Tonganoxie Homes with USDA Loan Financing

Welcome to Tonganoxie, Kansas—a charming community nestled in Leavenworth County, where small-town charm meets modern convenience. Known for its rich history and friendly atmosphere, Tonganoxie offers residents a unique blend of rural serenity and access to urban amenities. Families will appreciate the highly regarded Tonganoxie School District, which is dedicated to providing a quality education for children of all ages. With a commitment to academic excellence, the district features a range of programs designed to foster student growth, creativity, and success.

In Tonganoxie, you’ll find a variety of homes perfect for families and individuals alike. The area is particularly appealing for first-time homebuyers, thanks to the availability of USDA loan financing. This program makes it easier for eligible buyers to purchase homes in designated rural areas, providing them with low-interest rates and no down payment options. Tonganoxie’s picturesque neighborhoods, combined with the benefits of USDA financing, make it an ideal place to settle down.

Imagine living in a community where you can enjoy the tranquility of nature while still being just a short drive from the bustling cities of Lawrence and Kansas City. With local parks, community events, and a welcoming spirit, Tonganoxie is a place where you can truly feel at home. Whether you’re seeking a cozy starter home or a spacious family residence, Tonganoxie has something for everyone. Come explore the opportunities that await you in this delightful Kansas town!

Newest Tonganoxie Homes with USDA Loan Financing

$575,000

3 Beds ⋅ 2 Baths

Charm, space, and privacy await at this stunning 3-acre retreat! This gorgeous ranch home sits on a beautiful corner lot, offering the perfect blend of comfort, charm, and functionality. Inside, you'll find 3 bedrooms and 2 bathrooms, with main-level laundry for everyday convenience and a full basement — framed and ready to be finished into the space of your dreams. Two of the bedrooms have been freshly updated with hardwood flooring, adding a stylish, low-maintenance touch. You'll also enjoy peace of mind with a newer roof, along with fresh interior paint. Start your mornings right in the all-seasons sunroom, where you can sip your coffee while soaking in gorgeous sunrise views over the spacious backyard. Then wind down your evenings on the covered front porch, the perfect spot to relax and watch the sunset in comfort, rain or shine. Recent landscaping enhances the home's natural beauty and curb appeal, while classic white fencing surrounds the property. New fencing has also been added in the immediate backyard, ideal for keeping small pets and children safely close to home, along with new gating that lets you enclose and section off the acreage however suits your needs. For hobbyists, horse lovers, or anyone needing extra space, the 30x40 outbuilding is a standout feature — perfect as a workshop or for storage, and complete with 2 horse stalls. An automatic water dispenser keeps fresh water available for horses or livestock year-round, no matter the season. Come check it out — this one truly has it all!

12580 238th Street, Linwood

Listing courtesy of Murrell Signature Real Estate Group of KW KANSAS CITY METRO.

$525,000

4 Beds ⋅ 3 Baths

Welcome to complete main-floor living in this refreshed 4-bedroom, 3-bath ranch situated on 8.69 peaceful acres just south of Tonganoxie. Recent improvements include a new roof, fresh interior and exterior paint, and new carpet, making this home move-in ready. The finished walkout basement offers additional living and recreation space, an office, generous storage, and a storm shelter. Outside, enjoy the spacious acreage, mature fruit trees, deck, and the convenience of an attached two-car garage. Located just minutes from Highway 24/40 and the Tonganoxie interchange, this property provides comfortable country living with convenient access to I-70 and the Kansas City area.

21051 Hemphill Road, Tonganoxie

Listing courtesy of Tara Myers of Coldwell Banker Distinctive Pr.

$399,950

3 Beds ⋅ 2 Baths

BRAND NEW RANCH WITH A 3-CAR GARAGE AND UPGRADED FINISHES THROUGHOUT! The Daniel plan offers an open, functional layout with luxury vinyl floors across the entire main level and a stylish kitchen featuring quartz countertops, center island, and pantry—perfect for everyday living and entertaining. The spacious primary suite includes a walk-in closet with direct access to the laundry room and a private bath with quartz counters, double vanities, and a stunning walk-in shower. The dining area walks out to a covered patio, creating a great indoor-outdoor flow. Two additional bedrooms and a full bath complete the main level. A great opportunity to own a new home with room to grow! Taxes and room sizes estimated. Pictures are similar to what home will look like finished.

2723 Stone Creek Avenue, Tonganoxie

Listing courtesy of Dan Lynch of Lynch Real Estate.

$399,950

3 Beds ⋅ 2 Baths

2706 Stone Creek Avenue, Tonganoxie

Listing courtesy of Dan Lynch of Lynch Real Estate.

$375,000

3 Beds ⋅ 2 Baths

Welcome home to 941 N Cottonwood Ct in Tonganoxie! Tucked away on a quiet cul-de-sac, this like-new home offers the perfect combination of comfort, space, and small-town charm. Featuring 3 Bedrooms and 2 full bathroom. It offers true main floor living, with laundry located off the kitchen and primary bedroom. The spacious kitchen provides a great amount of storage and workspace while flowing into the adjoining living and dining areas. The lower level features a daylight basement with a recreation room, with the potential to add a bedroom and full bathroom. The lower level windows are egress. Also included is a suspended storm shelter and large storage space. Outside, the back deck is perfect for grilling out or lounging, with deck stairs to a spacious fenced in yard with plenty of room to entertain, garden, or play. Leave that lawn mower behind, lawn maintenance included in HOA! Located in an established Tonganoxie neighborhood with convenient access to schools, dining, and major roadways, this home offers a quiet neighborhood setting, with quick and easy commute times. Built by a local KC home builder. Leave that slab behind! Like new with fence and blinds included! Come see all that 941 N Cottonwood Ct has to offer!

941 N Cottonwood Court, Tonganoxie

Listing courtesy of Katie Fisher of Weichert, Realtors Welch & Co..

$235,000

2 Beds ⋅ 1 Baths

MOVE-IN READY 2 BEDROOM, 1 BATH TOWNHOME IN A 55+COMMUNITY IN TONGANOXIE's FALL CREEK VILLAS! This true ranch townhome offers simple and comfortable one-level living. Home has many recent updates to home including: Corian counter-tops & back-splash, flooring, low step shower, roof, furnace/A-C, hot-water tank, laminated wood floors and carpeting. HOA includes: snow removal, grass cutting along w/ almost maintenance-free living, plus Club House for gatherings. Home is conveniently located near major highways to Legends & Kansas City, Lawrence, and Leavenworth. All appliances stay w/ washer/dryer set and all kitchen appliances. Roof, furnace, A/C, Hot water tank, low step walk-in shower, and carpeting in master bedroom are all less the 3 years old. Home has an additional bonus Sun Room for added square feet, walk-in closets in both bedrooms. Home is in excellent condition with low-maintenance vinyl siding.

1661 Fall Creek Drive, Tonganoxie

Listing courtesy of John Barnes of ReeceNichols Premier Realty.

$409,950

4 Beds ⋅ 3 Baths

Inviting 4 bedroom split entry residence boasts an open floor plan that seamlessly connects the heart of the home. Hardwood floors grace the kitchen, equipped with a convenient pantry, and granite countertops adorn every surface, exuding sophistication. Vaulted ceilings in the living room elevate the space, enhanced by the warmth of a fireplace, creating an inviting atmosphere for gatherings or quiet nights in. The large main suite is a private sanctuary, featuring a walk-in closet and a spa-like bath with a jetted tub and a separate shower, offering a retreat within your own home. The basement unfolds as a versatile space, hosting a fourth bedroom, a family room, and a full bath, providing flexibility for guests or a personalized home office. A spacious 3-car garage ensures ample room for your vehicles and hobbies. Step outside to a privacy-fenced backyard, creating a serene outdoor oasis for relaxation or entertainment.

836 N Oak Terrace, Tonganoxie

Listing courtesy of Dan Lynch of Lynch Real Estate.

$299,991

3 Beds ⋅ 2 Baths

Welcome to Stone Creek by Lennar! This new single-story home is host to a spacious and flexible open-concept layout shared between the kitchen, living and dining areas for simple everyday transitions and multitasking. Two bedrooms share a private hallway, while the peaceful owner’s suite boasts a private location at the back of the home, complete with a full bathroom and walk-in closet. Offering a blend of small-town charm and modern conveniences, the community is less than 20 minutes from the Kansas Speedway, Sporting Kansas City and the Legends Outlets. Contact Lennar to learn more today!

441 Valley View Drive, Tonganoxie

Listing courtesy of Lennar Team of Platinum Realty LLC.

$341,990

3 Beds ⋅ 2.5 Baths

Welcome to Stone Creek by Lennar! The Camden is one of our two-story floor plans, where the first floor hosts an open-concept layout shared between a sun-drenched family room, modern kitchen and an intimate dining room. An upstairs loft offers a shared living space framed by two secondary bedrooms and the serene owner’s suite, all of which boast direct access to an attached bathroom. A convenient two-car garage completes the home. Offering a blend of small-town charm and modern conveniences, the community is less than 20 minutes from the Kansas Speedway, Sporting Kansas City and the Legends Outlets. Contact Lennar to learn more today!

410 Valley View Drive, Tonganoxie

Listing courtesy of Lennar Team of Platinum Realty LLC.

$313,240

4 Beds ⋅ 2 Baths

Welcome to Stone Creek by Lennar! This new single-level home features a thoughtfully designed layout that maximizes space. Three peaceful bedrooms frame the hallway off the front door and share a convenient full-sized bathroom. At the back of the home is an open-concept layout shared among a well-equipped kitchen, an intimate dining area and a living room with easy patio access. In a quiet corner is the tranquil owner’s suite with a private bathroom. Offering a blend of small-town charm and modern conveniences, the community is less than 20 minutes from the Kansas Speedway, Sporting Kansas City and the Legends Outlets. Contact Lennar to learn more today!

434 Valley View Drive, Tonganoxie

Listing courtesy of Lennar Team of Platinum Realty LLC.

$314,990

3 Beds ⋅ 2 Baths

Ask about current builder purchase incentives available for this home! Welcome to Stone Creek by Lennar! This home is host to a spacious and flexible open-concept layout shared between the kitchen, living and dining areas for simple everyday transitions and multitasking. Two bedrooms share a private hallway, while the peaceful owner’s suite boasts a private location at the back of the home, complete with a full bathroom and walk-in closet. Offering a blend of small-town charm and modern conveniences, the community is less than 20 minutes from the Kansas Speedway, Sporting Kansas City and the Legends Outlets. Contact Lennar to learn more today!

2768 Woodfield Drive, Tonganoxie

Listing courtesy of Lennar Team of Platinum Realty LLC.

$199,950

2 Beds ⋅ 1 Baths

Back on the market at no fault of the sellers. MOVE-IN READY 2 BEDROOM RANCH ON CORNER LOT! This charming 2 bedroom, 1 full bath ranch offers comfortable living with an easy-to-maintain layout and a large, tree-lined corner lot. Hardwood floors run through the living room, dining room, and both bedrooms, adding warmth and character throughout the home. The dining room is open to the kitchen, which includes a refrigerator and provides a functional space for everyday meals. The attached 1-car garage adds convenience and extra storage. Outside, the spacious corner lot is shaded by mature trees, giving you plenty of room to enjoy the outdoors. Whether you're looking for your first home, a place to downsize, or simply a home that's easy to care for, this property delivers great value in a great location.

127 W 3rd Street, Tonganoxie

Listing courtesy of Dan Lynch of Lynch Real Estate.

Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use