Troy Homes with Cash Financing

Welcome to Troy, a charming city located in Doniphan County, Kansas. Known for its friendly community and small-town charm, Troy offers a peaceful and picturesque setting for residents to call home.

With a range of homes available for purchase, including options for cash financing, finding your dream home in Troy has never been easier. Whether you're looking for a cozy bungalow or a spacious family home, there are properties to suit every lifestyle and budget.

Imagine waking up to the sound of birds chirping outside your window, enjoying a cup of coffee on your porch as you take in the beautiful views of the surrounding countryside. In Troy, you can experience the best of both worlds - a tranquil rural setting with easy access to urban amenities.

From historic homes with character to modern properties with all the latest upgrades, Troy has something for everyone. Whether you're a first-time homebuyer or looking to upgrade to your forever home, the real estate market in Troy is ripe with opportunities.

If you're ready to make a move to Troy, now is the perfect time to explore the available homes with cash financing options. Take the first step towards finding your perfect home in this idyllic city - your slice of small-town paradise awaits in Troy, Kansas.

Newest Troy Homes with Cash Financing

$359,000

3 Beds ⋅ 2 Baths

Brand New!!! This Ranch 3 bedroom, 2 full bath home with 1582 square feet on the main level has it all. Home has a open concept living space, beautiful kitchen with a walk-in pantry. The primary suite has it's own privacy with a walk-in closet. The unfinished full basement has a walk out, 9 ft. ceilings, stubbed full bath and is waiting for you to create your own lower living space. Property has a 2 car attached garage, huge backyard and located in a great neighborhood close to schools. Home is in the tax rebate system and has approx. 9 years left of reductions. Must See to appreciate.

210 S Park Street, Troy

Listing courtesy of Bob Hanf of Pia Friend Realty.

$515,000

4 Beds ⋅ 4.5 Baths

Step into timeless elegance with this stunning Victorian-style brick home situated on 1.7 acres at 433 W State St in Troy, KS. Boasting 2.5 stories and an impressive 4,280 square feet of living space, this one-of-a-kind property blends historic charm with generous space for modern living. Inside, you’ll find 4 spacious bedrooms and 4.5 bathrooms, along with exquisite original woodwork that showcases the craftsmanship and character of the home. The inviting layout offers multiple living areas perfect for entertaining or relaxing, while the sunroom provides a bright and serene space to enjoy year-round. Outside, the expansive property features a detached garage and a large driveway with ample parking—ideal for guests, gatherings, or additional vehicles. The 1.7-acre lot offers plenty of room to enjoy the outdoors, garden, or simply take in the peaceful surroundings

433 W State Street, Troy

Listing courtesy of Heather Vernon of Heartland Realty Midwest LLC.

$420,000

3 Beds ⋅ 3 Baths

QUIET COUNTRY OASIS!!! Tucked away on approximately 4.7 serene acres, this rare country retreat offers the perfect balance of privacy, comfort, and convenience—with easy access to the main road when you need it, yet a world away from the everyday hustle. Surrounded by mature trees and bordered by a creek winding gently along the back of the property, this peaceful setting invites you to slow down and savor life. Picture warm summer evenings spent on the covered porch, a soft breeze in the air, the sounds of nature all around, or hosting unforgettable gatherings with friends and family under the open sky. Inside, the home is just as inviting. Thoughtfully maintained and designed for both everyday living and entertaining, it features a spacious open-concept layout with a bright kitchen complete with a central island, perfect for casual meals or conversation. A formal dining room adds elegance for special occasions, while the sun room—lined with windows—offers a light-filled space to relax year-round and take in the surrounding views. With 3 bedrooms and 3 full baths, plus main-level laundry and all-level living, convenience is built right in. The fully finished basement expands your possibilities with generous additional space—ideal for a recreation area, guest quarters, or home office. Step outside to enjoy the back patio, wide-open land, and the kind of quiet that’s hard to find. A two-car garage completes the package. Properties like this—offering acreage, privacy, and modern comfort in such a convenient location—rarely come available. Don’t miss your chance to make this exceptional property your own!

1039 225th Road, Troy

Listing courtesy of Bobbi Boos of Top Property Realty, LLC.

$495,000

3 Beds ⋅ 2.5 Baths

You walk in and feel like you are entering a personal retreat. You'll love the open floor plan, large windows, high ceilings, and beautiful views throughout. Kitchen features high end appliances, custom cabinets and a large island with ample storage making it a perfect place to gather with family and friends. This home was built with a purpose, it has no stairs, wide doorways, an oversized three car garage with ample parking, garage storage and a safe room for emergencies. Beautifully landscaped. This home was built with a Doniphan County Restoration grant and has 10 more years of tax rebates saving you tens of thousands of dollars. Covered porch on the back of the house has heavy custom screens mounted on the perimeter of the porch that work off of a remote. House backs to the future Doniphan Hills Golf Course. As the golf course gets completed, the demand is sure to go up. Come take a look.

607 S Ernest Street, Troy

Listing courtesy of Debbie Heinrich of Compass Realty Group.

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