Lexington Homes with FHA Financing

Welcome to Lexington, Missouri – a charming city nestled in Lafayette County, known for its rich history and vibrant community. One of the standout features of this delightful area is its exceptional school district, which serves as a cornerstone for families seeking a nurturing and academically enriching environment for their children.

The Lexington School District is committed to fostering a love for learning, with dedicated educators and a wide array of programs designed to meet the diverse needs of its students. With modern facilities, small class sizes, and a focus on individualized attention, parents can rest assured that their children are receiving a top-notch education. From comprehensive arts and athletics programs to advanced placement courses, the district emphasizes a well-rounded approach to education that prepares students for future success.

For those looking to settle in this picturesque city, the housing market offers a variety of options, including homes that qualify for FHA financing. This makes it easier for first-time homebuyers and families to find their dream home without the burden of hefty down payments. Whether you’re drawn to charming historic homes or modern builds, Lexington’s real estate market has something for everyone.

With its friendly atmosphere, strong community ties, and excellent educational opportunities, Lexington, MO, is not just a place to live—it's a place to thrive. Explore the possibilities of calling this delightful city home, where quality education and beautiful homes await!

Newest Lexington Homes with FHA Financing

$275,000

3 Beds ⋅ 2 Baths

Welcome home to this beautiful traditional 1.5 story home in the historic district of Lexington! Situated on a little over a half-acre corner lot, this home has so much to offer! Step inside to be enveloped by old-world charm that is blended with modern day conveniences. At the front entry, you're met with a spacious covered porch and stained-glass details. Step inside to be welcomed by the beautiful wooden staircase and gleaming original hardwood floors. Main level living is made possible with a spacious primary bedroom, full bathroom, updated eat-in kitchen with granite counters and stainless-steel appliances, charming living room, and laundry (washer and dryer included). Upstairs are two generously sized bedrooms and an additional full bathroom with bonus storage area in the attic that can easily be accessed. In addition to the almost 2000 sqft of finished space inside, you'll find an expansive 2 story outbuilding/shop as well as a detached garage! The outbuilding (that has electricity ran to it) provides extra space for all your hobbies - while still having garage space for your vehicles! The AC and furnace were updated in 2018, and water heater was replaced in 2025. Previous owner updated the plumbing and electrical wiring throughout and installed a new 200-amp electric panel in 2021. Fenced and gated, this lot provides plenty of room for outdoor summer fun while feeling safe and secure.

1919 South Street, Lexington

Listing courtesy of Natalie Downs of ReeceNichols - Lees Summit.

$160,000

2 Beds ⋅ 1 Baths

Conveniently located bungalow, minutes from charming downtown Lexington! This home was remodeled 2 years ago and offers an updated interior featuring neutral colors. The kitchen opens to the living room for easy entertaining and a spacious feel. The HVAC is less than 3 years old and the roof is less than 4 years old. All appliances remain with the home including the washer/Dryer. The treed yard is almost a half acre!

1318 Clinton Street, Lexington

Listing courtesy of Conrad Mays of RE/MAX Advantage.

$330,000

3 Beds ⋅ 3 Baths

Welcome home to this beautifully designed 3-bedroom, 3-bathroom home offering the perfect blend of comfort, style, and functionality. The open-concept floor plan creates an inviting space for both everyday living and entertaining, featuring a spacious kitchen with granite countertops, abundant cabinetry, and a large island overlooking the dining and living areas. The primary suite offers a private retreat with an en-suite bath, while two additional bedrooms and another full bath complete the main level. Downstairs, the finished basement provides incredible flexibility with three non-conforming bedrooms & another full bathroom, making it ideal for guests, a home office, hobby rooms, or a home gym. New vinyl plank flooring has already been purchased and will be installed prior to closing, giving the lower level a fresh, finished look. Enjoy your morning coffee on the welcoming covered front porch or unwind on the back deck overlooking the backyard. With generous living space, modern finishes, and room to grow, this home is ready for its next owners. Don't miss your opportunity to own this move-in-ready home with space for everyone—schedule your private showing today!

2917 Franklin Street, Lexington

Listing courtesy of Amber Jett of ReeceNichols-KCN.

$167,500

3 Beds ⋅ 2.5 Baths

Step into modern luxury with this completely remodeled 3-bedroom, 2.5-bathroom completely remodeled home! Walking through, you wouldn't believe this house is 100+ years old. Every detail has been thoughtfully updated, offering a fresh, contemporary feel throughout. From the stunning new kitchen to the spa-like bathrooms, you'll love the quality finishes and stylish designs all on one level! Enjoy spacious living areas with the original hardwood, perfect for entertaining or simply relaxing. The bedrooms provide comfortable retreats, and the convenient half-bath adds extra functionality. This home is located in a desirable part of town with a 2-car detached garage. This home truly has it all! Don't miss your chance to own a move-in-ready masterpiece! What this house offers: - Brand-new high-end features - Fenced in backyard - Luxury kitchen - Breakfast nook/eat in area - Main level washer & dryer - Mud room - 6 month old HVAC & water heater

415 S 20th Street, Lexington

Listing courtesy of Dennis Welch of King Realty.

$240,000

3 Beds ⋅ 2.5 Baths

Welcome to this beautifully updated historic home in the heart of Lexington! Full of character and charm, this 3-bedroom, 2.1-bath home offers spacious rooms, tall ceilings, rich hardwood floors, and modern updates throughout. The remodeled kitchen features abundant cabinetry, granite countertops, a center island, and plenty of space to gather. Natural light fills the home, creating a warm and inviting feel. Upstairs you'll find generously sized bedrooms, including an oversized primary bedroom. Step outside to a large deck overlooking the expansive backyard, perfect for relaxing or entertaining. With timeless curb appeal, mature trees, and a convenient location near downtown amenities, this one is a must-see. Schedule your showing today!

1416 Franklin Avenue, Lexington

Listing courtesy of Lance Tomlin of ReeceNichols - Lees Summit.

$169,900

3 Beds ⋅ 2 Baths

***Back on the market after contingency fell through (Never reached inspections). Welcome to 125 N 23rd Street in Lexington, Missouri. If you're looking for an affordable home with plenty to offer, this 3-bedroom, 2-bathroom property is worth a look. Inside, you'll find brand-new carpet throughout, a functional floor plan, and laundry conveniently located just outside the bedrooms. The primary suite features its own private bathroom with a shower, creating a comfortable retreat at the end of the day. Situated on a double lot, the outdoor space offers room to enjoy. Relax on the front porch, gather around the firepit, or spend time on the backyard deck. The home sits atop a gentle hill overlooking a thoughtfully placed garden, adding to its charm and curb appeal. Access is made easy with private parking located behind the home and convenient entry through the rear door, which is already equipped with an electronic keypad. With several improvements completed in recent years, including a newer roof, this home offers both comfort and practicality. A virtual 3D tour is available through the listing agent, allowing you to explore the home from the comfort of your couch before scheduling your private showing. Come see everything 125 N 23rd Street has to offer. Welcome home. Sqft is estimated and obtained from lidar iGuide floorplan. Buyer and buyer's agent to verify.

125 N 23rd Street, Lexington

Listing courtesy of Daniel Ashley of RE/MAX Heritage.

$119,000

2 Beds ⋅ 1 Baths

Charming bungalow minutes from Lexington’s historic downtown shops and restaurants! Featuring a simple yet functional 2 bedroom, 1 bathroom layout, the backyard offers a blank canvas ready for your personal vision. Laundry located off the kitchen to offer easy one-level living. Conveniently located off 24 hwy perfect for an easy commute. Don’t miss out on making this cozy, affordable home yours!

1830 Poplar Street, Lexington

Listing courtesy of Sarah Iloilo of Homes by Darcy LLC.

$179,000

3 Beds ⋅ 1 Baths

Charming 3-bedroom, 1-bath bungalow in historic Lexington! This move-in-ready home blends timeless character with modern updates, featuring spacious bedrooms, an updated kitchen with a hidden pantry, stylish bathroom, and comfortable one-level living. Enjoy the inviting curb appeal, spacious yard, and convenient location close to schools, parks, and downtown amenities. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this adorable home is ready to welcome its next owner!

216 N 24th Street, Lexington

Listing courtesy of Raegan West of RE/MAX Premier Properties.

$349,999

3 Beds ⋅ 3 Baths

Welcome to your own slice of small-town paradise in Lexington! Situated on approximately 1.9 acres shaded by mature trees, this beautifully updated brick ranch offers the space and privacy of country living while still being conveniently located in town. Over the past two years, this home has undergone extensive renovations, including gorgeous oak hardwood flooring and trim, fresh paint throughout, a completely updated kitchen featuring soft-close cabinetry and granite countertops, remodeled bathrooms, new carpet in the bedrooms, updated doors, and more. The result is a home that blends timeless character with modern updates. The finished walkout basement adds incredible flexibility with a fourth non-conforming bedroom, full bathroom, and spacious den area, making it the perfect space for guests, a home office, recreation room, or multi-generational living. Outside, you’ll appreciate the new sidewalk, updated asphalt driveway, and nearly two acres of beautiful outdoor space to enjoy. Whether you’re sipping coffee under the shade of the mature trees, entertaining family and friends, or simply enjoying the peace and quiet, this property offers a lifestyle that’s becoming harder and harder to find.

7 Country Club Terrace, Lexington

Listing courtesy of Audrey Quint of ReeceNichols - Lees Summit.

$129,900

2 Beds ⋅ 1 Baths

*PRICE REDUCED* Why rent when you can own? This inviting 2-bedroom, 1-bath bungalow offers an excellent opportunity for first-time buyers, downsizers, or investors looking to add their personal touch. Situated on a corner lot, this home features fresh interior paint, comfortable living spaces, and plenty of potential to make it your own. Step outside to enjoy the large, partially fenced yard, offering space for pets, gardening, outdoor entertaining, or future improvements. With affordable ownership opportunities becoming harder to find, this property is the perfect chance to build equity while creating a home that reflects your style and vision. Schedule your showing today and discover the possibilities this property has to offer—your opportunity awaits!

2101 Jefferson Street, Lexington

Listing courtesy of Cheri Hudson Landwehr of RE/MAX Central.

$249,000

1 Beds ⋅ 2 Baths

Welcome to one of Lexington's most stunning transformations. Nestled in the storied streets of this beloved Missouri historic district, this beautifully redesigned home is a rare blend of timeless character and top-to-bottom modern luxury. Nearly everything is new — roof, electrical, plumbing, insulation, and sheetrock — giving you the charm of a historic neighborhood with the confidence of new construction. The kitchen is a designer's dream, appointed with rich granite countertops and anchored by a show-stopping Italian gas range that will inspire even the most casual home cook. Thoughtful touches and curated finishes are woven throughout every room, creating an atmosphere that feels both elevated and warmly livable. Retreat to your private primary suite, occupying its own dedicated floor — a true sanctuary. Unwind in the deep soaking tub, refresh in the beautifully tiled walk-in shower, and enjoy the sense of space and serenity that only a home like this can offer. Step outside to your screened-in porch and take in the quiet beauty of the neighborhood — the perfect place to start your mornings with coffee or end your evenings in peace. This home is made for those who appreciate the finer things and crave a slower, more intentional pace of life. Homes like this simply don't come along often

1622 South Street, Lexington

Listing courtesy of Felicia Davis of EXP Realty LLC.

$130,000

3 Beds ⋅ 1.5 Baths

MOTIVATED SELLERS, BRING ALL OFFERS!!! Welcome home! Perfect for first-time buyers, this charming property combines character and function in all the right ways. Featuring beautiful hardwood floors (including under the carpet), a metal roof for long-lasting durability, and a detached garage for added convenience and storage. The kitchen offers ample cabinet space and a practical layout that flows easily into the dining and living areas. Outside, enjoy a fully fenced yard—ideal for kids, pets, or backyard gatherings. With solid bones, great updates, and a layout that fits everyday living, this home is ready for your personal touch and next chapter!

1839 Poplar Street, Lexington

Listing courtesy of Harry Meierarend IV of RE/MAX Premier Properties.

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