Lincoln Homes with Conventional Financing

Lincoln Homes with Conventional Financing

Welcome to Lincoln, Missouri – a hidden gem nestled in the heart of Benton County. This charming city is known for its welcoming community, picturesque landscapes, and a lifestyle that blends small-town charm with modern conveniences. With a population that embraces a close-knit atmosphere, Lincoln offers residents a sense of belonging that is hard to find elsewhere.

Lincoln is surrounded by beautiful natural scenery, making it an ideal location for outdoor enthusiasts. Residents can enjoy a variety of activities, from peaceful walks in local parks to thrilling adventures on nearby lakes and rivers. The city is also home to several annual events that celebrate its rich heritage and vibrant community spirit, ensuring there’s always something happening.

For those considering a move to Lincoln, the real estate market offers a variety of homes that cater to different lifestyles and budgets. With the availability of properties eligible for conventional financing, aspiring homeowners can find their dream home without the hassle of complex loan options. Whether you’re looking for a cozy cottage or a spacious family home, Lincoln’s real estate options are diverse and accommodating.

The local schools are highly regarded, and the community is committed to providing a nurturing environment for families. With a low cost of living and a friendly atmosphere, Lincoln is not just a place to live; it’s a place to thrive. Discover the charm of Lincoln, MO, where your dream home awaits amidst a community that feels like family. Come and experience the beauty and warmth of Lincoln – your new home is just a visit away!

Newest Lincoln Homes with Conventional Financing

$875,000
3 Beds ⋅ 2 Baths
Turnkey lakefront property offering approximately 600 feet of shoreline and everything you need to enjoy life at the lake. This well-maintained home features 2 bedrooms, 2 full bathrooms, and a non-conforming 3rd bedroom, along with two separate living areas providing plenty of space for family and guests. Home is equipped with a whole-house attic fan, helping improve airflow and energy efficiency during cooler months. The screened-in porch overlooks the lake and is the perfect place to relax while taking in the water views. Outside, you'll find an attached garage, a 2-car carport with parking available in front of carport, and an additional storage garage ideal for lawn equipment. The oversized detached 2-car garage/workshop offers ample space for a boat, side-by-side, tractor, lawn mower, and other recreational equipment including generator with hookup. The structure was originally designed with the potential to add living quarters above, offering future expansion opportunities. The property includes a private 1-slip dock with a homemade outdoor shower for rinsing off after a day on the water. Dock is 20x20 and the slip is 10x24 slip with lift. Included second-tier lots provide additional privacy by preventing future development directly behind the home. Whether you're looking for a full-time residence, weekend getaway, or vacation property, this move-in-ready lake home offers abundant storage, exceptional shoreline, and room to enjoy all that lake living has to offer!

33260 Golden Acres Road, Lincoln

Listing courtesy of Kelli Vann of Homes by Darcy LLC.
$890,000
Exceptional investment opportunity with multiple income streams and unlimited potential! This established marina features 16 covered boat slips, including 6 newer boat lifts and mud poles, along with a public boat ramp. In addition, there is a courtesy boat dock which allows for another 8 boats and a side rail which compiles but to 6 more boats. Expansive decking allows for a large entertaining area. There is an outdoor bar along with a cover area for bands. The main level of the marina has a wonderful bar area with a large amount of seating. A large full kitchen with walk in cooler and freezer allows for the expansive menu and dining options. The main building offers comfortable owner or manager living quarters upstairs with 2 bedrooms, 1 bathroom, a full kitchen, and a living room. The lower level provides abundant storage and includes the former ice cream shop and laundry area, creating opportunities for retail, food service, or additional marina amenities. The property also includes two off-site cabins, each offering 2 bedrooms, 1 bathroom, and a loft, plus a separate laundry building for guest convenience. Three established RV sites are already in place, with extensive road frontage providing outstanding potential to add additional RV sites or expand the operation. Additional features of the property include a 2,500-gallon fuel tank to serve boaters and adds an additional income string. Whether you're looking to own a marina, expand your investment portfolio, or develop a premier recreational destination, this property offers incredible versatility, established amenities, and room for future growth. Rare opportunities like this don't come along often! Owner or agent will show property.

29580 Waters Edge Road, Lincoln

Listing courtesy of Lora Anstine of Anstine Realty & Auction, LLC.
$154,900
2 Beds ⋅ 1 Baths
Escape to your dream lakeside retreat with this adorable, move-in-ready bungalow located just minutes from the water! Designed for ultimate relaxation, this low-maintenance home allows you to skip the "to-do" list and dive straight into the lake life. Premier Outdoor Living Entertainer's Deck: A spacious, newer L-shaped deck perfect for hosting summer barbecues. Detached Garage & Storage: Single-car garage featuring updated siding, a new well pump, and a dedicated parking pad for your boat or camper. Backyard Oasis: A cozy firepit area nestled behind the garage for crisp evenings under the stars. Bonus She-Shed: Equipped with electricity and set inside a fully fenced dog run, making it a perfect hobby space or pet haven. Modern & Inviting Interior Open-Concept Design: A gorgeous, sunlit kitchen flows seamlessly into the main living area. Breakfast Bar: A long, sit-at counter serves as the perfect hub for casual dining and entertaining. Comfortable Accommodations: Two cozy bedrooms sit just off the living area, including a spacious primary suite featuring an oversized closet with built-in lighting. Full Bath: A bright, well-appointed bathroom complete with a full shower With durable, newer vinyl siding on the exterior and turnkey updates inside, this charming property is fully furnished to welcome you home just in time for summer fun.

28886 Mortensen Road, Lincoln

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.
$250,000
3 Beds ⋅ 2 Baths
Welcome to this charming 3-bedroom, 2-bath home nestled near Cole Camp Creek in the peaceful lake community of Lakeside Resort at Lakeside Estates. Whether you're looking for a full-time residence or a relaxing weekend getaway, this property offers the perfect blend of comfort and tranquility. Inside, you'll find a spacious kitchen with plenty of room for cooking and gathering, while the large porch provides the perfect place to relax and enjoy the peaceful surroundings. The home is located in the Cole Camp School District, serving Cole Camp Elementary and Cole Camp High School. The property includes a detached garage with electricity, plus a small storage shed with electricity, providing plenty of space for hobbies, storage, or lake toys. Two additional lots are included with the sale—Lot 17 (0.15± acres) and Lot 18 (0.17± acres)—offering extra room to enjoy or simply appreciate the added privacy. Enjoy the quiet atmosphere of this lakeside community, where many of the surrounding homes serve as seasonal retreats, creating a peaceful setting to relax and unwind.

28887 Mortensen Road, Lincoln

Listing courtesy of Chris Harrison of Keller Williams KC North.
$499,500
Trailer Park for Sale north of Lakes: For sale just north of Lake of the Ozarks and Truman Lake is this 14-acre property that is a turn-key commercial investment. The property features 8 total residential rental units including 7 single-wide mobile homes and 1 double-wide mobile home that is on a walk-out basement foundation. The location reflects a perfect Ozark setting with the secluded homes tucked back into the oak woodland. The circle drive on the property has new gravel recently spread and accesses all the homes and 2 additional 30’x30’ outbuildings. The property has Electric, Gas, 2 lagoons, 1 well, and paved road access. The property is mostly level and many more mobile home locations could be established to expand the park’s return. The trailer park is located near 2 of Missouri’s most desirable lakes. Lake of the Ozarks is a 54,000 acre lake that is known for its recreational opportunities, and this property lies 7 miles straight line to this lake. Truman Lake is known for its great fishing. Truman Lake is a 55,000-acre lake surrounded by 109,000 acres of Corp of Engineer land for additional recreational opportunities. The gross income on this property is just under $6,000/month, so this may be your opportunity to expand your current portfolio or buy/operate/retire all at once as owner-operator. Call today to schedule a showing on this Benton County, Missouri investment property.

21707 Old Balltown Avenue, Lincoln

Listing courtesy of Ryan Hubbard of United Country American Heartl.
$489,900
5 Beds ⋅ 2 Baths
This is your chance to own your dream home (5 bedrooms and 2 bathrooms) on Lake of the Ozarks on MM 73 and approx. 240' of lake front!! So many features you'll love and updates made by the seller including: new HVAC in 2025, new hot water heater in 2025, complete remodel in 2013 including the brand new formal living room addition and added two bedrooms, the mini splits were added in 2013, new driveways in 2013, the lift added in 2013 and custom cabinetry added in 2013. Relax outside- watching the boats go by on your dock with 2 slips and 1 lift. Outdoor space is everything with large patio, firepit and gorgeous property!! The home will be sold furnished. This one is a must see on your list!!! Drone photos coming soon!

33096 Canopy Lane, Lincoln

Listing courtesy of Darcy Roach of Homes by Darcy LLC.
$150,000
Awesome piece of property just minutes from Truman lake or the Ozarks. This property is situated south of lincoln on 65 and east on H highway. Seller is listing 30 acres but is flexible on the final tract size. There is a partial survey on the property. Once the final acreage is determined a formal survey will be completed. Electricity is accessible from the from and back of the property. There is no local water so a well will need to be constructed if a building is constructed.

Kullman Road, Lincoln

Listing courtesy of Jeff Angold of Cook Land and Realty LLC.
$189,500
5 Beds ⋅ 3 Baths
Spacious 5-bedroom, 3-bath home offering approximately 2,792 sq ft, built in 2005 and situated on about 3 acres in a quiet rural setting near Lincoln, MO. The property provides ample space both inside and out, with room for entertaining, storage, or future improvements. Ideal for buyers looking for privacy and land, this home offers strong potential with a little TLC. Selling as-is.

30035 Highway AB Highway, Lincoln

Listing courtesy of Harrison Hughes of Homebound Realty LLC.
$424,900
3 Beds ⋅ 3 Baths
Discover your dream lake retreat on the 77-mile marker of Lake of the Ozarks! This all-brick two-story home sits on nearly a half-acre lot with year-round water views and a private dock featuring one well and a party space that can easily convert back to a two-well slip. The main floor has been fully renovated with a spacious kitchen, open living area, primary suite, second bedroom, and two full baths. The lower level offers additional living space, a large bedroom, and flex area that can be used as you wish. Enjoy decks on both levels, all-new paint, fixtures, flooring, cabinets, and appliances-95% remodeled and move-in ready. Easy commute from Kansas City makes this the perfect weekend escape or full-time lake home! Bonus: the adjoining property next door is also for sale ideal for owning two homes side by side for vacation rentals or a family compound.

28247 W Cove Drive, Lincoln

Listing courtesy of Richey Real Estate Group of Real Broker, LLC-MO.
$214,900
2 Beds ⋅ 1 Baths
Adorable and fully renovated lake home on the 77-mile marker of Lake of the Ozarks! This charming 2-bedroom, 1-bath property has been completely updated inside and out, featuring a stylish kitchen with all appliances included, fresh paint, new fixtures, and modern finishes throughout. Enjoy your own private dock with a 2-well slip perfect for easy lake access and entertaining. The home also offers a large detached two-car outbuilding, great for storage or lake toys. Currently used as a vacation rental, this home sits right next door to another available property an incredible opportunity to own two side-by-side lake homes for family, friends, or an investment compound. Located on nearly year-round water with a convenient commute from Kansas City, this is the lake life you’ve been waiting for!

28253 W Cove Drive, Lincoln

Listing courtesy of Richey Real Estate Group of Real Broker, LLC-MO.
$649,900
3 Beds ⋅ 2.5 Baths
3 bdrm 2 1/2 bath home on 76 gorgeous acres with 2 ponds! This lovely home is located on a paved road in the Cole Camp, MO school district. Property is mostly fenced with approximately 30 acres of row crop, the remaining in open pasture & trees. Plenty of room to run cattle or horses. Home boasts of an open floorplan for entertaining. Spacious living room & dining area, island in the kitchen &appliances are included. Large master bedroom includes full bath with walk in shower & tub. Main floor laundry, mudroom & 1/2 bath. Upper level has an open loft for TV or toy area. Two large bedrooms, office, full bath & 2 storage rooms. Massive 30x40 attached garage with wood burning stove for those chilly nights. Carport with storage building attached, 23x32 lean-to. Wonderful above ground pool with deck & stunning views from every direction. Property includes large creek that joins Cole Camp Creek, a great place to camp & swim. Property goes up over the ridge with fantastic hunting ground! Owner has multiple deer stands on the property. Three phase electric is being brought into the area. Como Electric provides high speed fiber optics. You won't want to leave home, this beautiful property has everything you'll ever need!

25266 H Highway, Lincoln

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.
$59,000
Beautiful land to build your dream home with lake access and community area. Owner / Agent

Margaret Drive, Lincoln

Listing courtesy of Alicia Niccum of United Real Estate Kansas City.
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