Odessa Homes with USDA Loan Financing

Odessa Homes with USDA Loan Financing

Welcome to Odessa, Missouri – a charming city nestled in Lafayette County, where small-town charm meets modern conveniences. Known for its friendly community and picturesque landscapes, Odessa offers a peaceful lifestyle that appeals to families, retirees, and anyone seeking a serene environment. With its rich history and vibrant culture, residents enjoy a variety of local events and festivals that bring the community together throughout the year.

Odessa boasts a growing population and a range of amenities, including parks, shops, and dining options that cater to all tastes. The city's commitment to maintaining a family-friendly atmosphere is evident in its well-rated schools and recreational facilities, making it an ideal place to raise children or enjoy a relaxed retirement.

For those looking to make Odessa their home, the availability of USDA loan financing opens up exciting opportunities. USDA loans are designed to help low to moderate-income families achieve their dream of homeownership in rural and suburban areas, and Odessa qualifies! This means that eligible buyers can purchase a home with little to no down payment, making it easier than ever to settle in this idyllic community.

Whether you're searching for a cozy starter home or a spacious family residence, Odessa has a variety of properties to suit your needs. With the added benefit of USDA financing, your dream home is not just a possibility, but a reality waiting to unfold. Explore the charm of Odessa, where your next chapter begins!

Newest Odessa Homes with USDA Loan Financing

$292,000
3 Beds ⋅ 2.5 Baths
Are you ready for quiet evenings on your recently expanded back deck? Come take a look! The upstairs features a spacious kitchen and living room with all three bedrooms as well. The primary bedroom features a full bathroom with a walk in closet. Once downstairs, you'll find a second living room and another half bath. The other half of the basement is a two car garage with plenty of storage space. Along with a recently replaced back deck, the exterior has seen an updated paint scheme.

309 E Phillips Street, Odessa

Listing courtesy of Vincent Barker of Weichert Realtors - Generations.
$600,000
4 Beds ⋅ 2.5 Baths
Million dollar views meet timeless elegance! Perched on 1.51 scenic acres in the Greenton Outlook Subdivision, this exceptional 4 bedroom, 2.5 bath, 1.5 story home offers breathtaking panoramic views, quality craftsmanship, and room to live, entertain, and grow. From the moment you arrive, you'll be captivated by the inviting wraparound porch accented with a beautiful copper colored metal roof, setting the tone for the warmth and character found throughout the home. Step inside to an impressive great room featuring soaring ceilings, abundant natural light, a stunning granite finished fireplace, and an oversized decorative mirror that creates an unforgettable focal point. Rich dark hardwood flooring, custom blinds, and thoughtful finishes flow throughout the home. The kitchen boasts custom cabinetry, granite countertops, ample workspace, and both an eat in dining area and a separate formal dining room, making it perfect for everything from casual breakfasts to holiday gatherings. The spacious main level primary suite provides a peaceful retreat complete with double closets and a private bath. A convenient half bath is also located on the main level, while the upper floor offers three additional bedrooms and a full bathroom, providing comfortable space for family and guests. Step outside to enjoy the peaceful country setting from the concrete backyard patio, overlooking a fenced backyard. Additional outdoor amenities include a lawn shed, a 12x16 storage shed, a level yard, and plenty of off-street parking for guests, trailers, or recreational vehicles. Need more space? The huge unfinished basement offers endless possibilities perfect for storage, hobbies, a workshop, or future finished living space to fit your needs. This all electric home combines efficiency with comfort in one of the area's most picturesque settings. If you've been searching for spectacular views, generous living space, and timeless quality, this gem is ready to welcome you home.

9618 Greenton Road, Odessa

Listing courtesy of Harley Amos Todd of Heritage Realty.
$585,000
5 Beds ⋅ 3.5 Baths
Peaceful country living meets modern luxury! Welcome home to this stunning custom designed 1.5 story home nestled on 1.45 scenic acres in the desirable Willow Lake Subdivision within the Wellington-Napoleon R-9 School District. Offering 5 bedrooms, 3.5 bathrooms, and a 2-car garage, this exceptional home is only 4 years old and was thoughtfully designed with today's lifestyle in mind. From the moment you step inside, you'll appreciate the bright, open floor plan enhanced by expansive windows that fill the home with natural light and showcase breathtaking country sunsets. Luxury vinyl plank flooring flows throughout most of the home, while a neutral color palette, crisp white cabinetry, and abundant built-in storage create a timeless design ready for your personal style. The heart of the home is the inviting living room featuring a beautiful fireplace with a shiplap surround, creating the perfect gathering place for family and friends. The spacious dining room is flooded with natural light and offers an ideal setting for holiday meals, celebrations, and everyday living. Thoughtful touches throughout the home include stylish sliding barn doors, a functional mudroom, and a walk-in pantry designed to keep life organized and convenient. With five generously sized bedrooms and three and one half bathrooms, there's plenty of room for everyone to spread out and enjoy their own space. The unfinished basement provides outstanding storage and endless possibilities for a workshop, craft area, home gym, or future finished living space. Outside, you'll enjoy the tranquility of country living while still being part of the welcoming Willow Lake community. Whether you're sipping your morning coffee, entertaining guests, or simply unwinding after a long day, you'll appreciate the peaceful setting and unforgettable sunset views. Don't miss your opportunity to make this incredible home your own. Schedule your private showing today!

6565 Tucker Drive, Odessa

Listing courtesy of Harley Amos Todd of Heritage Realty.
$220,000
3 Beds ⋅ 1 Baths
True one level living on nearly 1 acre. This home has a great layout, spacious rooms, and charming older home details. There have been many updates over the last 4 years. The updates would include - roof, windows, exterior doors, central air, heat pump, electric backup and shower tile. There is a lot of room for a nice sized garden. In addition, there is a single car garage with a concrete floor and a walk-in door.

305 E Orchard Street, Odessa

Listing courtesy of Donn Quick of Home Realty.
$334,900
3 Beds ⋅ 2.5 Baths
Welcome home to this beautifully renovated 3-bedroom, 2.5-bath residence situated on a desirable corner lot in a convenient location within walking distance of local schools. This move-in-ready home has been completely updated from top to bottom, offering the perfect blend of modern style and everyday comfort. Step inside to discover fresh paint throughout, new flooring, updated light fixtures, and a warm, inviting fireplace that creates the perfect gathering space. The stunning kitchen has been thoughtfully remodeled with quartz countertops, a new stainless steel sink, and a stylish ceramic tile backsplash, making it both functional and beautiful. The updated bathrooms feature modern finishes and fixtures, while the spacious layout provides room for everyone to enjoy. A two-car garage adds convenience and additional storage. With extensive updates already completed and countless improvements throughout, this home is ready for its next owner to move in and enjoy. Don't miss this opportunity to own a beautifully renovated home in a fantastic location!

501 W McDowell Avenue, Odessa

Listing courtesy of Cindy Middleton of RE/MAX Premier Properties.
$419,000
4 Beds ⋅ 2 Baths
Listen to the coyotes cry at night! Newer built home in the country with a lot size easy enough to take care of over a 3rd of an acre. Lake Lafayette is approx 1/4 mile walk from home and is a private lake with Gated, keyed entry. Beach area, boat ramp and dock, outdoor bathroom. Swimming, fishing, jet ski, and tubing, all is allowed. Concrete floors are stained along with porches, heating coils have been laid, ready for boiler to be installed by purchaser . Doors are 36in for wheel chair access except for hall bath. Both baths have blue tooth speakers and heat defrost lighted mirrors. Kitchen does have a lot of soft close cabinets, a six foot island, deep sinks, and touchless faucet. Large walk- in closet in Master bath with Jacuzzi tub and walk in shower. Lot is fenced in rear and on both sides .Separate building on property with water and electric run to building in order to finish for guests or for a shop, has it own septic system Small storage building in back of house. Many appliances to stay, please see disclosure. Circle drive to be graveled next week.

2898 BLUE BIRD Street, Odessa

Listing courtesy of Jonise Stone of Platinum Realty LLC.
$415,000
3 Beds ⋅ 2 Baths
Welcome to country living with room to spread out! This updated 3-bedroom, 2-bath ranch sits on nearly 6 acres and offers the space, functionality, and versatility you've been looking for. Inside, you'll find an updated kitchen, newer flooring throughout, and a comfortable layout designed for everyday living. The partially finished basement adds extra living space with a non-conforming bedroom and plenty of room to finish additional areas to suit your needs. The heating and air conditioning system is only 2 years old, giving you peace of mind for years to come. Outside, the property features three mature producing pecan trees, an attached 2-car garage, partial fencing, and a pole barn. The highlight of the property is the impressive 40' x 80' shop with concrete floors, 10-foot overhead doors, a wood stove, and propane furnace. Whether you need space for a workshop, equipment storage, hobbies, or future projects, this building offers endless possibilities. If you're looking for a well-maintained home with acreage, outbuildings, and plenty of room to grow, this property is a must-see.

4457 Gillen Road, Odessa

Listing courtesy of Megan Blake of Heritage Realty.
$350,000
3 Beds ⋅ 3 Baths
Welcome home to this sprawling ranch nestled in a quiet country community. Offering 3 true bedrooms on the main level and 2 spacious non-conforming bedrooms in the finished lower level, this home provides plenty of room for everyone to spread out and enjoy. Step outside to a generously sized fenced backyard, perfect for pets, play, or entertaining. The property also features a detached shop, providing ample space for hobbies, storage, or projects. Enjoy the peace and tranquility of country living while still having all the space and functionality you need. This property combines comfort, versatility, and room to grow—don't miss your opportunity to make it yours!

703 Ozark Short Line Court, Odessa

Listing courtesy of Carlene Villaruel of Platinum Realty LLC.
$189,500
2 Beds ⋅ 1.5 Baths
Welcome home to this beautifully remodeled 2-bedroom, 1.5-bath ranch in the heart of Odessa! Every detail has been thoughtfully updated, offering a truly move-in-ready experience with fresh finishes throughout. Step inside to find all-new flooring, fresh paint, updated fixtures, and a bright, modern feel from room to room. The stylish kitchen features updated cabinetry, countertops, and appliances, creating the perfect space for everyday living and entertaining.Outside, you'll love the crisp white exterior accented with black trim, giving this home timeless curb appeal. A spacious 2-car garage provides plenty of room for vehicles, tools, hobbies, or extra storage.Whether you're a first-time homebuyer, looking to downsize, or a hardworking tradesperson seeking a low-maintenance home with garage space for projects and equipment, this property checks all the boxes. Conveniently located in Odessa with easy access to local amenities, this fully renovated home is ready for its next owner to move in and enjoy.

111 E Dryden Street, Odessa

Listing courtesy of Steve Bryant of RE/MAX Heritage.
$399,000
4 Beds ⋅ 3 Baths
BEAUTIFUL 3 BED / 3 BATH STRAIGHT RANCH HOME IN WONDERFUL CLAYTON PARK WITH WALKING TRAILS, TWO FISHING PONDS AND A COMMUNITY POOL. FULLY FINISHED BASEMENT WITH LARGE PRIMARY DOWN, FULL WET BAR THAT SEATS 8, 4TH CONFORMING BEDROOM, AND OPEN REC ROOM FOR ENTERTAINING. MAIN LEVEL HAS INCREDIBLE KITCHEN / DINING AND FULL LIVING ROOM WITH FIREPLACE. THE GENERAC GENERATOR WILL STAY WITH THE HOME. HUGE STAMPED CONCRETE PATIO AND FENCED BACKYARD. DON'T MISS THIS ONE. COME BUY TODAY! LIVE 5/15/26

991 Moore Place, Odessa

Listing courtesy of Chet Meierarend of RE/MAX Premier Properties.
$180,000
2 Beds ⋅ 1 Baths
Ranch home has undergone extensive renovation in the last 7 years. New siding, windows, trim, bath fixtures, kitchen cabinets. Central Air was new last summer. Large chain-link fenced yard. This home would make a great addition to your rental portfolio or as a low-maintenance starter home.

101 S 9th Terrace, Odessa

Listing courtesy of Brenda Oliver of Heritage Realty.
$290,000
3 Beds ⋅ 2 Baths
Like-new and beautifully maintained! Built in 2021, this home features modern finishes and comfortable living throughout. The kitchen stands out with granite countertops and stainless steel appliances—including a convection electric oven—all of which stay. A washer and dryer, just one year old, are also included. Enjoy the covered patio, ideal for relaxing evenings or hosting guests. With great curb appeal and a thoughtful layout, this one is a must-see!

105 S 5th Street, Odessa

Listing courtesy of Jake Dwyer of RE/MAX Premier Properties.
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