Cedar Homes with Conventional Financing

Cedar Homes with Conventional Financing

Welcome to Cedar County, Missouri! This charming county is a hidden gem in the heart of the Midwest, offering a perfect blend of small-town charm and natural beauty. With a rich history and strong sense of community, Cedar County is a place where neighbors quickly become friends and visitors feel right at home.

In Cedar County, you'll find a variety of homes available with conventional financing options. Whether you're looking for a cozy bungalow in a quiet neighborhood or a spacious family home with room to grow, there's something for everyone in Cedar County. With true homes available with conventional financing, you can make your dream of homeownership a reality in this picturesque county.

Imagine waking up to the sound of birds chirping outside your window, enjoying a cup of coffee on your porch as the sun rises over the rolling hills, and spending your weekends exploring the great outdoors right in your backyard. In Cedar County, all of this and more is possible.

From historic homes with character and charm to modern residences with all the amenities you desire, Cedar County has it all. Let us help you find the perfect home with conventional financing in Cedar County, where you can create a lifetime of memories in a place you'll be proud to call home.

Newest Cedar Homes with Conventional Financing

$85,000
2 Beds ⋅ 1 Baths
Charming, Ultra-Efficient 2BD/1BA Home in El Dorado Springs. Welcome to easy, low-maintenance living! Located in a peaceful area of El Dorado Springs, Missouri, this updated 2-bedroom, 1-bathroom home is packed with contemporary touches, and functional accessibility. Property Highlights: Almost brand new roof Large and private back driveway and parking Smart & Efficient: Designed for low utility costs and effortless living with sleek, modern upgrades throughout. Sunlit Living Space: Relax in a bright living area anchored by a gorgeous picture window that fills the home with natural light. Contemporary Kitchen: Outfitted with an efficient, modern layout that maximizes space, storage, and functionality for home cooking. Thoughtful Accessibility: Features an accessible ramp for easy entry and daily navigation. Quiet Location: Tucked away on a tranquil street, offering peace and privacy while staying close to local town conveniences. Whether you're looking to downsize, invest, or purchase your very first home, this turn-key gem offers the perfect blend of modern comfort and quiet Missouri charm. Schedule your private showing today to experience this cute and practical home for yourself!

317 W Hickory Street, El Dorado Springs

Listing courtesy of Lori BURES of Shannon & Associates.
$125,000
2 Beds ⋅ 1 Baths
Fully Furnished Charmer with Modern Upgrades & Huge fenced Yard! Prepare to be blown away! This move-in-ready 2-bedroom, 1-bathroom gem built in 1948 combines vintage character with modern convenience, and best of all, it comes fully furnished! Just bring your toothbrush and unpack. Interior Features: Move-In Ready Convenience: Comes completely furnished, taking the stress and cost out of moving. Character & Charm: LVP and original hardwood floors, restored original wood trim, and vintage door knobs throughout. Upgraded Kitchen: Outfitted with a high-end stainless steel appliance package, featuring a 5-burner gas stove and a built-in wine refrigerator for effortless entertaining. Bathroom: Clean and functional featuring a sleek stand-up shower. Exterior & Bonus Spaces: Unfinished Basement: A full basement offering tons of storage or potential extra living space, complete with an overhead garage door for convenient equipment storage or parking. Outdoor Oasis: A sliding glass door off the kitchen opens to a spacious deck overlooking an incredible, nearly half-acre fully-fenced yard with stunning mature landscaping. Perfect for pets, gardening, or relaxing outdoors. Unbeatable value, historic charm, and turn-key convenience all for just $125,000. Properties packed with this much value don't last long. Schedule your showing today.

218 W Joe Davis Street, El Dorado Springs

Listing courtesy of Lori BURES of Shannon & Associates.
$210,000
3 Beds ⋅ 2 Baths
Experience this classic brick ranch offering timeless appeal, generous living space, and a great location! Situated on a spacious double lot, this 3-bedroom, 2-bath home combines timeless character with endless possibilities. Step inside to discover beautiful hardwood floors, a bright and inviting living room, and an oversized eat-in kitchen designed for everyday living. You'll love the abundance of cabinetry, expansive countertop space, updated stainless farmhouse sink, and large peninsula that's perfect for meal prep, entertaining, or casual dining. The spacious primary bedroom offers a comfortable retreat, while two additional bedrooms provide flexibility for family, guests, or a home office. The oversized hall bath features a double vanity with abundant storage, tub/shower combo and the convenience of a main floor laundry. In the hallway, there are several unique inset cabinets which add even more organizational space. Home improvements include a newer HVAC, new hot water heater, new roof, new rain gutters, all new windows and basement sliding door, providing peace of mind and enhanced energy efficiency for years to come. The full and partially finished walkout basement includes a 3/4 bath, large family space for entertaining, a maintenance room with sink and storage, and a two-car garage with workshop potential. Outside, enjoy the extra space that comes with a large double lot, offering endless possibilities for gardening, recreation, outdoor entertaining, or future improvements. Conveniently located to town amenities, this move-in-ready home is the perfect blend of comfort, space and location. Don't miss your opportunity to own this charming solid built home! Call today for a showing!

102 E Hospital Road, El Dorado Springs

Listing courtesy of Leah Akin of Diamond A Real Estate, LLC.
$65,687
Land for Sale Cedar County, MO Discover the perfect blend of privacy, recreation, and build potential with this 10.67± acre (Tract 2) homestead timber tract located just 13 miles from Roark Bluff on Stockton Lake. Tucked away in a quiet rural setting, this property offers a true timberland escape while still being within easy reach of the lake, making it ideal for a weekend retreat, hunting base, or future homesite. Land For Sale Stockton Lake MO Located just 13 mi from Ruark Bluff on Stockton Lake is 10.67 ac±. The land is entirely wooded, providing excellent cover and habitat for wildlife. Deer and turkey have been observed on the property, making this a strong recreational and hunting tract for the outdoor enthusiast. The mature timber not only adds to the natural beauty and seclusion, but also offers potential for trails, food plots, or a private clearing for a cabin or home. Land For Sale Stockton MO Located near Stockton Mo there are four separate parcels to choose from, giving buyers flexibility to select the tract that best fits their needs or invest in multiple parcels for additional acreage. Power is conveniently located at the road on both directions, simplifying future development plans and adding value for those looking to build. If you’re searching for a manageable-sized timber tract close to Stockton Lake with wildlife, privacy, and utility access, this 10.67± acre homestead checks all the boxes. Whether you’re dreaming of a quiet homestead, a hunting getaway, or a long-term land investment, this Cedar County property offers the location and potential to make it happen.

Lot 2 S 725 Road, Stockton

Listing courtesy of James Edwards of United Country Real Estate Buckhorn Land and Realty.
$111,250
Land for Sale Cedar County, MO Discover the perfect blend of privacy, recreation, and build potential with this 17.96± acre homestead timber tract located just 13 miles from Roark Bluff on Stockton Lake. Tucked away in a quiet rural setting, this property offers a true timberland escape while still being within easy reach of the lake, making it ideal for a weekend retreat, hunting base, or future homesite. Land For Sale Stockton Lake MO Located just 13 mi from Ruark Bluff on Stockton Lake is 17.96 ac±. The land is entirely wooded, providing excellent cover and habitat for wildlife. Deer and turkey have been observed on the property, making this a strong recreational and hunting tract for the outdoor enthusiast. The mature timber not only adds to the natural beauty and seclusion, but also offers potential for trails, food plots, or a private clearing for a cabin or home. Land For Sale Stockton MO Located near Stockton Mo there are four separate parcels to choose from, giving buyers flexibility to select the tract that best fits their needs or invest in multiple parcels for additional acreage. Power is conveniently located at the road on both directions, simplifying future development plans and adding value for those looking to build. If you’re searching for a manageable-sized timber tract close to Stockton Lake with wildlife, privacy, and utility access, this 17.96± acre homestead checks all the boxes. Whether you’re dreaming of a quiet homestead, a hunting getaway, or a long-term land investment, this Cedar County property offers the location and potential to make it happen.

21395 SE 2124 Road, Stockton

Listing courtesy of James Edwards of United Country Real Estate Buckhorn Land and Realty.
$99,900
2 Beds ⋅ 1 Baths
Opportunity awaits with this 2-bedroom, 1-bath home located on Carman Road on the South side of town! A brand-new roof will be installed prior to closing, giving buyers peace of mind on one of the home's biggest improvements. A standout feature is the covered front porch that spans the entire length of the home--an inviting space to enjoy your morning coffee or unwind at the end of the day. Inside, you'll find an eat-in kitchen, central heat and air, some hardwood flooring, and a versatile bonus room currently used as a reading/library area that could also serve as a home office, hobby room, or playroom. The spacious laundry/utility room offers additional storage and functionality. Outside, the nice-sized backyard provides plenty of room for outdoor activities and includes a storage shed for your lawn equipment and extra belongings. A 1-car carport adds covered parking and convenience. With some TLC, this property offers a wonderful opportunity to build equity and make it your own. Whether you're looking for yourself, investor, or looking for your next project, this home has great potential in an established neighborhood on the South side of town. Property is being sold AS-IS.

307 W Carman Road, El Dorado Springs

Listing courtesy of Kamber Cain of Shannon & Associates.
$175,000
6 Beds ⋅ 2 Baths
Own a wonderful piece of history in early El dorado Springs. 3600' home, 3 levels, huge LR and Dining Room or Parlor off the kitchen. Live entirely on the main level with 3 beds and a full bath, or utilize all the levels and options. Take advantage of this convenient location to the city center for a bed and breakfast business. There is a one of a kind wrought iron fence that adds so much to the property esthetics. A NEW ROOF has a 50 yr warranty. New Pex pipes throughout. New whole house tankless hot water system. Wood floors are still in amazing shape. A covered front porch & sitting area offers additional outdoor entertainment space. Some projects are left but there is plenty of house to enjoy while you finish it.

409 E Spring Street, El Dorado Springs

Listing courtesy of Dana Buttorff of United Country American Heartl.
$93,000
2 Beds ⋅ 1 Baths
Good things come in small packages! A cozy all electric home with two bedrooms and one bath, all new paint, inside and out. New roof, water heater, and tile floors. The house is energy efficient with new wiring and fuse box, mini split heat and air, and insulation. The sheet rock walls are six years old. Staying with the home are the refrigerator and kitchen stove; washer and dryer. You'll like this move-in ready home!

216 W Marshall Street, El Dorado Springs

Listing courtesy of Vicki Hillsman of BROWER REAL ESTATE COMPANY.
$189,900
Positioned just outside the city limits with excellent visibility and easy access, this versatile commercial property offers the space, features, and location to support a variety of business ventures. Situated on approximately 1.3 acres, the property provides ample room for parking, equipment storage, and future expansion. The main level features a spacious shop/garage area complete with two 14-foot overhead doors, three walk-in entrances, dedicated office space, LED lighting, and two half bathrooms. The shop is equipped with a 4-ton lift and air compressor, making it well-suited for automotive, mechanical, construction, or service-based operations. Above the main level, you'll find a loft area along with a private bedroom space featuring a studio-style shower and sink, offering flexibility for overnight stays, additional office use, or employee accommodations. Additional features include a warm morning furnace, central heat and air in the office area, blown insulation in the ceiling, and a water heater approximately 2 years old. With high-traffic Highway 32 frontage, excellent visibility, and plenty of outdoor parking space, this property offers a rare combination of functionality, convenience, and business potential. Whether you're expanding an existing operation or launching a new venture, this location is ready to work for you.

3055 S 32 Highway, El Dorado Springs

Listing courtesy of Kamber Cain of Shannon & Associates.
$29,000
3 Beds ⋅ 1 Baths
Investment Property on a corner lot! This former 3-bedroom, 1 bath home with a partial basement is in need of extensive repairs and renovation. The property is currently non habitable and is being sold as-is. Ideal for investors, contractors, or buyers seeking a redevelopment opportunity, With a corner lot location and utilities available, this property offers potential for renovation or new construction. Bring your vision and transform this property into something new.

Summer Street, El Dorado Springs

Listing courtesy of Tristyn Marshall of Rebel Real Estate.
$99,500
2 Beds ⋅ 1 Baths
**CHECK OUT THESE INTERIOR PICS!!** Affordable Home in El Dorado Springs, MO for Sale. You can’t always judge a book by its cover! Just Listed in El Dorado Springs, Missouri is a 2 Bed (plus one non-conforming), 1 Bath home that’s worth a diligent look! While the exterior of this home could still use some updates, the inside is picture perfect! Flooring, walls, & fixtures of this 960 sq ft home offer a fresh and relaxing palette that will make an excellent backdrop for any new owner. The clean and simple kitchen offers attractive cabinetry and black & stainless appliances. A laundry closet is a convenient & efficient use of space in this home that wastes not an inch. While the home offers 2 bedrooms, the office could function as a 3rd bedroom as well. The bathroom has been updated with newer fixtures and offers a clean, bright space with plenty of storage in the spacious linen closet. The home features a 1-car attached garage for convenient parking & storage. A covered patio overlooks a partially shaded back yard. Homes under $100,000 are difficult to find! Call soon to schedule a showing on this house that could be your next home sweet home!

322 W Lafayette Street, El Dorado Springs

Listing courtesy of Ryan Hubbard of United Country American Heartl.
$159,900
Step into a piece of history with this beautifully preserved church property that has been thoughtfully adapted for modern commercial use. This one-of-a-kind building is currently home to two separate, successful businesses, providing immediate income potential for investors or entrepreneurs. Featuring timeless architectural character, soaring ceilings, stunning craftsmanship, and a highly recognizable presence in the community. Properties like this rarely come available. Don't miss your chance to own a distinctive piece of local history while benefiting from existing business tenants and income-producing potential .

220 N MAIN Street, El Dorado Springs

Listing courtesy of Chad Shinn of BROWER REAL ESTATE COMPANY.
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