Rock Port Homes with FHA Financing

Welcome to Rock Port, Missouri, a charming small town nestled in the heart of Atchison County. Known for its friendly atmosphere and rich community spirit, Rock Port offers a unique blend of rural charm and modern conveniences. With its picturesque landscapes and welcoming neighborhoods, this town is an ideal place to call home.

Rock Port boasts a variety of local amenities, including quaint shops, delightful eateries, and recreational parks, making it a perfect spot for families and individuals alike. The town is also steeped in history, with several historical landmarks and events that celebrate its heritage. Residents enjoy a slower pace of life while still having access to essential services and activities.

For potential homeowners, Rock Port offers a range of properties that cater to different lifestyles and budgets. One of the most appealing aspects of purchasing a home in this area is the availability of FHA financing. This option opens the door for first-time homebuyers and those looking to secure a loan with lower down payment requirements. FHA loans are designed to make homeownership accessible, allowing you to invest in your dream home without the burden of hefty upfront costs.

Whether you are looking for a cozy cottage or a spacious family home, Rock Port's real estate market is vibrant and diverse. With the added benefit of FHA financing, you can find the perfect property that fits your needs and budget. Explore the charm of Rock Port and discover why this delightful town is the ideal place to plant your roots. Your dream home awaits!

Newest Rock Port Homes with FHA Financing

$384,900

3 Beds ⋅ 2 Baths

Unique, energy-efficient earth-bermed home built in 1992 on nearly an acre at the edge of town! This well-maintained property features 3 bedrooms and 2 full baths. An additional finished storage/flex room off the attached garage provides even more space for a home office, hobby room, workout area, or potential bedroom. Many updates, including the roof, windows, kitchen, and bathrooms. The primary bath is a true retreat with a jetted soaking tub and a spacious walk-in shower. A radon mitigation system is already installed for added peace of mind. Outside, enjoy the oversized lot, attached garage, and detached 3-car garage/shop. Earth homes are known for their quiet interiors, exceptional energy efficiency, and low utility costs. If you're looking for a one-of-a-kind home with flexible living space and extensive updates, this property is a must-see!

505 E Mill Street, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.

$129,000

2 Beds ⋅ 2 Baths

Don't miss this opportunity to own a spacious home with over 1,600 square feet on the main level, situated on a corner lot at the edge of town! This 2-bedroom, 2-bath home offers far more space than meets the eye, including a newer addition featuring a generous primary bedroom with a full bathroom. The full basement beneath the addition provides outstanding potential for additional living space and is currently set up as a game room with a pool table. Whether you're looking for a family room, recreation area, home office, or hobby space, the possibilities are endless. One oversized room on the main level could potentially be converted into an additional conforming bedroom with the addition of a wall or doorway, giving buyers flexibility to customize the layout to suit their needs. The newer basement also offers excellent potential for additional finished living space and may accommodate another bedroom, subject to applicable building and egress requirements. Outside, you'll appreciate the deep detached garage, mature trees, and the privacy of a corner lot located at the edge of town. While portions of the home could benefit from cosmetic updates, many of the major improvements have already been completed, providing an excellent opportunity to add your personal style while building equity. With generous square footage, two full bathrooms, a newer primary suite, and exceptional potential, this property is a rare find at this price point.

306 N Washington Street, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.

$649,000

5 Beds ⋅ 4.5 Baths

Just minutes from the Rock Port city limits, this exceptional custom home on 14.8± acres offers the perfect blend of luxury, privacy, and convenience. Built in 2003, the home features approximately 3,483 sq. ft. above grade plus a finished walkout basement with an additional 1,398± sq. ft. The backyard is designed for entertaining with a 16' x 32' fiberglass in-ground pool, safety cover, fenced pool area, pool shed, and playground. Above the 1,037 sq. ft. attached garage is a private apartment, ideal for guests, a mother-in-law suite, or rental income. A 30' x 50' outbuilding with a concrete floor, water, and electricity provides excellent space for storage, hobbies, or a workshop. Kitchen appliances are included. If you've been searching for an acreage with quality construction, exceptional amenities, and a prime location close to town, this is one you won't want to miss.

18152 E 205th Street, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.

$299,900

4 Beds ⋅ 3.5 Baths

Updated Home on 1.68± Acres with Income Potential! Situated on approximately 1.68 acres, this versatile property offers space, updates, and built-in rental income. The current owners have thoughtfully maintained and improved the home but are relocating to accommodate the continued growth of their business. The main home features 3 bedrooms, 2.5 bathrooms, plus a non-conforming bedroom in the basement. Currently utilized as business space, the basement offers excellent potential for an additional finished living area. Major improvements include a new furnace and central air system, roof replacement in 2022, and new plumbing, electrical, and gas lines within the last few years. The remodeled kitchen and bathrooms, luxury vinyl plank flooring, and recently inspected and tuckpointed fireplace add both style and peace of mind. Some trim and finishing work remains in progress. Outside, enjoy the spacious yard and recently installed privacy fence. The oversized garage provides abundant space for vehicles, storage, hobbies, or a workshop. An added bonus is the 1-bedroom, 1-bath apartment attached to the back of the garage, featuring its own kitchen, living area, laundry, and private entrance. The apartment is currently tenant-occupied, and the tenant is flexible should the new owner wish to arrange a rental agreement. Apartment appliances remain, and select appliances in the main home are included. A rare opportunity to own a beautifully updated property with flexible living space, rental income potential, and room to grow in Rock Port. The property is owner-occupied with young children and an active business operating on-site. Qualified buyers only, please.

303 W US 136 Highway, Rock Port

Listing courtesy of Tierra Stoner of Stoner Midwest Realty.

$229,500

4 Beds ⋅ 2 Baths

Price Improvement! 4 bed, 2 bath home with 2,825 sq ft and investment potential. Completely remodeled with quality craftsmanship, this home blends the character of an older home with modern finishes throughout. Features include an updated kitchen with quartz countertops, brand new Frigidaire stainless steel appliances, and an induction stove, plus a beautifully finished marble bathroom. Flexible layout with walkout basement, kitchenette, laundry, and private entrance—ideal for multi-generational living. Spacious main level with additional upstairs potential. Conveniently located within commuting distance to Omaha.

402 S Market Street, Rock Port

Listing courtesy of Danielle Keiffer of The St.Joe Real Estate Group,.

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