Johnson, MO Homes with USDA Loan Financing

Johnson, MO Homes with USDA Loan Financing

Welcome to Johnson County, Missouri, a hidden gem that beautifully blends small-town charm with modern conveniences. Nestled in the heart of the Show-Me State, Johnson County is renowned for its picturesque landscapes, friendly communities, and rich history. With a population of just over 50,000, the county offers a peaceful lifestyle while being conveniently located near larger cities like Warrensburg and Knob Noster, making it ideal for those seeking a serene yet connected living environment.

One of the standout features of Johnson County is its commitment to accessible homeownership. For many prospective buyers, homes here can qualify for USDA loan financing, making it easier to step into your dream home. The USDA loan program is designed to support rural development, allowing eligible families to purchase homes with little to no down payment. This is a fantastic opportunity for first-time buyers or those looking to settle in a more rural area without breaking the bank.

In Johnson County, you’ll find a diverse range of housing options, from charming single-family homes to spacious properties with ample land. The community is characterized by its welcoming atmosphere, excellent schools, and a variety of recreational activities, including parks, trails, and local events that foster a strong sense of community.

Whether you're searching for a cozy starter home or a serene countryside retreat, Johnson County, MO, with its USDA loan financing options, is poised to help you find the ideal place to call home. Embrace the tranquility and charm of this wonderful county and discover the possibilities that await you!

Newest Johnson, MO Homes with USDA Loan Financing

$215,000
4 Beds ⋅ 1 Baths
Step back in time and fall in love with the character and craftsmanship of this remarkable 126-year-old all-brick home! Beautifully maintained and full of original charm, this vintage lover's dream features solid wood floors throughout, stunning original wood doors and trim, and a spacious foyer that creates a welcoming first impression. The formal dining room showcases a charming built-in hutch and pocket doors, while the functional floor plan offers 4 bedrooms, including 1 main-floor bedroom, 1 full bath, laundry room, and mudroom. All the bedrooms are spacious. Recent improvements include newer HVAC, a new wood privacy fence, and a new deck overlooking the backyard. The detached 2-car garage/workshop is approximately 24' x 40' and provides exceptional storage, hobby, or workspace opportunities. Homes with this level of preservation, character, and updates rarely come available. Don't miss your opportunity to own a piece of history!

200 S Moulton Street, Leeton

Listing courtesy of DENISE MARKWORTH of ACTION REALTY COMPANY.
$380,000
3 Beds ⋅ 2 Baths
Great Renovated home on 2.5 Acres. Escape the city while staying close to everything! This beautifully renovated farmhouse-style home sits on 2.5 acres just outside the city limits on a desirable corner lot. Offering 4 bedrooms (including a non-conforming fourth bedroom), this home has been thoughtfully updated throughout the past four years. The stunning kitchen features brand-new cabinets, and all kitchen appliances are included, making this home truly move-in ready. With its charming farmhouse style and modern updates, you'll enjoy the perfect blend of character and comfort. Conveniently located with easy access to major highways, you're only 30 minutes from Lee's Summit and 20 minutes from Warrensburg. Additional highlights include: 2.5-acre corner lot Renovated throughout the last 4 years Brand-new kitchen cabinets All kitchen appliances stay Non-conforming 4th bedroom Outside city limits Easy highway access Don't miss this opportunity to enjoy country living with modern updates and an easy commute!

1411 NW 200th Road, Holden

Listing courtesy of Carlene Villaruel of Platinum Realty LLC.
$415,000
4 Beds ⋅ 3 Baths
Tired of hearing traffic noise and sirens while having your outdoor barbecue? Want rural living without driving a dusty country road every day? Then this home is for you. Nestled on 3.465 acres, 5 miles Southeast of Holden, this property is on paved County/State Rd O and offers the perfect blend of rural living and convenient location: 16 miles from Warrensburg (home of UCM); 35 miles from Clinton &Truman Lake; 4 miles from the Medford Trailhead on the Rock Island/Katy Trail; and 36 miles from Lees Summit. The outside has been newly painted, new porch posts, new guttering, regraded yard for drainage, new garage floor, new back porch deck, new electric breaker boxes, new sidewalk and new upsized propane line. 125-year-old Burr Oak trees shade the front yard. The beautiful ground features sharing a one acre+ spring-fed pond that originally supplied drinking water to the home. The ranch style house with 2 car garage has 4+ bedrooms, 3 bathrooms, dining room, living room and kitchen/hearth room with wood burning fireplace on the main level. The hearth room opens out to a steel framed deck - perfect for watching the deer and wild turkeys that roam the back yard. The walk-out basement has a finished living area with a wood burning fireplace and cast-iron stove, a full bath plus the fourth bedroom and an extra room with a large walk-in closet. The basement has a walk out and the third car garage with workshop. The property is needing YOU to add your touch to the inside! If you're looking for a peaceful home that is conveniently located, don't miss your chance to make this your private haven.There is the option of purchasing an additional 5 acres to the north of the property for 110K.

561 SW County Road O N/A, Holden

Listing courtesy of Eddie Davis of Orenda Real Estate Services.
$1,750,000
4 Beds ⋅ 5.5 Baths
This exceptional 80± acre estate presents a rare opportunity to combine luxury living, recreational amenities, and dependable agricultural income in a single, meticulously maintained property. Built in 2013 to exacting standards, the custom residence offers 5,511 finished square feet, refined interior finishes, and premium-grade appliances and mechanical systems throughout. A high-efficiency industrial geothermal heating and cooling system delivers substantial savings on utility costs, while durable Hardy Board siding provides lasting protection against the elements. The unfinished basement offers additional square footage ready to be customized to the next owner's specifications. The grounds are equally impressive, featuring a picturesque 3-acre fishing pond, 44 acres of premium bottomland, and productive pasture currently maintained for hay. A 60x40 metal barn supports equipment storage and agricultural/recreational operations. Mulkey Creek winds through the heart of the property, supporting a rich, thriving ecosystem and abundant wildlife habitat. The property's productive row crop bottomland and well-maintained hay ground provide a reliable source of annual income, making this an ideal acquisition for buyers seeking both a distinguished residence and a sound agricultural investment. Thoughtfully designed and impeccably executed, this turn-key country estate delivers high-end living paired with practical, productive land management.

1124 NE CC Highway, Concordia

Listing courtesy of Harrison Jett of Simpson Land Company.
$390,000
3 Beds ⋅ 2.5 Baths
Beautifully maintained 3-bedroom, 2 &1/2 bath, home offering the perfect blend of space, comfort, and functionality! Step inside to an inviting open-concept floor plan where the kitchen seamlessly flows into the dining and living areas, creating the perfect space for entertaining and everyday living. The cozy gas fireplace serves as the centerpiece of the spacious living room. The main level also features a formal living room and a versatile flex room that can be used as a home office or additional living space. The spacious main-level primary suite offers a private retreat with dual vanities, a large en-suite bathroom, and separate his-and-hers walk-in closets. Upstairs, you'll find a spacious open landing leading to two generously sized bedrooms, each with oversized closets and ceiling fans. The bedrooms are connected by a Jack-and-Jill bathroom with dual vanities, providing added convenience and privacy. Step outside to enjoy the expansive backyard featuring a full irrigation system, a storage shed that stays with the property, and plenty of room to entertain, relax, or garden. Additional highlights include a fully finished walk-in storage room with upper-level access, complete with heating, lighting, and built-in shelving—perfect for seasonal décor, hobbies, or extra storage. Multiple living areas, abundant storage throughout, and a thoughtfully designed floor plan provide both comfort and functionality. Conveniently located with quick access to DD Highway, Highway 50, and Whiteman Air Force Base, this home offers an easy commute while remaining close to schools, shopping, dining, and local amenities. Don't miss your opportunity to own this move-in-ready home—schedule your private showing today!

1405 Kensington Court, Warrensburg

Listing courtesy of Nicki Wall of Platinum Realty LLC.
$569,900
4 Beds ⋅ 3 Baths
Welcome home to this beautifully crafted ranch featuring durable double-wall construction, where quality craftsmanship and thoughtful design are evident in every detail. The open-concept floor plan offers the perfect blend of style and functionality, featuring luxury vinyl plank flooring throughout the main living areas and plush carpet in the bedrooms. The spacious living room is filled with natural light from large windows overlooking the backyard and is anchored by a stunning fireplace. The spacious kitchen is designed to impress with granite countertops, white cabinetry accented by a striking black island, a large pantry, abundant cabinet space, and an eat-in dining area with direct access to the 12x16 deck—perfect for entertaining or relaxing outdoors. The private primary suite is tucked away on one side of the home and includes a spacious walk-in closet, dual vanity with floating shelves, and a beautifully tiled walk-in shower. Two additional bedrooms and a full bath are located on the opposite side of the home, offering privacy for family or guests. Convenience continues with a centrally located main-level laundry room complete with a built-in table. The finished walkout basement expands your living space with a massive recreation room complete with a wet bar and mini refrigerator, a fourth bedroom with egress, a third full bathroom, and a storm shelter. A third garage in the basement provides the perfect space for lawn equipment, tools, or additional storage. Built with efficiency in mind, this home includes a 96% high-efficiency furnace and a tankless water heater. Every finish reflects the builder's commitment to quality, making this home stand out from the rest. This is one you truly have to see to appreciate.

1510 SW 58 Highway, Kingsville

Listing courtesy of Brandi Ashley of RE/MAX Heritage.
$719,900
4 Beds ⋅ 3.5 Baths
Dreaming of owning a country retreat? Your search ends here! This stunning two-story home is perfectly situated on a little under 8 picturesque acres with great country views, offering the ideal combination of luxury, comfort and peaceful country living. From the moment you arrive, you will be captivated by the gorgeous wraparound porch-the perfect place to enjoy your morning coffee, watch amazing sunsets, or simply take in the beautiful scenery. Step inside to discover the spacious, thoughtfully designed floor plan featuring 4 generous bedrooms and 3.5 bathrooms. The heart of the home is the large, beautiful kitchen, complete with an abundance of cabinets, lots of countertop space and plenty of room for cooking and entertaining. With a charming breakfast nook and a formal dining room, you will always have plenty of space for meals. There is a cozy living room with a fireplace and an additional sitting room. Full unfinished basement provides not only tons of storage but also endless opportunities to finish. There is already a finished full bathroom down there. Outside, you will find your own private oasis with an above ground pool with a wraparound deck. A detached two-car shop provides ample space for extra cars, mowers, toys etc. Located in a highly desirable area on a blacktop road is even more of a bonus. This one-of-a-kind property is packed with charm, space, and endless possibilities. Don't miss out.... go check it out today!!

455 SW 1351st Road, Holden

Listing courtesy of Amy Anderson of Homes by Darcy LLC.
$535,000
4 Beds ⋅ 3.5 Baths
A large true Ranch home with walk out basement in Countryview Addition on large corner lot, well landscaped along with sprinkler system. Sitting at the beginning of cul de sac. Close to town, walking trails and a subdivision pool. Home has stucco, stone and wood siding giving a luxury home look. The exterior was recently painted. Oversized 2 car garage with room for storage on all 3 sides along with plenty of hanging storage capability. Newer 50 year roof, newer composite deck with custom stoned built in grill / kitchen, furniture and TV. Home offers minimal steps from garage and from the front entrance. 2 large bedrooms on main level along with 2 full bathrooms, kitchen and walk in pantry, living room, formal dining room, breakfast room, study, mud room / drop zone, and full laundry room. Kitchen has custom made cabinets, center island, stove, refrigerator, microwave, dishwasher and 3 stool bar top. Basement with 2 bedrooms, full bathroom and half bathroom, family room and full media room that has golf simulator that can be used for golf / movies / games. The room offers granite bar tops and stools, cabinets, tops and refrigerator. Large room for storage / mowers / wood working that has roll up door and walk in door. Zoned HVAC system, on demand hot water tank, and well insulated home. Home is designed for your needs and ready to move in.

1407 Bear Creek Circle, Warrensburg

Listing courtesy of Bobby Hall of Keller Williams Platinum Prtnr.
$365,000
4 Beds ⋅ 3 Baths
Embrace the ultimate lakeside lifestyle in this beautifully renovated 4-bedroom, 3-bathroom split-entry home. Positioned perfectly on an expansive corner lot, this property pairs modern luxury with private lake access, offering a perfect blend of relaxation and outdoor adventure. Step inside to find a whole-house transformation flooded with natural light, featuring pristine hardwood flooring and contemporary finishes that create an instantly welcoming ambiance. Designed for seamless entertaining, the living and dining areas flow effortlessly into a brand-new custom kitchen fully equipped with gleaming granite countertops, stainless steel appliances, and abundant cabinet space. Each of the four generously sized bedrooms offers a comfortable sanctuary with plentiful closet storage, while the beautifully refreshed bathrooms showcase brand-new tile work and sleek, satin nickel Delta fixtures. The highlights continue downstairs, where a large family room serves as the ultimate bonus space—ideal for movie marathons, game nights, or a custom home setup. Outside, you can take in gorgeous water views, launch your kayak for a quiet morning on the lake, or host summer gatherings on the oversized back deck. The advantage of the sprawling corner lot means twice the outdoor space and optimal sun exposure from every angle, providing plenty of room for pets to play and serving as a daily crossing point for the local deer population. Don't miss your chance to own this gem! Schedule your showing TODAY!

15 Circle Drive, Warrensburg

Listing courtesy of Tony Conant of Keller Williams Platinum Prtnr.
$449,000
5 Beds ⋅ 3 Baths
BEAUTIFULLY MAINTAINED 5 Bedroom (2 Non-Conforming) 3 Bathroom Home on 3 Serene Acres with 30 x 40 Shop. Main Level Boasts HUGE Kitchen with Granite Counter Tops, An Abundance of Shaker Style Cabinets and Stainless Appliances Open to Living Room Which Includes Bar and Stools (All Convey with Home) - Primary Bedroom Includes Full Bathroom With Dual Vanity and Tiled Walk-In Shower - Notice the Walnut Hardwood Staircase as You Make Your Way to the Newly Finished Walk-Out Basement With Open Concept Painted Ceilings - Designed for Entertaining/Gathering it Features a Large Family/Rec Room and 2 Additional Rooms That Can Be Utilized For Play, Office or Extra Non-Conforming Bedrooms - Outside You Will Find 3 Serene Acres Surrounded by Countryside - Peaceful Is an Understatement and the View is Outstanding! The Cherry on Top is the 30 x 40 Outbuilding with Concrete Floors, Electricity and Electric Opener - If Living in Country While Being Close to Town is What You Are After, This is the One! DON'T MISS OUT, SEE IT BEFORE IT'S TOO LATE!

148 SW 301 Road, Centerview

Listing courtesy of Justin Johnson of Old Drum Real Estate.
$415,900
4 Beds ⋅ 3 Baths
Another beautiful New Construction home built by a fourth generation home builder Mannering Construction LLC. Quality and craftsmanship can be seen throughout this oversized Split-level home. Soaring ceilings and large open spaces throughout home. Walk-in pantry, walk-in closet in owners suite with tray ceilings, glass tile shower and soaking tub. Enjoy observing the wildlife from the covered back deck that overlooks the tree lined backyard. Ideal for privacy. Located in the desirable Indian Point subdivision that boast the country feeling yet the conveniences of ease of access to Warrensburg, 13 Highway, and Whiteman AFB. No gravel roads. You do not want to miss this home that is scheduled to be completed on Sept 15th. 1 year builders warranty included.

233 SE 141 Road, Warrensburg

Listing courtesy of Brian Ryberg of Platinum Realty LLC.
$253,500
3 Beds ⋅ 1.5 Baths
SWEET HOME IN KINGSVILLE. This has been wonderful home for these sellers for almost 10 years. Circumstances have led them to Sell and relocate. Well maintained home on beautiful corner lot with groomed landscaping, & nice 24 x 20 back patio for your BBQ's. Nice country kitchen with stainless steel appliances, formal Living room, and amazing family room with fireplace. Very appealing neighborhood in a great small town. Basement is unfinished & is good storage. The carpet in hallway and bedrooms is older and needs to be replaced it appears there is the original hard wood underneath.

300 W Arctic Street, Kingsville

Listing courtesy of Kristy Talley of Blue Bird Real Estate Holden, MO.
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