Sedalia Homes with FHA Financing

Sedalia Homes with FHA Financing

Welcome to Sedalia, Missouri—a charming city nestled in Pettis County, where community spirit and educational excellence come together to create a vibrant living environment. Known for its rich history and welcoming atmosphere, Sedalia offers a small-town feel with all the amenities of modern living, making it an ideal place for families and individuals alike.

One of Sedalia's standout features is its exceptional school district. The Sedalia School District provides a comprehensive education for students from kindergarten through high school, focusing on academic excellence, character development, and community involvement. With dedicated educators and a variety of extracurricular activities, children in Sedalia are encouraged to explore their passions and develop lifelong skills. The district is committed to fostering a nurturing environment, allowing students to thrive both academically and socially.

For homebuyers considering Sedalia, the availability of homes eligible for FHA financing opens up exciting opportunities. FHA loans are designed to make homeownership more accessible, particularly for first-time buyers or those with limited financial resources. With lower down payment requirements and flexible credit guidelines, owning a home in Sedalia is within reach for many families.

Imagine settling into a beautiful home in this friendly community, where your children can attend outstanding schools and enjoy the safety and charm of a close-knit neighborhood. Whether you're drawn to the historic architecture or the modern developments, Sedalia has something for everyone. Come discover your dream home in this delightful city, where education and opportunity await!

Newest Sedalia Homes with FHA Financing

$279,000
4 Beds ⋅ 2 Baths
Step back in time and discover the timeless charm of this beautifully preserved 1910 brick home, offering 4 bedrooms, 2.5 bathrooms, and endless possibilities. Rich in character, this stately residence showcases classic architecture with a striking rounded turret room, a welcoming wraparound front porch, soaring ceilings, and oversized windows that fill the home with natural light. Most recently used as professional office space, the main level offers exceptional flexibility and could easily be reimagined as residential living space, a home office, or a combination of both. Upstairs, you’ll find a partial kitchen setup (not a full kitchen), providing additional options for future use. Every room reflects the craftsmanship and character that make historic homes so special. Situated on one of Sedalia’s charming brick streets, the property also features a spacious detached garage and attractive curb appeal that immediately catches your eye. Whether you’re looking for a distinctive family home, a live/work opportunity, or a property full of historic character to make your own, this one is ready for its next chapter.

1604 S Moniteau Avenue, Sedalia

Listing courtesy of Victoria Godman of The Next Door Agents, LLC.
$159,000
3 Beds ⋅ 1.5 Baths
Turn Key Home With oversized Backyard. Nice covered porch and spacious living room with new flooring and ceiling fan. Kitchen comes fully equipped with all stainless steel appliances including Refrigerator, Oven/range, built in dishwasher and built in microwave. 2 Bedrooms with ceiling fans and full bathroom nearby. Third Bedroom comes with built-ins and could also be used as an office. Large tiled laundry room with half bath. Central Heating and cooling, Maintenance free vinyl siding and double hung vinyl thermal pane windows. Large Yard in a quiet location featuring 0.33 acres, concrete back patio and storage shed.

412 E Saline Street, Sedalia

Listing courtesy of MARK POHL of TheHomesTour.com.
$264,900
3 Beds ⋅ 2.5 Baths
Welcome home to this beautifully updated tri-level offering the perfect blend of modern style, functionality, and space—all situated on over half an acre thanks to the included additional lot! From the moment you step inside, you'll appreciate the bright, open-concept design filled with natural light and thoughtfully updated finishes throughout. Beautiful living room with large picture window and electric fireplace. The stunning kitchen is the heart of the home, featuring gorgeous granite countertops, stainless appliances, abundant cabinetry, and an inviting layout that's perfect for both everyday living and entertaining. Just off the attached two-car garage, you'll love the convenient mudroom with ample space and shelving for storage. Upstairs, you'll find three spacious bedrooms, including a primary suite complete with a walk-in closet and beautifully updated full bath. The lower level offers a cozy second living area, ideal for movie nights, a game room, or home office, along with a convenient half bath. An additional basement level provides exceptional storage space and a dedicated laundry area. Step outside to enjoy the expansive backyard with mature trees, a large deck for relaxing or entertaining, and endless possibilities thanks to the included second lot. Whether you're hosting friends, gardening, or simply enjoying the extra room to roam, this property offers space that's hard to find in town. Move-in ready, beautifully updated, and located in a desirable east Sedalia neighborhood—this is one you won't want to miss!

2315 E 16th Street, Sedalia

Listing courtesy of Nicci Ragsdale of Re/Max of Sedalia.
$150,000
3 Beds ⋅ 1 Baths
Welcome home to this beautifully updated 3-bedroom, 1-bath cottage in the heart of Sedalia! This move-in ready home features all new flooring, new windows, fresh interior paint, an updated bathroom, a partially remodeled kitchen, new light fixtures, and includes a brand-new refrigerator, washer, and dryer. Enjoy added peace of mind with a brand-new roof installed in 2026. Ideally located just steps from the ball fields and community center, this home is also within walking distance of vibrant downtown Sedalia and only a 2-minute drive to shopping, dining, and local events. Whether you're a first-time homebuyer, downsizing, or looking for an investment opportunity, this charming home offers modern updates in an unbeatable location. Also one of the few properties in the price range accepting FHA, USDA, and VA loans! Call for a showing today!

1719 W 3rd Street, Sedalia

Listing courtesy of Logan Kirchhoff of Re/Max United.
$263,000
4 Beds ⋅ 2 Baths
Welcome to this beautifully four-bedroom, two-bath home offering a perfect blend of style, comfort, and functionality. The modern kitchen features stainless steel appliances and stylish open shelving, creating a clean and contemporary look. This home is filled with abundant natural light throughout, enhancing the warm and inviting atmosphere. Step outside to enjoy a spacious deck and generous outdoor space, ideal for entertaining, relaxing, or enjoying everyday living.

920 S New York Avenue, Sedalia

Listing courtesy of Nadia Fray of RE/MAX Central.
$442,000
House hacking opportunity! Don’t miss this fantastic multifamily opportunity featuring two beautifully designed identical units in a fourplex. Each unit offers 3 bedrooms, 2.5 bathrooms, and a thoughtfully designed floor plan with spacious living areas. The main floor features an open-concept layout where the kitchen, dining, and living spaces blend seamlessly together, creating a comfortable and inviting atmosphere. A convenient laundry area is located on the first floor just off the kitchen, along with a half bath for added convenience. Upstairs, the spacious primary suite includes a private bathroom and a large walk-in closet. Two additional bedrooms share a full hall bathroom, offering plenty of space and functionality. Each unit also enjoys its own private patio and outdoor space, providing the perfect spot to relax, entertain, or unwind. This could be a house hacking or investment opportunity for someone to live on one side and rent out the other side. This is located within a miles distance from Katy Trail and perhaps you might want to have an airbnb just in time for the state fair.

1512 W 32ND Street, Sedalia

Listing courtesy of Alina Derun of Platinum Realty LLC.
$240,000
4 Beds ⋅ 2.5 Baths
420 S. Grand Ave. in Sedalia, Missouri blends timeless Victorian character with the space and updates today’s buyers are looking for! This beautifully maintained 4-bedroom home offers 2 full baths, 1 half bath, spacious rooms, and incredible charm throughout. Original woodwork, pocket doors, stained glass windows, built-ins, and surprising storage space give this home warmth and personality you simply can’t find in newer construction. Enjoy a true dining room, updated features throughout the years, and year-round comfort with a main-level mini split plus a variable speed HVAC system installed upstairs in 2024 to keep all bedrooms climate controlled. Additional updates include a new water heater in 2025. Relax on the inviting covered front porch and appreciate the convenience of off-street parking with a rear carport. A rare opportunity to own a character-filled home that has been lovingly cared for!

420 S Grand Avenue, Sedalia

Listing courtesy of Jennifer Jellum of RE/MAX Central.
$219,900
4 Beds ⋅ 2 Baths
Spacious Home and Large double lot, in The Heart of Sedalia. Quaint Front porch, Entrance with stairwell and Living room with bay wall of windows. Formal dining room with lots of natural light and ceiling fan. Large kitchen with beautiful cabinets, tiled floors, granite counters and stainless steel appliances. Main level also offers an Office space, full bath and mud room. 4 Bedrooms on the upper level, second full bath and laundry room. Dual zoned Heating and cooling system, maintenance free vinyl exterior and thermal pane vinyl windows. Fantastic fenced backyard with carport for 2 vehicles, back deck, large patio and storage building. Close to the Historical downtown, The Katy Trail and just a few blocks from grocery shopping, restaurants and lots of new development.

602 S Washington Avenue, Sedalia

Listing courtesy of MARK POHL of TheHomesTour.com.
$365,000
6 Beds ⋅ 3 Baths
Welcome to a true showstopper in the heart of Sedalia! This beautifully remodeled historic 2-story home at 903 S Grand Avenue perfectly blends timeless character with modern updates—offering space, style, and an unbeatable location just off Broadway. Boasting 6 spacious bedrooms and 3 full bathrooms, this home is ideal for growing families, multi-generational living, or anyone needing room to spread out. You’ll love the tall ceilings, large rooms, and abundance of natural light that highlights the home’s classic charm while showcasing its fresh, updated feel. The kitchen is a standout feature, thoughtfully updated with modern finishes while maintaining the home’s character. Offering plenty of counter space, abundant cabinetry, and room to gather, it’s perfect for everything from everyday meals to hosting holidays and entertaining guests. The extra-large primary suite is a true retreat, featuring double walk-in closets and plenty of space to unwind. The completely remodeled interior offers a move-in-ready experience with modern finishes throughout while still preserving the home’s historic appeal. Additional features include an attached garage for convenience and a full basement providing ample storage space. Every corner of this home offers flexibility—whether you need home offices, guest rooms, or hobby spaces, you’ll have it all here. Located in the heart of Sedalia, just minutes from shopping, dining, and schools, this property combines charm, space, and location in one incredible package. If you’ve been searching for a large, beautifully updated home with character—this is the one you don’t want to miss!

903 S Grand Avenue, Sedalia

Listing courtesy of Nicci Ragsdale of Re/Max of Sedalia.
$289,500
3 Beds ⋅ 2.5 Baths
2008 East 15th Street offers space, functionality, and a hard-to-find oversized lot in a convenient Sedalia location. This split-level home features 3 bedrooms, 2 bathrooms, a 1-car garage, and a finished walkout basement, giving you flexible living space both upstairs and down. Inside, you’ll find a spacious kitchen, generously sized bedrooms, and a large primary suite with two closets. The finished lower level provides a second living area, perfect for a family room, playroom, office, or hobby space. A large laundry room with abundant shelving and a hanging bar adds everyday convenience and extra storage. Outside, the half-acre lot feels even larger thanks to the additional open space next door, and the fenced yard offers room to spread out, play, or entertain. A beautiful newer back deck overlooks the backyard and adds even more outdoor living space. With some updating potential and already-improved bathrooms, this is a solid, attractive home with great square footage, a big yard, and plenty of opportunity to make it your own.

2008 E 15th Street, Sedalia

Listing courtesy of Eva Norton of The Next Door Agents, LLC.
$152,500
3 Beds ⋅ 1 Baths
Cozy and turnkey, this home features 9' ceilings, all new flooring, fresh paint, new ceiling fans, new stainless steel kitchen appliances, new sink, granite counters and a fully renovated bathroom! 2 bedrooms on the main level and large third bedroom on the second level that offers a variety of uses. Central heating and cooling system with a 90+ high efficiency gas furnace, ceiling fans and Newer double hung vinyl thermal pane windows throughout. New architectural shingle roof. 1 car attached garage and a Completely fenced backyard with gate, extra parking and alley access. Located just a few blocks from grocery store and restaurants!

923 E 10th Street, Sedalia

Listing courtesy of MARK POHL of TheHomesTour.com.
$279,000
5 Beds ⋅ 3 Baths
Move-In Ready Century Home — Appraised well above list price, Priced to Sell! Don't let this one slip by — this beautifully updated and maintained 1910 two-story sits on a quiet stretch of W 7th Street and offers space, character, and value that's hard to find at this price point. With 5 bedrooms, 3 full bathrooms, and 2,562 square feet, there's room here for a growing family, multigenerational living, or even a home-office setup. Recent inspection passed and appraised above list price. WALK INTO INSTANT EQUITY! Inside, you'll find generously sized rooms, a cozy fireplace for Missouri winters, and a full basement for storage. The fenced backyard offers privacy for kids, pets, or weekend get-togethers. Located in the Sedalia 200 School District and close to shopping, dining, and Hwy 50 access, this home combines small-town charm with everyday convenience. Seller is motivated — bring your offer.

807 W 7th Street, Sedalia

Listing courtesy of Julie Phillips of Keller Williams Southland.
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