Troy Homes with USDA Loan Financing

Welcome to Troy, a charming city located in Doniphan County, Kansas. Known for its friendly community, rich history, and beautiful landscapes, Troy offers a peaceful and idyllic setting for residents to call home.

For those looking to purchase a home in Troy, the option of USDA loan financing is available. This type of loan provides eligible buyers with a great opportunity to secure financing for a home in rural and suburban areas, such as Troy. With favorable terms and competitive interest rates, USDA loans make homeownership more accessible and affordable for many individuals and families.

Whether you're searching for a cozy bungalow, a spacious family home, or a picturesque country retreat, Troy has a diverse range of properties to choose from. From historic homes with character and charm to modern residences with all the amenities, there's something to suit every taste and budget in this lovely city.

Experience the best of small-town living in Troy, where you can enjoy a close-knit community, top-rated schools, and a laid-back lifestyle. With its convenient location, natural beauty, and welcoming atmosphere, Troy is the perfect place to put down roots and create lasting memories. Discover your dream home in Troy with USDA loan financing and start your next chapter in this wonderful city.

Newest Troy Homes with USDA Loan Financing

$359,000

3 Beds ⋅ 2 Baths

Brand New!!! This Ranch 3 bedroom, 2 full bath home with 1582 square feet on the main level has it all. Home has a open concept living space, beautiful kitchen with a walk-in pantry. The primary suite has it's own privacy with a walk-in closet. The unfinished full basement has a walk out, 9 ft. ceilings, stubbed full bath and is waiting for you to create your own lower living space. Property has a 2 car attached garage, huge backyard and located in a great neighborhood close to schools. Home is in the tax rebate system and has approx. 9 years left of reductions. Must See to appreciate.

210 S Park Street, Troy

Listing courtesy of Bob Hanf of Pia Friend Realty.

$515,000

4 Beds ⋅ 4.5 Baths

Step into timeless elegance with this stunning Victorian-style brick home situated on 1.7 acres at 433 W State St in Troy, KS. Boasting 2.5 stories and an impressive 4,280 square feet of living space, this one-of-a-kind property blends historic charm with generous space for modern living. Inside, you’ll find 4 spacious bedrooms and 4.5 bathrooms, along with exquisite original woodwork that showcases the craftsmanship and character of the home. The inviting layout offers multiple living areas perfect for entertaining or relaxing, while the sunroom provides a bright and serene space to enjoy year-round. Outside, the expansive property features a detached garage and a large driveway with ample parking—ideal for guests, gatherings, or additional vehicles. The 1.7-acre lot offers plenty of room to enjoy the outdoors, garden, or simply take in the peaceful surroundings

433 W State Street, Troy

Listing courtesy of Heather Vernon of Heartland Realty Midwest LLC.

$420,000

3 Beds ⋅ 3 Baths

QUIET COUNTRY OASIS!!! Tucked away on approximately 4.7 serene acres, this rare country retreat offers the perfect balance of privacy, comfort, and convenience—with easy access to the main road when you need it, yet a world away from the everyday hustle. Surrounded by mature trees and bordered by a creek winding gently along the back of the property, this peaceful setting invites you to slow down and savor life. Picture warm summer evenings spent on the covered porch, a soft breeze in the air, the sounds of nature all around, or hosting unforgettable gatherings with friends and family under the open sky. Inside, the home is just as inviting. Thoughtfully maintained and designed for both everyday living and entertaining, it features a spacious open-concept layout with a bright kitchen complete with a central island, perfect for casual meals or conversation. A formal dining room adds elegance for special occasions, while the sun room—lined with windows—offers a light-filled space to relax year-round and take in the surrounding views. With 3 bedrooms and 3 full baths, plus main-level laundry and all-level living, convenience is built right in. The fully finished basement expands your possibilities with generous additional space—ideal for a recreation area, guest quarters, or home office. Step outside to enjoy the back patio, wide-open land, and the kind of quiet that’s hard to find. A two-car garage completes the package. Properties like this—offering acreage, privacy, and modern comfort in such a convenient location—rarely come available. Don’t miss your chance to make this exceptional property your own!

1039 225th Road, Troy

Listing courtesy of Bobbi Boos of Top Property Realty, LLC.

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