake views and serene atmosphere, offers a unique blend of small-town charm and modern conveniences. With its idyllic setting, Lake Lotawana is a perfect retreat for those seeking a peaceful lifestyle while still being within reach of the vibrant city life of Kansas City.

The area is renowned for its recreational opportunities, including boating, fishing, and hiking, making it an outdoor enthusiast's paradise. Residents can enjoy the tranquility of the lake, perfect for weekend getaways or everyday relaxation. The community is also home to a variety of local shops, restaurants, and parks, ensuring that all your needs are just a stone's throw away.

For prospective homebuyers, Lake Lotawana offers a range of housing options that cater to diverse tastes and budgets. One of the standout features of this community is its accessibility to FHA financing, making homeownership more attainable for many. With FHA loans, buyers can benefit from lower down payments and more flexible credit requirements, allowing them to invest in their dream home in this enchanting lakeside community.

Whether you’re looking for a cozy cottage or a spacious family home, Lake Lotawana has something for everyone. Embrace the charm of lakeside living and explore the possibilities that await you in this welcoming community. Your dream home in Lake Lotawana is just a visit away!

Newest Lake Lotawana Homes with FHA Financing

$595,000
3 Beds ⋅ 2 Baths
Completely renovated from top to bottom, this beautifully updated 3-bedroom, 2-bath home offers turnkey lake living in the heart of Lake Lotawana. Every detail has been thoughtfully redesigned, blending modern finishes with the relaxed charm of lake life. The open and inviting floor plan is ideal for both everyday living and weekend entertaining, while large windows fill the home with natural light and frame breathtaking lake views. Step outside onto the newly finished 13' x 29' deck, where you'll enjoy panoramic views of the water and the peaceful rhythm of lake life. It's the perfect place to sip your morning coffee as the lake comes to life, watch boats cruise by throughout the day, or unwind with shaded evening dinners overlooking the water. An electric tram provides effortless access to the lake, making every waterfront adventure convenient and enjoyable. The property also includes shared ownership of a covered double-well dock with exclusive use of one boat slip complete with a boat lift, giving you immediate access to everything Lake Lotawana has to offer. Whether you're searching for a full-time residence or the perfect weekend escape, this move-in-ready home delivers the ideal combination of modern luxury, low-maintenance living, and breathtaking lake views. This is more than a home—it's the Lake Lotawana lifestyle you've been waiting for that starts today!

16 M Street, Lake Lotawana

Listing courtesy of Tommy Needles of Keller Williams Platinum Prtnr.
$550,000
3 Beds ⋅ 3 Baths
Fully renovated, this private 3bd/3ba lakeside ranch home, sits on a 0.69 acre lot with a private dock for swimming, boating or fishing fun. Designed for seasonal, weekend or rental usage, this house stands ready with new siding & doors, some new windows, wiring & panel box, new HAVC / AC, new wood plank flooring, with tiled bathrooms & showers. New kitchen cabinetry, with appliances and separate coffee bar. Primary bath offers a double head glass shower and vanity with an outdoor shower for pets or upon returning from a day on the lake. You'll enjoy the summer evenings and star lite nights and family memories around the outdoor campfires. Restaurants and shopping are 5 minutes away. Come, unwind and enjoy relaxing at the lake!

28 TLA Lake Shore Drive, Lake Lotawana

Listing courtesy of Wes Shields of Platinum Realty LLC.
$225,000
1 Beds ⋅ 1 Baths
This home is the perfect way to experience lake living at a VERY low price. This Lotawana Bungalow sits on 2-level first-tier lots and offers an inexpensive lake getaway. Or it could easily be a wonderful building lot. There is plenty of room to build a garage, or you could add on to the existing home. Loads of trees create a canopy & give a park-like ambiance for your peaceful lake getaway. Easy level access to lake & easy hwy access. There is 14' X 9' swim dock in nice water. This home needs TLC. Come and check it out!!!

161 T Street, Lake Lotawana

Listing courtesy of Peggy Rudder of Realty Executives.
$445,000
2 Beds ⋅ 2 Baths
This upper-tier home offers a warm and inviting open floor plan. Appealing features include charming curb appeal, a vaulted ceiling with beautiful wood accents, abundant kitchen cabinets plus a custom bar top, and an impressive, large primary bath. Outdoor features include a private backyard and a beautiful covered deck with room for you and your guests to enjoy the fabulous Lotawana sunsets and the main channel views. Main-body docking in deep water provides the best seat ever to watch the Lotawana fireworks display. Conveniently located just across the dam, allowing ease of access on and off the lake.

92 Z Street, Lake Lotawana

Listing courtesy of Peggy Rudder of Realty Executives.
$2,500,000
4 Beds ⋅ 3.5 Baths
Experience exceptional lakefront living in this stunning main-channel home offering deep water and breathtaking views. Perfectly positioned with a double-well dock and boat lift and sun deck, this property is designed for both relaxation and recreation. The beautifully landscaped grounds lead to a thoughtfully designed home featuring a spacious 4-car garage and high-end finishes throughout. Inside, the gourmet kitchen boasts a walk-in pantry and flows seamlessly into a formal dining room and an impressive great room with a fireplace. The true showstopper is the wall of "moving glass wall", creating a completely unobstructed opening that blends indoor and outdoor living while showcasing the lake beyond. Step outside to a lakeside Trex deck spanning the length of the home, complete with a sunken hot tub, or unwind in the enclosed screened-in patio. The luxurious primary suite offers its own fireplace, private balcony with panoramic lake views, and a spa-like bath with separate vanities and a spacious closet. Two additional lakeside bedrooms provide incredible views and access to a screened-in deck, while a generously sized fourth bedroom above the garage offers added privacy. Designed for entertaining, the expansive family room that is ideal as a man cave or bunk room—features another fireplace, making it the perfect gathering space for family and guests. This is lake living at its finest.

20 H Street, Lake Lotawana

Listing courtesy of Debbie Weber of RE/MAX Elite, REALTORS.
$479,000
4 Beds ⋅ 3 Baths
Summer fun is right around the corner—close just in time to enjoy everything Lake Lotawana has to offer! This stunning 4-bedroom, 3-bath home sits on a rare double lot with beautiful lake views and easy access to the water, delivering the ultimate lake lifestyle. Inside you’ll love the open-concept design featuring soaring ceilings, rich wood accents, and hardwood floors throughout. The spacious kitchen with a large island flows seamlessly into the living area, where a cozy fireplace and expansive windows frame breathtaking sunset views. The main-level primary suite offers a relaxing retreat with a soaking tub, walk-in shower, and a walk-out to your private deck for morning coffee. The finished walkout lower level adds even more living space with a second family room/recreation area, wet bar, fireplace, and a private guest suite perfect for hosting. Outdoor living shines with multiple decks and fire pit area—ideal for entertaining or unwinding after a day on the lake. Solar panels for energy efficiency, a two-car garage, and ample parking for cars, golf carts, and lake toys, this home is ready for year-round enjoyment. Just a short golf cart ride to dining, parks, and lake amenities—don’t miss your chance to live the Lake Lotawana lifestyle! Schedule a tour today-Welcome Home!

110 C Street, Lake Lotawana

Listing courtesy of Cathy Tully of United Real Estate Kansas City.
$465,000
3 Beds ⋅ 3 Baths
MOTIVATED SELLER AND PRICE IMPROVEMENT! Welcome to your new dream home with a cozy beach vibe of beautiful décor and lovely shiplap. The private, over-sized and heavily treed backyard with all the natural wildlife will make you feel so at peace! The updated kitchen also has a sunroom/office space with a perfect view of all the backyard nature. The shed in the backyard will hold all your yard and gardening materials so as not to crowd up your garage. The easy access attic has ample room for all of your other storage needs. The finished basement could easily serve as a non-conforming 4th bedroom that also has a full bath. Beautiful view off of the front porch where you can sit and enjoy your morning coffee. This very unique lake home has easy access to the lake by a short walk to the easement (diagram included in supplement documents - no dock registered to property). The HOA offers a variety of activities and amenities and the Marina 27 restaurant is just minutes away.

57 Y Street, Lake Lotawana

Listing courtesy of Amber Arbuckle of Platinum Realty LLC.
$445,000
3 Beds ⋅ 2 Baths
HUGE Price Improvement! Motivated Sellers! Lake life truly is the best life at this adorable first-tier cottage in beautiful Lake Lotawana! This charming 3-bedroom, 2-bath home blends cozy character with thoughtful updates, including a spacious newer addition featuring a private primary suite with a walk-in closet and oversized shower. Enjoy stunning lake views and peaceful wooded privacy from the expansive 500 sq. ft. deck — the perfect place for entertaining, relaxing, or watching the spectacular 4th of July fireworks over the water. Just steps away, launch your kayak, canoe, paddle board, or small fishing boat and enjoy the quiet cove lifestyle. Inside, you’ll find fresh paint, beautiful hardwood floors, and major updates already completed, including the furnace, A/C, roof, and addition — all within the last 5 years. The hot water heater is only a few months old. With 4 parking spaces and a storage shed, this property offers convenience as well as charm. Whether you’re looking for the perfect weekend getaway, an investment property for long-term rental income, or a peaceful place to retire and enjoy lake living full-time, this home is ready for you to start living your best lake life!

77 R Street, Lake Lotawana

Listing courtesy of Cynthia Chouteau of Platinum Realty LLC.
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