Lexington Homes with USDA Loan Financing

Lexington Homes with USDA Loan Financing

Welcome to Lexington, Missouri, a charming city nestled in Lafayette County, where community spirit and educational excellence thrive. As a proud resident or future homeowner, you’ll be delighted to know that Lexington is served by the highly regarded Lexington School District. This district is dedicated to fostering a nurturing and challenging educational environment for all students. With a commitment to academic achievement, the district boasts a range of programs designed to cater to diverse learning styles, ensuring that every child has the opportunity to excel.

Families moving to Lexington will appreciate the district's emphasis on not just academic success, but also character development and extracurricular engagement. From advanced placement courses to vibrant arts and sports programs, there’s something for everyone. The dedicated faculty and staff are committed to providing a supportive atmosphere that encourages personal growth and lifelong learning.

For those considering a move to this picturesque area, you’ll be pleased to know that many homes in Lexington are eligible for USDA loan financing. This means you can enjoy the benefits of homeownership with little to no down payment, making it an ideal option for first-time buyers and those looking to settle in a welcoming community.

With its combination of quality education, community involvement, and accessible financing options, Lexington, MO, is not just a place to live; it’s a place to thrive. Explore your dream home in this delightful city today, and become part of a community that values education and growth!

Newest Lexington Homes with USDA Loan Financing

$525,000
3 Beds ⋅ 2.5 Baths
Country living meets comfortable elegance! This beautiful all brick ranch home offers 3 bedrooms, 2.5 baths, a 2-car garage, and 4.72 ACRES of peaceful countryside. Approximately two-thirds of the property is wooded, providing privacy and a natural setting filled with wildlife, perfect for those who enjoy hunting, gardening, exploring, or simply relaxing outdoors. Inside, the vaulted-ceiling living room provides a spacious gathering area with beautiful views overlooking the saltwater inground pool and patio. The thoughtfully designed floor plan offers two fireplaces, a cozy hearth room, a separate sitting room, and a formal dining room. The kitchen features custom cabinetry and granite countertops, creating a functional and inviting space for everyday living or entertaining. The mostly finished basement adds even more versatility with a second kitchen and half bath, with plumbing already in place to convert the half bath to a full bath if desired. Whether you need additional living space, a recreation area, guest accommodations, or a private entertaining space, the possibilities are plentiful. Step outside to enjoy the beautifully landscaped pool and patio area, surrounded by an abundance of shrubs, flowers, and mature plantings. With nearly 5 acres, a wooded backdrop, abundant wildlife, and plenty of room to enjoy the outdoors, this property offers a rare combination of comfort, recreation, and privacy; all in one exceptional setting. Outbuilding is not part of the property.

12692 Elm Park Road, Lexington

Listing courtesy of Harley Amos Todd of Heritage Realty.
$109,900
2 Beds ⋅ 1 Baths
*PRICE IMPROVEMENT* Why rent when you can own? This inviting 2-bedroom, 1-bath bungalow offers an excellent opportunity for first-time buyers, downsizers, or investors looking to add their personal touch. Situated on a corner lot, this home features fresh interior paint, comfortable living spaces, and plenty of potential to make it your own. Step outside to enjoy the large, partially fenced yard, offering space for pets, gardening, outdoor entertaining, or future improvements. With affordable ownership opportunities becoming harder to find, this property is the perfect chance to build equity while creating a home that reflects your style and vision. Schedule your showing today and discover the possibilities this property has to offer—your opportunity awaits!

2101 Jefferson Street, Lexington

Listing courtesy of Cheri Hudson Landwehr of RE/MAX Central.
$219,900
3 Beds ⋅ 1 Baths
Welcome to 903 Roncelli Road . Sitting on a quiet dead end street perfect for raising a family. You'll enjoy a peaceful and tranquil setting. 2 bedrooms, bath, sitting room and a kitchen that offers a generous amount of cabinets that's connected to the dining space that flows nicely into the living room complete the main level. Step out from the dining room to a covered porch that's perfect for relaxing or enjoying your favorite beverage. While the lower level features a versatile third bedroom. making it an ideal space for home office, guest room, family room etc., and 2 car garage space. Exterior has vinyl siding, vinyl windows. The yard has mature trees and shrubs that provides a great potential for outdoor enjoyment, gardening or gatherings. Conveniently located near restaurants , schools, shopping, and easy highway access. It is ready for your cosmetic touches and favorite paint colors to truly shine.

903 Roncelli Road, Lexington

Listing courtesy of David Moss of Riverview Realty.
$322,000
3 Beds ⋅ 2 Baths
Welcome to this beautiful new construction home offering 3 bedrooms and 2 bathrooms in a great location! Designed with comfortable, modern living in mind, this home is currently under construction and is expected to be completed in November The unfinished full basement provides plenty of opportunity for future living space, recreation, storage, or additional bedrooms and bath. Enjoy the benefits of a brand-new home in an established, desirable area. Don’t miss your opportunity to make this new construction home yours!

2805 Franklin Avenue, Lexington

Listing courtesy of Samantha Adkins of Riverview Realty.
$195,000
3 Beds ⋅ 1.5 Baths
Welcome home to this well kept, all ranch home in an established neighborhood in the charming town of Lexington. This is a clean, comfortable home that has been thoughtfully maintained and offers the kind of solid construction and simple layout that makes a home easy to enjoy. Home features brand new furnace and A/C units, original wood floors that add character, and updated countertops that provide a nice touch in the kitchen. One of the bedrooms includes a convenient half bathroom, with a full bathroom located off the hallway. The basement is very sound and offers excellent space for storage or future use. A great opportunity for someone looking for a well cared for home in a friendly community and a wonderful small town setting.

506 Country Club Road, Lexington

Listing courtesy of Atalie Blackwell of Platinum Realty LLC.
$294,900
3 Beds ⋅ 2 Baths
Escape the hustle and enjoy the perfect blend of country living and modern convenience! Nestled just outside the city limits at the end of a quiet cul-de-sac, this incredible property sits on nearly an acre of beautifully fenced land, complete with multiple mature fruit trees. Designed for both comfort and functionality, the home features brand-new windows throughout, security screen doors, and a camera system for added peace of mind. Major updates have already been taken care of, including a roof that's only 5 years old and an A/C with heat pump that's just 2 years old. If you need space for vehicles, hobbies, or toys, this property delivers! You'll enjoy a spacious 3-car attached garage, a 2-vehicle carport equipped with an RV outlet, plus an impressive 30' x 16' detached workshop featuring 200-amp electrical service with its own subpanel, perfect for projects, storage, or a home business. Inside, ceiling fans throughout help keep the home comfortable year-round. Start your mornings with coffee in the bright sunroom, then unwind in the evening on the screened-in deck while taking in breathtaking sunset views. You'll have quick access to shopping, grocery stores, restaurants, gas stations, historical attractions, and some of the area's best fishing on the Mighty Missouri River. Conveniently located just 10 miles from Interstate 70. This property offers the space, privacy, and versatility you've been looking for, without sacrificing convenience. Experience country living at its best!

12086 Mike Road, Lexington

Listing courtesy of Tisha Good of Cory & Co. Realty.
$262,500
3 Beds ⋅ 2 Baths
Welcome home to this beautiful traditional 1.5 story home in the historic district of Lexington! Situated on a little over a half-acre corner lot, this home has so much to offer! Step inside to be enveloped by old-world charm that is blended with modern day conveniences. At the front entry, you're met with a spacious covered porch and stained-glass details. Step inside to be welcomed by the beautiful wooden staircase and gleaming original hardwood floors. Main level living is made possible with a spacious primary bedroom, full bathroom, updated eat-in kitchen with granite counters and stainless-steel appliances, charming living room, and laundry (washer and dryer included). Upstairs are two generously sized bedrooms and an additional full bathroom with bonus storage area in the attic that can easily be accessed. In addition to the almost 2000 sqft of finished space inside, you'll find an expansive 2 story outbuilding/shop (36x24 ft) as well as a detached garage! The outbuilding (that has electricity ran to it) provides extra space for all your hobbies - while still having garage space for your vehicles! The AC and furnace were updated in 2018, and water heater was replaced in 2025. Previous owner updated the plumbing and electrical wiring throughout and installed a new 200-amp electric panel in 2021. Fenced and gated, this lot provides plenty of room for outdoor summer fun while feeling safe and secure. Close proximity to Leslie Bell Elem School, too! Quick access to 24 HWY will make your commute a breeze and have you where you need to go in no time.

1919 South Street, Lexington

Listing courtesy of Natalie Downs of ReeceNichols - Lees Summit.
$330,000
3 Beds ⋅ 3 Baths
Welcome home to this beautifully designed 3-bedroom, 3-bathroom home offering the perfect blend of comfort, style, and functionality. The open-concept floor plan creates an inviting space for both everyday living and entertaining, featuring a spacious kitchen with granite countertops, abundant cabinetry, and a large island overlooking the dining and living areas. The primary suite offers a private retreat with an en-suite bath, while two additional bedrooms and another full bath complete the main level. Downstairs, the finished basement provides incredible flexibility with three non-conforming bedrooms & another full bathroom, making it ideal for guests, a home office, hobby rooms, or a home gym. New vinyl plank flooring has already been purchased and will be installed prior to closing, giving the lower level a fresh, finished look. Enjoy your morning coffee on the welcoming covered front porch or unwind on the back deck overlooking the backyard. With generous living space, modern finishes, and room to grow, this home is ready for its next owners. Don't miss your opportunity to own this move-in-ready home with space for everyone—schedule your private showing today!

2917 Franklin Street, Lexington

Listing courtesy of Amber Jett of ReeceNichols-KCN.
$179,000
3 Beds ⋅ 1 Baths
Charming 3-bedroom, 1-bath bungalow in historic Lexington! This move-in-ready home blends timeless character with modern updates, featuring spacious bedrooms, an updated kitchen with a hidden pantry, stylish bathroom, and comfortable one-level living. Enjoy the inviting curb appeal, spacious yard, and convenient location close to schools, parks, and downtown amenities. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this adorable home is ready to welcome its next owner!

216 N 24th Street, Lexington

Listing courtesy of Raegan West of RE/MAX Premier Properties.
$349,999
3 Beds ⋅ 3 Baths
Welcome to your own slice of small-town paradise in Lexington! Situated on approximately 1.9 acres shaded by mature trees, this beautifully updated brick ranch offers the space and privacy of country living while still being conveniently located in town. Over the past two years, this home has undergone extensive renovations, including gorgeous oak hardwood flooring and trim, fresh paint throughout, a completely updated kitchen featuring soft-close cabinetry and granite countertops, remodeled bathrooms, new carpet in the bedrooms, updated doors, and more. The result is a home that blends timeless character with modern updates. The finished walkout basement adds incredible flexibility with a fourth non-conforming bedroom, full bathroom, and spacious den area, making it the perfect space for guests, a home office, recreation room, or multi-generational living. Outside, you’ll appreciate the new sidewalk, updated asphalt driveway, and nearly two acres of beautiful outdoor space to enjoy. Whether you’re sipping coffee under the shade of the mature trees, entertaining family and friends, or simply enjoying the peace and quiet, this property offers a lifestyle that’s becoming harder and harder to find.

7 Country Club Terrace, Lexington

Listing courtesy of Audrey Quint of ReeceNichols - Lees Summit.
$529,900
5 Beds ⋅ 3 Baths
STOP Scrolling!—This is the Historic Lexington Home that Buyers Have Waited for! Offering 3,544 of Finished Sq Ft, this Meticulously Maintained SHOWPIECE of a Home DELIVERS w/ it's LARGE Rooms & Soaring Ceilings this Home has the Perfect Mix of Character, Space, and Modern Updates While Maintaining that "Small Town Charm" that We ALL NEED in Today's Hustle and Bustle of Our Hectic Lives. Featuring 4 Bdrms PLUS a NonConforming (but could easily be made a true bdrm) 5th Bedrm on the Main Level and 3 Full Baths, the Layout Offers Flexibility for All of Today’s Lifestyles. The Upper-Level Primary Suite Includes an Attached Sitting Room (that is actually a True Bedroom which is currently furnished as a 2nd Living Room for the 2nd Flr), Creating a Private Retreat Rarely Found in Homes of this Era. The Updated Kitchen Brings Modern Function without Sacrificing Charm with it's Double Ovens, Gas Stove, Stainless Steel Appliances, Granite Cntrtops & Large Farm House Sink. The Original Windows Have Just Been Professionally Reglazed—Preserving Authenticity with Improved Usability & Longevity. The Large Rooms, Timeless Details, 3 Covered Porch Areas that are Great for Sitting and Entertaining, and the Undeniable Craftsmanship Set this Home Apart from the Rest! Perfect for a Growing Household OR an Incredible Opportunity for those Seeking a Unique Property with Strong Potential for Guest Accommodations: aka Various Short-Term Rental Uses (buyer to verify). Positioned on a Prime Corner Lot just Steps from a Local Park, with a 2-Car Detached Garage, this Location Checks EVERY Box. Homes Like This DO NOT Come Along Often—and They Do NOT Last Long! Schedule your Showing and can Come BUY Today!

1618 State Street, Lexington

Listing courtesy of Anna Castelli of Realty Professionals Heartland.
$149,900
3 Beds ⋅ 3 Baths
Welcome to this beautifully 3 bedroom 3 bathroom home offering comfort, functionality, and incredible outdoor space! Step inside to find almost everything updated, including new paint, carpet, flooring, fixtures, and new cabinetry, giving the home a clean, modern feel that’s truly move-in ready. The bright and inviting living spaces flow seamlessly, while the kitchen features updated cabinets and finishes—perfect for both everyday living and entertaining. Generously sized bedrooms provide comfort and flexibility for any lifestyle. Each bedroom has a bathroom, and one has a jacuzzi tub. Out back, you’ll find a large privacy fenced backyard with endless potential—plenty of space to add a garage, shop, or outbuilding, making it ideal for hobbyists, storage, or future expansion. The covered patio offers a great spot to relax or host gatherings, and the fire pit area adds the perfect touch for cozy evenings. Conveniently located and packed with updates, this home offers both value and versatility.

2309 Washington Street, Lexington

Listing courtesy of Jayme Generaux of Weichert Realtors - Generations.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use