Camden Homes with FHA Financing

Camden Homes with FHA Financing

Welcome to Camden County, Missouri, a hidden gem nestled in the heart of the Ozarks. Known for its stunning natural beauty and vibrant community, Camden County offers a unique blend of rural charm and modern conveniences. The picturesque town of Climax Springs, located along the shores of the beautiful Lake of the Ozarks, is a prime destination for those seeking a tranquil lifestyle surrounded by nature. With rolling hills, lush forests, and crystal-clear waters, this area is perfect for outdoor enthusiasts, whether you enjoy fishing, hiking, or simply soaking up the sun.

For homebuyers, Camden County presents an enticing opportunity with its FHA financing options. The Federal Housing Administration (FHA) loans are designed to make homeownership accessible to a wider range of buyers, including first-time homeowners and those with less-than-perfect credit. With lower down payment requirements and competitive interest rates, FHA financing opens the door to a variety of charming homes in Climax Springs and the surrounding areas.

Imagine waking up in a cozy lakeside cottage or a spacious family home, all while enjoying the serene environment that Camden County has to offer. Whether you’re looking for a weekend getaway or a permanent residence, there’s something for everyone here. Explore the local shops, savor delicious dining options, and become part of the friendly community that makes Camden County truly special. Your dream home awaits in this idyllic setting—embrace the opportunity to make it yours with the help of FHA financing!

Newest Camden Homes with FHA Financing

$840,000
4 Beds ⋅ 2.5 Baths
Welcome to Fischers Point near Bridal Cave. Featuring Magnificent Panoramic Views of the Bluffs from your Level Lakefront retreat year round! Ideally situated on The Big Niangua at 10mm. Quiet Deep Water Cove. Private Covered Dock with 2 Slips (10 x 20) and a 4000-pound lift. Complete Renovation & Addition in 2019 of Home. Offering 4 Bedrooms, 2.5 Baths, Custom Kitchen, Quartz Countertops, Soft-Close Drawers, Stainless Steel Appliances & Double Oven. Large Laundry/Mud Room, High-end Luxury Vinyl Plank Flooring throughout, Recessed Lighting, Two Fireplaces. Uninterrupted Views from Large Sun Room with New Deck, Sun Deck and Firepit. Subdivision Green Space/Swim Dock directly next door to home. Two-Car Garage with ample parking, workshop & Two storage sheds. Impeccably maintained home offered completely furnished.

380 Fischer Point Drive, Camdenton

Listing courtesy of Allen Epstein of Realty Executives.
$22,500
Looking for the perfect place to build, hunt, camp, or simply escape? This beautiful 5+ acre wooded tract offers mature timber, privacy, and endless possibilities with no known restrictions. Whether you're dreaming of a custom home, barndominium, cabin, or recreational retreat, you'll have the freedom to make it your own. Enjoy abundant wildlife and the peaceful setting of the Missouri countryside, all while being less than 20 minutes from the Lake of the Ozarks, giving you easy access to boating, fishing, dining, shopping, and entertainment. If you've been searching for unrestricted acreage in a convenient location, this is one you won't want to miss!

7-9 Lake Road, Camdenton

Listing courtesy of Julia Schoonover of Real Broker, LLC-MO.
$350,000
2 Beds ⋅ 1 Baths
LAKE OF THE OZARKS Charming Cottage in Old Kinderhook! A dream retreat for golf enthusiasts and those who appreciate having resort amenities just steps away. Enjoy sweeping fairway views, morning coffee on the deck, and tranquil evenings in the hot tub, a setting where every day feels like a vacation. This rare 2 bedroom, 1 bath cottage is an ideal investment property or personal getaway. Inside, vaulted ceilings, a stone wood burning fireplace, tile flooring, and a charming kitchen with stainless appliances create a warm and inviting atmosphere. Outdoors, the welcoming patio offers a front-row seat to the greens, fire pit or the bubbling hot tub. It's perfect for relaxing or gathering with friends while enjoying the serene atmosphere. Nestled in the heart of Old Kinderhook, you are only steps from the pool, tennis court, golf course, clubhouse, fitness center, ice skating rink, volleyball, and both The Trophy Room and Hook Café for dining. Whether you keep it for yourself or take advantage of its strong rental potential, this cottage is a rare find with the opportunity to purchase the neighboring cottage as well. Special price if buying the adjoining cottage and expanding your opportunities! See MLS 2628272

23 Cottage Park E Court Unit #21, Camdenton

Listing courtesy of Stephanie Brown of ReeceNichols-KCN.
$340,000
2 Beds ⋅ 1 Baths
LAKE OF THE OZARKS Stunning Cottage Overlooking the 16th Fairway! From peaceful mornings watching the sun rise over the greens to nights under the stars by the fire pit, every moment feels like a dream. This rare 2 bedroom, 1 bath cottage is fully perfectly located, ready to generate income while also providing the perfect getaway for personal use. The interior blends comfort and character with vaulted ceilings, a stone wood burning fireplace, tile flooring, and a charming kitchen with stainless appliances. Outdoors, the built-in grill and fire pit make the expansive patio a perfect gathering space, complemented by the soothing sound of the nearby creek. Located in the heart of Old Kinderhook, you are only steps from the pool, tennis court, golf course, clubhouse, fitness center, ice skating rink, volleyball, and delicious dining at The Trophy Room and Hook Café. Whether you choose to enjoy it yourself or take advantage of the excellent rental potential, this is a rare opportunity with the option to purchase the neighboring cottage as well, offering even greater flexibility for personal use and income. Check out MLS 2628267 to double your possibilities. Special pricing when you purchase both sides.

23 Cottage Park E Court Unit #22, Camdenton

Listing courtesy of Stephanie Brown of ReeceNichols-KCN.
$785,000
3 Beds ⋅ 3 Baths
Experience the ultimate Lake of the Ozarks lifestyle at this exceptional waterfront retreat in the sought-after Fowlers Point community. Perfectly positioned along the shoreline, this property offers stunning panoramic lake views, a private 3-well dock, and the kind of peaceful setting that makes every day feel like a vacation. Whether you're looking for a full-time residence, a weekend getaway, or a lake investment, this home delivers the perfect balance of comfort, recreation, and unforgettable waterfront living. A spacious concrete driveway with a 3-car garage welcomes you home, providing plenty of parking for family and guests. Inside, you'll find 3 spacious bedrooms, 3 bathrooms, and comfortable living spaces designed to maximize the stunning lake views, while large windows invite natural light and the beauty of the outdoors inside. Step outside to enjoy a flat backyard leading directly to your private dock, making lake days effortless. Endless storage space, including a detached outbuilding equipped with a mini-split for heating and cooling. Currently used for an extra bedroom, this flexible space can easily serve a variety of needs. Whether you're heading out for an early morning fishing trip, spending the afternoon boating, or relaxing with friends as the sun sets over the water, this property offers the lake lifestyle you've been dreaming of. Surrounded by mature trees and picturesque bluffs across the cove, you'll appreciate the peaceful setting while still being just minutes from Camdenton's shopping, restaurants, golf courses, and entertainment.

1166 Fowlers Point, Camdenton

Listing courtesy of Danielle McQuillen of Platinum Realty LLC.
$600,000
4 Beds ⋅ 4 Baths
LAKE OF THE OZARKS:Boating + Golf = The Ultimate Lake Lifestyle! Located in the gated Old Kinderhook Golf & Marina Resort, this custom-built beauty offers rare privacy with sweeping golf course views. Set back on a winding driveway, it lives like a secluded retreat yet sits just steps from the fairway. Entertain outdoors on the wraparound porch, expansive decks, screened-in porch, or private balcony off the primary suite. Inside, vaulted tongue-and-groove ceilings, rich woodwork, hardwood floors, and custom finishes create timeless charm. Enjoy resort-style amenities, two restaurants, hotel, spa, winter ice rink, pools, tennis, 24-hour security, and marina. Make an appointment today to tour this home and see why this is one of the most popular and sought after locations at the Lake. Adjacent lot available for $119,000. Boat Slip in the Old Kinderhook Marina available for extra $$.

315 Country Ridge Drive, Camdenton

Listing courtesy of Stephanie Brown of ReeceNichols-KCN.
$119,000
LAKE OF THE OZARKS:Nestled in the prestigious Old Kinderhook, an exceptional opportunity to build your dream home on a generous 0.71-acre lot. This prime piece of land is not just a plot but a gateway to a lifestyle enriched with unparalleled amenities. Enjoy exclusive access to a wealth of facilities including a boat ramp for easy lake access, dedicated boat trailer parking, and a luxurious clubhouse that serves as the heart of this vibrant community. For those who seek an active lifestyle, the community pools, exercise room, and tennis courts offer endless recreational opportunities. Security and peace of mind are paramount in this gated community, which boasts 24/7 security ensuring a safe and serene environment for all residents. The benefits extend beyond leisure with practical amenities covered in your residency - sewer, road maintenance, water are all taken care of, allowing you to focus on enjoying the lifestyle Old Kinderhook has to offer. This is more than a lot; it's a chance to be part of a distinguished community where every detail is designed to enhance your living experience.

Lot 9 Country Ridge Drive, Camdenton

Listing courtesy of Stephanie Brown of ReeceNichols-KCN.
$439,000
3 Beds ⋅ 2 Baths
Welcome to this beautifully updated 3-bedroom, 2-bath condominium in the highly sought-after Port Royale community at the Lake of the Ozarks. Nestled at the 13-mile marker in Sunrise Beach, this exclusive owner-occupied complex offers a peaceful, family-friendly atmosphere with no nightly rentals allowed. Port Royale is known for its exceptional upkeep, friendly residents, and outstanding amenities, including a heated lakeside pool, four community docks, and some of the area's best fishing right from your backyard. This stunning condo has been extensively remodeled within the past two years, leaving nothing for the new owner to do but move in and enjoy. Recent updates include custom kitchen cabinetry, countertops, refrigerator, dishwasher, microwave, range/oven, faucets, bathroom vanities and countertops, toilets, carpet, water heater, complete HVAC system, fixtures, doors, trim, and much more. Every detail has been thoughtfully updated to create a fresh, modern, and comfortable living space. The property also includes a generous 16' x 36' boat slip, making it easy to enjoy everything lake living has to offer. Conveniently located near the historic toll bridge, you'll enjoy quick access to shopping, dining, entertainment, and all the attractions of Osage Beach while still enjoying the tranquility of Sunrise Beach. If you're looking for a beautifully maintained home in one of the most desirable condominium communities on the lake, this is an opportunity you won't want to miss. Schedule your showing today—you won't be disappointed.

116 Port Royale Drive Unit #1B, Sunrise Beach

Listing courtesy of Christopher Stjernholm of Trelora Realty.
$189,500
2 Beds ⋅ 2 Baths
Imagine waking up to spectacular lake views every day in this fully furnished turnkey condo. Offering a bright, modern interior completely updated in 2019, this condo combines contemporary style w/ effortless lakeside living. The heart of the condo is the kitchen, which shines with new white cabinetry, soft-close drawers, pristine countertops, & top-of-the-line stainless steel appliances. LVP flooring & updated LED lighting run throughout, leading you into a cozy living room w/ a beautiful stone fireplace. The floor plan boasts 2 spacious master suites—including one w/ the added convenience of a private entrance—making it ideal for hosting guests or maximizing rental potential. Through dual sets of sliding doors, accessible from both the living room and primary suite, to relax on the expansive covered balcony overlooking the water. Located just 7 steps from the parking lot for incredibly easy access, the property also offers ultimate peace of mind with a completely replaced HVAC installed 06/2020. Boat slips are typically available directly below the complex. Whether you are seeking a personal waterfront sanctuary or an investment property, this turnkey gem delivers on every front.

28 Wheel House Circle Unit #4A, Lake Ozark

Listing courtesy of ELYSSE JINKENS of NettWork Global.
$415,000
2 Beds ⋅ 2 Baths
Enjoy beautiful lake views from this custom-built 2-bedroom, 2-bath home situated on a second-tier lot at the 13-mile marker of the Lake of the Ozarks. Built less than two years ago. Offering approximately 1,800 square feet of living space plus a spacious 640-square-foot garage, this thoughtfully designed home provides plenty of room for relaxing and entertaining. Conveniently located on Chimney Point Drive, you're just minutes from Lake House 13 and near the old toll bridge, providing quick and easy access to Osage Beach. The owners have adjusted the asking price to reflect the home being sold unfurnished. If the buyer is interested in purchasing any of the furnishings, including the hot tub, shuffleboard table, or other furniture, those items can be negotiated separately as part of the sale. Because the home is less than two years old, everything is practically brand new, including the HVAC system, dishwasher, refrigerator, microwave, washer and dryer, and much more. As an added bonus, the lower portion of the property has the potential to be divided and sold separately, creating additional flexibility and investment opportunities. Whether you're looking for a full-time residence, a weekend getaway, or a lake investment property, This home offers an exceptional opportunity in one of the Lake's most desirable locations.

1368 Chimney Point, Sunrise Beach

Listing courtesy of Christopher Stjernholm of Trelora Realty.
$260,000
2 Beds ⋅ 1 Baths
***NEW,NEW***Osage Beach,Mo ¨Walk-in unit no steps condo!¨Fabulous fully updated & furnished 2 Bedrooms, 1 Bath condo located on the coveted 21 MM. NEW white soft close kitchen cabinets, quartz counters, stainless steel appliances, counter depth french door fridge, marble back splash. Natural wood tone luxury vinyl floors, white interior paint. NEW bathroom featuring walk-in shower, with marble tile. clear glass shower door, white vanity, new mirror & lighting. NEW sliding door and electric fireplace in the living room. Well appointed designer-perfect furniture, trundle sofa ( great for extra guests) swivel chairs. Queen upholstered beds and bedding in both bedrooms. Glass top kitchen table & chairs, stackable washer & dryer. NEW electric grill.10x20 boat slip & 4,000lb hydro hoist boat lift included.This condo complex is one of the lakes premiere locations--conveniently located by land & water to dozens of restaurants &entertainment. You will love having the popular Shorty Pants restaurant in adjacent parking lot! Yes, walk right over for lunch and dinner. Enjoy live music on week-ends. Also enjoy Red Heads Bar & Grill in the same cove! This location is sincerely the BEST! The sunsets, sunrises & endless boat watching AMAZING!!! Owner/Agent Listing.

5499 Three Seasons Road Unit #F6, Osage Beach

Listing courtesy of Gina Whitcomb of ReeceNichols - Leawood.
$179,000
2 Beds ⋅ 1 Baths
Welcome to your perfect Lake of the Ozarks escape at the 69-mile marker—where relaxation, recreation, and charm come together effortlessly. This delightful second-tier lakefront property offers the ideal blend of comfort, convenience, lake views and classic lake-life appeal, making it a fantastic opportunity for weekend getaways, full-time living, or even a vacation rental investment. The best part is the larger maintenance items have already been addressed. Newer septic, well pump, roof and carport. Also, most of the siding and windows all within the last 5 years. The primary bedroom is a nice size, and the additional bunk room is a standout feature—complete with two sets of bunk beds, it provides ample sleeping space for guests, kids, or extended family. This flexible layout makes the home ideal for entertaining and maximizing occupancy. Whether you're enjoying morning coffee on the large front deck before heading to the water or simply soaking in the peaceful surroundings. The second-tier location provides quick and easy access to the lake without the premium price of direct waterfront, giving you the best of both worlds.

592 Outlook Drive, Edwards

Listing courtesy of Miki Strobel of Keller Williams Platinum Prtnr.
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