Plattsburg Homes with FHA Financing

Welcome to Plattsburg, Missouri – a charming town nestled in the heart of Clinton County, where small-town charm meets modern living. Known for its friendly community and picturesque landscapes, Plattsburg offers residents a peaceful retreat while still providing easy access to larger urban centers. With its rich history and vibrant local culture, this delightful city is an ideal place to call home.

Plattsburg boasts a variety of amenities, including local shops, parks, and recreational facilities that cater to all ages. The town's welcoming atmosphere is perfect for families, retirees, and everyone in between. Residents can enjoy the beautiful outdoors with nearby hiking trails, fishing spots, and picnic areas, making it easy to appreciate the natural beauty that surrounds this lovely community.

For potential homebuyers, Plattsburg presents an array of housing options, many of which qualify for FHA financing. This means that first-time homebuyers and those looking to invest in their future can take advantage of lower down payment requirements and more flexible lending terms. FHA loans are designed to make homeownership accessible and affordable, allowing you to find the perfect home without breaking the bank.

Whether you are seeking a cozy starter home, a spacious family residence, or a charming historic property, Plattsburg has something to offer everyone. With its affordable housing market and friendly community, now is the perfect time to explore the opportunities that await you in this delightful Missouri town. Come discover why Plattsburg is more than just a place to live; it’s a place to thrive!

Newest Plattsburg Homes with FHA Financing

$465,000

3 Beds ⋅ 3.5 Baths

GREAT HOME + GREAT LOCATION = LUCKY BUYER!!! Beautiful 1.5 story is totally move in ready. Home sets on over 1/2 acre lot at the end of a cul-de-sac adjoining 18 hole golf course. Remodeling is complete. Perfect traffic pattern for entertaining. Open living room and dining room. Kitchen, breakfast area and hearth room offer wood floors, custom cabinets, quartz countertop, stainless steel appliances and a fireplace. Step out onto the the covered deck oasis. Primary bedroom and bathroom will make the new buyer extremely happy. Two large bedrooms upstairs, jack and jill bathroom and multiple closets are ready for kids or overnight guests. Lower level has spacious family room with fireplace, office, non conforming bedroom/other room with options and a multitude of storage areas. Bathroom with shower. The yard is the envy of even master gardeners...trees, beautiful landscaping, flower beds and gardens. Short trip to schools, pools and parks. Come see! More impressive in person! PROFESSIONAL PICTURES COMING SOON!

711 W Fairway Drive, Plattsburg

Listing courtesy of Micki Trotter of Berkshire Hathaway HomeService.

$565,000

4 Beds ⋅ 2 Baths

MUST SEE THIS ONE! 10 acres, NEWER outbuilding and Ranch Home just under 10 minutes from Smithville Lake (AND walking distance to Lake Public Access 14). SUPER Clean 30×50 outbuilding (2017) is an absolute dream — concrete floors, propane heat, electricity, oversized overhead doors, and spotless inside. Home features all one level living with tall ceilings, extra large walk in pantry, and two separate living spaces. The full concrete walkout basement adds incredible potential — already plumbed for a future bathroom and offering 2,000 sq ft of unfinished space to create more bedrooms, a gym, craft room, rec room… endless possibilities. Total home potential of 4,000 finished sq ft. Enjoy outdoor living on extra large decks (both need some TLC) on both the front and back, including a motorized awning for shade. The land is a rare find: pond, fenced garden, fenced dog run next to outbuilding, livestock fencing, and no HOA, giving you freedom to make it your own. Major improvements include: added walkout foundation, thickened walls, roof replaced (2017), added outbuilding (2017), added walk in pantry, updated windows, expanded decks, and more — approx. $170,000 in upgrades. Minutes to lake launches, trails, and downtown Smithville. Peaceful acreage, modern function, and unbeatable location. This one checks every box.

4111 SW 220th Street, Plattsburg

Listing courtesy of Kim Taylor of RE/MAX Innovations.

$339,900

3 Beds ⋅ 2 Baths

Beautifully appointed and perfectly positioned on a spacious corner lot, this stunning home delivers impressive curb appeal with eye-catching stone accents and an oversized 3-car garage. The desirable front-to-back split floor plan offers an inviting living room with a cozy fireplace, creating a warm and welcoming first impression. Upstairs, the spacious kitchen and dining area are designed for both everyday living and entertaining, featuring granite countertops, a center island, stainless steel appliances, and direct access to the back deck. The private primary suite is a true retreat with a gorgeous coffered ceiling and luxurious en-suite bath complete with granite countertops, a large walk-in shower, and a custom walk-in closet. Generously sized secondary bedrooms provide plenty of room for family, guests, or hobbies, with one bedroom featuring a built-in desk, perfect for a home office or study space. The unfinished lower level offers excellent potential for future expansion, with a bathroom already stubbed and plenty of room for an additional bedroom, recreation space, or customized living area. With its spacious layout, impressive finishes, oversized garage, and room to grow, this home is a must-see!

1301 W Concord Drive N/A, Plattsburg

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$1,175,000

3 Beds ⋅ 2.5 Baths

A spacious modern day farmhouse with a stunning wraparound porch and Smithville Lake views! This retreat-like property offers easy access to Smithville Lake for outdoor recreation and abundant wildlife viewing as well as the opportunity for homesteading, hunting, equestrian, livestock or even a family compound. 5316 SW McCulloch Road is 49.8 acres and 5318 SW McCulloch Road is 6 acres, being sold together for an exceptional 55+ acre property! The property can easily be subdivided into separate 20-acre plats. It also adjoins U.S. Corps of Engineers land surrounding Smithville Lake, so this incredible setting feels like hundreds of acres and offers breathtaking views of the Lake from the wraparound porch. The kitchen features granite countertops, a double oven, stainless steel appliances, abundant cabinetry, and French doors to the deck. Improvements include fresh interior paint, new light fixtures, and added attic insulation. The primary bath has been completely remodeled with dual sinks and a stand-alone tub. The finished walkout basement adds two bedrooms, a full kitchen with new LVP flooring, new carpet with upgraded pad, and a full bath with new shower door. The safe room has added spray foam insulation and drywall. Outside, you'll find a 50x50 barn, powered greenhouse, fenced garden, and chicken coop with covered run. The rebuilt 30x47 shop features new concrete, steel siding and roof, oversized overhead doors, 100-amp 220V service, welder outlet, multiple outlets, and lighting. Well water serves irrigation and livestock areas. Additional improvements include refreshed landscaping, deck improvements and stain, drainage work, concrete sidewalk, retaining wall, water softener, and more. A Bald Eagle's nest monitored by the Missouri Conservation Department has successfully hatched multiple eaglets in recent summers. A truly unique property offering privacy, recreation, homesteading potential, lake views, and incredible natural beauty.

5318 SW McCulloch Road, Plattsburg

Listing courtesy of Max Jones of Keller Williams KC North.

$1,450,000

4 Beds ⋅ 4.5 Baths

Dreaming of a gorgeous, private, quality custom home with luxurious outdoor amenities and plenty of acreage to roam? Look no further! From the moment you enter this property, the frenzy of life ceases to exist. This peaceful oasis is accessed by a secluded drive winding up to the home on a hill overlooking spacious open land fringed by woods. The home itself was built by the owners and every attention to detail and quality was made. This home boasts a great room with fireplace and a wall of Pella windows overlooking your private outdoor living area. The great room is flanked on the left by an incredible HUGE kitchen with a to-die-for 10 ft island with granite countertops, KitchenAid stainless steel appliances set in custom cabinets and a generous pantry. The large main-level master bedroom has a beautiful see-thru gas fireplace to the master jacuzzi bath where you can soak your worries away in its ambiance. Upstairs are three generous-size bedrooms and a huge dream loft! The partially finished basement leaves room for future expansion and equity. Outside is a gorgeous inground pool, kitchen, fireplace, hot tub and facilities, edged with Arborvitae. The land backs up to army corps land on two sides and is a perfect mixture of trees and rolling hayfields with a small pond and creek. Excellent hunting ground! All this and more is located less than a mile from the northern tip of Smithville lake, making fishing, boating and kayaking an everyday pleasure. Centrally located in an excellent location with Kansas City and the airport 35 min away, St Joseph 40 min, and Kearney and Liberty 20-25 min away. Plattsburg is a peaceful small town with people who care about their community. It boasts unique friendly businesses that are sure to please.

2625 SW Springtown Road, Plattsburg

Listing courtesy of Shirley Marsh of BHHS Stein & Summers Real Estate.

$549,900

4 Beds ⋅ 3.5 Baths

PRICE IMPROVEMENT!! Welcome to the country retreat you've been dreaming of! Nestled on more than 9 breathtaking acres, this stunning traditional 1.5-story home offers the perfect combination of privacy, modern updates, and everyday convenience. Surrounded by mature trees, beautiful landscaping, and peaceful views in every direction, you'll be hardpressed to find a more picturesque setting. Best of all, you're just a short drive from Kansas City, giving you the serenity of country living without sacrificing an easy commute. From the moment you step inside, you'll appreciate the care and attention that's gone into this home. Freshly updated with brand-new interior paint, new flooring throughout, and a brand-new roof, it's completely move-in ready. The spacious floor plan features 4 bedrooms, 3.5 bathrooms, and a finished walkout basement that offers endless possibilities for entertaining, recreation, or multi-generational living. The warm and inviting living spaces are filled with natural light, creating the perfect atmosphere for gathering with family and friends. Outside is where this property truly shines. The detached 3+ car garage provides exceptional space for vehicles, recreational toys, equipment, or the ultimate workshop. There's even a charming "She Shed" ready to become your craft room, art studio, gardening retreat, or private escape. Whether you're relaxing on the porch, exploring your acreage, or enjoying evenings surrounded by nature, every day feels like a getaway. Adding to the home's incredible value, the geothermal heating and cooling system delivers outstanding energy efficiency and year-round comfort while helping keep utility costs low. Opportunities like this are incredibly rare—a beautifully updated home, a spectacular 9+ acre setting, and a location that offers the best of both worlds. This is more than just a home—it's a lifestyle. Schedule your private showing today.

1841 SW 214th Street, Plattsburg

Listing courtesy of Jimmie Rucker of RE/MAX Revolution.

$795,000

4 Beds ⋅ 4 Baths

Nestled on 21 beautiful wooded acres, this Victorian-styled estate offers the ultimate country retreat. The spacious 4-bedroom, 4-bathroom home features an abundance of windows for incredible natural light. Dual lighted staircases accent the interior, with one leading directly to a private upper-level primary suite complete with a walk-in closet, double vanity, jetted tub, and separate shower. The main level welcomes you with an exquisite sun-drenched office wrapped in windows right off the entryway. From there, the main floor flows into a spacious great room and a massive country kitchen equipped with granite countertops, a seated island, double ovens, a drop-in cooktop, a pantry, and ample cabinet space.The finished lower level includes a cozy sitting room and a media room pre-wired for surround sound. Outside, the property features a 2-car detached garage with a finished room above, plus a separate 50x30 2-bay outbuilding and workshop complete with water, electric, and a wood-burning stove.

340 SE 240th Street, Plattsburg

Listing courtesy of Deborah Dean of RE/MAX Innovations.

$275,000

4 Beds ⋅ 2 Baths

**ACTIVE SHORT TERM RENTAL!! **VACATION RENTAL!! **TURNKEY INVESTMENT PROPERTY!! You will FALL IN LOVE with the CHARM of this 4 bedroom, 2 bath home! 2 MAIN LEVEL BEDROOMS, 1 full bath, office & laundry. KITCHEN has been UPDATED with new backsplash, FARMHOUSE SINK & BUTCHER BLOCK counter tops! ORIGINAL trim, doors, hardware, wood flooring and more!! MUD ROOM off the entry leads to the FORMAL LIVING ROOM w/ fireplace and FORMAL DINING ROOM! The FAMILY ROOM on the back of the home has recently been added on to create more ENTERTAINING SPACE! Walk out to the SPACIOUS PATIO and GENEROUS TREED BACKYARD! Upper level offers a LARGE 3rd bedroom, full bath & non-conforming 4th bedroom/loft area. This property is a great BUSINESS OPPORTUNITY but could also be a wonderful FAMILY HOME! HURRY!!

308 S 8th Street, Plattsburg

Listing courtesy of Randy Swope of Platinum Realty LLC.

$375,000

4 Beds ⋅ 2.5 Baths

Short sale. Back on market due to buyer not wanting to go through short sale process. Welcome to 1228 Town and Country, a rare Plattsburg gem where private country acreage meets golf course living! Situated on 4 beautiful, treed acres, this property sits perfectly adjacent to Hole 4 of the Plattsburg Country Club. The home has been meticulously and completely updated throughout the years, offering a turnkey experience for its next owners. Inside, you will find beautifully refreshed living spaces, including a newly remodeled basement that is perfect for a family room, home theater, or entertaining space. Outside, the property is an absolute dream. Enjoy your morning coffee or evening sunsets from the expansive covered deck and patio. The backyard is fully fenced, providing a safe haven for kids or pets. For the hobbyist, mechanic, or anyone needing extra storage, the property features a fantastic detached shop with a solid concrete floor, plus an additional storage shed. Properties that offer this level of privacy, modern updates, and immediate golf course access are incredibly hard to find. Don’t miss your chance to own this beautiful slice of Plattsburg!

1228 Town And Country Lane, Plattsburg

Listing courtesy of Mike Gunselman of Keller Williams KC North.

$325,000

2 Beds ⋅ 2 Baths

Updated photos, October 4, 2026. Adorable new built ranch home nestled in Plattsburg MO. Attached 2 car garage, two bedrooms and two full bathrooms. Spacious open flow kitchen and great room. Completion expected October 2026. Photo's will be updated until finish. Enjoy the leisure of a small town and living with all of the assets close by. Easy access to the K-12, High School Stadiums, Public pools, Golf Course and City Park. Buyers' Agent to confirm sqft, and taxes. All finished photo's are from a finished home that has sold.

1104 S Oak Street, Plattsburg

Listing courtesy of Linda Clemons of RE/MAX Innovations.

$225,000

Discover the perfect blend of rural charm and investment potential with this 25-acre tract located just north of Plattsburg. Situated outside of city limits, this versatile property offers open possibilities — whether you're looking to build your dream home in the country, expand your row crop portfolio, or both. With gently rolling ground and open views, the land is ideal for row crop farming, recreational use, or building your dream home. Enjoy the peace and privacy of rural living with the convenience of town just minutes away. The perfect property to bring your vision to life awaits — outbuildings, animals, and custom builds welcome! The property currently has a yearly farm lease agreement of $200 per tillable acre.

NW 305th Street, Plattsburg

Listing courtesy of Carol Ammon of Show-Me Real Estate.

$59,750

Position your business for success with this high-visibility .56-acre corner lot located directly off the heavily traveled Highway 116. With excellent exposure and easy access, this property offers incredible commercial potential in a growing area. Whether you're looking to develop a retail storefront, office space, service business, or mixed-use concept, this corner location provides the visibility and traffic your business needs to thrive. Surrounded by local amenities and just minutes from the heart of town, it's an ideal spot for entrepreneurs or investors.Don't miss this opportunity to secure a strategic location for your next venture. Commercial zoning potential — check with local authorities to bring your vision to life!

W 116 Highway, Plattsburg

Listing courtesy of Carol Ammon of Show-Me Real Estate.

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