Douglas, KS Homes with USDA Loan Financing

Welcome to Douglas County, Kansas—a hidden gem nestled in the heart of the Sunflower State. Known for its picturesque landscapes, friendly communities, and rich history, Douglas County offers a perfect blend of rural charm and modern conveniences. With vibrant towns like Lawrence and Eudora, residents enjoy a lively atmosphere filled with local shops, delicious eateries, and cultural experiences, including art galleries and music festivals. The stunning natural beauty of the area is complemented by numerous parks and recreational opportunities, making it an ideal place for families and outdoor enthusiasts alike.

For those considering a move to this enchanting county, you'll be pleased to know that many homes in Douglas County qualify for USDA loan financing. This fantastic option is designed to help low to moderate-income families achieve their dream of homeownership in eligible rural areas, including much of Douglas County. USDA loans offer competitive interest rates, no down payment, and flexible credit requirements, making it an accessible choice for first-time buyers or those looking to upgrade their living situation.

Imagine settling into a charming home surrounded by rolling hills and lush greenery, all while being just a stone’s throw from the vibrant community life that Douglas County has to offer. Whether you’re drawn to the historical allure of Lawrence or the serene countryside of Eudora, you’ll find a variety of properties that cater to your unique lifestyle. Embrace the opportunity to plant roots in this welcoming county, where your dream home awaits!

Newest Douglas, KS Homes with USDA Loan Financing

$369,900

5 Beds ⋅ 2.5 Baths

Located in a quiet and desirable neighborhood, 805 N Field Stone offers an excellent combination of space, comfort, and functionality with over 2,000 square feet of living area. With five bedrooms, multiple living spaces, a finished basement, fenced backyard, deck, and attached two-car garage, this is an opportunity you won’t want to miss!

805 N Fieldstone Drive, Lawrence

Listing courtesy of SBD Team of SBD Housing Solutions LLC.

$329,000

3 Beds ⋅ 2 Baths

Tucked away at the top of a quiet cul-de-sac in Lawrence's highly sought-after Deerfield neighborhood, this thoughtfully updated home offers a rare combination of privacy, convenience, and architectural character. Surrounded by mature trees on a generous 0.30-acre lot, the property feels like a peaceful retreat while remaining just minutes from Lawrence Country Club, Genesis Health Clubs, Dillons, quick highway access, Deerfield Park, Deerfield Elementary, and less than 10 minutes from the University of Kansas. Five oversized sliding doors blur the line between indoors and out, filling the home with natural light while showcasing the treed surroundings. An elevated deck overlooks the private backyard, creating the perfect setting for relaxing or entertaining. Inside, the home has been thoughtfully updated with fresh paint, new flooring, updated lighting, hardware, and modern fixtures. The main level features luxury vinyl plank flooring, while the walk-out lower level offers new carpeting. The kitchen showcases granite countertops, a new sink, faucet, and updated finishes. Both bathrooms feature granite countertops, new sinks, faucets, and dual-flush toilets. The primary suite includes a walk-in closet, Jack-and-Jill bathroom, and private sliding door to the deck. The lower level offers a spacious family room, a full bathroom with a walk-in shower, and a large unfinished storage area with built-in shelving. Significant investments have also been made in the home's long-term integrity, including foundation work by Thrasher Foundation Repair using nine push piers, backed by a transferable 25-year warranty and Care Club plan. The driveway, sidewalk, and attached two-car garage floor have all been replaced with new concrete. If you've been searching for a beautifully updated home in one of Lawrence's most desirable neighborhoods—offering modern finishes, exceptional privacy, and a unique tree-lined setting—3229 Bighorn Court deserves a place at the top of your list.

3229 Big Horn Court, Lawrence

Listing courtesy of Rick Davis of Brickhaven.RealEstate, LLC.

$279,000

3 Beds ⋅ 2 Baths

Enjoy this adorable, handicap-accessible three bedroom ranch featuring new windows, fresh paint, luxury vinyl tile LVT flooring, and updated interior lighting throughout. This move in ready home offers comfortable, single level living with modern updates and accessibility features designed for convenience and ease. You will love the convenience of entering this home through either the oversized garage or the front door, both offering zero entry access. Situated on a spacious corner lot, this home has no neighbors directly across the street, providing a peaceful, quiet small town setting with easy access to 10 Hwy. If you're looking for comfortable, accessible living with modern updates, this home is a must see. Come take a look you won't be disappointed!

902 Birch Street, Eudora

Listing courtesy of Kay Owens of Greater Kansas City Realty.

$285,000

3 Beds ⋅ 2 Baths

Luxury Living in Lawrence at a fantastic price! This spacious 2-Story home was beautifully and carefully renovated in 2023. All the big-ticket items have been taken care of. New Roof (2023), New Windows (2023), 2 Fully Updated Bathrooms with luxurious showers, New Interior Paint (2023), New Doors (2023), New Flooring (2023), Granite Kitchen Countertops (2023), New Lighting, Appliances, and more! The main level features a large living room complete with beautiful wood flooring and a custom window bench, perfect for your morning coffee and your furry friend’s new favorite watching spot. The updated galley kitchen boasts granite countertops, stainless steel appliances, and plenty of storage space. The adjacent breakfast nook and custom bar top combine convenience with style. Outside, enjoy a lovely wood deck and pergola overlooking a large, flat backyard complete with firepit. A great spot for summer nights and lively conversations. Upstairs, 3 spacious bedrooms await, including a large primary suite complete with walk-in closet, and a 2nd full bathroom that has been renovated with flair. HVAC is newer, and the washer, dryer, and 2 refrigerators stay with the property. It doesn’t get any more move-in-ready than this! Book your private showing today!

213 Deerfield Lane, Lawrence

Listing courtesy of Bradley Zollars of ReeceNichols- Leawood Town Center.

$2,650,000

7 Beds ⋅ 7.5 Baths

Set among 61.7± acres of mature hardwood timber, rolling pasture, and three picturesque stocked ponds, this extraordinary Douglas County estate offers a rare combination of luxury, recreation, and versatility just minutes from Lawrence. Thoughtfully designed as a place where family and friends can gather for generations, the property features two beautifully appointed residences, outstanding recreational amenities, and an unmatched connection to the outdoors. The 5,242-square-foot custom home blends timeless craftsmanship with exceptional comfort, offering five bedrooms, four full bathrooms, two half baths, an executive office, theater room, craft room, and a beautifully finished walkout lower level complete with a second kitchen. Expansive gathering spaces and walls of windows create a warm, inviting atmosphere ideal for entertaining or everyday living. A separate 1,395-square-foot guest residence with two bedrooms and two full bathrooms provides incredible flexibility for multi-generational living, extended family, guests, or a caretaker. The land is equally impressive. Nearly 50 acres of mature hardwood timber provide outstanding wildlife habitat and exceptional hunting opportunities, while miles of established trails that are perfect for horseback riding, hiking, or UTV adventures. The stocked ponds offer excellent fishing and create stunning focal points throughout the property. Additional improvements include a four-stall horse barn, a charming pond-side cabin, and open pasture and hay ground suitable for horses or livestock. Whether you're seeking a private family estate, equestrian property, executive retreat, or premier recreational getaway, this remarkable offering delivers an unmatched lifestyle in one of northeast Kansas' most desirable locations. Combining refined living with exceptional outdoor recreation, this is a rare opportunity to own a property designed to be enjoyed today and treasured for generations to come.

2163 E 500 Road, Lecompton

Listing courtesy of David Dietrich of Whitetail Properties Real Esta.

$424,900

4 Beds ⋅ 2 Baths

Step into a one-of-a-kind home where timeless character meets modern comfort. Originally built in the 1930’s, this darling bungalow was thoughtfully relocated to its current site in 2014, where it received a new basement foundation and an extensive top-to-bottom renovation. The renovation preserved the home’s historic charm while incorporating modern construction. From updated mechanical systems, roof, windows, and finishes, every detail was carefully considered, creating a home of beautiful craftsmanship. This home features 4 spacious bedrooms with an additional non-conforming bedroom/office, two full bathrooms, a huge laundry/mud room located off the west entrance, not to mention two large living areas. The beautiful kitchen, with granite countertops and stainless-steel appliances, opens to the spacious dining room, perfect for entertaining and family gatherings. The main level boasts stunning hard wood flooring, fresh interior paint, and windows everywhere you turn with natural light throughout. The finished basement was recently updated with luxury vinyl flooring, and includes spacious bedrooms and family room. Located on a large corner lot with a circle drive, mature trees, adorable curb appeal, and within a short distance to quaint downtown Baldwin City. A truly rare opportunity to own a beautifully restored 1930’s home!

403 Baker Street, Baldwin City

Listing courtesy of Teri Ediger of ReeceNichols Preferred Realty.

$559,950

5 Beds ⋅ 3 Baths

Come see this beautiful ranch home on just under 10 acres! Situated on 9.39 acres with the perfect blend of open flat space and trees, complete with a pond, firepit, patio and more, it will feel like your own retreat, an endless adventure for children, and a constant reminder of why owning property is so personally rewarding. Enjoy slow mornings with a warm cup of coffee on the front porch, take a dip in the pool out back (brand new liner), and enjoy barbecues out on the back deck/patio. If you're dying to have chickens, this is the perfect spot, as it comes equipped with a large 10x30 chicken coop! With fencing throughout the property, this spot can be perfect for livestock. You will find a large garden area with mature fruit trees, a 19X11 detached garage, garden shed, and so much more. When entering through the front door from the covered porch, the living room greets you with a vaulted ceiling, beautiful flooring, and the beautifully updated kitchen offers a great place to prepare meals and have great conversations. Step down a few stairs from the kitchen into the large dining room which boasts tile flooring and a butlers pantry. Leading off the dining room, you will find the 4th and 5th bedrooms, the 3rd full bath, the conveniently located laundry room, and then the massive family room/rec room with built-in storage and a 2nd kitchen for convenience and entertaining freedom. Off the main level living room, you will find a generously-sized hall bathroom, a large primary bedroom suite with its own direct access to the back deck, the 2nd bedroom and the 3rd bedroom (currently used as an office). Home is in a USDA financing eligible location.

124 E 2300th Road, Wellsville

Listing courtesy of Logan Blackburn of Real Broker, LLC.

$409,000

3 Beds ⋅ 2 Baths

Welcome to the Adalynn Plan by Elder Enterprises! This thoughtfully designed new construction home offers 1,635 sq. ft. of modern, open-concept living in Baldwin City's desirable Heritage Addition. Featuring 3 bedrooms, 2 full bathrooms, and a walk-in closet in every bedroom, this floor plan combines comfort with functionality. The spacious kitchen is the heart of the home and features a large island, gas stove, and plenty of room for cooking, gathering, and entertaining. Step outside to a 12' x 20' patio with a 12' x 12' covered section, offering the perfect blend of sun and shade for relaxing, grilling, or entertaining guests. Built on a slab for easy, low-maintenance living, this home offers quality craftsmanship and a functional layout that's perfect for everyday living. Estimated to be completed soon - don't miss your chance to make this beautiful new home yours. Schedule your showing today!

429 Rockers Drive, Baldwin City

Listing courtesy of Kate Johnson of Real Broker, LLC.

$389,900

5 Beds ⋅ 2.5 Baths

Beautifully remodeled and full of charm, this spacious 5 bedroom, 2.5 bath home offers a blend of modern updates and timeless character. Situated on a large, fenced lot just blocks from downtown Main Street in Eudora, this property features extensive recent improvements, including a new roof, windows, flooring, and fresh interior and exterior paint. The updated bathrooms showcase stylish finishes, while the home's two kitchens provide added flexibility and functionality. With generous living spaces, attractive finishes throughout, and a convenient location close to local amenities, this move-in-ready property offers a unique opportunity to enjoy updated living in the heart of Eudora.

820 Pine Street, Eudora

Listing courtesy of Meagan Cox of Platinum Realty LLC.

$269,000

3 Beds ⋅ 1 Baths

Updated Farmhouse in the Country! 307 E 1100 Road, Baldwin City, KS 66006 Charming updated country home offering peaceful rural living with easy access to town amenities. This well-maintained property features low-maintenance vinyl siding, newer windows, roof, and HVAC system for year-round comfort and efficiency. Inside, enjoy an updated bathroom with beautiful granite counters. Upstairs you’ll find a 3rd bedroom plus a versatile playroom/family room (or potential 4th non-conforming bedroom). Outside, relax on the large concrete backyard patio perfect for entertaining, surrounded by a fully fenced yard, lush green lawn, mature shade trees, and stunning open countryside views. Additional highlights include a detached 14x14 shop for hobbies or storage. Surrounded by beautiful fields and privacy, yet conveniently close to pavement. Location Highlights: • ~12 minutes to Lawrence, KS • ~10 minutes to charming downtown Baldwin City • ~15 minutes to Overbrook, KS • ~16 minutes to Clinton Lake • ~15 minutes to Lone Star Lake • ~15 minutes to Ottawa Baldwin City is home to Baker University, a vibrant historic downtown, and the world-famous Maple Leaf Festival (third full weekend in October) with 300+ craft vendors, parade, live music, quilt show, car show, and family entertainment. Year-round community events, parks, and small-town charm make this an ideal location. Perfect for those seeking country serenity, modern updates, and convenient access to lakes, Lawrence, Topeka, and local attractions. Don’t miss this rare opportunity—call today to schedule your private showing!

307 E 1100 Road, Baldwin City

Listing courtesy of Joe Kosko of Easy Realty LLC.

$350,000

3 Beds ⋅ 3 Baths

Welcome to 1112 Church Street in Eudora! This ranch-style home offers 3 bedrooms, 3 bathrooms, and 1,833 square feet of living space, providing plenty of room to spread out and make it your own. Built in 1997 and situated on an 8,127-square-foot lot, the property combines comfortable living with a convenient location. The functional floor plan offers spacious living areas, generously sized bedrooms, and flexibility for a variety of lifestyles. A 2-car attached garage provides everyday convenience and additional storage space. Outside, you'll find a manageable yard with room for outdoor enjoyment, gardening, or entertaining.

1112 Church Street, Eudora

Listing courtesy of Brent Rodina of KW Diamond Partners.

$390,000

4 Beds ⋅ 3 Baths

Your home search stops here. Come inside to this 4 bedroom 3 full bath split-level home, offering the perfect blend of functional living space and modern comfort. The unique multi-level layout maximizes privacy while maintaining an open airy flow ideal for both daily life and entertaining. A generous size primary suite with a remodeled private bathroom offers a double vanity and large double head walk in shower. Two more bedrooms and a full bath, along with a dining room, eat in kitchen with wood cabinetry and appliances and a living room with vaulted ceilings, a gas fireplace and an abundance of daylight complete the main level living. The main floor consists of beautiful wood floors and newer carpet. The finished living space doesn't stop there. The lower level offers a walkout basement offering the fourth bedroom, third full bathroom and a cozy room which could be used as a secondary living room, hobby space, office or bedroom. Laundry is located in close proximity. The extra-large garage provides ample parking plus significant space remaining for recreational gear, work space or storage area. Access to the backyard is also available from the garage. A new 6 foot privacy fence offers an enclosed outdoor space safe for pets, a secure play area for children and a private setting for weekend barbecues. The outdoor amenities also includes a new deck, shed, exterior paint and sprinkler system. Other items newer to the home are HVAC and water heater. Perfectly situated in a nice neighborhood and close to schools.

307 Leander Street, Eudora

Listing courtesy of LeAnn Stewart of ReeceNichols Premier Realty.

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