Lexington Homes with USDA Loan Financing

Lexington Homes with USDA Loan Financing

Welcome to the charming city of Lexington, Missouri, nestled in the heart of Lafayette County. This picturesque town, rich in history and bursting with small-town charm, offers a unique blend of rural tranquility and urban conveniences. Known for its historic architecture, friendly community, and scenic landscapes, Lexington is a place where you can truly feel at home.

One of the standout features of Lexington is its affordability, particularly when it comes to homeownership. Many homes in this area are eligible for USDA loan financing, making it an ideal location for first-time homebuyers or those looking to invest in their dream home without the burden of a hefty down payment. The USDA loan program is designed to support low-to-moderate-income families, allowing you to purchase a home in a designated rural area with favorable terms and conditions.

As you explore Lexington, you’ll find a variety of housing options, from charming historic homes to modern builds, all set against the backdrop of lush greenery and vibrant community parks. The city is also home to excellent schools, local shops, and delightful eateries, ensuring that residents have everything they need at their fingertips.

With its welcoming atmosphere and strong sense of community, Lexington is more than just a place to live—it's a place to thrive. Whether you're drawn by the allure of USDA financing or the rich history of the area, Lexington, MO, is ready to welcome you home. Discover your perfect abode in this hidden gem today!

Newest Lexington Homes with USDA Loan Financing

$275,000
3 Beds ⋅ 2 Baths
Welcome home to this beautiful traditional 1.5 story home in the historic district of Lexington! Situated on a little over a half-acre corner lot, this home has so much to offer! Step inside to be enveloped by old-world charm that is blended with modern day conveniences. At the front entry, you're met with a spacious covered porch and stained-glass details. Step inside to be welcomed by the beautiful wooden staircase and gleaming original hardwood floors. Main level living is made possible with a spacious primary bedroom, full bathroom, updated eat-in kitchen with granite counters and stainless-steel appliances, charming living room, and laundry (washer and dryer included). Upstairs are two generously sized bedrooms and an additional full bathroom with bonus storage area in the attic that can easily be accessed. In addition to the almost 2000 sqft of finished space inside, you'll find an expansive 2 story outbuilding/shop as well as a detached garage! The outbuilding (that has electricity ran to it) provides extra space for all your hobbies - while still having garage space for your vehicles! The AC and furnace were updated in 2018, and water heater was replaced in 2025. Previous owner updated the plumbing and electrical wiring throughout and installed a new 200-amp electric panel in 2021. Fenced and gated, this lot provides plenty of room for outdoor summer fun while feeling safe and secure.

1919 South Street, Lexington

Listing courtesy of Natalie Downs of ReeceNichols - Lees Summit.
$249,900
3 Beds ⋅ 2 Baths
Welcome home to this beautifully updated raised ranch in Lexington! This 3-bedroom home offers a spacious 2-car attached garage, additional finished living space in the basement, and a detached 2-car garage that's perfect for extra vehicles, a workshop, or extra storage. Situated on a generous lot of over half an acre, there's plenty of room to relax, entertain, and enjoy the outdoors. Take in the views from the back deck, unwind in the inviting front sunroom, or enjoy your morning coffee on the rear porch. With its thoughtful updates, abundant indoor and outdoor living space, and endless possibilities, this is a property you won't want to miss!

913 Roncelli Road, Lexington

Listing courtesy of McQueeny Goodwin Group of Keller Williams Realty Partners Inc..
$330,000
3 Beds ⋅ 3 Baths
Welcome home to this beautifully designed 3-bedroom, 3-bathroom home offering the perfect blend of comfort, style, and functionality. The open-concept floor plan creates an inviting space for both everyday living and entertaining, featuring a spacious kitchen with granite countertops, abundant cabinetry, and a large island overlooking the dining and living areas. The primary suite offers a private retreat with an en-suite bath, while two additional bedrooms and another full bath complete the main level. Downstairs, the finished basement provides incredible flexibility with three non-conforming bedrooms & another full bathroom, making it ideal for guests, a home office, hobby rooms, or a home gym. New vinyl plank flooring has already been purchased and will be installed prior to closing, giving the lower level a fresh, finished look. Enjoy your morning coffee on the welcoming covered front porch or unwind on the back deck overlooking the backyard. With generous living space, modern finishes, and room to grow, this home is ready for its next owners. Don't miss your opportunity to own this move-in-ready home with space for everyone—schedule your private showing today!

2917 Franklin Street, Lexington

Listing courtesy of Amber Jett of ReeceNichols-KCN.
$306,400
3 Beds ⋅ 1 Baths
Looking for room to spread out without giving up the convenience of town? This charming, three bedroom, one bath home offers the perfect blend of peaceful living and every day convenience situated on a large lot, you’ll enjoy the feel of country living while being just minutes from shopping, schools and local amenities. Step outside to your own backyard retreat featuring an inground swimming pool, pool house and plenty of space for entertaining family and friends. Need extra storage or a workshop? The 20 x 24 detached shop is perfect for hobbies, projects or additional storage. The shop has concrete floor and its on mini split and sub panel. Inside you’ll find spacious bedrooms and finish living space in the basement providing extra room for a family room, game room, home office or workout area. This property has the space, amenities, and location you’ve been searching for. Don’t miss your chance to make it yours, schedule your private showing today.

12064 Mike Road, Lexington

Listing courtesy of Michelle Hoskins of Old Drum Real Estate.
$179,500
3 Beds ⋅ 1 Baths
Welcome home to this charming, updated bungalow in the heart of Lexington, MO. Step inside and be impressed by soaring 9-foot ceilings, abundant natural light, and luxury vinyl tile flooring that gives the home a fresh, clean, and modern feel. The beautifully updated kitchen features crisp white cabinetry, stainless-steel appliances, and plenty of space for everyday living and entertainment. The stylish bathroom offers upscale lighting, a walk-in shower, and durable tile flooring. All three bedrooms are spacious and comfortable, making this home move-in ready. Enjoy peace of mind with a newer HVAC system, including both the furnace and air conditioning units installed in 2024. Outdoor living is just as inviting, with a privacy-fenced backyard ideal for pets, a peaceful front porch, a private covered concrete patio, and raised garden beds. The garage provides ample storage with built-in shelving and closets. This bright, welcoming home combines character, comfort, and thoughtful updates—ready for its next owner to enjoy.

1831 Oneida Street, Lexington

Listing courtesy of Jamie Alaniz of Platinum Realty LLC.
$169,900
3 Beds ⋅ 2 Baths
***Back on the market after contingency fell through (Never reached inspections). Welcome to 125 N 23rd Street in Lexington, Missouri. If you're looking for an affordable home with plenty to offer, this 3-bedroom, 2-bathroom property is worth a look. Inside, you'll find brand-new carpet throughout, a functional floor plan, and laundry conveniently located just outside the bedrooms. The primary suite features its own private bathroom with a shower, creating a comfortable retreat at the end of the day. Situated on a double lot, the outdoor space offers room to enjoy. Relax on the front porch, gather around the firepit, or spend time on the backyard deck. The home sits atop a gentle hill overlooking a thoughtfully placed garden, adding to its charm and curb appeal. Access is made easy with private parking located behind the home and convenient entry through the rear door, which is already equipped with an electronic keypad. With several improvements completed in recent years, including a newer roof, this home offers both comfort and practicality. A virtual 3D tour is available through the listing agent, allowing you to explore the home from the comfort of your couch before scheduling your private showing. Come see everything 125 N 23rd Street has to offer. Welcome home. Sqft is estimated and obtained from lidar iGuide floorplan. Buyer and buyer's agent to verify.

125 N 23rd Street, Lexington

Listing courtesy of Daniel Ashley of RE/MAX Heritage.
$179,000
3 Beds ⋅ 1 Baths
Charming 3-bedroom, 1-bath bungalow in historic Lexington! This move-in-ready home blends timeless character with modern updates, featuring spacious bedrooms, an updated kitchen with a hidden pantry, stylish bathroom, and comfortable one-level living. Enjoy the inviting curb appeal, spacious yard, and convenient location close to schools, parks, and downtown amenities. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this adorable home is ready to welcome its next owner!

216 N 24th Street, Lexington

Listing courtesy of Raegan West of RE/MAX Premier Properties.
$355,000
3 Beds ⋅ 3 Baths
Welcome to your own slice of small-town paradise in Lexington! Situated on approximately 1.9 acres shaded by mature trees, this beautifully updated brick ranch offers the space and privacy of country living while still being conveniently located in town. Over the past two years, this home has undergone extensive renovations, including gorgeous oak hardwood flooring and trim, fresh paint throughout, a completely updated kitchen featuring soft-close cabinetry and granite countertops, remodeled bathrooms, new carpet in the bedrooms, updated doors, and more. The result is a home that blends timeless character with modern updates. The finished walkout basement adds incredible flexibility with a fourth non-conforming bedroom, full bathroom, and spacious den area, making it the perfect space for guests, a home office, recreation room, or multi-generational living. Outside, you’ll appreciate the new sidewalk, updated asphalt driveway, and nearly two acres of beautiful outdoor space to enjoy. Whether you’re sipping coffee under the shade of the mature trees, entertaining family and friends, or simply enjoying the peace and quiet, this property offers a lifestyle that’s becoming harder and harder to find.

7 Country Club Terrace, Lexington

Listing courtesy of Audrey Quint of ReeceNichols - Lees Summit.
$150,000
3 Beds ⋅ 1.5 Baths
MOTIVATED SELLERS, BRING ALL OFFERS!!! Welcome home! Perfect for first-time buyers, this charming property combines character and function in all the right ways. Featuring beautiful hardwood floors (including under the carpet), a metal roof for long-lasting durability, and a detached garage for added convenience and storage. The kitchen offers ample cabinet space and a practical layout that flows easily into the dining and living areas. Outside, enjoy a fully fenced yard—ideal for kids, pets, or backyard gatherings. With solid bones, great updates, and a layout that fits everyday living, this home is ready for your personal touch and next chapter!

1839 Poplar Street, Lexington

Listing courtesy of Harry Meierarend IV of RE/MAX Premier Properties.
$155,000
2 Beds ⋅ 1 Baths
Charming and move-in ready, this 2 bedroom, 1 bathroom home offers low-maintenance living with comfort and convenience throughout! Enjoy the spacious living room filled with natural light, creating a warm and inviting atmosphere. The sunroom is the perfect spot to relax with your morning coffee, unwind after a long day, or enjoy the sunshine year-round. Major updates include a 2-year-old water heater, 5-year-old roof, and newer heating and cooling, giving peace of mind to the next owner. With its maintenance-free exterior and functional layout, this home is ideal for first-time buyers, downsizers, or anyone looking for an affordable home that is priced to sell quickly. Don’t miss your chance to make this one yours!

1820 South Street, Lexington

Listing courtesy of Kathy Adkins of Riverview Realty.
$529,900
5 Beds ⋅ 3 Baths
STOP Scrolling!—This is the Historic Lexington Home that Buyers Have Waited for! Offering 3,544 of Finished Sq Ft, this Meticulously Maintained SHOWPIECE of a Home DELIVERS w/ it's LARGE Rooms & Soaring Ceilings this Home has the Perfect Mix of Character, Space, and Modern Updates While Maintaining that "Small Town Charm" that We ALL NEED in Today's Hustle and Bustle of Our Hectic Lives. Featuring 4 Bdrms PLUS a NonConforming (but could easily be made a true bdrm) 5th Bedrm on the Main Level and 3 Full Baths, the Layout Offers Flexibility for All of Today’s Lifestyles. The Upper-Level Primary Suite Includes an Attached Sitting Room (that is actually a True Bedroom which is currently furnished as a 2nd Living Room for the 2nd Flr), Creating a Private Retreat Rarely Found in Homes of this Era. The Updated Kitchen Brings Modern Function without Sacrificing Charm with it's Double Ovens, Gas Stove, Stainless Steel Appliances, Granite Cntrtops & Large Farm House Sink. The Original Windows Have Just Been Professionally Reglazed—Preserving Authenticity with Improved Usability & Longevity. The Large Rooms, Timeless Details, 3 Covered Porch Areas that are Great for Sitting and Entertaining, and the Undeniable Craftsmanship Set this Home Apart from the Rest! Perfect for a Growing Household OR an Incredible Opportunity for those Seeking a Unique Property with Strong Potential for Guest Accommodations: aka Various Short-Term Rental Uses (buyer to verify). Positioned on a Prime Corner Lot just Steps from a Local Park, with a 2-Car Detached Garage, this Location Checks EVERY Box. Homes Like This DO NOT Come Along Often—and They Do NOT Last Long! Schedule your Showing and can Come BUY Today!

1618 State Street, Lexington

Listing courtesy of Anna Castelli of Realty Professionals Heartland.
$159,900
3 Beds ⋅ 3 Baths
Welcome to this beautifully 3 bedroom 3 bathroom home offering comfort, functionality, and incredible outdoor space! Step inside to find almost everything updated, including new paint, carpet, flooring, fixtures, and new cabinetry, giving the home a clean, modern feel that’s truly move-in ready. The bright and inviting living spaces flow seamlessly, while the kitchen features updated cabinets and finishes—perfect for both everyday living and entertaining. Generously sized bedrooms provide comfort and flexibility for any lifestyle. Each bedroom has a bathroom, and one has a jacuzzi tub. Out back, you’ll find a large privacy fenced backyard with endless potential—plenty of space to add a garage, shop, or outbuilding, making it ideal for hobbyists, storage, or future expansion. The covered patio offers a great spot to relax or host gatherings, and the fire pit area adds the perfect touch for cozy evenings. Conveniently located and packed with updates, this home offers both value and versatility.

2309 Washington Street, Lexington

Listing courtesy of Jayme Generaux of Weichert Realtors - Generations.
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