Sunrise Beach Homes with FHA Financing

Sunrise Beach Homes with FHA Financing

Welcome to Sunrise Beach, Missouri, a hidden gem nestled in Camden County that perfectly blends serene lakeside living with a vibrant community spirit. This picturesque town is situated along the shores of the stunning Lake of the Ozarks, offering residents breathtaking views and a plethora of outdoor activities. Whether you’re an avid boater, fisherman, or simply someone who enjoys the tranquility of nature, Sunrise Beach provides the ideal backdrop for a fulfilling lifestyle.

The charm of Sunrise Beach extends beyond its natural beauty. With a friendly, welcoming atmosphere, this community is perfect for families, retirees, and anyone looking to escape the hustle and bustle of city life. Enjoy local shops, delightful eateries, and seasonal festivals that celebrate the rich culture of the region. The area also boasts excellent schools and recreational facilities, making it a great place to raise a family.

If you’re considering making Sunrise Beach your home, you’ll be pleased to know that many properties in this area qualify for FHA financing. This means that homebuyers can take advantage of lower down payment options and more flexible credit requirements, making it easier than ever to secure your dream home. From charming lakefront cottages to spacious family homes, there’s a wide variety of real estate options available to suit your needs.

Experience the warmth and beauty of Sunrise Beach, where every day feels like a vacation. Let us help you find your perfect home in this enchanting lakeside community!

Newest Sunrise Beach Homes with FHA Financing

$439,000
3 Beds ⋅ 2 Baths
Welcome to this beautifully updated 3-bedroom, 2-bath condominium in the highly sought-after Port Royale community at the Lake of the Ozarks. Nestled at the 13-mile marker in Sunrise Beach, this exclusive owner-occupied complex offers a peaceful, family-friendly atmosphere with no nightly rentals allowed. Port Royale is known for its exceptional upkeep, friendly residents, and outstanding amenities, including a heated lakeside pool, four community docks, and some of the area's best fishing right from your backyard. This stunning condo has been extensively remodeled within the past two years, leaving nothing for the new owner to do but move in and enjoy. Recent updates include custom kitchen cabinetry, countertops, refrigerator, dishwasher, microwave, range/oven, faucets, bathroom vanities and countertops, toilets, carpet, water heater, complete HVAC system, fixtures, doors, trim, and much more. Every detail has been thoughtfully updated to create a fresh, modern, and comfortable living space. The property also includes a generous 16' x 36' boat slip, making it easy to enjoy everything lake living has to offer. Conveniently located near the historic toll bridge, you'll enjoy quick access to shopping, dining, entertainment, and all the attractions of Osage Beach while still enjoying the tranquility of Sunrise Beach. If you're looking for a beautifully maintained home in one of the most desirable condominium communities on the lake, this is an opportunity you won't want to miss. Schedule your showing today—you won't be disappointed.

116 Port Royale Drive Unit #1B, Sunrise Beach

Listing courtesy of Christopher Stjernholm of Trelora Realty.
$415,000
2 Beds ⋅ 2 Baths
Enjoy beautiful lake views from this custom-built 2-bedroom, 2-bath home situated on a second-tier lot at the 13-mile marker of the Lake of the Ozarks. Built less than two years ago. Offering approximately 1,800 square feet of living space plus a spacious 640-square-foot garage, this thoughtfully designed home provides plenty of room for relaxing and entertaining. Conveniently located on Chimney Point Drive, you're just minutes from Lake House 13 and near the old toll bridge, providing quick and easy access to Osage Beach. The owners have adjusted the asking price to reflect the home being sold unfurnished. If the buyer is interested in purchasing any of the furnishings, including the hot tub, shuffleboard table, or other furniture, those items can be negotiated separately as part of the sale. Because the home is less than two years old, everything is practically brand new, including the HVAC system, dishwasher, refrigerator, microwave, washer and dryer, and much more. As an added bonus, the lower portion of the property has the potential to be divided and sold separately, creating additional flexibility and investment opportunities. Whether you're looking for a full-time residence, a weekend getaway, or a lake investment property, This home offers an exceptional opportunity in one of the Lake's most desirable locations.

1368 Chimney Point, Sunrise Beach

Listing courtesy of Christopher Stjernholm of Trelora Realty.
$250,000
3 Beds ⋅ 3 Baths
Welcome to lake life at its BEST! This absolutely gorgeous top-floor condo at Sunrise Beach offers breathtaking main channel views of the lake and the perfect place to kick off summer. With 3 spacious bedrooms and 3 full baths, there’s plenty of room for full time lake life, and or welcoming family, friends, and weekends full of fun at the lake. The open living space is designed for relaxing and entertaining, with stunning water views that steal the show from the moment you walk in. Whether you’re enjoying your morning coffee on the deck, hosting friends after a day on the water, or watching the sunset over the lake after work, every moment here feels like vacation. Located at the 10 MM of the Osage on Lake of the Ozarks, this community offers an impressive lineup of amenities including a spacious clubhouse with hot tub, saunas, fitness center, game room, outdoor pool, tennis/pickleball court, storm shelter, and a convenient boat ramp. Its prime location, both by land and water, puts you close to all the lake activities you love, just minutes off Hwy 5. It’s officially lake season…and this is your chance to own the place everyone will want to visit. So much fun awaits with boating, swimming, dining, and unforgettable memories right outside your door. Don’t miss this opportunity to make lake life yours! *Boat Slip is sold being seperatly, but it is avaliable for additional purchase.

4 Sunrise Ridge Drive, Sunrise Beach

Listing courtesy of Angela Judy of ERA McClain Brothers.
$699,000
4 Beds ⋅ 3.5 Baths
It's time to take a look at this one!!! Luxury lakefront living in quiet cove on 26mm! Relax across multiple outdoor spaces, w/ gorgeous main channel views—perfect for morning coffee, sunset cocktails, & watching Margaritaville's July 4th fireworks. Just minutes from the lake’s best waterfront restaurants & attractions, just hop on the boat & let the vacation begin. Inside, this stunning open-concept retreat welcomes you with a grand hearth room featuring cathedral ceilings, gas fireplace, & dramatic windows framing breathtaking water views. Kitchen offers stainless steel appliances, breakfast bar, + sunny breakfast nook that opens to the screened-in porch overlooking the lake. The main-floor primary suite is a private sanctuary w/ its own deck for even more outdoor enjoyment and boasts coffered ceilings, large walk-in closet, spa-inspired bath w/ double sinks + jetted tub & walk-in shower. Walk-out lower level features a spacious lakeside rec room, 3 more bedrooms including a primary-style suite w/ full bath & supersized walk-in closet. Fresh Paint. New Carpet. 12x30 dock, lift + Monark Seville 24' pontoon w/150 Yamaha outboard. Boat Ramp. Paved streets- NO GRAVEL. HOA covers water/sewer. Underground utilities. Level parking 4+ & attached garage. No STR allowed.

307 Ledgestone Estates Lane, Sunrise Beach

Listing courtesy of Trisha Wolf of EXP Realty LLC.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use