Sugar Creek Homes with FHA Financing

Sugar Creek Homes with FHA Financing

Welcome to Sugar Creek, Missouri – a hidden gem nestled in the heart of Jackson County! This charming city embodies the perfect blend of small-town warmth and modern convenience, making it an ideal place for families, professionals, and retirees alike. Known for its friendly community atmosphere and picturesque landscapes, Sugar Creek boasts a variety of parks, recreational facilities, and local shops that enhance the quality of life for its residents.

One of the standout features of Sugar Creek is its accessibility to major highways, which provides seamless travel to nearby Kansas City. Whether you're commuting for work or exploring the vibrant cultural scene, you’ll find that Sugar Creek serves as a peaceful retreat while still being close to urban amenities.

For homebuyers considering a move to this delightful city, Sugar Creek offers a range of housing options, including homes eligible for FHA financing. This is particularly advantageous for first-time buyers or those looking to invest in their dream home without the burden of hefty down payments. FHA loans are designed to make homeownership more accessible, and in Sugar Creek, you’ll discover a variety of charming properties that fit this financing option.

From cozy single-family homes to spacious townhouses, the real estate market here is diverse and inviting. With its strong sense of community, excellent schools, and beautiful surroundings, Sugar Creek is not just a place to live – it’s a place to call home. Explore your options today and discover why so many are choosing to make Sugar Creek their new address!

Newest Sugar Creek Homes with FHA Financing

$170,000
2 Beds ⋅ 1.5 Baths
Charming 1.5-story home nestled in the quiet, small-town community of Sugar Creek, offering a versatile layout, inviting outdoor spaces, and a generous .24-acre lot. Enjoy the convenience of being within walking distance of the local elementary school, while still being just minutes from the amenities of the greater Kansas City area. The fully equipped kitchen features stainless steel appliances, a pantry, and a convenient built-in desk. Just off the kitchen, the large sunroom offers a bright and welcoming space to relax or entertain, with durable tile flooring and views of the lovely backyard. The main-level bedroom provides easy one-level living and connects to a full bath with two entries, plus an additional separate vanity room for added convenience. Upstairs, a loft-style bedroom with an ensuite half bath offers a private retreat or flexible space for guests, family, or hobbies. Outside, enjoy the park-like yard featuring a charming built-in picnic bench, space for a garden, and plenty of room to enjoy the outdoors. The fantastic front porch adds another inviting spot to sit and relax. A 2-car detached garage provides valuable parking and storage, while the unfinished walkout basement offers additional space for storage, a workshop, or future possibilities. With its peaceful neighborhood setting, expansive lot, flexible floor plan, inviting sunroom, and wonderful outdoor spaces, this Sugar Creek home offers a comfortable blend of character, convenience, and small-town charm.

11411 E Norledge Street, Sugar Creek

Listing courtesy of Brooke Graessle of Compass Realty Group.
$158,000
3 Beds ⋅ 1 Baths
The classic one and one half story architectural profile of this single-family residential home presents an inviting presence in Independence. Offering three bedrooms and one full bathroom, this residence provides a structured floor plan across two levels of living area. Inside, the home is designed for practical daily living. Interior features include ceiling fan(s) to assist with climate comfort throughout the rooms. Set on a lot measuring 0.15 acres (6,483 square feet), the property offers outdoor space in an established Missouri neighborhood. This residence combines essential amenities with a traditional layout. Prospective buyers are invited to schedule a private tour to experience this property in person.

506 S Hedges Avenue, Sugar Creek

Listing courtesy of Chip Thompson of Realty Professionals Heartland.
$295,000
3 Beds ⋅ 2 Baths
Absolutely beautiful remodeled 102 year old home sits on a generous almost 1.5-acre lot, this property offers the perfect canvas for your private homestead, country retreat, or garden oasis. Beautiful hardwood floors throughout main level were refinished a year ago. 3 bedrooms and 1 bath on the main level plus two additional non-conforming bedrooms with second bath on the basement level, there's room for everyone! Spacious living room has so much natural light with windows on three sides and custom Bamboo shades remain with the home! Gorgeous built-ins including shelving and a custom entertainment center. Wood burning stove nestled in the corner and a formal dining room. Outdoor entertaining made easy on the 20'x30' new composite deck. Seller built a huge dog run in backyard that can alternately be modified for a chicken coop.

3526 N River Boulevard, Sugar Creek

Listing courtesy of Terri Lutjen of RE/MAX Premier Properties.
$229,000
3 Beds ⋅ 1.5 Baths
Welcome to 11607 Ridge Dr in Sugar Creek! This well-maintained home sits on a spacious .39-acre lot and offers plenty of room to enjoy both inside and out. Recent updates include a beautifully remodeled half bathroom and a driveway replaced in 2022, giving you peace of mind on two important improvements. Even better, all appliances stay with the property, making this home move-in ready and convenient from day one. With a generous lot, recent updates, and appliances included, this is a great opportunity to make this Sugar Creek home your own!

11607 Ridge Drive, Sugar Creek

Listing courtesy of Zachary Salazar-East of RE/MAX Elite, REALTORS.
$137,900
1 Beds ⋅ 1 Baths
Welcome home to this beautifully updated, Move-In Ready single-family residence offering a perfect blend of historic charm and thoughtful modern design! Step onto the expansive covered front porch, ideal for sipping morning coffee or enjoying quiet evenings outdoors. Inside, bright neutral finishes, fresh carpet, and abundant natural light create an inviting atmosphere. The versatile layout features a dedicated living area that flows into a formal dining room with crown molding, establishing an easy backdrop for entertaining. Culinary enthusiasts will adore the stylish kitchen showcasing sleek granite countertops, bright white cabinetry, a dramatic dark mosaic tile backsplash, and an eye-catching exposed brick accent column. An adjoining main-level laundry room doubles as a fantastic home office or flex space with low-maintenance luxury vinyl plank flooring. Relax in the spacious main-floor bedroom, enhanced by ceiling fan fixtures and a rustic sliding barn door. The impressive full bathroom offers a serene spa-like environment complete with a crisp white vanity, black modern hardware fixtures, built-in shelving, and a full tub/shower combination highlighted by custom accent tile trim. Situated close to local amenities, parks, and dining options with fast access to major roadways, this turn-key property is a incredible opportunity for buyers or investors seeking comfortable main-level living.

908 N High Street, Sugar Creek

Listing courtesy of Shaun Ashley of RE/MAX Heritage.
$170,000
2 Beds ⋅ 1.5 Baths
Looking for a 2-bedroom ranch house in Sugar Creek with a spacious lot and room to create your own vision? This 1951 McBride Heights home offers 2 bedrooms, 1.5 baths, a large open eat-in kitchen, large living room, partial basement, single-car carport, generator, and approximately half an acre with partial fencing. Welcome to 2231 N River Blvd in Sugar Creek, a property with a unique history and plenty of potential. The seller is only the second owner and has owned the home for 39 years. Built in 1951, this ranch-style home offers a comfortable layout with 2 bedrooms and 1.5 baths, along with a large living room and spacious open eat-in kitchen. A partial basement provides additional storage or flexible space, while the single-car carport offers covered parking. Heating and cooling are already in place, and the included generator provides added convenience in the event of a power outage. Outside, the approximately 0.5-acre lot gives you room to enjoy the property, garden, entertain, or bring your landscaping ideas to life. Partial fencing adds definition to the yard. The home is located within the Independence school district. After 39 years of ownership, the home contains many accumulated belongings. Buyers are encouraged to look beyond the current contents and focus on the home's layout, lot, location, and potential. This is an opportunity to take a well-established property and create a home that reflects your own style and needs..

2231 N River Boulevard, Sugar Creek

Listing courtesy of Nancy Kovarik of BHG Kansas City Homes.
$299,000
3 Beds ⋅ 3 Baths
Step into a beautifully curated raised ranch where exquisite Victorian-inspired accents and stunning, hand-crafted paper walls blend seamlessly with modern, high-capacity living. Perfectly upgraded 4-sided brick raised ranch situated on a premium corner lot! This solid 3-bedroom, 3-bathroom home offers 1,875 sq. ft. of finished living space packed with over $65k in custom improvements. The bright main level features a spacious living area, an upgraded kitchen with a new double-oven gas stove, two comfortable guest bedrooms, and a primary suite complete with a walk-in closet and a luxurious Deluxe jetted tub. The fully finished walk-out lower level boasts a large family room anchored by a high-efficiency deluxe wood-burning fireplace (capable of heating up to 3,000 sq. ft.), a private 4th bedroom, and an attached 2-car garage with pristine epoxy floors. Brand-new attic and garage insulation ensure optimal, year-round climate comfort and energy efficiency. Step outside to a private, fully fenced backyard oasis featuring automated lawn sprinklers, a storage shed, and a mature orchard with peach, pear, plum, and cherry trees—carefully situated with no large trees near the home to impact the foundation. Complete with a phone-controlled security system and dual independent driveways offering massive parking for up to 8 extra vehicles, an RV, or a boat. This move-in ready gem perfectly blends structural craftsmanship with modern luxuries lifestyle! Some images have been virtually cleared to help you visualize the space.

12720 E Silver Lane, Sugar Creek

Listing courtesy of Mahnia Nematollahi Mahani of Platinum Realty LLC.
$255,900
3 Beds ⋅ 2 Baths
Welcome home to this charming raised ranch nestled in a quiet Sugar Creek neighborhood! Offering 3 bedrooms and 2 full baths, this well-maintained home blends comfortable living with functional space for today's lifestyle. The bright and inviting sunroom is the perfect place to enjoy your morning coffee, unwind with a good book, or gather with friends and family year-round. Inside, you'll find a warm and welcoming layout with plenty of room to spread out, while the finished basement provides valuable additional living space ideal for a family room, home office, gym, or recreation area. Step outside to the fenced backyard, offering privacy and space for pets, play, gardening, or summer entertaining. With its combination of indoor and outdoor living spaces, this home is ready to create lasting memories for its next owner. Schedule your showing today and discover all that 12709 E. Silver Lane has to offer!

12709 E Silver Lane, Sugar Creek

Listing courtesy of Megan Alexander of EXP Realty LLC.
$107,000
1 Beds ⋅ 1 Baths
Back on the market no fault to the seller. Great starter home that sets on 2 lots in Sugar Creek. Either buy for yourself or a great investment property. Home just had installed new sewer line 3/6/26. Adorable bungalow offered at a great price! This 1-bedroom, 1 full bathroom home also features a bonus room that could easily serve as a second bedroom, home office, or flex space. Laundry is conveniently located on the main level for added ease. Also offers an unfinished basement just waiting for you to put your touch on. An extra lot is included with the property - offering excellent potential to build a detached garage or additional outbuilding. A spacious wood shed is already in place for extra storage or use to store lawn equipment. Located just minutes from newer Abraham Mallinson Elementary School, shopping, restaurants, and highway access, this home combines convenience and opportunity. The kitchen includes a newer refrigerator (stove does not stay as it belongs to tenant) An established month-to-month tenant is currently in place and has expressed interest in staying. If new ownership prefers occupancy tenant will require a 30-day notice to relocate. This is a Great opportunity for an investor or someone looking for an affordable home that's potentially cheaper than most home rentals in this area with added potential.

11610 Hackett Street, Sugar Creek

Listing courtesy of Kyle Jennings of ReeceNichols - Lees Summit.
$876,900
Roughly 29.23 acres +/- of vacant ground at the SWC of MO Hwy 291 and Cement City Road in Sugar Creek, MO. High visibility site with M291 frontage and access from Cement City Rd. Sugar Creek offers a small town atmosphere with big city amenities just east of the Kansas City Metro area. Located about 15 minutes to downtown Kansas City, Sugar Creek offers plenty of history and small town charm. Property does lie within a floodplain. Buyer to review suitability for intended use.

3015 Cement City Road, Sugar Creek

Listing courtesy of Kevin Tubbesing of The Land Source.
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