Mound City Homes with FHA Financing

Welcome to Mound City, Kansas – a hidden gem nestled in Linn County, where small-town charm meets modern living. With its picturesque landscapes, friendly community, and a rich history, Mound City offers an inviting atmosphere for families, retirees, and anyone seeking a peaceful retreat from the hustle and bustle of urban life.

Mound City's quaint downtown features local shops, cozy cafes, and community events that foster a strong sense of belonging. The city's green spaces and parks provide ample opportunities for outdoor activities, whether it’s a leisurely stroll, a family picnic, or a game of frisbee with friends. The area is also known for its excellent schools, making it an ideal choice for families looking to settle down in a nurturing environment.

For those considering homeownership in this charming community, Mound City presents a fantastic opportunity with homes available for FHA financing. This means that potential buyers can take advantage of lower down payment options and more flexible credit requirements, making it easier than ever to step into your dream home. Whether you're searching for a cozy starter home, a spacious family residence, or a quaint cottage, Mound City has a diverse range of properties to suit every taste and budget.

Experience the warmth of Mound City, where you can enjoy a slower pace of life while still having access to essential amenities and services. With the added benefit of FHA financing options, now is the perfect time to explore the possibilities of making Mound City your new home. Come and discover the welcoming spirit of this delightful Kansas town!

Newest Mound City Homes with FHA Financing

$260,000

4 Beds ⋅ 3 Baths

VICTORIAN CHARM, MODERN UPDATES & A BACKYARD MADE FOR SUMMER! This stunning Mound City home beautifully blends the character you love in a historic Victorian with the modern conveniences you want today. Inside, you’ll find 4 generously sized bedrooms, 3 bathrooms, a dedicated office, and an impressive open kitchen and dining area with plenty of room to gather and entertain. From the inviting porches to the character found throughout, this home has kept the details that make it special while incorporating thoughtful updates for today’s lifestyle. Every bedroom offers an abundance of space, a rare find in many homes! And just wait until you step outside! The fenced backyard is your own private retreat, complete with a full-size swimming pool, storage shed, and additional outbuilding with a garage door; perfect for storage, hobbies, lawn equipment, or your next project. An unfinished basement adds even more storage and possibilities. Located within walking distance of the grade school and Main Street in Mound City, you can enjoy small-town living with everyday conveniences close by. Character, space, a pool, and a great location. This beautifully cared-for Victorian has so much to offer and is ready for its next owners to make it home!

523 Walnut Street, Mound City

Listing courtesy of Trey Isenhower of Clinch Realty LLC.

$625,000

3 Beds ⋅ 2.5 Baths

This quaint lakefront cabin is in sought-after Sugar Valley Lakes neighborhood and sits on a large lake-front lot with an adjacent vacant lake-front lot included, totaling approximately 118’ of lake frontage. Enjoy the lake whenever you want to get out of the city or choose to live here year-round, as this lake home has so much to offer. The spacious main floor has vaulted ceilings in the great room with a loft, stone fireplace, amazing lake views, large eat-in kitchen with bar counter seating and dining area. This home has 3 bedrooms including a large loft area for additional seating or sleeping and 2.5 bathrooms. The basement is a crawl space with a separate exterior door entrance on the side of the home offering extra storage, workshop space, or room for hobbies and water toys. Outdoors, enjoy your morning coffee on the screened deck or large patio overlooking the lake. After a fun day on the lake, rinse off in the outdoor shower and relax by the fire pit. There are TWO private docks with boat lifts and one with a large seating area makes spending time out on the water easy! Fish to your heart’s content at SVL. No fishing license is required in this private lake community. Boats (< 22’), pontoons (< 28’) and personal watercraft are allowed on the lake. HOA amenities include 9-hole golf course, a swim beach, pool, and club house with food and drinks at the Sugar Valley Grill. Stores, groceries, and restaurants are conveniently located just minutes away within Mound City. This secluded area is a great escape from the city and is only one hour south of the Kansas City area. It’s perfect for weekend get-aways and entertaining friends and family! All appliances stay, including the washer and dryer. THIS SALE INCLUDES A TOTAL OF 2 LOTS: 109 Ridge Crest Dr. & 113 Ridge Crest Dr. See map included in photos. HOA Dues are $229 annually per lot and billed per owner.

109 Ridge Crest Drive, Mound City

Listing courtesy of Miles Rost of Keller Williams Realty Partners Inc..

$155,000

3 Beds ⋅ 1 Baths

This move-in ready 3-bedroom home offers comfort, space, and added value with an additional lot included. The interior features a well-maintained layout with bright living areas, a functional kitchen, and three generously sized bedrooms suitable for families, guests, or a home office. Recent updates ensure a clean, turnkey experience so you can settle in without the hassle of renovations. Outside, the extra lot provides endless possibilities—expand your outdoor living space, build, garden, or simply enjoy the added privacy. A detached shed offers convenient storage for tools, equipment, or hobby use. Whether you’re a first-time buyer or looking to upgrade, this property combines practicality and potential in one appealing package.

408 High Street, Mound City

Listing courtesy of Danielle Keiffer of The St.Joe Real Estate Group,.

$25,000

Enjoy weekends at the lake with this well-maintained corner lot at Sugar Valley Lake. The approximately 9,700 sq. ft., lot features a circular driveway, a 20'X 35' carport, & a 10' X 20' shed, both constructed in 2013 & maintained in excellent condition. Electricity has been extended to the carport & shed. A 1,500 gallon holding tank is also included. The property offers a great setting for enjoying all that Sugar Valley lake has to offer, including fishing, swimming at the beach, paddle boarding, kayaking, boating, & relaxing around a campfire. Additional recreational amenities include a 9-hole golf course with cart rentals available, clubhouse, & swimming pool in this private lake community. RV IS NOT INCLUDED IN THE SALE. For additional info about Sugar Valley Lake, visit the Sugar Valley Lake Hidden Valley Lake website.

2 S Eagle Lane, Mound City

Listing courtesy of Mary Simecka of KW Diamond Partners.

$145,000

3 Beds ⋅ 1 Baths

WELCOME TO MOUND CITY & AWESOME HOME ON A BIG, LONG CORNER LOT! Enjoy this Small-town charm, incredible value, and easy I-29 access come together in this exceptionally well-cared-for home! Situated on a long corner lot, this charmer welcomes you with a lovely front porch—the perfect spot for morning coffee, evening conversations, or simply slowing down and enjoying small-town life. Inside, you'll find a surprising amount of space with 3 generously sized bedrooms, an oversized living room, spacious kitchen, and an unfinished basement offering plenty of additional storage and possibilities. Outside, the detached garage adds even more versatility—perfect for a workshop, hobby space, equipment storage, or a great setup for someone looking to kick-start an at-home business. And the LOCATION is a huge bonus! Just minutes from I-29, you can enjoy the affordability and relaxed pace of Mound City while maintaining convenient access to St. Joseph, Kansas City, and communities throughout Northwest Missouri. Hunters and outdoor enthusiasts will especially appreciate this area's reputation for outstanding hunting and wildlife—making this an excellent full-time home, weekend getaway, or hunting headquarters with room for your gear and equipment. With its excellent condition, charming front porch, corner lot, flexible space, detached garage/workshop, affordable price point, and attractive property taxes, this is a tremendous amount of property for the money. Whether you're looking for a place to call home, a hunting getaway, room for your hobbies, or a property where you can LIVE, WORK & PLAY—this Mound City gem is ready for its next chapter!

301 Mound Street, Mound City

Listing courtesy of Kim Brown of ReeceNichols -Johnson County W.

$495,000

4 Beds ⋅ 3.5 Baths

Spacious, beautifully updated, and thoughtfully designed, this ranch-style home offers over 3,500 square feet of finished living space with room for everyone. The main level features a large primary suite with a walk-in closet and a stylish private bath complete with a whirlpool tub, walk-in shower and custom lighting. The kitchen offers luxury vinyl plank flooring, granite counter tops, abundant oak cabinetry and storage, a center island, double ovens, and plenty of counter space, with an adjoining dining area that walks out to the patio. A large laundry room conveniently located just off the primary suite adds even more storage and functionality. On the main level you will find 3 additional bedrooms with generous closets and built-in shelving. The finished basement adds even more versatility with a large living area, sitting or study space, full bathroom, and two non-conforming rooms--ideal for a home office, gym, recreation room, or additional flexible space. The attached, three-car garage offers cabinetry, workshop space, and two walk-out doors. Outside, enjoy over three-quarters of an acre with a beautifully landscaped yard with established flowers, roses, and plantings, with a timed irrigation system in place for convenient watering of the flower beds. A detached garage provides even more space for storage. Updated finishes throughout, a fireplace with mantel, and plenty of storage add to the home's functionality and appeal. Homes offering this combination of space, updates, and amenities don't come available often in Mound City. With room to grow and spaces designed for both everyday living and entertaining, this is a home you can settle into and enjoy for years to come.

1602 Ridge Drive, Mound City

Listing courtesy of Priscilla Sutton Ashford of Keller Williams KC North.

$824,900

5 Beds ⋅ 3.5 Baths

Exceptional space, impressive views, and resort-style outdoor living come together at 1403 Paxton Street. This distinctive 5-bedroom, 3.5-bath home features an open, light-filled interior with soaring floor-to-ceiling windows overlooking the expansive outdoor entertaining area. The main level offers beautiful hardwood flooring, multiple gathering spaces, and a spacious kitchen with abundant cabinetry, stainless-steel appliances, a large center island, and plenty of room for meal preparation and entertaining. The main-level primary suite includes a private fireplace and an oversized walk-in closet. The finished lower level provides additional living and recreation space, a second full kitchen and flexible rooms that may be used for guests, hobbies, exercise or a home office. Outside, enjoy the multi-level deck, large saltwater swimming pool, hot tub and generous patio areas. An approximately 1,800-square-foot pool house adds even more versatility with a full kitchen, bathroom and open entertaining space. Situated in Mound City, approximately 35 minutes from St. Joseph, this one-of-a-kind property offers generous indoor and outdoor spaces designed for everyday living and memorable gatherings. Schedule your private showing to experience everything this remarkable home has to offer.

1403 Paxton Street, Mound City

Listing courtesy of Danielle Keiffer of The St.Joe Real Estate Group,.

$35,000

This is a second chance to own a fantastic property at Lake Chaparral, now offered with even greater value. This listing is being sold as a package deal with the adjacent lot located at 158 Greentree Ridge, Mound City, KS 66056, MLS#: 2625052, creating an exceptional opportunity to own two neighboring lake lots. The additional parcel provides added space, flexibility, and long-term value, making it ideal for expanding your lake retreat, increasing privacy, or investing in future potential. Additional Parcel Information: Address: 158 Greentree Ridge, Mound City, KS 66056 Legal Description: LAKE CHAPARRAL SEC 2 , BLOCK P16 , LOT 18 , LOT 18 BLK 16 SECTION 22 TOWNSHIP 21 RANGE 23. MLS#: 2625052. Both properties are being sold together and present an outstanding opportunity to enjoy everything Lake Chaparral has to offer. Don't miss your chance to secure this unique package and create the lake getaway you've been dreaming of! Ready for the ultimate summer upgrade? This amazing lakefront property at Lake Chaparral and Lake De Lago offers spectacular views and direct water access. Imagine waking up to sparkling water, spending afternoons on the boat, and ending the day with unforgettable sunsets. Opportunities like this don't come around often—grab it now and make every weekend feel like a vacation!

186 Greentree Ridge, Mound City

Listing courtesy of Kyra Todd of Realty ONE Group Metro Home Pros.

$35,000

*BACK ON MARKET AT NO FAULT TO SELLER* Back on the market at no fault of the sellers! This is a second chance to own a fantastic property at Lake Chaparral, now offered with even greater value. This listing is being sold as a package deal with the adjacent lot located at 186 Greentree Ridge, Mound City, KS 66056, MLS#: 2628190, creating an exceptional opportunity to own two neighboring lake lots. The additional parcel provides added space, flexibility, and long-term value, making it ideal for expanding your lake retreat, increasing privacy, or investing in future potential. Additional Parcel Information: Address: 186 Greentree Ridge, Mound City, KS 66056 Legal Description: LAKE CHAPARRAL SEC 2, S22, T21, R23, BLOCK P16, LOT 25, 12,844 SQUARE FEET; LOT 25, BLK 16, SECTION 22, TOWNSHIP 21, RANGE 23. MLS #: 2628190. Both properties are being sold together and present an outstanding opportunity to enjoy everything Lake Chaparral has to offer. Don't miss your chance to secure this unique package and create the lake getaway you've been dreaming of! Experience the very best of lakefront living with this first-tier gem on stunning Lake Chaparral and Lake De Lago! Perfectly positioned with breathtaking views and direct water access, this property is truly too good to miss especially with summer just around the corner. Whether you're dreaming of morning coffee by the water or endless days of boating, swimming, and sunshine, this is the opportunity you've been waiting for. Move quickly lake days are calling!

158 Greentree Ridge, Mound City

Listing courtesy of Kyra Todd of Realty ONE Group Metro Home Pros.

$44,900

Enjoy camping at this waterfront property in Sugar Valley Lakes! This corner lot offers the perfect setup to pull your camper right in and start enjoying everything the community has to offer. The property is already equipped with water, electric service, and a septic holding tank, making it ideal for weekend getaways or extended stays. The property also features a private dock where you can have easy access to fishing with stunning lake views. Surrounded by mature trees, the lot offers great privacy and a peaceful, natural setting where you can sit back, unwind, and enjoy the quiet surroundings. In addition to its current use, this lot also presents an excellent opportunity to build your dream home in the future. As part of Sugar Valley Lakes, you’ll also enjoy access to community amenities, including multiple lakes, park that are just a few steps away, golf course, swimming pool, clubhouse, and more. Whether you’re looking for a ready-to-use getaway or a future homesite, this property offers the perfect mix of comfort, beauty, and lifestyle.

5 Moose Lane, Mound City

Listing courtesy of Khanh Nguyen of United Real Estate Kansas City.

$115,000

2 Beds ⋅ 1 Baths

Looking for space in the country with room to make it your own? This 1.2-acre property just outside Mound City offers the perfect blend of rural living and opportunity. The 2-bedroom, 1-bath home includes an eat-in kitchen, comfortable living space, and a partial unfinished basement. While the interior is ready for updates, the home has already seen a newer roof (approx. 5 years old), giving you a solid starting point. Located on Kansas Highway 7, you’ll enjoy easy access while still having your own space to spread out. Whether you're dreaming of a starter home, weekend getaway, or renovation project, this property is full of potential. Agent is related to the seller. Property is being sold in its present condition. Seller will make no repairs. FHA/USDA financing may be considered; however, buyer to be responsible for any appraisal or lender-required repairs. Sale is subject to all personal property remaining on the premises at closing, with no value assigned.

13371 Ks Highway 7 Highway, Mound City

Listing courtesy of Brandi Pohlmeier of Real Broker, LLC.

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