Troy Homes with Conventional Financing

Welcome to the charming city of Troy, located in Doniphan County, Kansas. Known for its rich history and welcoming community, Troy is a place where small-town charm meets modern convenience.

In Troy, you'll find a variety of homes available with conventional financing options, making it easier for you to find your dream home in this picturesque city. Whether you're looking for a cozy bungalow or a spacious family home, Troy has something to offer for every homebuyer.

With its tree-lined streets and friendly neighborhoods, Troy is the perfect place to settle down and enjoy a peaceful lifestyle. The city boasts a strong sense of community, with local events and festivals that bring residents together year-round.

In addition to its residential charm, Troy offers easy access to outdoor recreational activities, including hiking, fishing, and camping. The city's close-knit community and beautiful surroundings make it a great place to call home.

If you're looking for a home with conventional financing in a welcoming community with a rich history, look no further than Troy, Kansas. Discover the perfect home for you in this delightful city and start enjoying the best that small-town living has to offer.

Newest Troy Homes with Conventional Financing

$359,000

3 Beds ⋅ 2 Baths

Brand New!!! This Ranch 3 bedroom, 2 full bath home with 1582 square feet on the main level has it all. Home has a open concept living space, beautiful kitchen with a walk-in pantry. The primary suite has it's own privacy with a walk-in closet. The unfinished full basement has a walk out, 9 ft. ceilings, stubbed full bath and is waiting for you to create your own lower living space. Property has a 2 car attached garage, huge backyard and located in a great neighborhood close to schools. Home is in the tax rebate system and has approx. 9 years left of reductions. Must See to appreciate.

210 S Park Street, Troy

Listing courtesy of Bob Hanf of Pia Friend Realty.

$515,000

4 Beds ⋅ 4.5 Baths

Step into timeless elegance with this stunning Victorian-style brick home situated on 1.7 acres at 433 W State St in Troy, KS. Boasting 2.5 stories and an impressive 4,280 square feet of living space, this one-of-a-kind property blends historic charm with generous space for modern living. Inside, you’ll find 4 spacious bedrooms and 4.5 bathrooms, along with exquisite original woodwork that showcases the craftsmanship and character of the home. The inviting layout offers multiple living areas perfect for entertaining or relaxing, while the sunroom provides a bright and serene space to enjoy year-round. Outside, the expansive property features a detached garage and a large driveway with ample parking—ideal for guests, gatherings, or additional vehicles. The 1.7-acre lot offers plenty of room to enjoy the outdoors, garden, or simply take in the peaceful surroundings

433 W State Street, Troy

Listing courtesy of Heather Vernon of Heartland Realty Midwest LLC.

$420,000

3 Beds ⋅ 3 Baths

QUIET COUNTRY OASIS!!! Tucked away on approximately 4.7 serene acres, this rare country retreat offers the perfect balance of privacy, comfort, and convenience—with easy access to the main road when you need it, yet a world away from the everyday hustle. Surrounded by mature trees and bordered by a creek winding gently along the back of the property, this peaceful setting invites you to slow down and savor life. Picture warm summer evenings spent on the covered porch, a soft breeze in the air, the sounds of nature all around, or hosting unforgettable gatherings with friends and family under the open sky. Inside, the home is just as inviting. Thoughtfully maintained and designed for both everyday living and entertaining, it features a spacious open-concept layout with a bright kitchen complete with a central island, perfect for casual meals or conversation. A formal dining room adds elegance for special occasions, while the sun room—lined with windows—offers a light-filled space to relax year-round and take in the surrounding views. With 3 bedrooms and 3 full baths, plus main-level laundry and all-level living, convenience is built right in. The fully finished basement expands your possibilities with generous additional space—ideal for a recreation area, guest quarters, or home office. Step outside to enjoy the back patio, wide-open land, and the kind of quiet that’s hard to find. A two-car garage completes the package. Properties like this—offering acreage, privacy, and modern comfort in such a convenient location—rarely come available. Don’t miss your chance to make this exceptional property your own!

1039 225th Road, Troy

Listing courtesy of Bobbi Boos of Top Property Realty, LLC.

$495,000

3 Beds ⋅ 2.5 Baths

You walk in and feel like you are entering a personal retreat. You'll love the open floor plan, large windows, high ceilings, and beautiful views throughout. Kitchen features high end appliances, custom cabinets and a large island with ample storage making it a perfect place to gather with family and friends. This home was built with a purpose, it has no stairs, wide doorways, an oversized three car garage with ample parking, garage storage and a safe room for emergencies. Beautifully landscaped. This home was built with a Doniphan County Restoration grant and has 10 more years of tax rebates saving you tens of thousands of dollars. Covered porch on the back of the house has heavy custom screens mounted on the perimeter of the porch that work off of a remote. House backs to the future Doniphan Hills Golf Course. As the golf course gets completed, the demand is sure to go up. Come take a look.

607 S Ernest Street, Troy

Listing courtesy of Debbie Heinrich of Compass Realty Group.

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