Smithville Homes with VA Loan Financing

Welcome to Smithville, a charming city located in the heart of Missouri! Smithville offers a perfect blend of small-town charm and modern amenities, making it an ideal place to call home.

With its close-knit community, excellent schools, and beautiful parks, Smithville is a great place for families, young professionals, and retirees alike. The city's bustling downtown area is filled with local shops, restaurants, and entertainment options, providing residents with everything they need right at their fingertips.

If you're looking to purchase a home in Smithville, you'll be pleased to know that many homes in the area are eligible for VA loan financing. This type of financing offers numerous benefits for veterans, active-duty service members, and eligible surviving spouses, making it easier to achieve the dream of homeownership.

Whether you're searching for a cozy bungalow, a spacious family home, or a modern condo, Smithville has a variety of housing options to suit every taste and budget. From historic properties with character to new construction homes with all the latest features, there's something for everyone in this vibrant city.

Don't miss out on the opportunity to make Smithville your new home sweet home with VA loan financing. Contact us today to learn more about available properties and start your journey to homeownership in this wonderful city!

Newest Smithville Homes with VA Loan Financing

$469,950

4 Beds ⋅ 2.5 Baths

OUTSTANDING OPPORTUNITY TO LIVE IN A QUIET NEIGHBORHOOD AT THE END OF A CUL-DE-SAC LITERALLY 5 MINUTES FROM THE BOAT LAUNCH. THIS HOME IS UNIQUE IN THAT IT BACKS UP TO GREENSPACE THAT IS OWNED BY THE ARMY CORPS OF ENGINEERS FOR SMITHVILLE LAKE - YOU EVEN HAVE A LAKEVIEW IN THE WINTER/EARLY SPRING. EXTERIOR HAS A NEW ROOF, GUTTERS, DOWNSPOUTS AND GARAGE DOORS BEING INSTALLED BY 10/10. THREE CAR GARAGE WHICH IS GREAT FOR EXTRA STORAGE OR THREE CARS. A NICE DECK OVERLOOKS A TREED, FLAT BACKYARD AND SHADED PATIO GREAT FOR HANGING OUT EVEN IN THE HEAT OF THE SUMMER. INSIDE IS AN OPEN, ATRIUM PLAN WITH NATURAL LIGHT FLOODING THE HOME. WOODFLOORS ON THE MAIN AND IN THE KITCHEN AS WELL AS WELL AS NEW CARPET THRUOUT. FRESH PAINT ADORNS THE WALLS SO THIS HOME IS ABSOLUTELY MOVE IN READY.KITCHEN HAS ANICE SPACE ON THE COUNTERTOPS AND RAISED PANEL CABINETS. THE MASTER BEDROOM IS GOOD-SIZE WITH A BATH THAT INCLUDES A DOUBLE VANITY SINK, WHIRLPOOL TUB AND WALK IN CLOSET. BEDROOM LEVEL LAUNDRY MAKES FOR EASE WHEN DOING THE WASH. THE REC ROOM IS A FAVORITE SPACE TO GATHER HAVING A FIREPLACE AND WALKOUT TO A PATIO. THE SUB-BASMENT COMPLETES THE PACKAGE WITH AMPLE STORAGE AND SPACE OPTIMIZATION ON BUILT IN SHELVING WHICH STAYS WITH THE PROPERTY. ESCAPE THE HUSTLE BUSTLE OF THE CITY AND COME BACK TO NATURE. A GREAT HOME FOR THE OUTDOOR ENTHUSIAST IN ALL OF US. WALKING TRAILS AND HIKING TRAILS WITHIN 5 MINUTES. 15 MINUTES TO THE AIRPORT AND 20 MINUTES TO DOWNTOWN. YOU DON'T WANT TO MISS THIS ONE!

19713 NE 197th Terrace, Smithville

Listing courtesy of Stephen W Smith of RE/MAX Revolution.

$330,000

4 Beds ⋅ 3 Baths

Welcome to this inviting split level home offering 3 bedrooms, 3 full baths, and comfortable living spaces designed for everyday living and entertaining. Inside, the kitchen combines functionality and style with painted cabinetry, granite countertops, and a full complement of appliances. The kitchen flows seamlessly into the dining area, where the sliding glass doors provide easy access to the backyard. The living room offers a vaulted ceiling, ceiling fan, and comfortable carpeted flooring, creating a bright and inviting gathering space. All three bedrooms feature carpeting and ceiling fans, while three full bathrooms provide plenty of convenience. The finished walkout basement adds valuable additional living space and includes a bedroom, the laundry area, storage shelving, and utility space. Step outside to enjoy the elevated wood deck and concrete patio overlooking the fenced backyard. Mature trees, and a wood privacy fence create a great outdoor setting for relaxing, entertaining, or enjoying your morning coffee. Situated on a 0.19-acre lot with sidewalks and a convenient Smithville location, this home offers a great combination of comfort, functionality, and outdoor living. Don't miss your opportunity to make this one your own!

1001 NE 194th Terrace, Smithville

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$329,950

4 Beds ⋅ 2 Baths

Move in ready in sought after Smithville! This 4 bedroom home has a traditional open floorplan with vaulted ceilings and good sized rooms, fresh paint throughout, new carpet, large eat in kitchen with stainless steel appliances and quartz countertops, large deck overlooking big backyard backing up to open greenspace, great highway access, close to restaurants and shops, won’t last long!

14105 LORA Street, Smithville

Listing courtesy of Micheala Miller of Compass Realty Group.

$365,000

4 Beds ⋅ 3 Baths

Finally, that move-in ready home you have been seeking! Nestled on a quiet cul-de-sac with plenty of parking for guests. Main level living room with a cozy fireplace offering a warm setting for crisp fall evenings. Nearby dining space provides plenty of room for holiday meals. Thoughtfully designed kitchen featuring beautifully stained cabinetry with pantry stack, SS appliances, island with seating & granite countertops. Down the hall you will find a hall bathroom and two additional generous bedrooms. Owner's Suite complete with tray ceiling, walk-in closet, and bathroom with a double vanity. Venture to the lower level with rec room, full bath, and an additional bedroom. Fresh, neutral paint throughout! Deep garage with plenty of storage space. Oversized lot with mature tree view, double deck for entertaining and watching the evening sunset. Located in the highly sought after Smithville School District. Conveniently located near highway 169 and all Smithville has to offer- charming historic downtown, golf course, restaurants, shopping & Smithville Lake. This is not just a house, this is a place to call home!

19304 Switchgrass Court, Smithville

Listing courtesy of Shelly Koenigsfeld of Keller Williams KC North.

$360,000

4 Beds ⋅ 3 Baths

Welcome to 306 Lakeland. This 1.5-story home sits at the end of a cul-de-sac on a large lot with mature trees. When you step inside, you are greeted by the living room with two-story vaulted ceilings and a gas fireplace. The kitchen features newer appliances and a deck off of the eat-in kitchen. The main floor features the primary bedroom with a private deck and laundry. Upstairs, there are two bedrooms with large closets and a full bath. The finished walkout basement has the 4th bedroom, full bathroom, and large living space. This home has the big-ticket items DONE: NEW water heater, Newer HVAC, Newer siding, Newer gutters, Newer garage floor, Newer paint. Schedule your private showing for your new home today!

306 Lakeland Drive, Smithville

Listing courtesy of Alex Vander Veen of RE/MAX Revolution.

$810,000

4 Beds ⋅ 3 Baths

There’s having room to spread out, and then there’s this. Set on 6.73 peaceful acres and minutes from Smithville Lake, this updated ranch offers the kind of setting that changes the rhythm of everyday life. Mornings begin with sunlight pouring through the kitchen windows and coffee on the patio overlooking the pasture. Evenings bring open skies, killer sunsets, and stars you can actually see. Inside, refreshingly oversized rooms make everyday living feel wonderfully uncrowded. Exposed beams and a floor-to-ceiling stone fireplace draw your eye upward in the vaulted great room, while the spacious kitchen brings everyone together around granite countertops, abundant cabinetry, and a large island. The primary suite includes an updated bath and a private door to the back patio. Practical space is equally abundant, thanks to a huge 1000+ square feet 3-car garage with room for vehicles, tools, and projects. Downstairs feels like an extension of the home rather than an afterthought. A 2nd fireplace anchors the enormous recreation room, joined by a full bath, nonconforming 5th bedroom, and brand-new luxury vinyl plank flooring. What else? A 1 year old roof with a transferrable 10 year warranty, and a 4 year old HVAC system. The 40x40 foot barn adds even more possibility. Its finished 1475 square foot gathering space has a 1/2 bath and has hosted holiday dinners, birthday parties, wine-and-paint nights, and workouts. The separate barn storage area could easily be converted into horse stalls if horse life is your thing! Outside, every season brings something new. The tree-lined property becomes a showpiece in fall. Spring brings back established irises, tiger lilies, peonies, and hostas. A pear tree produces fresh fruit, while the vegetable garden has yielded pumpkins, spaghetti squash, and tomatoes. Beyond the garden, grass rolls across the pasture toward a shared pond. It’s a place to breathe, grow things, gather people, and build a life that feels less rushed.

16413 Quinn Road, Smithville

Listing courtesy of Kiley Willis of Real Broker, LLC.

$550,000

3 Beds ⋅ 2.5 Baths

Looking for your own slice of paradise? Look no further! This one level home has upgrades Galore in 2022, and Efficiency at the top of its GAME! 3 TON Geothermal system, Anderson 200 series windows, custom shades, flooring, chimney flu system, overhead door, openers, leaf filters, Powder coated aluminum fence installed by Guier Fence. Over $150,000 in upgrades in the last few years. Home also has storage sheds for all the extras you may need to bring with you!

13619 Clementine Road, Smithville

Listing courtesy of Jen Langston Justus of Dream Properties Real Estate.

$349,000

4 Beds ⋅ 3 Baths

Ignore List Price. Sells in Online Estate Auction. Opening Bid $100,000. Conv., FHA and VA Financing Accepted! Stunning Reverse 1.5 Story in Highly Sought-After Harbor Lake! Beautiful .22 Acre Setting backs to Community Trails and Greenspace. Lots of Newer Improvements Completed 4 Years Ago - New roof, New Pergo Waterproof Flooring, Fresh Main-Level Paint, New Stair Carpet, New Tile Fireplace Front, Remodeled Main-Level Bathrooms and a New Deck. Amazing Open Main Level Floorplan. Great Room offers Fireplace with New Tile Front, Soaring 11' Ceilings, and Beautiful Views of the Backyard and Trees. Spacious Kitchen with New Bosch Dishwasher - 4 years, Frigidaire Gallery Microwave and Stove/Range with Air Fryer Feature! Walk-In Pantry and Custom Cabinets Offers Great Kitchen Storage. Dining Area with Vaulted Ceiling Walks Out to Deck with Stairs to Patio Area. Main Level Primary Bedroom Suite with Pergo Floors, Vaulted Ceilings, and Fully Remodeled Master Bathroom, Shower with Tile Walls, Glass Door, and Built-In Shelves. Double Vanity with Raised Sinks, Shiplap Accent Wall, Walk-In Closet with Lots of Hanging Space and Built-In Shelves. Second Bedroom on Main Level with Vaulted Ceilings and Double Door Closet. Second Remodeled Full Bathroom features Shiplap Accent Wall with Mirror, New Light Fixtures, and Tub/Shower. Laundry made Easy on Main Level! Finished Lower Level offers Open Living Space with Bonus Space Great for Working from Home! Two Additional Bedrooms in Lower Level with Spacious Walk-In Closets. 3rd Full Bathroom with Tub/Shower and Large Vanity. Spacious Storage Room with Built-In Shelves. This Community Offers a Swimming Pool, Walking Tails, and is Minutes to Smithville Lake! You’ll Love this Home and Our Open, Transparent Offer/Bid Process. Bidding is Now Open and Ends October 7 at 1:00 pm. Don’t Miss this Opportunity to Bid Your Price. Can't wait for the Auction? Ask us about making a pre-auction offer!

2000 NE 197th Court, Smithville

Listing courtesy of Jeff Cates of Cates Auction & Realty Co Inc.

$1,700,000

4 Beds ⋅ 3.5 Baths

Outstanding Smithville estate includes 20 acres, stocked pond, outbuilding and beautiful 20 x 40 pool with outdoor kitchen! This all brick 4 bed/3.5 bath reverse Ben Cerra build is timeless with soaring 16' ceilings and floor to ceiling windows providing breathtaking views! Treed .25 mile driveway sets the stage for an estate perfect for entertaining, relaxation, horses - you name it! Many recent updates include new flooring in lower level recreation/family room, backyard pergola, and 2023 master bath remodel. Welcome Home!

4808 NE. 137th Street, Smithville

Listing courtesy of Kristin Myers-Trysla of ReeceNichols - Leawood.

$575,000

4 Beds ⋅ 3 Baths

Pool season isn't over yet! Just minutes from Smithville Lake, this beautifully maintained home offers a heated saltwater pool, two levels of screened-in outdoor living, and a bright, open interior with beautiful hardwood flooring. The heated in-ground pool was converted to saltwater in 2024, with a heater that extends the season well beyond summer. Enjoy fountains, a color-changing light, new Polaris cleaner, and new variable-speed pool pump installed in April 2026. Overlooking the pool and backyard is a two-level screened-in porch, perfect for dining, relaxing, and enjoying the surrounding wildlife. Both levels feature thicker screening for added comfort and privacy. Stone accents, wood-look garage doors, and permanent JellyFish outdoor lighting create great curb appeal. The treed yard is fenced, with fencing added in 2023, plus irrigation and whole-house water filtration. A new roof was added in 2025, along with new gutters, downspouts, and screens as needed. Inside, natural light, detailed woodwork, and hardwood floors carry throughout the open layout. Existing hardwoods were refinished in 2023, with additional hardwood added in the living room, hallway, primary bedroom, front bedroom, stairs, and landing. The spacious living room features a striking fireplace with floor-to-ceiling wood detailing and flows into the kitchen and dining areas. The kitchen includes appliances added in 2024 and an impressive walk-in pantry. The primary suite offers a jetted tub and separate walk-in shower. Additional features include keyless entry, EV hookup, spacious 3-car garage, neighborhood walking trail and pond. With Smithville Lake nearby for boating, fishing, trails, and recreation, there's plenty to enjoy at home and just minutes away!

2004 NE 197th Court, Smithville

Listing courtesy of Curtis Roe of Keller Williams KC North.

$330,000

3 Beds ⋅ 2.5 Baths

Located minutes to Smithville Lake and right across from the community pool, this move-in ready home features a spacious, open floor plan. New carpet throughout. The main floor offers a living area with vaulted ceilings, kitchen with stainless appliances and breakfast/dining area. There’s a second living area on the lower level with a fireplace and half-bath for convenience. On the upper floor, you’ll find the primary suite with separate tub and shower and walk-in closet. There are two more bedrooms and a full bath plus the laundry area. The basement has a storage area plus a finished rec space formerly used as a home theater. Don’t miss the bookshelf/secret door that leads to an area ideal as a storm room or storage for your prized possessions. The home also has a two-car garage with extra space for more storage. Located on a corner lot, the grassy, treed yard is like having your own park! Don’t miss out on this one!

201 Mesa Drive, Smithville

Listing courtesy of Jo Chavez of Redfin Corporation.

$474,900

3 Beds ⋅ 3 Baths

Welcome to 304 Prairie Rose Circle in Smithville! This beautiful home offers a spacious, light-filled layout with hardwood floors and an open-concept living, dining, and kitchen area perfect for everyday living and entertaining. The kitchen features abundant cabinetry, a large center island, plenty of counter space, and a bright dining area surrounded by windows. The home offers generously sized bedrooms, including a spacious primary suite with a tray ceiling, private bath featuring a walk-in shower, and an impressive walk-in closet with built-in shelving. Additional highlights include a versatile sunroom filled with natural light, convenient built-in cabinetry, multiple living spaces, and plenty of storage. Outside, enjoy great curb appeal with stone accents, a welcoming covered front porch, three-car garage, and a spacious backyard with plenty of room to make it your own. Located in a desirable Smithville neighborhood, this home combines space, functionality, and comfort—all ready for its next owner!

304 Prairie Rose Circle, Smithville

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

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