Osawatomie Homes with Conventional Financing

Osawatomie Homes with Conventional Financing

Welcome to Osawatomie, Kansas—a hidden gem nestled in the heart of Miami County. With its rich history, friendly community, and picturesque landscapes, Osawatomie offers a unique blend of small-town charm and modern convenience. Known for its vibrant local culture and strong sense of community, this city is the perfect place for families, retirees, and anyone looking to embrace a quieter lifestyle while still having access to urban amenities.

Osawatomie boasts a variety of homes that cater to diverse tastes and budgets. Whether you’re searching for a cozy bungalow or a spacious family home, you’ll find an array of options that are suitable for conventional financing. This means that securing a mortgage is not only feasible but also straightforward, making your dream of homeownership more accessible than ever.

The city is surrounded by beautiful parks and recreational areas, offering residents plenty of opportunities for outdoor activities, from hiking and biking to picnicking and fishing. Osawatomie is also home to a number of local shops, restaurants, and community events that foster a sense of belonging and connection among residents. With a strong school system and friendly neighborhoods, it’s easy to see why so many people are choosing to call Osawatomie home.

Explore the possibilities in Osawatomie, where your ideal home awaits. Embrace a lifestyle filled with community spirit, natural beauty, and the comfort of knowing you’ve made a smart investment in a thriving Kansas town. Your future begins here!

Newest Osawatomie Homes with Conventional Financing

$235,000
3 Beds ⋅ 2 Baths
Be ready to be wowed. This cute home is under 2 years old and ready to move in. Quality construction will be apparent when you enter this home. The Large living room with vaulted ceilings will impress. One level living offers you 3 bedrooms, 2 full bathrooms and a gorgeous kitchen with an oversized peninsula allowing plenty of entertaining space. The spacious and welcoming front porch allows for additional outdoor enjoyment and the back yard offers a large patio, wood fence and plenty of parking space. Great location. Call today!

1118 Pacific Avenue, Osawatomie

Listing courtesy of Piper Yunger of ReeceNichols - Lees Summit.
$575,000
3 Beds ⋅ 2 Baths
Beautiful country setting on nearly 20 acres! This spacious home offers 3 bedrooms with the potential for 5 bedrooms thanks to additional finished rooms, making it ideal for a growing family. A partial basement with an egress window provides extra living space or storage. This property is perfect for horse enthusiasts or a 4-H family, featuring a nice barn, several additional outbuildings for livestock, and a small grain bin. The fenced pasture includes a beautiful pond stocked with fish, offering both recreation and a scenic setting. Enjoy peaceful country living with plenty of room for animals, hobbies, and outdoor activities. Property sits on dead-end road.

29231 W 375th Street, Osawatomie

Listing courtesy of Mark Clark of Pool Realty, Inc.
$180,000
Perfect building site with this 19.63 of gentle rolling agricultural ground. Partially treed with a pond with easy access of 169 Hwy . Partially fenced for future livestock. Enjoy the view and the wildlife. Electrical and rural water available, Buyer to verify

W 375th Street, Osawatomie

Listing courtesy of Kim Nofsinger of Keller Williams Realty Partners Inc..
$575,000
3 Beds ⋅ 2 Baths
BEAUTIFUL COUNTRY SETTING!!! 6.48 ACRES surrounds this "SPACIOUS" 3 bedroom/2 bath Brick Ranch Style home on a full (partially finished) basement in southern Miami County* Lots of room for entertaining* Main level features a Kitchen/Family Room combo w/double sided fireplace....Large Living Room/Dining Room combo...3 good sized bedrooms and a Laundry Room* Kitchen appliances stay* All electric - Evergy* Partially finished basement features a large room with 2 side rooms (could be extra bedrooms)* Unfinished side of basement includes a sump pump* 8 yr old HVAC system* 5 yr old copper colored metal roof* Enjoy BBQing and entertaining family and friends on the concrete patio overlooking a large beautiful landscaped yard w/flowers, fruit trees, garden spots and a 12x16 shed* 30x60 outbuilding w/half cement floor, electricity, parking area with electric garage doors, storage space, work area and 2 horse stalls* Concrete slab on south side of outbuilding is in place for a future lean-to* Property is partially fenced (portable pipe fencing will stay with property)* Corner location w/2 sides of road frontage (Hwy 7 on west side & 375th St on north side)* Approx 1 mile from 4-lane Hwy 169 and approx 30 mins from Olathe* Inspections welcomed/ Selling "As Is".

31755 W 375th Street, Osawatomie

Listing courtesy of Mark Isenhower of Pool Realty, Inc.
$449,950
3 Beds ⋅ 2 Baths
Expect to be thoroughly impressed by this beautifully remodeled three-bedroom, two-bathroom ranch-style home, perfectly situated on an expansive 4.34-acre lot complete with a welcoming covered front porch. Nearly every detail of this property is brand new, offering ultimate peace of mind with new windows, HVAC system, plumbing, most of the electrical, lighting, gutters, and gorgeous hardwood flooring throughout the main living areas. At the heart of the home is a stunning, open-concept kitchen designed for seamless entertaining, boasting contemporary cabinetry with soft-close drawers and doors, elegant quartz countertops, and a full suite of new appliances that flow effortlessly into the dining and family rooms. For those needing extra space, the property features a dedicated den and a versatile office that could easily serve as a fourth bedroom. The private primary suite is a true retreat, showcasing a lovely custom-tiled shower, a dual vanity with a sleek quartz countertop, and durable tile flooring. Two additional spacious bedrooms are serviced by an equally impressive main bathroom. Step outside to enjoy a massive new deck perfect for hosting memorable outdoor gatherings with family and friends, alongside a handy storage shed equipped with a brand-new roof. Adding even more value, a brand-new, detached two-car garage (approximately 30' x 24') will be fully constructed prior to closing. Full, unfinished basement with outside entrance. Offering the perfect blend of modern luxury and country privacy, this rare gem won't stay on the market long—act fast to make it yours!

39580 John Brown Highway, Osawatomie

Listing courtesy of Patty Simpson of Crown Realty.
$185,000
3 Beds ⋅ 1 Baths
When you pull up to this house, you see the solid stone pillars on the front covered porch that almost stretches across the entire front on this bungalow styled house, then walk in the front door and you are in the spacious carpeted living room and can see in the large kitchen with LVP flooring and the all the appliances a person would want in their kitchen. As you pass through the kitchen into the dining room, wow this dining room is big enough to have a big get together with family and friends. The bedrooms have plenty of closet space and great looking barn doors. The bathroom features a shower over a tub and a single sink with a vanity. When you go out the back door you see a privacy fenced in backyard, perfect for kids or pets to run and get their exercise, there is also a big patio for relaxing and enjoying the cool breeze. There is a single car garage with garage door opener. There is also a small shed and extra parking out back. Set up an appointment and come look today!

430 Walnut Avenue, Osawatomie

Listing courtesy of Kevin White of Crown Realty.
$220,000
If you've been searching for the perfect balance of country living, scenic views, and convenient access, this 20 +/- acre property in Franklin County deserves a look. Located just 800 feet off John Brown Highway on a short stretch of gravel road, this tract offers the rural lifestyle you've been dreaming of without the long drive on dusty backroads. The property consists primarily of beautiful hay ground complemented by wooded draws and wet-weather creeks, creating a picturesque setting for a custom home. Imagine sitting on your porch overlooking rolling fields while neighboring longhorn cattle graze in the distance, enjoying the peace and quiet that only country living can provide. Utilities are already within reach, making the building process even more attractive. A water meter through Franklin County Rural Water District No. 5 has been confirmed as available, and Evergy electric service is located at the road. Beyond its outstanding homesite potential, the property offers recreational opportunities right out your back door. The wooded draws provide habitat for local wildlife and offer hunting opportunities for those looking to fill the freezer. Whether you're exploring the timber, watching wildlife, or simply enjoying the natural beauty of the landscape, this property delivers the space and freedom that make rural acreage so desirable. Properties that combine build-ready utility access, productive ground, natural beauty, and minimal gravel travel are becoming increasingly difficult to find. If you're ready to build your country home in a highly desirable Franklin County location, this property is ready to make that vision a reality.

00001 Virginia Terrace, Osawatomie

Listing courtesy of Aaron Blount of Midwest Land Group.
$149,999
2 Beds ⋅ 1 Baths
Welcome home! This 2-bedroom, 1-bath home offers 830 square feet of single-level living with a functional layout and traditional character. Interior features include a living room with ceiling fan, a kitchen with adjacent laundry area, and a mix of wood, tile, and carpet flooring throughout. The home sits on a city lot with off-street parking and is connected to public water and sewer. Conveniently located with access to local amenities, this property is eligible for multiple financing options, including Conventional, FHA, VA, and USDA loans. Whether you’re looking to add to your investment portfolio or purchase your next home, this property offers an opportunity to make it your own.

807 4th Street, Osawatomie

Listing courtesy of Jas Benibo of Real Broker, LLC.
$1,235,000
2 Beds ⋅ 1.5 Baths
Whether you envision a working cattle operation, a recreational retreat, or a multigenerational homestead, this ranch presents an unparalleled opportunity. Spanning 114 +/- acres of hay & pasture ground this ranch has been in the same family for over 50 years, making it a true legacy property. The land is well suited for cattle and livestock management with 3 ponds & 2 automatic waterers providing ample water supply, and the property is fully fenced and cross-fenced into multiple pastures. A working pen makes handling livestock efficient and practical. The ranch offers exceptional access from multiple directions. The location is ideal, just five miles south of Osawatomie and 3 miles from 169 Highway access providing both country living and convenience. The ranch includes a welcoming 2 bedroom, 1 1/2 bath home featuring skylights that adjoins the kitchen, creating a warm and inviting gathering space. Kitchen has beautiful Oak cabinets & island. 2 very large bedrooms with a 10x13 walk-in closet in the master bedroom. The home also includes a detached oversized three-car garage, very large equipment shed, 2 grain bins & for recreation it has a 36 x 19 inground pool, hot tub & a 20x30 game/party room with half bath and heat & air. which could also be used as a guest house. This is a truly remarkable property, offering the perfect combination of history, functionality, and natural beauty.

38210 Osawatomie Road, Osawatomie

Listing courtesy of Dennis Wendt of Pool Realty, Inc.
$249,999
3 Beds ⋅ 2 Baths
Welcome to this beautifully renovated 2-story home offering over 1,500 square feet of thoughtfully updated living space. With 3 spacious bedrooms and 2 full bathrooms, every room in this home has been designed with comfort and flow in mind. This home truly needs nothing - tasteful updates throughout reflect modern trends and high-grade fixtures, giving it a fresh, move-in-ready feel from top to bottom. Touring this home you'll notice all the details that went into this professional renovation. The floors are stunning, the color drenched hallway, curved archways, and many other details make this home feel like a custom renovation. The For true peace of mind, major systems have all been replaced, including a new roof, HVAC system, electrical, and plumbing. To add to the peace of mind, kitchen appliances are all included as well! What sets this property apart is the detached two-car garage with a 2 bedroom, 1 bathroom apartment above it; a fantastic opportunity for rental income, a guest suite, or multi generational living. Whether you're looking to offset your mortgage with a tenant or want flexible space for visitors, this bonus ADA structure adds incredible value and versatility. Estimated Income Potential is Between $800 and $1,100 per month. Don't miss your chance to own this home and schedule your private showing today!

922 5th Street, Osawatomie

Listing courtesy of Tyler Wright of Clinch Realty LLC.
$215,000
Rare opportunity to own approximately 34.4 acres of beautiful Kansas countryside with convenient access and endless possibilities. Whether you're dreaming of building a custom home, creating a private homestead, enjoying room to roam, or making a long-term land investment, this property offers the space and flexibility to bring your vision to life. Offered separately from the adjoining home and approximately 24-acre tract (MLS #2621031). Survey and subdivision to be completed upon an accepted contract. Buyer to verify acreage, boundaries, utilities, zoning, and intended use.

Lot A Earnest Road, Osawatomie

Listing courtesy of Kayden Porter of Keller Williams KC North.
$150,000
3 Beds ⋅ 2 Baths
Home on acreage in Miami County with a level 1.87-acre lot and super quick access to Hwy 169. This manufactured home, sits on a block foundation and offers 994 sq ft, 3 bedrooms, and 2 baths, but needs considerable rehab. It is offered strictly as-is—ideal for investors or anyone wanting a clean slate. Property features include a pull-through attached carport, a back deck, and a newer 200 sq ft storage shed that will stay with the property. Public water, septic, and an established homesite already in place. A solid opportunity to build, replace, or renovate in a quiet rural setting.

37720 Bethel Church Road, Osawatomie

Listing courtesy of Mark VanHouten of Platinum Realty LLC.
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