Gallatin Homes with FHA Financing

Gallatin Homes with FHA Financing

Welcome to Gallatin, Missouri – a charming community nestled in the heart of Daviess County, known for its rich history and welcoming atmosphere. If you’re considering making Gallatin your home, you’ll be pleased to know that it is served by the Gallatin R-V School District, which is committed to providing quality education and fostering a nurturing environment for students. This district boasts dedicated educators and a variety of extracurricular activities, ensuring that children receive a well-rounded education that prepares them for future success.

Gallatin is a town that values its community and offers a variety of amenities, including parks, local shops, and dining options, making it an ideal place for families and individuals alike. The close-knit community spirit is evident in the numerous events held throughout the year, from seasonal festivals to educational fairs, all designed to bring residents together.

For those considering home ownership in this delightful area, many properties are eligible for FHA financing, making it easier for first-time buyers or those looking to invest in real estate. FHA loans offer a lower down payment option and more flexible credit requirements, which can be a significant advantage in today’s housing market.

Whether you’re drawn by the excellent schools, the friendly community atmosphere, or the attractive housing options, Gallatin, MO, presents an inviting opportunity for anyone looking to settle down in a picturesque setting. Explore the possibilities that await you in this wonderful town!

Newest Gallatin Homes with FHA Financing

$399,000
3 Beds ⋅ 2 Baths
Welcome to 112 Admiral Dr. where modern new construction, exceptional design, and breathtaking lake views come together to create the perfect Lake Viking retreat. This thoughtfully designed second-tier home offers 1,268 square feet of beautifully finished living space. An open, functional layout that feels spacious, comfortable, and inviting with abundant natural light, and stunning views that immediately draw your attention to the beauty of Lake Viking. The open-concept living area flows seamlessly into the kitchen, featuring granite countertops and stainless steel appliances. The expansive upper deck is the perfect place for watching the sunset over the lake or unwinding in the evening. The primary suite offers private patio access. With three bedrooms, two bathrooms, and an attached one-car garage, this home offers the ideal balance of comfort and convenience. The lower-level patio area provides endless possibilities, making it the perfect location for a future hot tub, outdoor kitchen, or entertainment space. A new storage shed provides additional space for lawn equipment, lake toys, fishing gear, and outdoor equipment, keeping everything organized and easily accessible. Situated close to the main entrance, you'll enjoy convenient access to the clubhouse, community pool, marina, beaches and many of the amenities that make Lake Viking one of Northwest Missouri's most desirable private lake communities. Ownership includes access to the 630-acre lake for boating, fishing, swimming, kayaking, skiing, tubing, and year-round recreational activities and community events as well as a Bar & Grill located within Lake Viking. Whether you're searching for a move-in-ready lake home where you can simply unpack and start enjoying the Lake Viking lifestyle or looking to downsize without sacrificing quality, views, or amenities, This beautifully crafted new home offers the perfect combination of modern finishes, efficient design, and an unbeatable location.

112 Admiral Drive, Gallatin

Listing courtesy of David Hibler of GASLIGHT REAL ESTATE.
$295,000
3 Beds ⋅ 2 Baths
New Construction home in Gallatin! Located in a growing development with a peaceful, small-town atmosphere, this 3-bedroom, 2-bath home offers the perfect blend of comfort and functionality. Enjoy relaxing on the charming covered front porch or entertaining on the spacious concrete patio overlooking the backyard. Inside, you'll find a well-designed floor plan featuring a large living room with easy access to the patio, a well-designed kitchen, and a separate formal dining room. All three bedrooms feature carpeted flooring while the two full bathrooms provide convenience for family and guests alike. The oversized garage offers ample room for vehicles, tools, and additional storage. This quality-built home will be move-in ready soon—don't miss your opportunity to make it yours!

113 Westwood Drive, Gallatin

Listing courtesy of Tanya Burns of RE/MAX Town and Country.
$280,000
3 Beds ⋅ 2.5 Baths
DON'T MISS OUT!! My sellers are highly motivated and ready to work with serious buyers. They're eager to move forward and are open to considering strong offers. Spacious home on approximately ¾ Acre located just on the edge of town giving you the space and privacy of county-style living while still being close to local amenities. This well-maintained home consists of 3-bedrooms, 2.5-bathrooms, living room, dining room and kitchen offering the perfect combination of comfort, space, and functionality. The attached garage provides everyday convenience, while the full basement offers abundant storage and approximately 900sf of finished area great for implementing a recreation room, home gym, crafting area, or home office. Situated on a beautifully sized ¾-acre lot, this property truly stands out with an impressive 30' x 40' detached garage/shop with concrete flooring, electricity, 2 automatic garage doors, insulated ceiling, floor drains and a loft for upper storage—ideal for extra vehicles, hobbies and equipment. Whether you're looking for room to grow, space to entertain, or the perfect workshop, this property has it all! This exceptional property offers the space and versatility you've been looking for—don't miss your opportunity to make it yours!

1401 S Prospect Street, Gallatin

Listing courtesy of Diane Mcley of Heritage Realty Farm and Home.
$315,000
3 Beds ⋅ 2 Baths
Welcome to this beautifully updated 3 bed, 2 bath home offering the perfect blend of relaxed lake living and everyday comfort. Located in the highly sought-after Lake Viking community, this home sits just minutes from one of Northwest Missouri’s premier private lakes featuring 630 acres of boating, fishing, swimming, skiing, beaches, clubhouse amenities, marina access, and year-round community events. Inside, you’ll love the bright open-concept living space with updated flooring, a stylish kitchen with large island seating, and spacious bedrooms throughout. The finished basement adds valuable extra living space perfect for a game room, office, workout area, or guest retreat. Step outside to enjoy the oversized covered deck, peaceful tree-lined setting, and an impressive fenced garden area ready for your summer harvests. Whether you’re looking for a full-time residence, weekend getaway, or a place to enjoy the lake lifestyle, this property delivers comfort, charm, and access to everything Lake Viking has to offer

143 Lake Viking Terrace, Gallatin

Listing courtesy of Dylan Fry of RE/MAX Advantage.
$269,500
3 Beds ⋅ 3 Baths
Reduced!! Small-town charm meets big-time comfort in this beautifully updated ranch just steps from the school! Whether it’s walking to ballgames, waving to neighbors from the patio, or enjoying the peaceful pace of rural living, this home makes it easy to feel right at home. Inside, you’ll love the fresh updates including a brand-new front door, crisp white trim, stylish white interior doors, and updated lighting that gives the home a bright, modern feel. The open-concept layout keeps everyone connected with a spacious living room, dining area, and kitchen designed for gathering, relaxing, and making memories. With 3 bedrooms and 3 baths, there’s room for everyone — and even two possible primary suites! The showstopper is the private primary retreat in the addition featuring a spa-like bathroom with a soaking tub, oversized walk-in shower with rain head and body sprays, plus an electric fireplace in the bedroom that makes every evening feel cozy and relaxing. The addition also brings extra function with a spacious laundry room, while updated flooring throughout adds style and comfort. Outside, you’ll find an oversized two-car garage and a great patio space perfect for summer evenings, backyard barbecues, or simply soaking in the quiet country atmosphere. Updated siding, newer windows, and included kitchen appliances make this move-in ready ranch even more appealing. Homes with this much space, personality, and location don’t come along often in a small town — come see why this one stands out!

801 Shona Drive, Gallatin

Listing courtesy of Tanya Burns of RE/MAX Town and Country.
$248,000
4 Beds ⋅ 2 Baths
Just on the edge of town—where peace meets convenience—you’ll find a property that truly stands out! This 2006 home sits on 0.7 acres and offers 4 bedrooms, 2 baths, and a comfortable, move-in ready layout with updated furnace, central A/C, windows, and kitchen appliances. The primary suite features a relaxing jetted tub and a separate shower. BUT THE REAL SHOWSTOPPER? A PHENOMENAL 30x40 SHOP BUILT TO IMPRESS - COMPLETE WITH CENTRAL HEAT AND A/C, NEW GARAGE DOORS, AND BRIGHT LED LIGHTING! Whether you’re running a business, tackling projects, or need serious storage space, this shop delivers big-time value. Top it off with newer carpet and a welcoming covered front porch, and you’ve got a property that checks all the boxes. Opportunities like this don’t come around often—schedule your showing today!

402 W Corrine Street, Gallatin

Listing courtesy of Anita Riley of RE/MAX Town and Country.
$975,000
5 Beds ⋅ 3.5 Baths
Reduced!! Modern, fun, and Turn-Key, this lakefront retreat is ready for you to enjoy! This beautifully remodeled 5-bedroom waterfront home is designed for ultimate summer living, complete with a dock and pavilion perfect for soaking up the sun. Move-in ready and thoughtfully designed for comfort and convenience, the home features two kitchens, two laundry areas (one on each level), and five spacious bedrooms. Step outside and enjoy the spacious deck, beautiful sidewalk down to a concrete patio right at the water’s edge, creating the perfect setting for relaxing or entertaining. Inside, you’ll love the bright, refreshing finishes that truly bring lake life to life. The main level showcases a soothing color palette, hardwood floors, and updates throughout, including new HVAC, plumbing, electrical, siding, and windows, this home has been remodeled down to the studs. The kitchen features stunning quartz countertops, stainless steel appliances including a dishwasher, and a stylish wet bar. The lower level is just as impressive, offering a second kitchen with dishwasher, eat-in dining area, 2 bedrooms, and two twin-to-king trundle daybeds. Additional highlights include built-in cubbies, banquette seating, and beautifully tiled bathrooms. Conveniently located near the main entrance and just moments from the clubhouse, salt water pool, marina, and beach, you’ll love having summer fun right at your fingertips—including food trucks within easy reach. Lake life is calling, don’t miss your chance to make it yours!

106 Lake Viking Terrace, Gallatin

Listing courtesy of Tanya Burns of RE/MAX Town and Country.
$45,000
Lot 3070 at Lake Viking. The Perfect Place to Build Your Dream Lake Retreat. Lot 3070 offers an unobstructed view of Lake Viking. Enjoy lake views without waterfront taxes while still seeing the water. this lot offers exceptional flexibility for home placement, driveway access, garage orientation, and overall design possibilities. The corner-style positioning opens the door to creative layouts and maximum curb appeal. Build to suit. Several home plans are available to accommodate every family’s needs, whether you envision a modern lake escape, a spacious family retreat, or a low-maintenance getaway. This property also offers a streamlined, all-in-one building solution, Mortgage broker contacts available for pre-approval and construction financing, Contractor ready to assist with lot evaluation and build pricing. Multiple home plans available, Guidance from purchase through completion. From purchasing the lot to securing your construction loan, selecting your home plan, and breaking ground, everything can be coordinated for a smooth and efficient transition into lake living. Lake Viking continues to be one of Northwest Missouri’s most sought-after private lake communities. Now is the time to secure your lot and start building. Lake Viking amenities offer lake access, Clubhouse, boat launch, pool, Marina, public beaches, 19 miles of paved roads, food trucks and a beverage store all located within Lake Vikings Subdivision.

Lot 3070 Doe Court, Gallatin

Listing courtesy of David Hibler of GASLIGHT REAL ESTATE.
$40,000
Lot 3068 at Lake Viking. The Perfect Place to Build Your Dream Lake Retreat. Lot 3068 offers an unobstructed view of Lake Viking. Enjoy lake views without waterfront taxes while still seeing the water. this lot offers exceptional flexibility for home placement, driveway access, garage orientation, and overall design possibilities. The corner-style positioning opens the door to creative layouts and maximum curb appeal. Build to suit. Several home plans are available to accommodate every family’s needs, whether you envision a modern lake escape, a spacious family retreat, or a low-maintenance getaway. This property also offers a streamlined, all-in-one building solution, Mortgage broker contacts available for pre-approval and construction financing, Contractor ready to assist with lot evaluation and build pricing. Multiple home plans available, Guidance from purchase through completion. From purchasing the lot to securing your construction loan, selecting your home plan, and breaking ground, everything can be coordinated for a smooth and efficient transition into lake living. Lake Viking continues to be one of Northwest Missouri’s most sought-after private lake communities. Now is the time to secure your lot and start building. Lake Viking amenities offer lake access, Clubhouse, boat launch, pool, Marina, public beaches, 19 miles of paved roads, food trucks and a beverage store all located within Lake Vikings Subdivision.

Lot 3068 Doe Court, Gallatin

Listing courtesy of David Hibler of GASLIGHT REAL ESTATE.
$7,500
Lot 4004 located on Anapolis Court at Lake Viking is the Perfect Place to Build Your Dream Lake Retreat. Lot 4004 is ideally positioned as a 4th-tier lot. Enjoy the scenery and convenience of lake access without the added cost of waterfront taxes. This lot provides excellent flexibility for home placement, driveway design, garage orientation, and overall layout. Its positioning allows for creative building options and strong curb appeal. Build to suit. Several home plans are available to match your vision, whether you’re dreaming of a modern lake home, a spacious family retreat, or a low-maintenance weekend getaway. This property also offers a streamlined, all-in-one building solution: Mortgage broker contacts available for pre-approval and construction financing, Contractor available for lot evaluation and build pricing, Multiple home plans ready to review, Guidance from purchase through completion. From purchasing the lot to securing your construction loan, selecting your home plan, and breaking ground, everything can be coordinated for a smooth and efficient transition into lake living. Lake Viking is one of Northwest Missouri’s most sought-after private lake communities, offering: Private lake access, Boat launch, Swimming pool, Marina, Public beaches, 19 miles of paved roads, Food trucks and beverage store within the subdivision. Now is the time to secure your lot and start building your dream lake home.

Anapolis Lot 4004 Court, Gallatin

Listing courtesy of David Hibler of GASLIGHT REAL ESTATE.
$35,000
Lot 2174 located on Catfish Court at Lake Viking is the Perfect Place to Build Your Dream Lake Retreat. Lot 2174 offers a beautiful lake view and is ideally positioned as a 3rd-tier lot directly across from the water on a hill. Enjoy the scenery and convenience of lake access without the added cost of waterfront taxes. Located on Lake Viking Terrace, this lot provides excellent flexibility for home placement, driveway design, garage orientation, and overall layout. Its positioning allows for creative building options and strong curb appeal. Build to suit. Several home plans are available to match your vision, whether you’re dreaming of a modern lake home, a spacious family retreat, or a low-maintenance weekend getaway. This property also offers a streamlined, all-in-one building solution: Mortgage broker contacts available for pre-approval and construction financing, Contractor available for lot evaluation and build pricing, Multiple home plans ready to review, Guidance from purchase through completion. From purchasing the lot to securing your construction loan, selecting your home plan, and breaking ground, everything can be coordinated for a smooth and efficient transition into lake living. Lake Viking is one of Northwest Missouri’s most sought-after private lake communities, offering: Private lake access, Boat launch, Swimming pool, Marina, Public beaches, 19 miles of paved roads, Food trucks and beverage store within the subdivision. Now is the time to secure your lot and start building your dream lake home.

Catfish Lot 2174 Court, Gallatin

Listing courtesy of David Hibler of GASLIGHT REAL ESTATE.
$18,000
Lot 1136 | Lake Viking Terrace | Lake Viking The Perfect Place to Build Your Dream Lake Retreat. Lot 1136 offers a beautiful lake view and is ideally positioned as a 2nd-tier lot directly across from the water. Enjoy the scenery and convenience of lake access without the added cost of waterfront taxes. Located on Lake Viking Terrace, this lot provides excellent flexibility for home placement, driveway design, garage orientation, and overall layout. Its positioning allows for creative building options and strong curb appeal. Build to suit. Several home plans are available to match your vision, whether you’re dreaming of a modern lake home, a spacious family retreat, or a low-maintenance weekend getaway. This property also offers a streamlined, all-in-one building solution: Mortgage broker contacts available for pre-approval and construction financing, Contractor available for lot evaluation and build pricing, Multiple home plans ready to review, Guidance from purchase through completion. From purchasing the lot to securing your construction loan, selecting your home plan, and breaking ground, everything can be coordinated for a smooth and efficient transition into lake living. Lake Viking is one of Northwest Missouri’s most sought-after private lake communities, offering: Private lake access, Boat launch, Swimming pool, Marina, Public beaches, 19 miles of paved roads, Food trucks and beverage store within the subdivision. Now is the time to secure your lot and start building your dream lake home.

Lake Viking Lot 1136 Terrace, Gallatin

Listing courtesy of David Hibler of GASLIGHT REAL ESTATE.
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