Troy Homes with FHA Financing

Troy Homes with FHA Financing

Welcome to Troy, a charming city located in Doniphan County, Kansas. Known for its friendly community, rich history, and beautiful surroundings, Troy offers a peaceful and serene atmosphere for residents to call home.

With a range of homes available for purchase using FHA financing, finding your dream home in Troy has never been easier. Whether you're a first-time homebuyer or looking to upgrade to a new property, FHA financing provides a flexible and affordable option for securing your ideal home in this picturesque city.

From cozy bungalows to spacious family homes, Troy has a diverse selection of properties to suit every lifestyle and budget. Imagine enjoying your morning coffee on a porch overlooking the rolling hills or hosting gatherings in a modern open-plan living space – the possibilities are endless in Troy.

Beyond its real estate offerings, Troy boasts a close-knit community that values connection and quality of life. Residents can explore local parks, support small businesses, and take part in community events throughout the year.

Whether you're drawn to Troy for its small-town charm, natural beauty, or affordable housing options, this city has something for everyone. Discover the perfect home for you with FHA financing and start living the life you've always dreamed of in Troy, Kansas.

Newest Troy Homes with FHA Financing

$359,000
3 Beds ⋅ 2 Baths
Brand New!!! This Ranch 3 bedroom, 2 full bath home with 1582 square feet on the main level has it all. Home has a open concept living space, beautiful kitchen with a walk-in pantry. The primary suite has it's own privacy with a walk-in closet. The unfinished full basement has a walk out, 9 ft. ceilings, stubbed full bath and is waiting for you to create your own lower living space. Property has a 2 car attached garage, huge backyard and located in a great neighborhood close to schools. Home is in the tax rebate system and has approx. 9 years left of reductions. Must See to appreciate.

210 S Park Street, Troy

Listing courtesy of Bob Hanf of Pia Friend Realty.
$255,000
4 Beds ⋅ 2 Baths
Welcome home to this spacious and inviting 4-bedroom, 2-bath residence nestled on one of Troy's picturesque brick roads, just a couple of blocks from the town square. Blending classic character with thoughtful updates, this home offers room to spread out both inside and out. The main level features a desirable primary bedroom, main-floor laundry, a formal living room, and a formal dining room, along with a separate breakfast area perfect for casual meals and morning coffee. The cozy den showcases vaulted ceilings and a stunning wood-burning brick fireplace, creating a warm and welcoming gathering space. Outside, you'll appreciate the 2-car garage, new garage doors, and a beautifully landscaped backyard complete with a privacy fence and mature shade trees, providing the perfect setting for relaxing or entertaining. Additional updates include a newer roof and updated second-floor windows, offering peace of mind and improved efficiency. This is one you won't want to miss!

137 E Elm Street, Troy

Listing courtesy of CHL Real Estate Group of ReeceNichols-KCN.
$515,000
4 Beds ⋅ 4.5 Baths
Step into timeless elegance with this stunning Victorian-style brick home situated on 1.7 acres at 433 W State St in Troy, KS. Boasting 2.5 stories and an impressive 4,280 square feet of living space, this one-of-a-kind property blends historic charm with generous space for modern living. Inside, you’ll find 4 spacious bedrooms and 4.5 bathrooms, along with exquisite original woodwork that showcases the craftsmanship and character of the home. The inviting layout offers multiple living areas perfect for entertaining or relaxing, while the sunroom provides a bright and serene space to enjoy year-round. Outside, the expansive property features a detached garage and a large driveway with ample parking—ideal for guests, gatherings, or additional vehicles. The 1.7-acre lot offers plenty of room to enjoy the outdoors, garden, or simply take in the peaceful surroundings

433 W State Street, Troy

Listing courtesy of Heather Vernon of Heartland Realty Midwest LLC.
$420,000
3 Beds ⋅ 3 Baths
QUIET COUNTRY OASIS!!! Tucked away on approximately 4.7 serene acres, this rare country retreat offers the perfect balance of privacy, comfort, and convenience—with easy access to the main road when you need it, yet a world away from the everyday hustle. Surrounded by mature trees and bordered by a creek winding gently along the back of the property, this peaceful setting invites you to slow down and savor life. Picture warm summer evenings spent on the covered porch, a soft breeze in the air, the sounds of nature all around, or hosting unforgettable gatherings with friends and family under the open sky. Inside, the home is just as inviting. Thoughtfully maintained and designed for both everyday living and entertaining, it features a spacious open-concept layout with a bright kitchen complete with a central island, perfect for casual meals or conversation. A formal dining room adds elegance for special occasions, while the sun room—lined with windows—offers a light-filled space to relax year-round and take in the surrounding views. With 3 bedrooms and 3 full baths, plus main-level laundry and all-level living, convenience is built right in. The fully finished basement expands your possibilities with generous additional space—ideal for a recreation area, guest quarters, or home office. Step outside to enjoy the back patio, wide-open land, and the kind of quiet that’s hard to find. A two-car garage completes the package. Properties like this—offering acreage, privacy, and modern comfort in such a convenient location—rarely come available. Don’t miss your chance to make this exceptional property your own!

1039 225th Road, Troy

Listing courtesy of Bobbi Boos of Top Property Realty, LLC.
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