Neosho Homes with USDA Loan Financing

Welcome to Neosho County, Kansas – a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes, rich history, and warm community spirit, Neosho County offers an inviting atmosphere for families, retirees, and anyone seeking a peaceful lifestyle. With its charming small towns, lush green parks, and vibrant local culture, Neosho County is a place where you can truly feel at home.

One of the standout features of living in Neosho County is the accessibility of homes that qualify for USDA loan financing. These loans are designed to promote homeownership in rural areas, making it easier for residents to purchase their dream homes without the burden of a hefty down payment. With the USDA program, buyers can enjoy the benefits of low-interest rates and flexible credit requirements, making homeownership a reality for many who may have thought it was out of reach.

In Neosho County, you’ll find a variety of charming homes that cater to different lifestyles, from quaint bungalows to spacious family residences. The community is known for its friendly neighbors and a strong sense of belonging, providing a perfect backdrop for new memories and lifelong friendships. Whether you’re strolling through the local farmers’ market, exploring the scenic Flint Hills, or enjoying a community event, you’ll quickly discover that Neosho County is more than just a place to live; it’s a place to thrive.

If you’re considering making Neosho County your home, let us help you navigate the exciting journey of homeownership with USDA financing options. Your dream home awaits in this idyllic corner of Kansas!

Newest Neosho Homes with USDA Loan Financing

$475,000

5 Beds ⋅ 3.5 Baths

Luxury Living Close to Town! Located on a Paved Road Just Outside of Chanute, Kansas lies this 3,081 sq ft Private Oasis on 5.77 Acres. This Renovated Home Has Been Tastefully Painted with Custom Updates Throughout. Enter the Fenced in Front Yard and Porch Into the Main Living Level with a Living Room, Dining Room, Eat-In-Kitchen, Master Suite, 2 Additional Bedrooms, Bathroom, Utility Room with Half Bath, and a New Deck. The Lower Level Features a Full Walk-Out Basement with a Recreation Room, Family Room, 2/3 Bedrooms, Bathroom, and a Patio. There is a 2 Car Attached Garage, a Large Shop, and a 2 Car Caport, The Property Features Numerous Trees, Plants, and an Orchard. Gourmet Kitchen with Peninsula, Custom Cabinets, Granite Countertops, Double Sink, and Pantry. All Appliances are Included Spacious Master Suite with Walk-in Closet, Garden Tub, Linen Closet, and Onyx Shower New Deck in 2025 Lower Level Walk Out Patio Front Porch with Fenced in Area Plenty of Closets, Including Walk-In Closets, Throughout 9' Ceilings Upstairs Attached 24 x 24 Garage Heated and Insulated Shop 20 × 40 × 14 with 220 wiring, second floor storage, and basketball goal 2 Car Carport 21 × 18 New Cement Board Siding in 2010 Whole House Vacuum System (Up and Down) AC/Battery Smoke Detectors Up & Down, Gas Detectors in Basement 6/12 Pitch Roof, R38 Inulation, Heritage Shingled Roof 2005, Walls 2x6 R23.4 Insulation Extra Rebar in Basement Walls No Sump Pump. Gravity Drain System not Dependent on Electricity Numerous Trees, Plants,and an Orchard on Property

18735 Ford Road, Chanute

Listing courtesy of Michele Lasker of Keller Williams Realty Partners Inc..

$699,000

5 Beds ⋅ 3.5 Baths

A stunning custom home awaits, sitting on approximately 9.75 scenic acres, just minutes from town. The picturesque tree-lined driveway, beautifully landscaped grounds, and a stately brick and stone exterior set the tone before you even enter. Inside, the curved staircase, soaring foyer, oversized windows, stylish light fixtures and gorgeous hardwood floors give an immediate first impression, and these high-end touches carry throughout the rest of this well-appointed home, from the floor-to ceiling shelving in the study, to the double-sided fireplace anchoring two separate living areas, to the oversized windows that line the rear of the home to provide unparalleled views from every room. The chef’s kitchen is a dream, with a plethora of solid-cherry cabinets, stunning quartz countertops, a perfectly coordinated tile backsplash, and a huge center island. While this main floor is cozy and inviting for everyday living, it is made to host a crowd with ease. Upstairs, the spacious primary suite offers a fireplace, a gigantic walk-in closet, and a spa-like en suite bathroom complete with a soaker tub and a large tiled shower. Two additional bedrooms and a second full bath round out the offerings on this floor. The finished walk-out basement is where everyone will want to hang out, offering flexibility and comfortable spaces with two more bedrooms and the third full bathroom, plus a family room and rec area, complete with a bar, fireplace, and french doors out to your own backyard oasis. The in-ground pool, raised deck, and covered patio serve as the centerpiece for summer relaxation and outdoor entertaining. Beyond the home, the acreage, which includes approximately 7 acres of productive tillable ground and an orchard, add versatility for agriculture or homesteading, while providing open views and privacy. Custom luxury, quality finishes, and desirable acreage rarely come together like they do here - welcome to the home people never want to leave!

4631 S Country Club Road, Chanute

Listing courtesy of Bailey Lyons of Lyons Realty Group.

$140,000

4 Beds ⋅ 2.5 Baths

There is Plenty of Space in this 3/4 Bedroom 2 Story Home with a Unique Attached Building/Home Office on Santa Fe. Enter Thru the Covered Front Porch Into The Living Room. Then Head Back to the Formal Dining Room, Large Den, Eat-In-Kitchen, Laundry Room with Plenty of Extra Storage, and Half Bath. At the Back of the Home You'll Find a Huge Open Room with a Gas Fireplace Insert, Half Bathroom and Road Frontage on Santa Fe. Could Make a Great Home Office/Den/Rec Room/Master Bedroom/Space for Extended Family. There is Also an Attached 2 Car Garage with Second Driveway and Extra Room for Storage/Bar Hang Out Space. Upstairs You'll Find 3 Large Bedrooms and a Large Full Bathroom. Head Back Into Your Fully Fenced Backyard with a Big Multi-Layer Deck, Shed, and Plenty of Remaining Grass Space. Home Has Central Heat/Air. Appliances are Included. Move Right on In and Customize this Home Along the Way !

709 S Lincoln Avenue, Chanute

Listing courtesy of Michele Lasker of Keller Williams Realty Partners Inc..

$92,000

Roughly 2500 square foot of wide-open commercial space. Great shop for automotive business with the car lift and front offices. Roughly 0.89 acres.

19 W 3rd Street, Chanute

Listing courtesy of Derrik McCall of Infinity Real Estate, LLC.

$193,000

3 Beds ⋅ 2 Baths

Stunning Victorian with Historic Charm and the Convenience of Modern Upgrades! Newly Painted Kitchen Cabinets and Vintage Wallpaper Accent Wall Just Add to the Charm. This Beautiful Home Sits on a Large Corner Lot and has 3 Bedrooms and 2 Bathrooms. There is a Spacious Eat-in Kitchen with Plenty of Natural Light and a Cozy Fireplace in the Living Room. The kitchen opens Out to a Spacious Backyard Retreat with an Arbor Perfect for Entertaining! The Backyard is Partially Fenced with an Attached Carport and Extra Shed. Plenty of Room for the Pups and Chickens Too! Appliances (Refrigerator, Range, and Dishwasher) are Included. This Home Will Qualify for All Loan Types. Come Check Out this one Today!

303 W 3rd Street, Chanute

Listing courtesy of Michele Lasker of Keller Williams Realty Partners Inc..

$220,500

4 Beds ⋅ 3 Baths

Upstairs Bedrooms Freshly Painted & Updates Completed. Home Will Come with a New Hot Water Heater and Water Drop Whole House Water Filter/Purifier. Down a Red Brick Road in Chanute, Kansas You’ll Find this 1925 Renovated 2493 sq ft “Old Home”. This 4 Bedroom 3 Updated Bathroom Home Features Hardwood Floors Throughout the First Floor Living Spaces, Tile in the Bathrooms, and Carpet in All Bedrooms. You’ll Enter From the Covered Front Porch Into the Living Room with a Gas Burning Fireplace and Wooden Bench with Storage. There is a Sitting Area to the Right Separated by Built in Cabinets. Thru the Arched Opening You’ll Find a Formal Dining Room with a Window Bench (with More Storage) and a Built in Buffet. At the Back of the Home You’ll Find an Eat-In-Kitchen with a Large Peninsula, Custom Cabinetry with Lots of Bonus Features, Corian Countertops, and All Appliances are Included. There is a First Floor Bedroom/Office with French Doors, a Full Bathroom with Walk In Shower and Laundry Area. Upstairs You’ll Find a Large Master Bedroom with En-suite, 2 More Bedrooms, another Bathroom, and So Much Closet and Storage Space. The Home Has Been Freshly Painted Inside and Out! Updated Plumbing and Gas Lines, New Light Fixtures, Smart Thermostat, and So Much More! There is a Partial Basement. Step Out Back Onto the Covered Deck and Walkway Leading to a 1080 sqft Detached Garage with an Office. You’ll Fit Both Cars, All Your Tools, and Still Have Your Office/Hobby Room. The Fully Privacy Fenced in Yard Has Plenty of Room to Play and Entertain. Move Right in and Enjoy the Perfect Combination of Old World Charm with Modern Conveniences.

630 S Evergreen Avenue, Chanute

Listing courtesy of Michele Lasker of Keller Williams Realty Partners Inc..

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use