Saline, MO Homes with USDA Loan Financing

Saline, MO Homes with USDA Loan Financing

Welcome to Saline County, Missouri – a hidden gem nestled in the heart of the Midwest! Known for its picturesque landscapes, friendly communities, and rich history, Saline County offers a unique blend of rural charm and modern convenience. With a population of just over 13,000 residents, this county is perfect for those seeking a peaceful lifestyle while still being within reach of urban amenities.

Saline County boasts a variety of outdoor recreational activities, from fishing and boating at the beautiful Lake of the Ozarks to hiking along scenic trails. The county seat, Marshall, is home to vibrant local shops, delightful dining options, and a welcoming atmosphere that makes it easy to feel at home. The area also features excellent schools and a strong sense of community, making it an ideal location for families and individuals alike.

For prospective homebuyers, Saline County presents an incredible opportunity with USDA loan financing options. This program is designed to promote homeownership in rural areas, allowing eligible buyers to purchase homes with little to no down payment. With its affordable housing market, Saline County is a prime location for those looking to take advantage of USDA loans. Whether you’re searching for a cozy farmhouse or a charming suburban home, the possibilities are endless.

Explore the beauty and warmth of Saline County, where your dream home awaits! With its captivating scenery and supportive community, you’ll find that life here is not just about owning a home, but about embracing a lifestyle filled with opportunity and joy. Don’t miss your chance to become part of this thriving community!

Newest Saline, MO Homes with USDA Loan Financing

$179,000
3 Beds ⋅ 2 Baths
Completely Renovated & Move-In Ready! This stunning 3-bedroom, 2-bath home in Blackburn, Missouri has been transformed from top to bottom with quality updates throughout. Offering approximately 1,200 square feet of beautifully finished living space, this home is the perfect blend of modern style and everyday comfort. Step inside to find luxury vinyl plank flooring throughout, fresh interior paint, brand-new windows, and an open, inviting floor plan. The fully remodeled kitchen is sure to impress with high-end cabinetry, open shelving, a farmhouse sink, stainless steel appliances, and designer finishes. This thoughtful design provides impressive use of space as well as functionality. The Spacious bathroom has been expanded to include a gorgeous tiled walk-in shower, creating a relaxing retreat. New vanities and lighting are the finishing touch. Major system updates provide peace of mind, including a new HVAC system, updated electrical, and updated plumbing. The exterior has been refreshed with new paint and a beautifully expanded front deck, offering the perfect place to enjoy the oversized lot and peaceful surroundings. With three bedrooms, two full baths, approximately 1,200 square feet, and extensive renovations inside and out, this move-in-ready home is a rare opportunity. Located in the highly regarded Santa Fe school district, this home offers small town charm with the convenience of nearby amenities and strong community. Schedule your private showing today and see all this beautifully updated home has to offer!

409 N Main Street, Blackburn

Listing courtesy of Noelle Bernhardy of ReeceNichols - Lees Summit.
$139,500
3 Beds ⋅ 2 Baths
Spacious 1988 manufactured home offering 3 bedrooms and 2 bathrooms with an open, comfortable layout. The living area flows easily into the kitchen and dining space, creating a functional environment for everyday living. Bedrooms are well-sized, and the primary suite includes its own full bath for added convenience. Situated on a huge lot, this property provides room for outdoor activities, gardening, parking, or future improvements. An affordable option for buyers seeking space, flexibility, and value.

725 S Locust Street, Sweet Springs

Listing courtesy of PATTY SCHNAKENBERG of Homestead 3 Realty.
$170,000
3 Beds ⋅ 1 Baths
Check out this recently renovated home in one of the most peaceful neighborhoods in Marshall--wide streets, large shade trees--the kind of neighborhood everyone jogs and walks their dogs in. You could be just the third owner to call it yours! Situated on a large, privacy-fenced in lot, enjoy the peace on the newly built deck! There's plenty of room for gardening, tossing the baseball, the dogs to run--you name it. Inside you'll find freshly re-finished wood floors, new LVP flooring in the kitchen and bath, main level laundry, new vinyl windows, and brand new appliances. Other updates include a 5 year old roof and updated electric throughout. This is definitely one you'll want to call ''home.'' Don't miss it. Sellers are licensed real estate agents in the State of Missouri.

329 North Drive, Marshall

Listing courtesy of Jacob Phillips of Waypoint Property Group.
$175,000
2 Beds ⋅ 1.5 Baths
Craftsman style bungalow with a bonus suite on the back! This lovely two bedroom home has an extra large bathroom that was converted from a bedroom and features a walk in shower, bathtub, and room to spare. Need a third bedroom? Connect the bonus suite that is a large studio with a half bath that currently has outside access at the back of the home! This home will surprise you with the extra room and fenced backyard. The unfinished basement gives you more possibilities or endless storage! This is a fabulous home with a great yard, too. Set up a showing today!

530 N Lyon Avenue, Marshall

Listing courtesy of Tammy Johnson of EXP Realty LLC.
$87,000
2 Beds ⋅ 1 Baths
Charming 2-bedroom, 1-bath Bungalow with a dedicated office space, featuring fresh paint, new flooring, and new siding. Enjoy central heating and cooling, rear parking, and a convenient location near downtown Sweet Springs and local shopping. Full of potential and ready for your personal touch.

305 S Elm Street, Sweet Springs

Listing courtesy of Megan Blake of Heritage Realty.
$290,000
4 Beds ⋅ 1 Baths
Country living! Situated atop a hill on one acre between Marshall and Arrow Rock, this home has the perfect sunrise porch views you've been waiting for. Recently renovated with granite tops, replacement windows, sleek modern bathroom upgrades, and fresh paint throughout. Built to last with metal siding and a metal roof--you'll enjoy very little maintenance--more time for porch views! Sporting solar panels (making your bill ~$50 a month!), a well, and septic and with plenty of space for gardening and small homestead, ''off-grid'' is perfectly attainable. The 30x40 shop is the perfect place for your toys and tools. All appliances, including washer and dryer, stay. Don't miss out--make it yours today!

37872 230th Road, Marshall

Listing courtesy of Jacob Phillips of Waypoint Property Group.
$270,000
3 Beds ⋅ 2.5 Baths
Welcome to 506 South Drive! Nestled is the heart of quiet, small town living. This charming ranch home features 3 bedrooms, 2 full bathrooms and a BEAUTIFUL shop for your hobbies, projects and so much more! Fully fenced, private and updated throughout with beaming hardwood floors, a stylish kitchen featuring granite countertops and stainless steel appliances, gorgeous bathroom tile, quiet and covered back porch and plenty of rec space in the lower level. With low maintenance vinyl siding to boot- this home could be the one!

506 South Drive, Marshall

Listing courtesy of Madi Sutton of Real Broker, LLC.
$439,000
Offering a strong investment opportunity in a high-visibility location just off I-70, this fully renovated multifamily property in Sweet Springs, Missouri delivers immediate cash flow with long-term upside. Situated on approximately 2.5 acres, the property includes a fourplex and a 40x70 warehouse, both fully occupied with a combined monthly income of approximately $5,390. The fourplex consists of four 2-bedroom, 1-bath units that were completely renovated in 2022. Updates include new flooring, cabinetry, appliances, plumbing, electrical, and interior finishes, along with in-unit washer and dryer setups. Major mechanical components have also been addressed, including a newer roof, HVAC systems, and water heaters, all approximately 2 years old. A new septic system was installed in Fall 2024, providing added peace of mind for future ownership . All units are currently occupied, with written leases in place and tenants paying consistently. Unit 4 is currently on a month-to-month lease, providing flexibility for a new owner if desired . Security deposits are held and will transfer at closing. The warehouse adds additional income and versatility, featuring a full concrete floor, two overhead doors, dedicated parking, and separate utility service. The warehouse tenant pays electric, while the landlord covers utilities for the residential units . Additional income is generated through leased washer and dryer equipment. Annual real estate taxes are approximately $2,290, and the property has been professionally managed, making for a smooth transition to new ownership.

700 W 40 Highway, Sweet Springs

Listing courtesy of Nick Benge of Midwest Land Group.
$210,000
3 Beds ⋅ 2.5 Baths
Check out this spacious home with a large, shaded yard! Priced competitively, this home is move-in-ready and passable with all loan types while leaving room for upgrades to increase equity! Featuring 3 bedrooms and 1.5 bathrooms on the main, there is plenty of room to grow! An unfinished basement provides opportunity for additional finished space. The large 2 car garage and large shed in the back create plentiful storage or workspaces! Some updates include a new water heater in March of 2026, roof replacement in 2016, flooring in each bedroom in 2020, a partial driveway replacement in 2023, and a new stove and garbage disposal in 2024 and recent paint throughout. Don't miss out--make this yours today!

710 N Brunswick Avenue, Marshall

Listing courtesy of Jacob Phillips of Waypoint Property Group.
$180,000
3 Beds ⋅ 1.5 Baths
Welcome home to this charming brick ranch in the heart of Sweet Springs perfectly positioned for convenient access to both Kansas City and Columbia! This well-maintained property offers 3 comfortable bedrooms and 1.5 bathrooms, providing a functional layout that suits a variety of lifestyles. Step inside to find a warm and inviting living space filled with natural light, ideal for relaxing or entertaining. The kitchen offers ample cabinetry and counter workspace, with a dining area ready for everyday meals or special gatherings. All bedrooms are nicely sized, and the main-level layout adds to the home's ease and accessibility. The full unfinished basement provides endless potential whether you're looking for extra storage, a workshop, or future living space to customize to your needs. You'll appreciate the convenience of a 1-car attached garage, a carport for additional covered parking, and a detached shed for tools or hobbies. The manageable yard offers space to enjoy the outdoors without overwhelming upkeep. Located in a quiet community with quick highway access, this home makes commuting to Kansas City or Columbia a breeze while still enjoying small-town living. Don’t miss your opportunity to make this solid, well-built home your own.

108 Maple Street, Sweet Springs

Listing courtesy of Deann Weber of ReeceNichols - Lees Summit.
$249,000
2 Beds ⋅ 1.5 Baths
Make this charming Victorian Cottage, listed on the National Historic Home Register, your ideal home or weekend getaway. Located in picturesque Historic Arrow Rock, built between 1900 &1910, this 2-bedroom, 1.5 bath (w/laundry) was renovated and updated in 2014 with attention to preserving the 100+year-old features such as original hardwoods, decorative millwork & vintage light fixtures. From walnut butcher block counters to stainless steel appliances, the kitchen is all about cooking and entertaining. The antique table island with a granite countertop remains in the home. The wide center hall offers multiple uses and flows from the living area through beveled-glass folding doors. Two bedrooms. The dining room features a vintage chandelier. Fireplace has electric outlet. brick patio and 12x16 Studio, built in 2015. The home's exterior features the charm of traditional multi-colored paint & Victorian-era fretwork porch details. The exterior southern exposure was professionally painted & gutter leaf guard protection was completed in 2022. The beautifully landscaped yard is fully enclosed by a picket fence. Off-street parking can accommodate 5-6 vehicles. Sit on the shaded front porch & watch the annual Easter or 4th of July parades. Enjoy cocktails with friends on the private brick patio prior to a night at the Lyceum Theatre. Situated in the backyard, accessible by its own gate off of Main Street, with a flagstone path, is a Studio with a fully-finished interior & portable AC & heat. This very special place has been used as a studio/art gallery. It could continue as a retail business or serve as an additional guest room, office, or storage. With the addition of a small bath, this would make a great Airbnb rental, which is in demand in Arrow Rock since it's a popular tourist destination. Don't overlook this gem.

418 Main Street, Arrow Rock

Listing courtesy of Jacob Phillips of Waypoint Property Group.
$128,000
3 Beds ⋅ 2 Baths
Renovated, move-in ready, and priced for the first-time buyer — this one won’t last long. (Back on Market at no fault of the seller). Don’t miss this beautifully renovated 3-bedroom, 2-bathroom gem in the heart of Marshall — the perfect place to plant roots and start your next chapter. From top to bottom, this home has been thoughtfully updated so you can move in with confidence and nothing left to do but enjoy it. The showstopper kitchen features modern finishes, updated appliances, and plenty of counter space — whether you’re cooking a quiet weeknight dinner or hosting friends for the first time. The primary suite offers a private retreat you’ll look forward Schedule your showing today! Owner/Agent

301 E Mitchell Street, Marshall

Listing courtesy of Alexus Krumroy of Homes by Darcy LLC.
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