Dekalb Homes with USDA Loan Financing

Dekalb Homes with USDA Loan Financing

Welcome to DeKalb County, Missouri – a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes and friendly communities, DeKalb County offers a unique blend of rural charm and modern convenience. With its rolling hills, lush farmland, and serene lakes, this region is perfect for those seeking a peaceful retreat while still enjoying easy access to urban amenities.

DeKalb County is not just about stunning scenery; it’s a place where families can thrive. The area boasts excellent schools, vibrant local businesses, and a strong sense of community. Residents enjoy a slower pace of life, yet have the opportunity to engage in various recreational activities, including hiking, fishing, and exploring nearby parks.

For homebuyers, DeKalb County presents an exciting opportunity with USDA loan financing options available. These loans are specifically designed for rural homebuyers, making it easier for families and individuals to purchase their dream homes without the burden of a hefty down payment. With low interest rates and flexible credit requirements, USDA loans open the door to homeownership for many who might otherwise feel priced out of the market.

Imagine settling into a charming farmhouse or a cozy cottage surrounded by nature, all while taking advantage of these fantastic financing options. Whether you’re a first-time homebuyer or looking to relocate, DeKalb County’s welcoming atmosphere and affordable housing market make it an ideal place to call home. Come and discover the beauty and opportunities that await you in DeKalb County, Missouri!

Newest Dekalb Homes with USDA Loan Financing

$249,000
3 Beds ⋅ 2 Baths
Efficient New Build in Union Star for a Great Price! Discover your dream home in this meticulously crafted, stunning, new build home that is complete and features a charming timber frame front porch accented with white board and batten vinyl siding creating a welcoming first impression. The open concept floor plan spans 1500 sq. ft. includes 3 bedrooms and 2 full baths, with a spacious primary suite complete with walk-in closet and luxurious bath with a walk-in shower and double vanity; the 2 additional bedrooms have easy access to the 2nd full bath. The heart of this home includes a kitchen with soft close cabinets with quartz counter tops and a large center island, recessed lighting, and luxurious vinyl plank flooring. This home was built to be energy efficient with a Ruud 92% high-efficiency propane furnace, 6 inches of blown insulation in the walls (R-21), 17 inches of blown insulation in the ceiling (R-49), and high R value windows throughout, plus a durable metal roof and low-maintenance slab foundation. The home also has a 10X17 ft. concrete patio to the back, mature trees, and an almost 1/2 acre level lot to provide plenty of space for outdoor activities making it the perfect place for your family to thrive. Don't miss out on this incredible opportunity--schedule your viewing today (a 16X20 ft. pole barn type garage is available to add to this property for $13,000.00, or your choice of size at a comparable rate.).

163 N Second Street, Union Star

Listing courtesy of Brenda Howard of UNITED COUNTRY PROPERTY SOLUTI.
$285,000
4 Beds ⋅ 2 Baths
Enjoy country living with space to spread out at this 4-bedroom, 2-bath split-entry home on approximately 3 acres in the Cameron School District. The home offers a flexible layout with bedrooms on both levels, a finished lower level, an attached 2-car garage and additional workspace. Recent updates include fresh interior paint, redone ceilings throughout, new basement flooring, a new living room window, updated lighting, added basement trim and a new water heater. The kitchen includes a newer refrigerator and dishwasher. Outside, you will find a metal roof, vinyl siding, a back deck, garden space, a built-in chicken coop and a 30x40 metal outbuilding with electricity and propane. The wooded and open acreage provides room for hobbies, animals, storage and outdoor enjoyment.

6527 SE Smith Road, Cameron

Listing courtesy of Sharp Homes Team of Epique Realty.
$525,000
2 Beds ⋅ 2.5 Baths
If you've been dreaming of country living, this picturesque 11.18-acre property offers the perfect place to call home. Nestled among peaceful rural surroundings, this well-maintained, custom-built, one-owner earth-contact home combines energy efficiency, quality construction, and room to enjoy the outdoors. Built in 1993 with durable 2x6 exterior walls and a geothermal heat pump, was designed for year-round comfort and efficiency. Inside, you'll find a spacious primary suite, a second bedroom, 2.5 bathrooms, and inviting living spaces that take full advantage of the beautiful countryside views. Step outside and discover a property that's ready for horses, cattle, or your own hobby farm. The acreage is fully fenced, features a pond, and offers blacktop access to the pasture. Two versatile outbuildings, measuring 32 x 33 and 50 x 30, provide endless possibilities, including one that previously operated as a dog kennel and could easily be used for that purpose again or repurposed to fit your needs. Located on Highway 33, you'll enjoy the tranquility of rural living while remaining just 25 minutes from St. Joseph. Whether you're looking for a peaceful homestead, a place to raise livestock, or simply embrace the country lifestyle, this remarkable property is ready to welcome you home. Don't miss this rare opportunity to own such a beautiful farm! Seller will consider offers separately or combined with the adjoining 175.4-acre listing (MLS #2628042) located on State Route O, Maysville, MO 64469, creating an outstanding opportunity to own an expansive farm and ranch property.

4902 S 33 Highway, Maysville

Listing courtesy of Janelle Misner of REECENICHOLS-IDE CAPITAL.
$1,400,000
If you've been searching for the perfect cattle or ranch property, your search ends here! This incredible 175.4-acre farm offers breathtaking rolling pastures, incredible views, and everything you need for a thriving livestock operation. Designed with functionality in mind, the property is fully fenced and cross-fenced, with a pond in every pasture to provide convenient water access for livestock. A well-designed cattle corral makes working cattle easy, while the lush, established pastures are ready to go from day one. The property includes ownership of a portion of a beautiful lake in the northwest corner of the property, adding both beauty and a truly unique feature to this already exceptional farm. Whether you're expanding your operation, starting your dream ranch, or investing in premium agricultural land, opportunities like this don't come around often. For even more possibilities, the seller will consider offers on this property separately or combined with the adjoining 11.18-acre property featuring a custom-built, 1-owner earth-contact home (MLS #2627874) at 4902 S Highway 33, Maysville, MO 64469. Purchase the land alone or own the complete farmstead—the choice is yours!

State Route O N/A, Maysville

Listing courtesy of Janelle Misner of REECENICHOLS-IDE CAPITAL.
$265,000
4 Beds ⋅ 2 Baths
This is a charming residential property that blends small-town character with comfortable living. The home sits on a well-maintained lot with mature trees, a neatly kept lawn, and easy access to local amenities. The house features a welcoming front porch, spacious living areas with plenty of natural light, and a functional kitchen designed for everyday convenience. The 4 Bedrooms are cozy and private, with room for family or guests. 2 full bathrooms and a private office rounds out the inside space. With over 2500ft2, there is space for everyone. Outdoor space includes a backyard ideal for relaxing or entertaining. Outside you will also find a large garage, a large shed and a large shop. This would be the ideal place for hobbies or home-based business. Located in a quiet neighborhood, this property offers the appeal of peaceful living while remaining close to school, shops, and community services. The existing solar array insures your energy costs will be more affordable over time.

506 S Washington Street, Maysville

Listing courtesy of Donnie Moss of KC Realtors LLC.
$419,000
3 Beds ⋅ 2 Baths
Enjoy the perfect blend of comfort, convenience, and scenic views in this beautifully designed 1,500 sq ft ranch home located on the edge of town. With an east-facing front and a covered west-facing deck, you’ll take in breathtaking sunsets overlooking open fields—your own private retreat right at home. Step inside to an inviting open floor plan where the kitchen, dining, and great room flow seamlessly together, creating a warm and welcoming space ideal for everyday living and entertaining. The split-bedroom layout offers privacy, with the primary suite situated on the north side of the home, featuring a walk-in closet and a well-appointed bathroom complete with double sinks, a walk-in shower, and a private toilet closet. On the opposite side, you’ll find two additional bedrooms, including one with a vaulted ceiling that adds charm and dimension. The unfinished walkout daylight basement provides endless potential for future expansion, storage, or customization to fit your needs. Conveniently located near Highway 36, city reservoirs, and walking trails, this home offers both accessibility and a peaceful setting—making it a must-see for buyers looking for space, views, and value.

803 Timberline Drive, Cameron

Listing courtesy of Debbie Hahn of Berkshire Hathaway HomeService.
$386,000
3 Beds ⋅ 2 Baths
Brand New Construction – Small Town Living with Modern Comfort. Welcome to this beautifully built 3-bedroom, 2-bath home offering the perfect blend of quality construction and stylish finishes. Designed with a desirable split-bedroom floor plan, this home provides privacy and function for today’s lifestyle. Step inside to find warm wood floors, custom cabinetry, and solid surface countertops that highlight the craftsmanship throughout. The kitchen, dining, and living areas flow seamlessly, creating a comfortable space for everyday living and entertaining. The bedrooms are thoughtfully finished with carpet, while the bathrooms feature elegant tile work for a polished look. Additional conveniences include a dedicated laundry room and a spacious 2-car garage. Enjoy the outdoors on your covered patio overlooking the level yard, perfect for relaxing or play. Located in a welcoming subdivision with easy access to Highway 36, this home offers the charm of small-town living with quick routes to wherever you need to go. Don’t miss your chance to own this brand-new home with beautiful features inside and out!

810 Timberline Drive, Cameron

Listing courtesy of Debbie Hahn of Berkshire Hathaway HomeService.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use