Holt Homes with FHA Financing

Holt Homes with FHA Financing

Welcome to Holt County, Missouri—a hidden gem that beautifully blends rural charm with modern conveniences. Nestled in the picturesque landscapes of the Midwest, Holt County is known for its friendly communities, scenic views, and a rich tapestry of history. With its rolling hills and lush greenery, this county offers a serene environment perfect for those seeking a peaceful lifestyle away from the hustle and bustle of city life.

One of the standout features of Holt County is its accessibility to FHA financing, making homeownership more attainable for many. The Federal Housing Administration (FHA) offers loans that are designed to help first-time buyers and those with lower credit scores secure a home. This means that you can find a variety of beautiful homes in Holt County that qualify for FHA financing, allowing you to invest in your dream property without breaking the bank.

Whether you’re looking for a charming farmhouse, a cozy cottage, or a modern family home, Holt County has something to suit every taste and budget. The local real estate market is thriving, with diverse options that cater to families, retirees, and everyone in between.

In addition to its affordable housing options, Holt County boasts excellent schools, a strong sense of community, and plenty of outdoor activities, from hiking and fishing to local festivals that celebrate the area’s rich heritage. Make Holt County your next home, where you can enjoy the best of both worlds—tranquility and community spirit. Discover the possibilities today!

Newest Holt Homes with FHA Financing

$155,000
3 Beds ⋅ 1 Baths
This move-in ready 3-bedroom home offers comfort, space, and added value with an additional lot included. The interior features a well-maintained layout with bright living areas, a functional kitchen, and three generously sized bedrooms suitable for families, guests, or a home office. Recent updates ensure a clean, turnkey experience so you can settle in without the hassle of renovations. Outside, the extra lot provides endless possibilities—expand your outdoor living space, build, garden, or simply enjoy the added privacy. A detached shed offers convenient storage for tools, equipment, or hobby use. Whether you’re a first-time buyer or looking to upgrade, this property combines practicality and potential in one appealing package.

408 High Street, Mound City

Listing courtesy of Danielle Keiffer of The St.Joe Real Estate Group,.
$145,000
3 Beds ⋅ 1 Baths
WELCOME TO MOUND CITY & AWESOME HOME ON A BIG, LONG CORNER LOT! Enjoy this Small-town charm, incredible value, and easy I-29 access come together in this exceptionally well-cared-for home! Situated on a long corner lot, this charmer welcomes you with a lovely front porch—the perfect spot for morning coffee, evening conversations, or simply slowing down and enjoying small-town life. Inside, you'll find a surprising amount of space with 3 generously sized bedrooms, an oversized living room, spacious kitchen, and an unfinished basement offering plenty of additional storage and possibilities. Outside, the detached garage adds even more versatility—perfect for a workshop, hobby space, equipment storage, or a great setup for someone looking to kick-start an at-home business. And the LOCATION is a huge bonus! Just minutes from I-29, you can enjoy the affordability and relaxed pace of Mound City while maintaining convenient access to St. Joseph, Kansas City, and communities throughout Northwest Missouri. Hunters and outdoor enthusiasts will especially appreciate this area's reputation for outstanding hunting and wildlife—making this an excellent full-time home, weekend getaway, or hunting headquarters with room for your gear and equipment. With its excellent condition, charming front porch, corner lot, flexible space, detached garage/workshop, affordable price point, and attractive property taxes, this is a tremendous amount of property for the money. Whether you're looking for a place to call home, a hunting getaway, room for your hobbies, or a property where you can LIVE, WORK & PLAY—this Mound City gem is ready for its next chapter!

301 Mound Street, Mound City

Listing courtesy of Kim Brown of ReeceNichols -Johnson County W.
$495,000
4 Beds ⋅ 3.5 Baths
Spacious, beautifully updated, and thoughtfully designed, this ranch-style home offers over 3,500 square feet of finished living space with room for everyone. The main level features a large primary suite with a walk-in closet and a stylish private bath complete with a whirlpool tub, walk-in shower and custom lighting. The kitchen offers luxury vinyl plank flooring, granite counter tops, abundant oak cabinetry and storage, a center island, double ovens, and plenty of counter space, with an adjoining dining area that walks out to the patio. A large laundry room conveniently located just off the primary suite adds even more storage and functionality. On the main level you will find 3 additional bedrooms with generous closets and built-in shelving. The finished basement adds even more versatility with a large living area, sitting or study space, full bathroom, and two non-conforming rooms--ideal for a home office, gym, recreation room, or additional flexible space. The attached, three-car garage offers cabinetry, workshop space, and two walk-out doors. Outside, enjoy over three-quarters of an acre with a beautifully landscaped yard with established flowers, roses, and plantings, with a timed irrigation system in place for convenient watering of the flower beds. A detached garage provides even more space for storage. Updated finishes throughout, a fireplace with mantel, and plenty of storage add to the home's functionality and appeal. Homes offering this combination of space, updates, and amenities don't come available often in Mound City. With room to grow and spaces designed for both everyday living and entertaining, this is a home you can settle into and enjoy for years to come.

1602 Ridge Drive, Mound City

Listing courtesy of Priscilla Sutton Ashford of Keller Williams KC North.
$155,000
3 Beds ⋅ 2 Baths
VERY motivated sellers! They have a contract on another home, and would love to see this home go to someone who will love it as much as they have! If you are looking for a house where the kitchen is the heart of the home, this might be just the ticket! Beautiful open concept floor plan with a large kitchen island, overlooking the livingroom and dining area. This home boasts both a covered front AND covered back deck, 3 bedrooms, 2 full bathrooms, and large closets in every bedroom. This is one house that lives bigger than it looks from the outside. 2 garden sheds, large gravel off street parking area and fenced backyard round out the package. Don't miss your chance to tour this super cute home today!

207 N Jefferson Street, Oregon

Listing courtesy of JENNIFER HUFFMAN of JOHN CALLOW AGENCY.
$824,900
5 Beds ⋅ 3.5 Baths
Exceptional space, impressive views, and resort-style outdoor living come together at 1403 Paxton Street. This distinctive 5-bedroom, 3.5-bath home features an open, light-filled interior with soaring floor-to-ceiling windows overlooking the expansive outdoor entertaining area. The main level offers beautiful hardwood flooring, multiple gathering spaces, and a spacious kitchen with abundant cabinetry, stainless-steel appliances, a large center island, and plenty of room for meal preparation and entertaining. The main-level primary suite includes a private fireplace and an oversized walk-in closet. The finished lower level provides additional living and recreation space, a second full kitchen and flexible rooms that may be used for guests, hobbies, exercise or a home office. Outside, enjoy the multi-level deck, large saltwater swimming pool, hot tub and generous patio areas. An approximately 1,800-square-foot pool house adds even more versatility with a full kitchen, bathroom and open entertaining space. Situated in Mound City, approximately 35 minutes from St. Joseph, this one-of-a-kind property offers generous indoor and outdoor spaces designed for everyday living and memorable gatherings. Schedule your private showing to experience everything this remarkable home has to offer.

1403 Paxton Street, Mound City

Listing courtesy of Danielle Keiffer of The St.Joe Real Estate Group,.
$279,000
3 Beds ⋅ 2 Baths
Lake life starts here! The minute you walk in the front door you see beautiful views of the lake. This fully furnished three bed, two bath home offers incredible views and the perfect setting for making memories. Whether that is boating, kayaking, fishing, grilling out with friends and family, this has it all. Outside the patio doors, you find a large deck that is calling your name for sunrises and sunsets. This home comes fully furnished, all you need to do is show up and start enjoying. Downstairs, you will find an entertainment open bar room with a full bathroom off a one car attached garage! This is just waiting to be your go-to hangout spot, perfect for hanging out and relaxing. This home is ideal as a weekend getaway, investment property or year round home. Some new improvements have been made including new HVAC, seawall, boat dock and new boat lift, 100 foot lake front newly planted grass. Call your agent today for a showing of this beautiful lake property.

147 Ruwwe Drive, Craig

Listing courtesy of Alayna Hummer of The St.Joe Real Estate Group,.
$168,500
3 Beds ⋅ 3 Baths
Built above with great views of the lake and plenty of shade trees for your summers enjoying the lake. Plenty of room for large gatherings. 2 separate places to hookup campers, volley ball, and other activities such as basketball, corn hole etc with all of the lot room. Full basement with a large bathroom downstairs too. Plenty of room in basement for all of your toys for the lake. Deck is awesome with privacy and shade. Large rooms for plenty of friends or family to enjoy too.

131 Mobile Lane, Big Lake

Listing courtesy of STEPHANIE MILLER-MCCANN of MILLER REALTY INC..
$320,500
3 Beds ⋅ 2 Baths
Historic character without the historic-home project. Thoughtfully rebuilt and beautifully finished, this 1881 Oregon home pairs timeless craftsmanship with the comfort buyers expect today. Inside, warm wood details, exposed beams, custom cabinetry and an open, welcoming floor plan give the home personality that cannot be duplicated in new construction. With three bedrooms, two bathrooms and approximately 2,138 square feet, the home offers comfortable everyday living along with room to gather and entertain. Outside, the expansive wraparound porch creates the perfect place for morning coffee, evening conversations and small-town summer nights. The oversized 26-by-30 insulated attached garage provides exceptional space for vehicles, hobbies, storage or a workshop. Major renovations have already been completed, allowing the next owner to enjoy the charm of a historic home without inheriting a long renovation list. Located in Oregon, Missouri, within convenient reach of St. Joseph and northwest Missouri’s outdoor attractions, this is more than a remodeled house—it is a distinctive home with history, craftsmanship and modern livability.

200 N Main Street, Oregon

Listing courtesy of Danielle Keiffer of The St.Joe Real Estate Group,.
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