Sedalia Homes with USDA Loan Financing

Sedalia Homes with USDA Loan Financing

Welcome to Sedalia, Missouri—a charming city that beautifully blends small-town warmth with vibrant community spirit. Nestled in the heart of the Show-Me State, Sedalia is known for its rich history, friendly residents, and a variety of recreational opportunities. With a population of around 20,000, this picturesque locale offers a unique blend of rural charm and urban convenience, making it an ideal place to call home.

Sedalia is not only famous for its historical significance, including the renowned Missouri State Fair, but it also boasts a thriving arts scene, excellent schools, and ample parks for outdoor enthusiasts. The city’s central location provides easy access to larger metropolitan areas while maintaining a peaceful, relaxed atmosphere. Residents enjoy a range of activities, from exploring local shops and restaurants to taking part in community events that celebrate the area’s culture and heritage.

For those considering homeownership in Sedalia, the availability of USDA loan financing makes this an even more attractive option. USDA loans are designed to help individuals and families in rural areas achieve their dream of homeownership with little to no down payment. This financing option is perfect for first-time buyers or those looking to settle in Sedalia’s welcoming neighborhoods without breaking the bank. With the combination of affordable housing and the supportive community spirit, Sedalia stands out as a wonderful place to invest in your future.

Explore the possibilities of making Sedalia your home and discover the charm that awaits you!

Newest Sedalia Homes with USDA Loan Financing

$279,000
4 Beds ⋅ 2 Baths
Step back in time and discover the timeless charm of this beautifully preserved 1910 brick home, offering 4 bedrooms, 2.5 bathrooms, and endless possibilities. Rich in character, this stately residence showcases classic architecture with a striking rounded turret room, a welcoming wraparound front porch, soaring ceilings, and oversized windows that fill the home with natural light. Most recently used as professional office space, the main level offers exceptional flexibility and could easily be reimagined as residential living space, a home office, or a combination of both. Upstairs, you’ll find a partial kitchen setup (not a full kitchen), providing additional options for future use. Every room reflects the craftsmanship and character that make historic homes so special. Situated on one of Sedalia’s charming brick streets, the property also features a spacious detached garage and attractive curb appeal that immediately catches your eye. Whether you’re looking for a distinctive family home, a live/work opportunity, or a property full of historic character to make your own, this one is ready for its next chapter.

1604 S Moniteau Avenue, Sedalia

Listing courtesy of Victoria Godman of The Next Door Agents, LLC.
$159,000
3 Beds ⋅ 1.5 Baths
Turn Key Home With oversized Backyard. Nice covered porch and spacious living room with new flooring and ceiling fan. Kitchen comes fully equipped with all stainless steel appliances including Refrigerator, Oven/range, built in dishwasher and built in microwave. 2 Bedrooms with ceiling fans and full bathroom nearby. Third Bedroom comes with built-ins and could also be used as an office. Large tiled laundry room with half bath. Central Heating and cooling, Maintenance free vinyl siding and double hung vinyl thermal pane windows. Large Yard in a quiet location featuring 0.33 acres, concrete back patio and storage shed.

412 E Saline Street, Sedalia

Listing courtesy of MARK POHL of TheHomesTour.com.
$264,900
3 Beds ⋅ 2.5 Baths
Welcome home to this beautifully updated tri-level offering the perfect blend of modern style, functionality, and space—all situated on over half an acre thanks to the included additional lot! From the moment you step inside, you'll appreciate the bright, open-concept design filled with natural light and thoughtfully updated finishes throughout. Beautiful living room with large picture window and electric fireplace. The stunning kitchen is the heart of the home, featuring gorgeous granite countertops, stainless appliances, abundant cabinetry, and an inviting layout that's perfect for both everyday living and entertaining. Just off the attached two-car garage, you'll love the convenient mudroom with ample space and shelving for storage. Upstairs, you'll find three spacious bedrooms, including a primary suite complete with a walk-in closet and beautifully updated full bath. The lower level offers a cozy second living area, ideal for movie nights, a game room, or home office, along with a convenient half bath. An additional basement level provides exceptional storage space and a dedicated laundry area. Step outside to enjoy the expansive backyard with mature trees, a large deck for relaxing or entertaining, and endless possibilities thanks to the included second lot. Whether you're hosting friends, gardening, or simply enjoying the extra room to roam, this property offers space that's hard to find in town. Move-in ready, beautifully updated, and located in a desirable east Sedalia neighborhood—this is one you won't want to miss!

2315 E 16th Street, Sedalia

Listing courtesy of Nicci Ragsdale of Re/Max of Sedalia.
$520,000
5 Beds ⋅ 3 Baths
Move-in ready and beautifully maintained, this spacious 5-bedroom, 3-bath home sits on approximately 8 picturesque acres, offering the perfect blend of comfort, functionality, and privacy. The open-concept floor plan features a bright and inviting living area that flows seamlessly into the main kitchen, complete with abundant cabinetry, a large center island, and plenty of space for gathering and entertaining. A second kitchen provides incredible flexibility for multi-generational living, guests, meal prep, or entertaining. With five generously sized bedrooms and three full bathrooms, there's room for everyone to enjoy their own space. Outside, you'll appreciate the peaceful country setting with expansive green space, mature trees, and endless possibilities for recreation, gardening, or future improvements. The detached 3-car garage/shop offers ample storage for vehicles, equipment, hobbies, or a workshop. Don't miss the opportunity to make this exceptional home yours!

19883 Mather Road, Sedalia

Listing courtesy of Nadia Fray of RE/MAX Central.
$150,000
3 Beds ⋅ 1 Baths
Welcome home to this beautifully updated 3-bedroom, 1-bath cottage in the heart of Sedalia! This move-in ready home features all new flooring, new windows, fresh interior paint, an updated bathroom, a partially remodeled kitchen, new light fixtures, and includes a brand-new refrigerator, washer, and dryer. Enjoy added peace of mind with a brand-new roof installed in 2026. Ideally located just steps from the ball fields and community center, this home is also within walking distance of vibrant downtown Sedalia and only a 2-minute drive to shopping, dining, and local events. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this charming home offers modern updates in an unbeatable location. Also one of the few properties in the price range accepting FHA, USDA, and VA loans! Call for a showing today!

1719 W 3rd Street, Sedalia

Listing courtesy of Logan Kirchhoff of Re/Max United.
$950,000
3 Beds ⋅ 2.5 Baths
Meticulously designed and crafted, surrounded by beautiful landscape and stonework. Grand 15´high Entrance with atrium window and an Elegant living room with intricate coffered ceilings, Chandelier, ornate fireplace, Bamboo flooring and detailed trim work. Formal dining room with 13´ high vaulted ceilings, Wainscoting and extra tall windows. Eat in kitchen, equipped with all appliances, Custom cabinets, pantry, tiled floors, granite counter tops, tiled backsplash and breakfast bar. Gorgeous master suite with Walk in closet, lots of natural light, double tray ceiling, wood floors, chandelier and walk in closet. Master Bath features heated tiled floors, double vanity sink, freestanding soaking tub and separate tiled shower. Second bedroom with Vaulted ceilings, bamboo flooring and walk in closet. Third Bedroom also offers high ceilings, bamboo flooring and walk in closet. Second bath with tiled floor and Tub/shower. This home also offers a bonus room, currently used as an office and could be used as a family room, workout room or sun room. Laundry room with sink and cabinetry, leading you to the 3 Car attached garage. All Stucco exterior with metal facia and soffit. Architectural shingle roof. Dual zoned Central heating and cooling with heat pump. 90x45 Multiuse Commercial shop with 14´tall overhead door, 2 loading docks, office space, half bath and large concrete area with potential for expansion. Shop has been used as a Truck shop, but could be a hobby shop, warehouse, manufacturing or other commercial uses. 660 Feet of Hwy frontage, Located just past the Sedalia Country Club, less than 5miles from Shopping, Restaurants and with easy access to Hwy 127 and Hwy 50 West.

17773 Y Highway Unit #17779, Sedalia

Listing courtesy of MARK POHL of TheHomesTour.com.
$219,900
4 Beds ⋅ 2 Baths
Spacious Home and Large double lot, in The Heart of Sedalia. Quaint Front porch, Entrance with stairwell and Living room with bay wall of windows. Formal dining room with lots of natural light and ceiling fan. Large kitchen with beautiful cabinets, tiled floors, granite counters and stainless steel appliances. Main level also offers an Office space, full bath and mud room. 4 Bedrooms on the upper level, second full bath and laundry room. Dual zoned Heating and cooling system, maintenance free vinyl exterior and thermal pane vinyl windows. Fantastic fenced backyard with carport for 2 vehicles, back deck, large patio and storage building. Close to the Historical downtown, The Katy Trail and just a few blocks from grocery shopping, restaurants and lots of new development.

602 S Washington Avenue, Sedalia

Listing courtesy of MARK POHL of TheHomesTour.com.
$365,000
6 Beds ⋅ 3 Baths
Welcome to a true showstopper in the heart of Sedalia! This beautifully remodeled historic 2-story home at 903 S Grand Avenue perfectly blends timeless character with modern updates—offering space, style, and an unbeatable location just off Broadway. Boasting 6 spacious bedrooms and 3 full bathrooms, this home is ideal for growing families, multi-generational living, or anyone needing room to spread out. You’ll love the tall ceilings, large rooms, and abundance of natural light that highlights the home’s classic charm while showcasing its fresh, updated feel. The kitchen is a standout feature, thoughtfully updated with modern finishes while maintaining the home’s character. Offering plenty of counter space, abundant cabinetry, and room to gather, it’s perfect for everything from everyday meals to hosting holidays and entertaining guests. The extra-large primary suite is a true retreat, featuring double walk-in closets and plenty of space to unwind. The completely remodeled interior offers a move-in-ready experience with modern finishes throughout while still preserving the home’s historic appeal. Additional features include an attached garage for convenience and a full basement providing ample storage space. Every corner of this home offers flexibility—whether you need home offices, guest rooms, or hobby spaces, you’ll have it all here. Located in the heart of Sedalia, just minutes from shopping, dining, and schools, this property combines charm, space, and location in one incredible package. If you’ve been searching for a large, beautifully updated home with character—this is the one you don’t want to miss!

903 S Grand Avenue, Sedalia

Listing courtesy of Nicci Ragsdale of Re/Max of Sedalia.
$289,500
3 Beds ⋅ 2.5 Baths
2008 East 15th Street offers space, functionality, and a hard-to-find oversized lot in a convenient Sedalia location. This split-level home features 3 bedrooms, 2 bathrooms, a 1-car garage, and a finished walkout basement, giving you flexible living space both upstairs and down. Inside, you’ll find a spacious kitchen, generously sized bedrooms, and a large primary suite with two closets. The finished lower level provides a second living area, perfect for a family room, playroom, office, or hobby space. A large laundry room with abundant shelving and a hanging bar adds everyday convenience and extra storage. Outside, the half-acre lot feels even larger thanks to the additional open space next door, and the fenced yard offers room to spread out, play, or entertain. A beautiful newer back deck overlooks the backyard and adds even more outdoor living space. With some updating potential and already-improved bathrooms, this is a solid, attractive home with great square footage, a big yard, and plenty of opportunity to make it your own.

2008 E 15th Street, Sedalia

Listing courtesy of Eva Norton of The Next Door Agents, LLC.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use