Lake Winnebago Homes with FHA Financing

Lake Winnebago Homes with FHA Financing

Welcome to Lake Winnebago, a hidden gem nestled in the heart of Cass County, Missouri. This picturesque city offers a serene lakeside lifestyle while being conveniently close to the vibrant amenities of the Kansas City metropolitan area. Lake Winnebago is known for its stunning waterfront properties, lush greenery, and a tight-knit community that welcomes newcomers with open arms. Whether you're an outdoor enthusiast or simply seeking a tranquil retreat, this charming city has something for everyone.

The centerpiece of Lake Winnebago is, of course, the stunning lake itself. Residents enjoy a variety of recreational activities, from boating and fishing to leisurely walks along the scenic trails. The community is dotted with parks and playgrounds, making it a perfect place for families to thrive. With its friendly atmosphere and engaging community events, Lake Winnebago fosters a sense of belonging that is hard to find elsewhere.

For prospective homebuyers, Lake Winnebago offers a range of housing options, many of which qualify for FHA financing. This means that first-time buyers and those looking to invest in their dream home can take advantage of more accessible financing options. With FHA loans, you can find a beautiful home in this idyllic setting without the burden of a hefty down payment.

Explore the real estate opportunities in Lake Winnebago, where your dream home awaits amidst the tranquil waters and welcoming community. Embrace the lifestyle you've always wanted in this enchanting Missouri city!

Newest Lake Winnebago Homes with FHA Financing

$800,000
4 Beds ⋅ 4.5 Baths
Completely updated. This home offers the best of lake living without the hassle. The Villa HOA takes care of lawn care, fertilization, lake fed sprinkler system, and leaf cleanup so you can spend more time enjoying everything the lake lifestyle has to offer. Natural light fills the home through expansive north-facing windows, perfectly framing stunning lake views. The main level also features a spacious primary suite, second bedroom with it's own en suite bath--ideal for guests or in-laws--and convenient main floor laundry. The fully renovated kitchen is designed to impress with custom cabinetry, large island with seating, loads of storage, upgraded stainless steel appliances, gas cooktop, quartzite countertops, and versatile space for casual dining or entertaining. The walkout lower level is built for hosting, complete with a full wet bar, refrigerator, sink with built in glass rinser. There's ample room for recreation--pool and ping pong tables that are included--along with a comfortable space to relax and watch games, all while enjoying scene lake views from the covered deck. The outdoors includes a fire pit down by the waterside. The Villas offer wonderful amenities as mentioned above as well as free use of pontoon boats, private covered docks allowed only to villa owners. Lake Winnebago also offers exceptional amenities including the yacht club, seasonal events and entertainment, indoor and outdoor gathering spaces, equestrian facilities, parks, tennis and pickleball courts, and scenic walking trails and a new resort-style pool with competition lanes. Owner agent.

124 Teton Ridge, Lake Winnebago

Listing courtesy of Johni Kilton of Platinum Realty LLC.
$625,000
3 Beds ⋅ 3.5 Baths
Enjoy effortless living in this beautiful villa in Lake Winnebago. From the moment you enter, you’re welcomed by soaring ceilings, rich hardwood floors, and an open-concept design perfect for both everyday living and entertaining. The spacious living room features a stunning see-through fireplace shared with the kitchen, while the formal dining area provides an elegant space for gatherings. The kitchen offers granite countertops, abundant cabinetry and prep space, a center island with bar seating, and a cozy eat-in dining area beside the fireplace. Step through the sliding glass doors to the private deck — the perfect spot to relax and enjoy the peaceful, tree-lined setting. Convenient main-level laundry and mudroom area add to the home’s easy functionality. The owners’ suite is a true retreat with floor-to-ceiling windows, hardwood floors, and French doors leading to the deck. The spa-like bath includes dual walk-in closets, double vanities, a whirlpool tub, and walk-in shower. A private office and half bath are also located on the main level. A slight curved staircase leads to the walkout lower level featuring a wall of windows with plantation shutters, spacious family room with fireplace, built-ins, and wet bar — ideal for entertaining. Two additional bedrooms and full baths provide plenty of room for family or guests. Home has ample storage space in lower level. Surrounded by mature trees and nature-filled views, this villa offers both privacy and low-maintenance living. The Villa HOA covers lawn care, fertilization, leaf removal, community swim dock access, and use of two pontoon boats. Enjoy resort-style amenities in Lake Winnebago including private lake with boating, sailing, fishing, water skiing, wakeboarding, tennis, pickleball, community pool, and dining at Arrowhead Yacht Club.

113 Teton Ridge Street, Lake Winnebago

Listing courtesy of Jana Allen of Realty Executives.
$1,389,000
6 Beds ⋅ 5.5 Baths
Welcome to a truly exceptional custom-built home by KC Custom Homes where thoughtful design meets elevated living. Offering just under 5,000 square feet of beautifully finished space across all three levels, the Emerson floorplan delivers both luxury and functionality in every detail. The exterior makes a striking first impression with its blend of composite, stone, and stucco, complemented by $10,000 in professional landscaping and a painted 3-car garage. Inside, the home opens to a light-filled layout with modern glass railings and handrails that create a clean, architectural feel throughout. At the heart of the home is a chef’s kitchen designed to impress, featuring granite carried seamlessly up the backsplash wall, built-in oven and microwave, and a dishwasher, all thoughtfully selected for both performance and style. Just beyond, the show-stopping butler’s pantry is incredible: massive, beautifully designed, and equipped with an undermount bar fridge, making it perfect for entertaining or everyday convenience. The main level offers a highly desirable primary suite along with a dedicated office and convenient laundry room. Upstairs, you’ll find three spacious bedrooms, with the option to add a stackable washer and dryer for added flexibility. The fully finished lower level expands your living space with two additional bedrooms, a setup for a full-size refrigerator, and ample room for recreation or guests. With a total of six bedrooms, four full bathrooms, and two half baths, this home easily accommodates both everyday living and entertaining. Built with quality in mind, it features a Franklin engineered plumbing system and represents a top notch level of construction and finish. This is a third tier home, which grants you access to the lake and all the lifestyle perks that come with it. Every inch of this home reflects intentional design, high-end finishes, and modern comfort. Simply put, it’s absolutely stunning.

573 South Shore Drive, Lake Winnebago

Listing courtesy of James Asher of Asher Real Estate LLC.
$998,499
5 Beds ⋅ 4 Baths
Welcome to the Calvin floor plan by Stone Chase Homes. Beautifully designed with timeless appeal, this home offers a refined and flexible foundation ready for your personal touch. Natural light fills each room, highlighting the home’s graceful flow and well-defined spaces without overpowering them. Create an inviting atmosphere, while neutral design elements allow you to easily select finishes that reflect your own style. This home isn’t just a place to live—it’s a place to feel inspired, at ease, and truly at home.

4 Red Fox Circle, Lake Winnebago

Listing courtesy of Kristen Shaw of Platinum Realty LLC.
$1,049,000
4 Beds ⋅ 3 Baths
Experience resort-style living in this stunning 4.5-year-old reverse ranch with 4 bedrooms & 3 bathrooms with upscale finishes and exceptional amenities throughout. Designed for both everyday comfort & elevated entertaining, this home truly has it all. Step outside to your private oasis featuring a heated saltwater/chlorine pool complete with a built-in basketball goal, expansive outdoor kitchen with premium Blaze appliances & a half-court sport basketball court—perfect for hosting or relaxing in style. Inside, the main level showcases real 5” hardwood floors & a chef’s kitchen outfitted with top-of-the-line Café appliances, including an Advantium oven. A spacious walk-in butler’s pantry provides additional cabinetry & a beverage refrigerator for ultimate convenience. The finished basement is an entertainer’s dream, featuring a full-size bar with a built-in kegerator. The luxurious primary suite is a true retreat, boasting heated bathroom floors, dual shower heads including a rain feature, tall ceilings with a marble accent wall & a TV positioned above the soaking tub for added relaxation. The oversized walk-in closet includes a built-in dresser, custom shelving, and three-tiered hanging rods. Additional highlights include a functional mudroom off the garage, enhanced interior and exterior lighting, generously sized bedrooms with walk-in closets, and premium finishes throughout. Situated on over ¾ of an acre, the property offers a picturesque setting with mature trees, green space, and a striking stone wall. Enjoy exclusive access to the lake with a community dock slip and available lift lease, plus the added benefit of 2026 HOA fees covered for the new owner. The neighborhood enhances the lifestyle with amenities including a park, walking trails, pickleball and tennis courts, a yacht club & an upcoming community pool & clubhouse. Don’t miss this rare opportunity to own a home that perfectly blends luxury, recreation, and tranquility. *Owner/Agent*

517 Southshore Drive, Lake Winnebago

Listing courtesy of Kimberly Flanner of ReeceNichols - Lees Summit.
$845,000
4 Beds ⋅ 3.5 Baths
Check out this One of a Kind Log Cabin at Lake Winnebago! This beauty offers over 3500 sq/ft of finished living space and a 720 sq/ft tandem garage. Relax on the screened in porch or walk across the street to your own personal boat dock to take in the gorgeous lake views, location of dock is on main channel with deep water, boat lift and diving platform. Loft like primary bedroom ensuite, 2 bedrooms located on main with full bath, with recently finished basement, adding a 4th bedroom with egress window, family room, exercise room, full bath and laundry. Relish in everything Lake Winnebago has to offer!! Enjoy dinner at the Yacht Club with friends and family, go boating and fishing, skiing and tubing, walk the trails, a playground for the kids, horse stables, tennis, pickle ball and a basketball court, and a new community pool!!

611 N Winnebago Drive, Lake Winnebago

Listing courtesy of Vinny Monarez of Keller Williams Platinum Prtnr.
$1,325,000
4 Beds ⋅ 4.5 Baths
Custom-built by Pfeifer Homes, this stunning second-tier home at Lake Winnebago showcases the sought-after Trinity floor plan in a reverse story and a half design. Situated on a corner lot with a treed backyard, this home offers 3,533 square feet of beautifully finished living space, blending elegant finishes with warm, inviting design. The main level features 2,108 SF with an open concept living area highlighted by cathedral ceilings, beautiful hardwood flooring, striking beams, and light, neutral finishes throughout. The gourmet kitchen offers abundant cabinetry, a prep kitchen with a second oven and microwave, mini fridge, and seamless flow into the living room, perfect for everyday living and entertaining. Step outside to the patio just off the kitchen, complete with a cozy fireplace and built-in storage for cushions or outdoor essentials. The spacious primary suite is a true retreat, featuring a luxurious bathroom and an oversized walk-in closet. A second bedroom and full bath is also located on the main level. A spiral staircase leads to the walkout lower level, offering 1,425 SF of additional living space with a large recreation room, wet bar, game area, two additional bedrooms, two full bathrooms, a half-bath, and generous storage. Additional upgrades include 10-zone irrigation system, landscape upgrades, 2 garage openers, security system with cell dialer, and gorgeous window treatments. As a 2nd tier Lake Winnebago property, this home has ongoing rights to a personal boat slip, just a short walk or golf car ride away. Enjoy all that the Lake Winnebago community has to offer, including a brand-new resort-style pool, horse stables, restaurant, parks, walking trails, tennis and basketball courts, and year-round community events. Come take a look and make this exceptional home your own!

2 Sequoyah Point, Lake Winnebago

Listing courtesy of James Asher of Asher Real Estate LLC.
$425,000
4 Beds ⋅ 3 Baths
Back on market at no fault of the sellers, contingent buyers unable to perform. Welcome to 131 Seneca Lane in the heart of Lake Winnebago! Tucked among mature trees on a quiet, tree-lined street, this home offers timeless character, generous lot space, and charming peekaboo views of the lake that remind you daily why this established neighborhood is so special, combined with a lovingly updated home that maintains charm and character throughout- be prepared to fall in love. Step inside to original hardwoods throughout, as well as spacious rooms, a recently refreshed kitchen, and 4 generous sized bedrooms with three bathrooms that have all been completely remodeled. Whether you want to entertain, or curl up in front of the wood burning stove in the lower level family room, this home has room for it all. Featuring multiple outdoor spaces this home provides the seamless transition to indoor - outdoor living. Life at Lake Winnebago means more than just a home—it’s a lifestyle. Enjoy boating and fishing on the private 400-acre lake, yacht club access, equestrian facilities and horse stables, tennis and pickleball courts, basketball courts, parks, scenic walking trails, and year-round community events. A brand-new neighborhood pool is also on the way, adding even more appeal for years to come. If you’ve been waiting for the right mix of charm, location, and value in an established lake setting, this is your moment.

131 Seneca Lane, Lake Winnebago

Listing courtesy of Heather Bridges of NextHome Gadwood Group.
$1,249,000
4 Beds ⋅ 4 Baths
Discover elevated living in The Heather floorplan by Walker Custom Homes – a thoughtfully designed reverse 1.5 story home offering 4 bedrooms, 4 bathrooms, and 3,395 square feet of refined living space. This second tier lot backs to lush HOA greenspace, making your backyard a serene retreat, and comes with a private boat slip at the community docks, allowing you to embrace lake life with ease. This spacious layout features a large primary suite on the main level, complete with easy access to a stunning covered deck with an outdoor fireplace, perfect for year-round enjoyment. The open-concept main floor is ideal for hosting or relaxing in comfort, while the lower level includes a stylish bar and additional bedrooms, creating a versatile space for entertaining and guests. A true custom home experience! Nestled in the vibrant Lake Winnebago community, enjoy exclusive amenities including boating, fishing, scenic walking trails, horse stables, tennis and basketball courts, plus a brand-new community pool coming soon.

579 South Shore Drive, Lake Winnebago

Listing courtesy of James Asher of Asher Real Estate LLC.
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