Sedalia Homes with FHA Financing

Sedalia Homes with FHA Financing

Welcome to Sedalia, Missouri—a charming city nestled in Pettis County, where community spirit and educational excellence come together to create a vibrant living environment. Known for its rich history and welcoming atmosphere, Sedalia offers a small-town feel with all the amenities of modern living, making it an ideal place for families and individuals alike.

One of Sedalia's standout features is its exceptional school district. The Sedalia School District provides a comprehensive education for students from kindergarten through high school, focusing on academic excellence, character development, and community involvement. With dedicated educators and a variety of extracurricular activities, children in Sedalia are encouraged to explore their passions and develop lifelong skills. The district is committed to fostering a nurturing environment, allowing students to thrive both academically and socially.

For homebuyers considering Sedalia, the availability of homes eligible for FHA financing opens up exciting opportunities. FHA loans are designed to make homeownership more accessible, particularly for first-time buyers or those with limited financial resources. With lower down payment requirements and flexible credit guidelines, owning a home in Sedalia is within reach for many families.

Imagine settling into a beautiful home in this friendly community, where your children can attend outstanding schools and enjoy the safety and charm of a close-knit neighborhood. Whether you're drawn to the historic architecture or the modern developments, Sedalia has something for everyone. Come discover your dream home in this delightful city, where education and opportunity await!

Newest Sedalia Homes with FHA Financing

$400,000
6 Beds ⋅ 4.5 Baths
Welcome to this spacious country home just outside Sedalia, offering 6 bedrooms, 4.5 bathrooms, and approximately 4,127 square feet of living space on 2 beautiful acres, across three finished levels. The home welcomes you with a wraparound covered porch and a large tiled foyer. The spacious living room is filled with natural light, a wood stove, and heated floors. The eat-in kitchen has plenty of cabinet and counter space, along with a center island and two pantries. The main level also features a family room with double doors for added privacy, two bedrooms, and a full bathroom with a tiled tub and shower. A spacious tiled laundry room with cabinetry and a sink, asunroom and a half bathroom complete the main level. The second level features a large primary suite with a tiled jetted tub, separate shower, granite double vanity, walk-in closet, and a balcony overlooking the property. This level also includes a second bedroom with a full bathroom and walk-in closet. The third level includes two additional bedrooms. The fifth bedroom has a walk-in closet and full bathroom. The sixth bedroom also has a walk-in closet. The home features numerous improvements and updates over the years, including a zoned heating and cooling system, metal roof, and vinyl thermal-pane windows. The home has been remodeled in 2005, and2024 providing a unique combination of character and improvements. Outside, the property offers 2 acres with peaceful country views, mature trees, open spaces, and a sauna. There is plenty of room to enjoy the outdoors while still being conveniently located near town. Located just off McVey Rd., the property offers easy access to Hwy U and South New York and is a short drive to Centennial Park and Parkview School. If you are looking for a large home with plenty of bedrooms, multiple living spaces, beautiful acreage, and a peaceful country setting, setup your tour today!

4185 Aspen Road, Sedalia

Listing courtesy of MARK POHL of TheHomesTour.com.
$239,000
4 Beds ⋅ 1.5 Baths
Welcome to 403 Dal-Whi-Mo Court in Sedalia, Missouri! This well-cared-for home is full of character, charm, and thoughtful updates throughout. Offering four bedrooms, including one non-conforming bedroom, the flexible floor plan provides plenty of room for family, guests, a home office, or additional living space. Home also provides abundant storage if needed in the unfinished basement area. Beautiful original details blend seamlessly with modern improvements, creating a home that feels both inviting and unique. Enjoy spacious living and dining areas, warm hardwood floors, abundant natural light, and a cozy atmosphere throughout. Outside, the property continues to impress with a welcoming front porch, mature shade trees, a private backyard, raised garden beds, outdoor entertaining space, and a detached garage. Pride of ownership is evident inside and out, with numerous updates completed while preserving the home's timeless character. 403 Dal-Whi-Mo Court is truly a special property that has been lovingly maintained and is ready for its next owner. Schedule your private showing today and be amazed what a change in scenery can do!

403 Dal Whi Mo Court, Sedalia

Listing courtesy of Cody Newsom of ACTION REALTY COMPANY.
$205,000
3 Beds ⋅ 1.5 Baths
Charming 2-Story Home Full of Character. Step inside this beautifully maintained 2-story home featuring a large living room with an ornate fireplace, crown molding, and lots of natural light. The formal dining room offers a ceiling fan, newer laminate flooring, and a bay window. Plus, there’s a 1-car garage for added convenience. The kitchen features ceramic tile floors, a tiled counter, all appliances included, and an eat-in area for everyday dining. You’ll also find a half bath conveniently located off the kitchen. Upstairs, enjoy a foyer with built-ins, a spacious master bedroom with 3 closets, a full bathroom, and two additional bedrooms, all with ceiling fans. Relax outdoors in the privacy-fenced backyard, complete with a large patio area and a play set for the kids. Additional highlights include a usable basement with a bonus room. The basement also features the laundry area with washer and dryer. This home also boasts a new roof installed within the last year—move-in ready and full of appeal!

1006 W 7th Street, Sedalia

Listing courtesy of Katherine Nickel of Sedalia Realty.
$590,000
4 Beds ⋅ 3.5 Baths
Country living with room to spread out! This 4-bedroom, 3.5-bath home offers approximately 3,200 sq. ft. on 7.61 acres with a large fishing pond, attached garage, and detached 2-car garage. Inside, you'll find custom cabinetry, laminate wood flooring, and kitchen appliances that are five years old or newer. A huge bonus room above the attached garage offers flexible space for an additional bedroom, office, game room, or second living area. The primary closet includes a gun safe that stays with the home. Recent improvements include new roofs on the home and detached garage, new skylights with remote-controlled shades, new upper and lower level A/C systems, extensive foundation maintenance and repairs completed since 2022, and a new well pump installed in 2026. With acreage, water, flexible living space, and substantial updates already completed, this property offers a great combination of privacy, function, and country comfort just outside Sedalia.

32350 Cummings Road, Sedalia

Listing courtesy of Robert Ekstrom of RE/MAX Heritage.
$460,000
4 Beds ⋅ 3 Baths
Beautiful 4-bedroom, 3-bath home featuring a finished basement, spacious rooms, generous closet space, and a large fully fenced backyard. This move-in-ready property offers an inviting layout with beautiful flooring, neutral finishes, recessed lighting, and a striking modern chandelier in the main living area. The spacious white kitchen features stainless steel appliances and offers a clean, timeless design with plenty of functionality for everyday living and entertaining. The home includes large bedrooms with generously sized closets, providing excellent living space and storage throughout. The finished basement adds substantial additional living space with endless possibilities for a recreation area, home office, exercise space, media room, or additional living area. The flexible open layout allows the space to be customized to suit a variety of needs. Outside, enjoy the large, fully fenced backyard and covered patio, offering additional space for outdoor enjoyment and entertaining. This home is ready for its next owner. Schedule your private showing today!

504 Katy Circle, Sedalia

Listing courtesy of Nadia Fray of RE/MAX Central.
$449,000
3 Beds ⋅ 3.5 Baths
Welcome to this spacious and beautifully updated home, originally built in 1999 and offering over 3,200 square feet of finished living space. Featuring 3 bedrooms and 3.5 baths, this home combines generous living areas with thoughtful updates and impressive indoor-outdoor amenities. The finished basement adds valuable flexible living space, including two additional non-conforming bedrooms that are ideal for guests, a home office, hobby rooms, or additional recreational space. Recent basement improvements include new flooring and a beautifully updated shower, while a new sump pump provides added peace of mind. Major mechanical updates include a new HVAC system on the main level and a newer water heater, making this home move-in ready with important improvements already completed. Step outside and prepare to be impressed. The exquisite, professionally designed landscape creates a private outdoor retreat featuring a spacious deck, dedicated outdoor cooking area, decorative lighting, and a beautiful waterfall. Whether you're hosting autumn gatherings, enjoying an evening outdoors, or simply relaxing in your own backyard oasis, this outdoor space is truly a standout feature. Located near a golf course and offering an abundance of space, updates, and exceptional outdoor amenities, this home is a rare opportunity to enjoy comfortable living with room to entertain, relax, and grow. Come see everything this impressive property has to offer!

4135 Apple Ridge Drive, Sedalia

Listing courtesy of Emily Collins of RE/MAX Central.
$649,900
3 Beds ⋅ 2 Baths
Imagine waking up every morning surrounded by country views on 3 acres in Sedalia. This brand new construction offers the opportunity to enjoy the space and feel of country living with a beautiful, modern home designed for comfort and natural light. Step inside to an inviting open layout featuring high ceilings, large European style windows, and an abundance of natural light. The spacious kitchen flows naturally into the main living area, creating a bright and welcoming space that is perfect for everyday living and entertaining. The walkout lower level offers excellent additional space and has already been sheetrocked. Enjoy two covered outdoor areas, one off the main living area and another at the walkout lower level, providing comfortable spaces to relax, enjoy the outdoors, and take in the surrounding views. A brand new home on approximately 3 acres is a rare find. With its modern design, spacious layout, natural light, walkout lower level, and multiple covered outdoor areas, this property offers plenty of room to enjoy and make your own. Don't miss this opportunity

22663 Cherry Tree Lane, Sedalia

Listing courtesy of Nadia Fray of RE/MAX Central.
$269,900
3 Beds ⋅ 1.5 Baths
Welcome to this beautiful brand new construction home offering modern finishes, a functional layout, and plenty of space to make it your own! This 3 bedroom home features a comfortable open concept living area, a well designed kitchen with a microwave, refrigerator, oven/range, and dishwasher. The home features three spacious bedrooms and the primary bedroom includes the convenience of a private half bath. A one car garage provides easy parking and additional storage, while the nice sized yard offers plenty of room for outdoor entertaining, pets, play, or simply enjoying your own space. With everything brand new and ready for its first owner, this home is the perfect opportunity to enjoy the benefits of new construction without the maintenance of an older home. Schedule your showing today!

1207 E 11TH Street, Sedalia

Listing courtesy of Alina Derun of Platinum Realty LLC.
$259,000
4 Beds ⋅ 2 Baths
Welcome to this beautifully four-bedroom, two-bath home offering a perfect blend of style, comfort, and functionality. The modern kitchen features stainless steel appliances and stylish open shelving, creating a clean and contemporary look. This home is filled with abundant natural light throughout, enhancing the warm and inviting atmosphere. Downstairs, a spacious bonus/family room offers a cozy, one-of-a-kind space perfect for a rec room, home theater, or anything you can imagine. Step outside to enjoy a spacious deck and generous outdoor space ideal for entertaining, relaxing, or enjoying everyday living. Conveniently located close to all amenities.

920 S New York Avenue, Sedalia

Listing courtesy of Nadia Fray of RE/MAX Central.
$249,000
4 Beds ⋅ 2 Baths
Step back in time and discover the timeless charm of this beautifully preserved 1910 brick home, offering 4 bedrooms, 2.5 bathrooms, and endless possibilities. Rich in character, this stately residence showcases classic architecture with a striking rounded turret room, a welcoming wraparound front porch, soaring ceilings, and oversized windows that fill the home with natural light. Most recently used as professional office space, the main level offers exceptional flexibility and could easily be reimagined as residential living space, a home office, or a combination of both. Upstairs, you’ll find a partial kitchen setup (not a full kitchen), providing additional options for future use. Every room reflects the craftsmanship and character that make historic homes so special. Situated on one of Sedalia’s charming brick streets, the property also features a spacious detached garage and attractive curb appeal that immediately catches your eye. Whether you’re looking for a distinctive family home, a live/work opportunity, or a property full of historic character to make your own, this one is ready for its next chapter.

1604 S Moniteau Avenue, Sedalia

Listing courtesy of Victoria Godman of The Next Door Agents, LLC.
$442,000
House hacking opportunity! Don’t miss this fantastic multifamily opportunity featuring two beautifully designed identical units in a four plex. Each unit offers 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed floor plan with spacious living areas. The main floor features an open-concept layout where the kitchen, dining, and living spaces blend seamlessly together, creating a comfortable and inviting atmosphere. A convenient laundry area is located on the first floor just off the kitchen, along with a half bath for added convenience. Upstairs, the spacious primary suite includes a private bathroom and a large walk-in closet. Two additional bedrooms share a full hall bathroom, offering plenty of space and functionality. Each unit also enjoys its own private patio and outdoor space, providing the perfect spot to relax, entertain, or unwind. This could be a house hacking or investment opportunity for someone to live on one side and rent out the other side or an Airbnb.

1512 W 32ND Street, Sedalia

Listing courtesy of Alina Derun of Platinum Realty LLC.
$230,000
4 Beds ⋅ 2.5 Baths
420 S. Grand Ave. in Sedalia, Missouri blends timeless Victorian character with the space and updates today’s buyers are looking for! This beautifully maintained 4-bedroom home offers 2 full baths, 1 half bath, spacious rooms, and incredible charm throughout. Original woodwork, pocket doors, stained glass windows, built-ins, and surprising storage space give this home warmth and personality you simply can’t find in newer construction. Enjoy a true dining room, updated features throughout the years, and year-round comfort with a main-level mini split plus a variable speed HVAC system installed upstairs in 2024 to keep all bedrooms climate controlled. Additional updates include a new water heater in 2025. Relax on the inviting covered front porch and appreciate the convenience of off-street parking with a rear carport. A rare opportunity to own a character-filled home that has been lovingly cared for!

420 S Grand Avenue, Sedalia

Listing courtesy of Jennifer Jellum of RE/MAX Central.
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