Garnett Homes with FHA Financing

Welcome to Garnett, located in Anderson County, Kansas! This charming town is renowned for its top-notch school district, making it an ideal place for families looking to settle down. The Garnett school district is dedicated to providing a high-quality education to students, with a focus on academic excellence and a supportive learning environment.

If you're considering purchasing a home in Garnett, you'll be pleased to know that there are plenty of options available with FHA financing. FHA loans are a great choice for first-time homebuyers or those with less-than-perfect credit, offering low down payment options and competitive interest rates. With FHA financing available, buying your dream home in Garnett has never been more accessible.

Whether you're drawn to Garnett for its excellent schools, friendly community, or charming small-town atmosphere, there's something for everyone in this vibrant area. Explore the diverse real estate options in Garnett and discover the perfect home to suit your lifestyle. Don't miss the opportunity to make Garnett your new home sweet home!

Newest Garnett Homes with FHA Financing

$205,000

2 Beds ⋅ 1 Baths

Move-in ready and beautifully updated! This well-maintained home offers numerous updates inside and out. The interior features new kitchen cabinets and countertops, remodeled bathroom with a walk-in shower, new flooring throughout, and fresh interior paint. Major exterior updates include a new roof and fresh exterior paint. Enjoy the outdoors from the spacious back deck and patio, perfect for relaxing or entertaining. New heating and air system adds to the comfort and efficiency of the home. Situated on a nice-sized lot with mature trees, this home is truly a must-see!

609 Kings Highway, Garnett

Listing courtesy of Carla Walter of Gold Key Realty.

$420,000

3 Beds ⋅ 2 Baths

Relax on your porch swing and listen to the tranquil water feature at this home on the edge of town. You'll also enjoy the large patio/deck area where you can watch some amazing Kansas sunsets and have your friends and family over for a BBQ. Unwind at the end of the day in your 24' X 13' sunroom which has heated floors and a hot tub. Plus, there's also an inviting front porch to catch a sunset too! NEWER windows will help $AVE on your utilities. NEWER wiring and plumbing. NEW storm doors. Updated kitchen has Corian countertops. Remodeled bath has an LED touch lighted mirror with defogger. Hardwood floors. Massive 3,200 square foot outbuilding was built in 1989, has a concrete floor, is insulated, has 12' sidewalls, has a 10' X 12' door, has electric, has a full bath, has a kitchenette, has upstairs storage area, has solar panels for heat and has heated floors in the rec room area. 24' X 44' barn has 2 lean-tos (24' X 16' and 24' X 18'), has electric, has a loft and has a partial concrete floor. 360 square foot detached 2-car garage has a concrete floor and electric. 14' X 24' building has a concrete floor, has electric and is heated and cooled. 14' X 16' shed has a concrete floor and electric. 8' X 16' chicken coop. Home is located in the city limits on the edge of town while most of the buildings and land are located in the county. City water plus 2 wells. Partially fenced.

435 S Westgate Road, Garnett

Listing courtesy of Beth Mersman of The Kansas Property Place.

$149,900

4 Beds ⋅ 2 Baths

Beautifully remodeled 4-bed, 2-bath home in the heart of Garnett. This property features warm, refinished wood floors, updated interior finishes, and a spacious layout perfect for comfortable living. Enjoy a refreshed kitchen, modern bathrooms, and generous bedrooms throughout. Located on a quiet avenue with easy access to local amenities, this move-in-ready home blends classic charm with thoughtful updates. Schedule your showing today!

315 W 3rd Avenue, Garnett

Listing courtesy of Kelley Gatlin of ReeceNichols - Lees Summit.

$185,000

4 Beds ⋅ 1.5 Baths

Back on the market with LOTS of updates! This lovely ranch is situated on a large lot near the edge of town. NEW low maintenance roof, new flooring, some new outside and inside paint with newer windows. Add your vision to the full unfinished basement with an added fourth bedroom. Large backyard with plenty of room for hobbies with recent grass seed planted. Great curb appeal with a front porch to enjoy. Tons of space for all your storage needs or hobbies. Call for your showing today!

802 E 4th Avenue, Garnett

Listing courtesy of Anne Welch of Crown Realty.

$335,000

3 Beds ⋅ 3.5 Baths

Beautifully renovated from top to bottom, this spacious move-in ready home is ideally located in desirable Garnett. Featuring fresh interior and exterior paint, all-new PEX plumbing, new windows, luxury vinyl plank flooring, updated bathrooms, and a completely remodeled kitchen with granite countertops and quality appliances. The home offers multiple living spaces, including a large family room with its own full bathroom overlooking the backyard, plus an additional basement recreation room perfect for entertaining, relaxing, or hosting guests. With tasteful updates throughout and plenty of room to spread out, this home is a must-see! Three additional lots located directly north of the property are also available for purchase. Contact the listing agent today to schedule your private showing.

311 Jackson Avenue, Garnett

Listing courtesy of Todd Burroughs of Signature Realty, LLC.

$144,900

4 Beds ⋅ 2 Baths

Live in one side, 3 bedroom and rent other or open door way for a 4 bedroom home. Great for a 2nd-living situation. Set up as a 3 bedroom and a 1 bedroom with 2 kitchens, great for separate quarters or open up wall space to have one big 4 bedroom home. Great location downtown by library and park. Off street parking for 3 cars through the alley. Larger side has big open kitchen, Main floor bedroom and 2 bedrooms up. Other side has full kitchen, living room and bedroom. There is also a great office/storage area with separate entrance on the front of the home.

124 W 3rd Avenue, Garnett

Listing courtesy of Brad Korn of EXP Realty LLC.

$460,000

3 Beds ⋅ 2 Baths

Discover an extraordinary private retreat nestled among mature timber and abundant wildlife, where deer and turkey are frequent visitors. This one-of-a-kind property offers the perfect blend of recreation, comfort, and craftsmanship with a volleyball court, hiking, ATV, and dirt bike trails winding throughout the landscape. Outdoor enthusiasts will appreciate the engineered suspension bridge spanning a picturesque creek dedicated pistol and rifle ranges, and established deer stand. The property is designed for adventure and relaxation alike, featuring a large deck, an expansive front porch, and a massive treehouse complete with a slide for endless fun. Gardeners and homesteaders will love the raised garden beds and mature trees. Additional improvements include a 720-square-foot garage with concrete floor and electric service. Inside, custom craftsmanship shines throughout the home. Beautiful hickory kitchen cabinetry, cherry built-in bookshelves, and a quarter-sawn oak vanity showcase the attention to detail. The chef's kitchen features granite countertops, a travertine backsplash, ceramic tile flooring, a large center island, and three built-in pantry spaces. Solid wood shiplap and beadboard ceilings add warmth and character throughout the home. The spacious living room is highlighted by floor-to-ceiling bookshelves and a stunning stone fireplace. The main-level primary suite offers a glass-enclosed shower and whirlpool tub for a true spa-like experience. A hidden bookshelf in the game room conceals a gun safe, adding a unique custom feature. This remarkable property offers a rare opportunity to own a secluded outdoor paradise with exceptional amenities and custom features throughout. A portion of the property, located away from the home and primary improvements, lies within a designated flood plain. Flood insurance has not bee required in the past.

28784 E 1300 Road, Garnett

Listing courtesy of Dani Biggins of Premier Properties Realty Group.

$298,000

3 Beds ⋅ 2.5 Baths

Discover this inviting 3 bedroom, 2 bath home situated on a spacious corner lot, offering both comfort and versatility. The property features an additional metal building with 1500 sf of space to use as a workshop, studio, or extra storage, providing endless possibilities for your needs. Inside, you'll find a beautifully updated kitchen equipped with brand new appliances, perfect for cooking and entertaining. The home showcases elegant hardwood floors, complemented by rich wood trim and solid wood doors that add timeless character and warmth. Recent updates include a new septic tank, ensuring years of worry-free living. This property blends updated spaces with classic details, making it an ideal choice for those seeking both style and functionality. Don’t miss the opportunity to own this well-maintained home with unique features and plenty of space for living, working, or relaxing.

13975 NW 31 Highway, Garnett

Listing courtesy of Dana Spencer of Infinity Real Estate, LLC.

$213,500

3 Beds ⋅ 2 Baths

Back on market, no fault to the seller! Charming home with fantastic curb appeal! This well-maintained property offers 3 bedrooms and 2 bathrooms with a functional layout perfect for everyday living. Inside, you’ll find two spacious living areas, giving you plenty of room to relax, entertain, or create a playroom or office space. The home features new flooring and newer interior paint, providing a fresh, updated feel throughout. Step outside to enjoy the large backyard, with a partially fenced area ideal for pets, kids, or outdoor gatherings. The garage includes a vehicle electric charging station, adding modern convenience for electric vehicle owners. This home combines comfort, updates, and great outdoor space—ready for its next owner to move right in!

427 N Oak Street, Garnett

Listing courtesy of Samantha Walter of Gold Key Realty.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use