Dekalb Homes with FHA Financing

Dekalb Homes with FHA Financing

Welcome to DeKalb County, Missouri, a charming region that perfectly blends small-town charm with modern conveniences. Nestled in the heart of the Midwest, DeKalb County is known for its picturesque landscapes, friendly communities, and a rich history that dates back to the early 19th century. With its rolling hills, lush farmland, and serene lakes, this county offers a tranquil escape from the hustle and bustle of city life, while still providing easy access to nearby urban amenities.

DeKalb County is an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle. The county boasts a variety of recreational opportunities, including parks, hiking trails, and community events that foster a strong sense of belonging. Residents can take part in local farmers' markets, festivals, and outdoor activities that celebrate the region's agricultural roots.

For those considering a move to this delightful area, you’ll be pleased to know that homes in DeKalb County are accessible with FHA financing. This means that first-time homebuyers and those looking to invest in their dream home can benefit from lower down payment options and more flexible credit requirements. Whether you’re searching for a cozy cottage, a spacious family home, or a charming farmhouse, DeKalb County has a diverse range of properties to suit your needs.

Explore the welcoming neighborhoods and discover why so many are choosing to call DeKalb County home. With its blend of affordability, community spirit, and natural beauty, this is a place where you can truly thrive. Come experience the warmth of DeKalb County and find your perfect home today!

Newest Dekalb Homes with FHA Financing

$249,000
3 Beds ⋅ 2 Baths
Efficient New Build in Union Star for a Great Price! Discover your dream home in this meticulously crafted, stunning, new build home that is complete and features a charming timber frame front porch accented with white board and batten vinyl siding creating a welcoming first impression. The open concept floor plan spans 1500 sq. ft. includes 3 bedrooms and 2 full baths, with a spacious primary suite complete with walk-in closet and luxurious bath with a walk-in shower and double vanity; the 2 additional bedrooms have easy access to the 2nd full bath. The heart of this home includes a kitchen with soft close cabinets with quartz counter tops and a large center island, recessed lighting, and luxurious vinyl plank flooring. This home was built to be energy efficient with a Ruud 92% high-efficiency propane furnace, 6 inches of blown insulation in the walls (R-21), 17 inches of blown insulation in the ceiling (R-49), and high R value windows throughout, plus a durable metal roof and low-maintenance slab foundation. The home also has a 10X17 ft. concrete patio to the back, mature trees, and an almost 1/2 acre level lot to provide plenty of space for outdoor activities making it the perfect place for your family to thrive. Don't miss out on this incredible opportunity--schedule your viewing today (a 16X20 ft. pole barn type garage is available to add to this property for $13,000.00, or your choice of size at a comparable rate.).

163 N Second Street, Union Star

Listing courtesy of Brenda Howard of UNITED COUNTRY PROPERTY SOLUTI.
$285,000
4 Beds ⋅ 2 Baths
Enjoy country living with space to spread out at this 4-bedroom, 2-bath split-entry home on approximately 3 acres in the Cameron School District. The home offers a flexible layout with bedrooms on both levels, a finished lower level, an attached 2-car garage and additional workspace. Recent updates include fresh interior paint, redone ceilings throughout, new basement flooring, a new living room window, updated lighting, added basement trim and a new water heater. The kitchen includes a newer refrigerator and dishwasher. Outside, you will find a metal roof, vinyl siding, a back deck, garden space, a built-in chicken coop and a 30x40 metal outbuilding with electricity and propane. The wooded and open acreage provides room for hobbies, animals, storage and outdoor enjoyment.

6527 SE Smith Road, Cameron

Listing courtesy of Sharp Homes Team of Epique Realty.
$599,900
5 Beds ⋅ 3.5 Baths
Experience the charm of country living in this spacious 1.5-story home situated on 9.5 acres in the Maysville School District. This home features 5 bedrooms, 3 full baths, and 1 half bath, offering ample space for family and guests. The property includes a detached shop, perfect for hobbies or storage, and the property is easily accessible via paved roads. Enjoy the tranquility of rural life with all the conveniences of modern living in this beautiful countryside retreat.

1001 SW State Route O N/A, Osborn

Listing courtesy of Stroud & Associates Team of Real Broker, LLC.
$525,000
2 Beds ⋅ 2.5 Baths
If you've been dreaming of country living, this picturesque 11.18-acre property offers the perfect place to call home. Nestled among peaceful rural surroundings, this well-maintained, custom-built, one-owner earth-contact home combines energy efficiency, quality construction, and room to enjoy the outdoors. Built in 1993 with durable 2x6 exterior walls and a geothermal heat pump, was designed for year-round comfort and efficiency. Inside, you'll find a spacious primary suite, a second bedroom, 2.5 bathrooms, and inviting living spaces that take full advantage of the beautiful countryside views. Step outside and discover a property that's ready for horses, cattle, or your own hobby farm. The acreage is fully fenced, features a pond, and offers blacktop access to the pasture. Two versatile outbuildings, measuring 32 x 33 and 50 x 30, provide endless possibilities, including one that previously operated as a dog kennel and could easily be used for that purpose again or repurposed to fit your needs. Located on Highway 33, you'll enjoy the tranquility of rural living while remaining just 25 minutes from St. Joseph. Whether you're looking for a peaceful homestead, a place to raise livestock, or simply embrace the country lifestyle, this remarkable property is ready to welcome you home. Don't miss this rare opportunity to own such a beautiful farm! Seller will consider offers separately or combined with the adjoining 175.4-acre listing (MLS #2628042) located on State Route O, Maysville, MO 64469, creating an outstanding opportunity to own an expansive farm and ranch property.

4902 S 33 Highway, Maysville

Listing courtesy of Janelle Misner of REECENICHOLS-IDE CAPITAL.
$1,400,000
If you've been searching for the perfect cattle or ranch property, your search ends here! This incredible 175.4-acre farm offers breathtaking rolling pastures, incredible views, and everything you need for a thriving livestock operation. Designed with functionality in mind, the property is fully fenced and cross-fenced, with a pond in every pasture to provide convenient water access for livestock. A well-designed cattle corral makes working cattle easy, while the lush, established pastures are ready to go from day one. The property includes ownership of a portion of a beautiful lake in the northwest corner of the property, adding both beauty and a truly unique feature to this already exceptional farm. Whether you're expanding your operation, starting your dream ranch, or investing in premium agricultural land, opportunities like this don't come around often. For even more possibilities, the seller will consider offers on this property separately or combined with the adjoining 11.18-acre property featuring a custom-built, 1-owner earth-contact home (MLS #2627874) at 4902 S Highway 33, Maysville, MO 64469. Purchase the land alone or own the complete farmstead—the choice is yours!

State Route O N/A, Maysville

Listing courtesy of Janelle Misner of REECENICHOLS-IDE CAPITAL.
$289,000
4 Beds ⋅ 3 Baths
Welcome home to this inviting 4-bedroom, 3-bath ranch offering a bright, open feel with soaring vaulted ceilings and an abundance of natural light throughout. The spacious kitchen features beautiful granite countertops, newer black stainless steel appliances, and plenty of room for cooking, gathering, and entertaining. The full walkout basement expands your living space with a newly remodeled bonus room that offers endless possibilities for a family room, home office, workout area, or playroom. A full bathroom, built-in secure gun safe, and abundant storage add even more functionality. Additional improvements are already underway and will be completed by July 31, including new flooring in the remodeled basement bonus room, new carpet on the basement stairway, and replacement of all interior doors. Enjoy added peace of mind with major mechanical updates, including a furnace replaced approximately two years ago and a new A/C coil and outdoor condenser unit installed last year. Outside, you'll appreciate the fully fenced backyard, perfect for relaxing, entertaining, or pets, along with the convenience of a two-car attached garage. With its desirable ranch floor plan, modern updates, flexible living spaces, and thoughtful improvements throughout, this move-in-ready home is ready to welcome its next owner.

714 Harris Lane, Cameron

Listing courtesy of Eric Jaynes of Keller Williams KC North.
$535,000
3 Beds ⋅ 2 Baths
Country Living with Modern Updates on 5± Acres Near Cameron. Experience the perfect blend of privacy, convenience, and modern comfort in this beautifully remodeled 3-bedroom, 2-bath home situated on 5± acres just outside the city limits of Cameron. Tucked away from the road, this property offers a peaceful country setting complete with a pond, outbuilding, and plenty of space to enjoy the outdoors. Inside, you'll find a stunning open floor plan designed for both everyday living and entertaining. The kitchen flows seamlessly into the dining area and living room, creating a bright and welcoming gathering space. Northern pine accents throughout the home add warmth and character, while recent renovations inside and out provide a move-in-ready experience. Updates include a new roof, new board-and-batten siding, new windows, and much more. A versatile bonus room offers endless possibilities—perfect for game nights, a home office, reading nook, or hobby space. The full unfinished basement provides abundant storage and future expansion potential. The attached two-car garage features a durable epoxy-finished floor, adding both style and functionality. Conveniently located a short distance from the US Highway 36 and Interstate 35 interchange, this property offers an easy commute to both Kansas City and St. Joseph while allowing you to enjoy the peace and privacy of country living. Don't miss this rare opportunity to own a beautifully updated home in a highly desirable location. Schedule your private showing today!

6890 SE Rogers Road, Cameron

Listing courtesy of Cole Kemper of Woodward Real Estate.
$635,000
4 Beds ⋅ 4 Baths
Set on approximately 21 acres with convenient blacktop frontage, this custom home offers an uncommon combination of acreage, generous living space and a highly versatile floor plan. Two main-level primary suites provide flexible options for guests, extended household living or a private home-office arrangement. The expansive great room addition features vaulted ceilings, custom woodwork, a wet bar and abundant room for entertaining. The main level also includes an inviting living room with a fireplace, formal dining room and eat-in kitchen. Updated bathrooms add modern comfort, including a spacious en suite with a soaking tub and separate walk-in shower. Hardwood floors, marble countertops and distinctive craftsmanship add warmth and character throughout the home. The walkout lower level expands the possibilities with a large family room, additional kitchen area, full bathroom with walk-in shower and a fifth nonconforming bedroom. An additional approximately 1,100 square feet of unfinished space has a separate entrance and is stubbed for a future kitchen and bathroom. Subject to applicable approvals, this area offers potential for additional living space, guest accommodations, a recreation room, workshop or hobby space. Outside, mature trees and established landscaping frame the home, while a scenic pond, two outbuildings, a barn and chicken coop add utility and character. The approximately 21-acre setting provides room for outdoor recreation, animals, equipment and hobbies—all with the convenience of blacktop frontage. The property will convey with approximately 21 acres following completion of a survey separating the seller’s retained five-acre tract. Buyers and buyers’ agents should verify acreage, square footage and suitability for any intended use. This home also boasts many new updates including the Roof, Septic System, new hardwood floors.

8686 SE 69 Highway, Cameron

Listing courtesy of Steven Dotson of Real Broker, LLC-MO.
$339,000
3 Beds ⋅ 2 Baths
Charming Ranch on Stunning Corner Lot — Walkout Basement & Heated/AC Outbuilding Cute single-story ranch nestled on a large, park-like corner lot. Bright main level with classic ranch flow, generous windows and easy outdoor access. Finished walkout basement adds versatile living space — perfect for guests, media room or home office. Detached building with heat, AC and water offers endless possibilities: workshop, studio, home gym or guest suite. Expansive, beautifully landscaped yard, mature trees and private outdoor living. Quiet neighborhood just off 36 hwy. Schedule a showing today — your peaceful, move-in ready oasis awaits.

6474 SW Oakridge Road, Stewartsville

Listing courtesy of JEFFREY HUGHES of Coldwell Banker General Property.
$344,900
3 Beds ⋅ 3 Baths
Welcome home to this stylishly updated 3 bed, 3 bath ranch, offering comfortable living with modern touches throughout. The spacious layout provides plenty of room to entertain both inside and out. You'll love the beautifully renovated kitchen, complete with stainless aoppliances and a beverage frdge. Just off the kitchen is a sunroom offering space to relax. The large primary bedroom with en-suite offers plenty of closet space and a skylight. In addition to the 2 car garage, the property also has a garden shed in the fenced backyard as well as a separate detached garage for extra parking or a home gym. Located on a large corner lot, this charming ranch has lots to offer. Don't miss this one! Schedule a showing today!

411 S Hillcrest Drive, Maysville

Listing courtesy of Angie Ziolkowski of Coldwell Banker General Property.
$265,000
4 Beds ⋅ 2 Baths
This is a charming residential property that blends small-town character with comfortable living. The home sits on a well-maintained lot with mature trees, a neatly kept lawn, and easy access to local amenities. The house features a welcoming front porch, spacious living areas with plenty of natural light, and a functional kitchen designed for everyday convenience. The 4 Bedrooms are cozy and private, with room for family or guests. 2 full bathrooms and a private office rounds out the inside space. With over 2500ft2, there is space for everyone. Outdoor space includes a backyard ideal for relaxing or entertaining. Outside you will also find a large garage, a large shed and a large shop. This would be the ideal place for hobbies or home-based business. Located in a quiet neighborhood, this property offers the appeal of peaceful living while remaining close to school, shops, and community services. The existing solar array insures your energy costs will be more affordable over time.

506 S Washington Street, Maysville

Listing courtesy of Donnie Moss of KC Realtors LLC.
$419,000
3 Beds ⋅ 2 Baths
Enjoy the perfect blend of comfort, convenience, and scenic views in this beautifully designed 1,500 sq ft ranch home located on the edge of town. With an east-facing front and a covered west-facing deck, you’ll take in breathtaking sunsets overlooking open fields—your own private retreat right at home. Step inside to an inviting open floor plan where the kitchen, dining, and great room flow seamlessly together, creating a warm and welcoming space ideal for everyday living and entertaining. The split-bedroom layout offers privacy, with the primary suite situated on the north side of the home, featuring a walk-in closet and a well-appointed bathroom complete with double sinks, a walk-in shower, and a private toilet closet. On the opposite side, you’ll find two additional bedrooms, including one with a vaulted ceiling that adds charm and dimension. The unfinished walkout daylight basement provides endless potential for future expansion, storage, or customization to fit your needs. Conveniently located near Highway 36, city reservoirs, and walking trails, this home offers both accessibility and a peaceful setting—making it a must-see for buyers looking for space, views, and value.

803 Timberline Drive, Cameron

Listing courtesy of Debbie Hahn of Berkshire Hathaway HomeService.
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