Lincoln Homes with USDA Loan Financing

Welcome to Lincoln, Missouri, a charming town nestled in the heart of Benton County. Known for its friendly atmosphere and picturesque landscapes, Lincoln offers a unique blend of small-town charm and modern conveniences. With a rich history that dates back to the early 1900s, this community has retained its quaint character while embracing growth and development.

One of the standout features of Lincoln is its welcoming community spirit. Residents enjoy a slower pace of life, where neighbors become friends and local events bring everyone together. The town is surrounded by beautiful lakes and lush greenery, making it an ideal spot for outdoor enthusiasts. Whether you’re fishing at the nearby Lake of the Ozarks or exploring the scenic trails, Lincoln offers a plethora of recreational activities for all ages.

For prospective homebuyers, Lincoln presents a fantastic opportunity, especially with the availability of USDA loan financing. This program is designed to help individuals and families achieve their dream of homeownership in rural areas, making it an excellent option for those looking to settle in Lincoln. With no down payment required and competitive interest rates, USDA loans make it easier than ever to invest in your future.

Discover the charm of Lincoln, MO, where you can find beautiful homes nestled in a friendly community. With USDA financing options available, now is the perfect time to explore the possibilities of homeownership in this delightful town. Embrace the tranquility and warmth of Lincoln, where your dream home awaits!

Newest Lincoln Homes with USDA Loan Financing

$875,000

3 Beds ⋅ 2 Baths

Turnkey lakefront property offering approximately 600 feet of shoreline and everything you need to enjoy life at the lake. This well-maintained home features 2 bedrooms, 2 full bathrooms, and a non-conforming 3rd bedroom, along with two separate living areas providing plenty of space for family and guests. Home is equipped with a whole-house attic fan, helping improve airflow and energy efficiency during cooler months. The screened-in porch overlooks the lake and is the perfect place to relax while taking in the water views. Outside, you'll find an attached garage, a 2-car carport with parking available in front of carport, and an additional storage garage ideal for lawn equipment. The oversized detached 2-car garage/workshop offers ample space for a boat, side-by-side, tractor, lawn mower, and other recreational equipment including generator with hookup. The structure was originally designed with the potential to add living quarters above, offering future expansion opportunities. The property includes a private 1-slip dock with a homemade outdoor shower for rinsing off after a day on the water. Dock is 20x20 and the slip is 10x24 slip with lift. Included second-tier lots provide additional privacy by preventing future development directly behind the home. Whether you're looking for a full-time residence, weekend getaway, or vacation property, this move-in-ready lake home offers abundant storage, exceptional shoreline, and room to enjoy all that lake living has to offer!

33260 Golden Acres Road, Lincoln

Listing courtesy of Kelli Vann of Homes by Darcy LLC.

$154,900

2 Beds ⋅ 1 Baths

Escape to your dream lakeside retreat with this adorable, move-in-ready bungalow located just minutes from the water! Designed for ultimate relaxation, this low-maintenance home allows you to skip the "to-do" list and dive straight into the lake life. Premier Outdoor Living Entertainer's Deck: A spacious, newer L-shaped deck perfect for hosting summer barbecues. Detached Garage & Storage: Single-car garage featuring updated siding, a new well pump, and a dedicated parking pad for your boat or camper. Backyard Oasis: A cozy firepit area nestled behind the garage for crisp evenings under the stars. Bonus She-Shed: Equipped with electricity and set inside a fully fenced dog run, making it a perfect hobby space or pet haven. Modern & Inviting Interior Open-Concept Design: A gorgeous, sunlit kitchen flows seamlessly into the main living area. Breakfast Bar: A long, sit-at counter serves as the perfect hub for casual dining and entertaining. Comfortable Accommodations: Two cozy bedrooms sit just off the living area, including a spacious primary suite featuring an oversized closet with built-in lighting. Full Bath: A bright, well-appointed bathroom complete with a full shower With durable, newer vinyl siding on the exterior and turnkey updates inside, this charming property is fully furnished to welcome you home just in time for summer fun.

28886 Mortensen Road, Lincoln

Listing courtesy of Kenneth Hoyle of Anstine Realty & Auction, LLC.

$250,000

3 Beds ⋅ 2 Baths

Welcome to this charming 3-bedroom, 2-bath home nestled near Cole Camp Creek in the peaceful lake community of Lakeside Resort at Lakeside Estates. Whether you're looking for a full-time residence or a relaxing weekend getaway, this property offers the perfect blend of comfort and tranquility. Inside, you'll find a spacious kitchen with plenty of room for cooking and gathering, while the large porch provides the perfect place to relax and enjoy the peaceful surroundings. The home is located in the Cole Camp School District, serving Cole Camp Elementary and Cole Camp High School. The property includes a detached garage with electricity, plus a small storage shed with electricity, providing plenty of space for hobbies, storage, or lake toys. Two additional lots are included with the sale—Lot 17 (0.15± acres) and Lot 18 (0.17± acres)—offering extra room to enjoy or simply appreciate the added privacy. Enjoy the quiet atmosphere of this lakeside community, where many of the surrounding homes serve as seasonal retreats, creating a peaceful setting to relax and unwind.

28887 Mortensen Road, Lincoln

Listing courtesy of Chris Harrison of Keller Williams KC North.

$649,900

3 Beds ⋅ 2.5 Baths

3 bdrm 2 1/2 bath home on 76 gorgeous acres with 2 ponds! This lovely home is located on a paved road in the Cole Camp, MO school district. Property is mostly fenced with approximately 30 acres of row crop, the remaining in open pasture & trees. Plenty of room to run cattle or horses. Home boasts of an open floorplan for entertaining. Spacious living room & dining area, island in the kitchen &appliances are included. Large master bedroom includes full bath with walk in shower & tub. Main floor laundry, mudroom & 1/2 bath. Upper level has an open loft for TV or toy area. Two large bedrooms, office, full bath & 2 storage rooms. Massive 30x40 attached garage with wood burning stove for those chilly nights. Carport with storage building attached, 23x32 lean-to. Wonderful above ground pool with deck & stunning views from every direction. Property includes large creek that joins Cole Camp Creek, a great place to camp & swim. Property goes up over the ridge with fantastic hunting ground! Owner has multiple deer stands on the property. Three phase electric is being brought into the area. Como Electric provides high speed fiber optics. You won't want to leave home, this beautiful property has everything you'll ever need!

25266 H Highway, Lincoln

Listing courtesy of Debra Anderson of Anstine Realty & Auction, LLC.

$30,000

There are 8 lots, (lots 5, 6, 7, 12, 13, 14, 15, and 16) that when combined amount to 1.38 Acres. There is electricity but there is currently no septic system or water. in place There is a propane tank on the site that has 70% tank reading. There is a mobile home on the property which is need of some repair and updating. There has been a driveway to the residence that has now gown over. These lots are a little over 200 to 300 yards from the lake. There are two main roads, one on each side of the property that go past the property on down to the lake.

Gore/Keevon Road, Lincoln

Listing courtesy of Donn Quick of Home Realty.

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