Johnson, MO Homes with FHA Financing

Welcome to Johnson County, Missouri, a hidden gem nestled in the heart of the Show-Me State! Known for its picturesque landscapes and friendly communities, Johnson County offers a perfect blend of rural charm and modern convenience. With its rich history, vibrant culture, and a variety of recreational opportunities, this county is an ideal place for families, retirees, and anyone looking to enjoy a peaceful lifestyle.

The county seat, Warrensburg, is home to the University of Central Missouri, infusing the area with youthful energy and a variety of cultural events. Nature enthusiasts will appreciate the abundance of parks, trails, and lakes, perfect for hiking, fishing, and picnicking. The annual festivals and farmers' markets showcase local produce and crafts, fostering a strong sense of community among residents.

For those looking to invest in their dream home, Johnson County boasts a diverse real estate market that caters to various budgets and lifestyles. One of the most appealing aspects of buying a home here is the availability of FHA financing options. This government-backed loan program makes homeownership more accessible, allowing potential buyers to secure a mortgage with a lower down payment and more flexible credit requirements. Whether you're a first-time homebuyer or looking to upgrade, FHA financing can help you turn your dream of owning a home in Johnson County into a reality.

Explore the charming neighborhoods, beautiful homes, and welcoming community that Johnson County has to offer. Your next adventure in homeownership awaits!

Newest Johnson, MO Homes with FHA Financing

$380,000

3 Beds ⋅ 2 Baths

Great Renovated home on 2.5 Acres. Escape the city while staying close to everything! This beautifully renovated farmhouse-style home sits on 2.5 acres just outside the city limits on a desirable corner lot. Offering 4 bedrooms (including a non-conforming fourth bedroom), this home has been thoughtfully updated throughout the past four years. The stunning kitchen features brand-new cabinets, and all kitchen appliances are included, making this home truly move-in ready. With its charming farmhouse style and modern updates, you'll enjoy the perfect blend of character and comfort. Conveniently located with easy access to major highways, you're only 30 minutes from Lee's Summit and 20 minutes from Warrensburg. Additional highlights include: 2.5-acre corner lot Renovated throughout the last 4 years Brand-new kitchen cabinets All kitchen appliances stay Non-conforming 4th bedroom Outside city limits Easy highway access Don't miss this opportunity to enjoy country living with modern updates and an easy commute!

1411 NW 200th Road, Holden

Listing courtesy of Carlene Villaruel of Platinum Realty LLC.

$415,000

4 Beds ⋅ 3 Baths

Tired of hearing traffic noise and sirens while having your outdoor barbecue? Want rural living without driving a dusty country road every day? Then this home is for you. Nestled on 3.465 acres, 5 miles Southeast of Holden, this property is on paved County/State Rd O and offers the perfect blend of rural living and convenient location: 16 miles from Warrensburg (home of UCM); 35 miles from Clinton &Truman Lake; 4 miles from the Medford Trailhead on the Rock Island/Katy Trail; and 36 miles from Lees Summit. The outside has been newly painted, new porch posts, new guttering, regraded yard for drainage, new garage floor, new back porch deck, new electric breaker boxes, new sidewalk and new upsized propane line. 125-year-old Burr Oak trees shade the front yard. The beautiful ground features sharing a one acre+ spring-fed pond that originally supplied drinking water to the home. The ranch style house with 2 car garage has 4+ bedrooms, 3 bathrooms, dining room, living room and kitchen/hearth room with wood burning fireplace on the main level. The hearth room opens out to a steel framed deck - perfect for watching the deer and wild turkeys that roam the back yard. The walk-out basement has a finished living area with a wood burning fireplace and cast-iron stove, a full bath plus the fourth bedroom and an extra room with a large walk-in closet. There is also a full kitchen & 3rd garage and workshop area. The property is needing YOU to add your touch to the inside! If you're looking for a peaceful home that is conveniently located, don't miss your chance to make this your private haven.

561 SW County Road O N/A, Holden

Listing courtesy of Eddie Davis of Orenda Real Estate Services.

$1,750,000

4 Beds ⋅ 5.5 Baths

This exceptional 80± acre estate presents a rare opportunity to combine luxury living, recreational amenities, and dependable agricultural income in a single, meticulously maintained property. Built in 2013 to exacting standards, the custom residence offers 5,511 finished square feet, refined interior finishes, and premium-grade appliances and mechanical systems throughout. A high-efficiency industrial geothermal heating and cooling system delivers substantial savings on utility costs, while durable Hardy Board siding provides lasting protection against the elements. The unfinished basement offers additional square footage ready to be customized to the next owner's specifications. The grounds are equally impressive, featuring a picturesque 3-acre fishing pond, 44 acres of premium bottomland, and productive pasture currently maintained for hay. A 60x40 metal barn supports equipment storage and agricultural/recreational operations. Mulkey Creek winds through the heart of the property, supporting a rich, thriving ecosystem and abundant wildlife habitat. The property's productive row crop bottomland and well-maintained hay ground provide a reliable source of annual income, making this an ideal acquisition for buyers seeking both a distinguished residence and a sound agricultural investment. Thoughtfully designed and impeccably executed, this turn-key country estate delivers high-end living paired with practical, productive land management.

1124 NE CC Highway, Concordia

Listing courtesy of Harrison Jett of Simpson Land Company.

$590,000

4 Beds ⋅ 3.5 Baths

This beautiful executive home is situated on a quiet cul-de-sac on the edge of serene pastures offering an open concept floorplan. This spacious reverse offers two ensuites on the main, an eat-in kitchen, hearth room, formal dining space on the main plus a full kitchen and screened in deck. Descend down the open staircase to discover another full kitchen, two bedrooms with a jack and jill bath and laundry in the basement. The perfect home for multi-generational living as the third garage is off the basement with basement access. The home offers plenty of storage and is built for entertaining. Your new home is move in ready and waiting for your personal touches. Buyer and buyer's agent to verify all information.

1113 Saxony Court, Warrensburg

Listing courtesy of Jana Weaver of KC Vintage Realty LLC.

$390,000

3 Beds ⋅ 2.5 Baths

Beautifully maintained 3-bedroom, 2 &1/2 bath, home offering the perfect blend of space, comfort, and functionality! Step inside to an inviting open-concept floor plan where the kitchen seamlessly flows into the dining and living areas, creating the perfect space for entertaining and everyday living. The cozy gas fireplace serves as the centerpiece of the spacious living room. The main level also features a formal living room and a versatile flex room that can be used as a home office or additional living space. The spacious main-level primary suite offers a private retreat with dual vanities, a large en-suite bathroom, and separate his-and-hers walk-in closets. Upstairs, you'll find a spacious open landing leading to two generously sized bedrooms, each with oversized closets and ceiling fans. The bedrooms are connected by a Jack-and-Jill bathroom with dual vanities, providing added convenience and privacy. Step outside to enjoy the expansive backyard featuring a full irrigation system, a storage shed that stays with the property, and plenty of room to entertain, relax, or garden. Additional highlights include a fully finished walk-in storage room with upper-level access, complete with heating, lighting, and built-in shelving—perfect for seasonal décor, hobbies, or extra storage. Multiple living areas, abundant storage throughout, and a thoughtfully designed floor plan provide both comfort and functionality. Conveniently located with quick access to DD Highway, Highway 50, and Whiteman Air Force Base, this home offers an easy commute while remaining close to schools, shopping, dining, and local amenities. Don't miss your opportunity to own this move-in-ready home—schedule your private showing today!

1405 Kensington Court, Warrensburg

Listing courtesy of Nicki Wall of Platinum Realty LLC.

$335,000

3 Beds ⋅ 2 Baths

Sunset views and quiet mornings. Built just 3 years ago and meticulously maintained, this ranch lives like new construction without the wait. Three bedrooms, two full baths, and a 2 car garage wrapped in an open floor plan with vaulted ceilings, custom cabinetry, and tile work throughout. The kitchen anchors the main living space and delivers the storage buyers actually ask for, including a large walk-in pantry with room for small appliances, bulk goods, and everything that usually ends up on the counter. The primary suite sits on its own end of the home with secondary bedrooms on the opposite side, so everyone gets their space. Out front, a covered porch built for slow mornings and a coffee cup. Out back, a fully fenced yard ready for kids, dogs, garden beds, or a fire pit setup. The location strikes the balance most buyers are hunting for: far enough out to trade traffic and noise for open sky and elbow room, close enough that the drive into the city is a short one. Low maintenance, move-in ready, and priced to go. Schedule your showing today.

319 W Pacific Street, Kingsville

Listing courtesy of Kendal Hackett of 1st Class Real Estate KC.

$165,000

3 Beds ⋅ 1 Baths

Welcome to 614 Hillcrest Dr. in Knob Noster! This well-maintained 3-bedroom, 1-bath home offers 1,280 finished square feet above grade plus a full unfinished basement that's ready to be transformed into additional living space, creating instant equity. Major updates provide peace of mind, including an 11-year-old roof with plenty of life remaining, a sewer line replaced in 2022, and a 2-year-old water heater. Dry Basement Foundation Repair professionally installed an interior French drain system in the basement, complete with a transferable Warranty. Inside, you'll appreciate the new wood plank flooring and updated can lighting that give the home a fresh, modern feel. Step outside to a backyard unlike any other, backing directly to the Knob Noster High School football field—perfect for enjoying Friday night games and other sporting events from the comfort of your own home. Conveniently located less than five minutes from the main gate of Whiteman Air Force Base, this home combines comfort, updates, and an unbeatable location. Don't miss your opportunity to make this move-in-ready property your own!

614 Hillcrest Drive, Knob Noster

Listing courtesy of Logan Kirchhoff of Re/Max United.

$350,000

4 Beds ⋅ 2 Baths

Come home to your peaceful retreat on 10 acres, just minutes from town! Roof replaced in 2025 and updated flooring throughout! The front living room with abundant natural light opens to the spacious kitchen with wall of windows, island, ample cabinet/counter space and dining area. Off the kitchen is a cozy family room with fireplace. Primary bedroom offers a sitting room/office space and private bath with shower, tub, double vanity and walk in closet. 3 additional bedrooms and 2nd full bath and laundry room complete the main level. Enjoy the views of wildlife, while also being conveniently located close to town, schools, and everyday amenities.

31 SW 600th Road, Warrensburg

Listing courtesy of Christian Jones of Keller Williams Southland.

$569,900

4 Beds ⋅ 3 Baths

Welcome home to this beautifully crafted ranch featuring durable double-wall construction, where quality craftsmanship and thoughtful design are evident in every detail. The open-concept floor plan offers the perfect blend of style and functionality, featuring luxury vinyl plank flooring throughout the main living areas and plush carpet in the bedrooms. The spacious living room is filled with natural light from large windows overlooking the backyard and is anchored by a stunning fireplace. The spacious kitchen is designed to impress with granite countertops, white cabinetry accented by a striking black island, a large pantry, abundant cabinet space, and an eat-in dining area with direct access to the 12x16 deck—perfect for entertaining or relaxing outdoors. The private primary suite is tucked away on one side of the home and includes a spacious walk-in closet, dual vanity with floating shelves, and a beautifully tiled walk-in shower. Two additional bedrooms and a full bath are located on the opposite side of the home, offering privacy for family or guests. Convenience continues with a centrally located main-level laundry room complete with a built-in table. The finished walkout basement expands your living space with a massive recreation room complete with a wet bar and mini refrigerator, a fourth bedroom with egress, a third full bathroom, and a storm shelter. A third garage in the basement provides the perfect space for lawn equipment, tools, or additional storage. Built with efficiency in mind, this home includes a 96% high-efficiency furnace and a tankless water heater. Every finish reflects the builder's commitment to quality, making this home stand out from the rest. This is one you truly have to see to appreciate.

1510 SW 58 Highway, Kingsville

Listing courtesy of Brandi Ashley of RE/MAX Heritage.

$719,900

4 Beds ⋅ 3.5 Baths

Dreaming of owning a country retreat? Your search ends here! This stunning two-story home is perfectly situated on a little under 8 picturesque acres with great country views, offering the ideal combination of luxury, comfort and peaceful country living. From the moment you arrive, you will be captivated by the gorgeous wraparound porch-the perfect place to enjoy your morning coffee, watch amazing sunsets, or simply take in the beautiful scenery. Step inside to discover the spacious, thoughtfully designed floor plan featuring 4 generous bedrooms and 3.5 bathrooms. The heart of the home is the large, beautiful kitchen, complete with an abundance of cabinets, lots of countertop space and plenty of room for cooking and entertaining. With a charming breakfast nook and a formal dining room, you will always have plenty of space for meals. There is a cozy living room with a fireplace and an additional sitting room. Full unfinished basement provides not only tons of storage but also endless opportunities to finish. There is already a finished full bathroom down there. Outside, you will find your own private oasis with an above ground pool with a wraparound deck. A detached two-car shop provides ample space for extra cars, mowers, toys etc. Located in a highly desirable area on a blacktop road is even more of a bonus. This one-of-a-kind property is packed with charm, space, and endless possibilities. Don't miss out.... go check it out today!!

455 SW 1351st Road, Holden

Listing courtesy of Amy Anderson of Homes by Darcy LLC.

$535,000

4 Beds ⋅ 3.5 Baths

A large true Ranch home with walk out basement in Countryview Addition on large corner lot, well landscaped along with sprinkler system. Sitting at the beginning of cul de sac. Close to town, walking trails and a subdivision pool. Home has stucco, stone and wood siding giving a luxury home look. The exterior was recently painted. Oversized 2 car garage with room for storage on all 3 sides along with plenty of hanging storage capability. Newer 50 year roof, newer composite deck with custom stoned built in grill / kitchen, furniture and TV. Home offers minimal steps from garage and from the front entrance. 2 large bedrooms on main level along with 2 full bathrooms, kitchen and walk in pantry, living room, formal dining room, breakfast room, study, mud room / drop zone, and full laundry room. Kitchen has custom made cabinets, center island, stove, refrigerator, microwave, dishwasher and 3 stool bar top. Basement with 2 bedrooms, full bathroom and half bathroom, family room and full media room that has golf simulator that can be used for golf / movies / games. The room offers granite bar tops and stools, cabinets, tops and refrigerator. Large room for storage / mowers / wood working that has roll up door and walk in door. Zoned HVAC system, on demand hot water tank, and well insulated home. Home is designed for your needs and ready to move in.

1407 Bear Creek Circle, Warrensburg

Listing courtesy of Bobby Hall of Keller Williams Platinum Prtnr.

$239,900

3 Beds ⋅ 2 Baths

Here is your opportunity to buy a cute 3-bedroom 2 bath home within walking distance to the Holden schools. This bungalow has had many updates and is ready for a new family to make it their own. Whether you are a first-time homebuyer or wanting to downsize, this one can check those boxes for you. The primary bedroom is roomy with a nice big walk-in closet, and a master bath with double sink. And if you are wanting a workshop, look no further as you will be able to utilize the appx 20x25 outbuilding in the back yard. Speaking of the yard, your fur babies will be right at home in the fenced back yard. Don't wait, this one will go fast!

210 W 19th Street, Holden

Listing courtesy of Brent Brown of EXP Realty LLC.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use