Clay Creek Meadows Homes with Cash Financing

Clay Creek Meadows Homes with Cash Financing

Welcome to Clay Creek Meadows, an enchanting subdivision nestled in the heart of Smithville, Missouri, within the picturesque Clay County. This charming community offers a perfect blend of serene living and modern convenience, making it an ideal choice for families, retirees, and everyone in between.

Clay Creek Meadows boasts beautifully designed homes that cater to diverse tastes and lifestyles. With a variety of floor plans and architectural styles, there’s something for everyone. The spacious lots allow for ample outdoor living, perfect for family gatherings or peaceful evenings under the stars. Residents can enjoy the tranquility of the neighborhood while being just a stone's throw away from the vibrant amenities of Smithville, including parks, shopping, and dining options.

One of the standout features of Clay Creek Meadows is the availability of cash financing for homes in the area. This flexible financing option opens the door to a wider range of buyers, making it easier to secure your dream home without the complexities of traditional mortgage processes. Whether you're a first-time homebuyer or looking to upgrade, the cash financing option simplifies the journey to homeownership, allowing you to focus on what truly matters—creating memories in your new home.

With its friendly community atmosphere and convenient location, Clay Creek Meadows is more than just a place to live; it’s a lifestyle choice. Discover the charm and comfort of this delightful subdivision today, and see why so many are proud to call Clay Creek Meadows home!

Newest Clay Creek Meadows Homes with Cash Financing

106 Lake Meadows Drive, Smithville
$379,990
3 Beds ⋅ 2 Baths
The Harmony is a ranch plan featured at Clay Creek Meadows. This is a spacious and modern home designed with open-concept living carefully considered throughout. This home features James Hardie® Fiber Cement siding and stone accents, providing both durability and timeless appeal on the exterior. The interior features three bedrooms, two bathrooms, and a two-car garage. An inviting foyer greets you upon entering and leads you into the heart of the home. This open plan features a family room, dining room, and kitchen designed with entertaining in mind. The kitchen is equipped with a pantry, 36" cabinets with crown molding, Quartz countertops with tile backsplash, Whirlpool stainless steel appliances, Chrome Moen faucet and a large island with a breakfast bar, making it perfect for both dining and guests. The luxurious primary suite offers a large walk-in closet and a primary bathroom with dual vanities and plenty of space to get ready. The additional two bedrooms share access to the secondary bathroom on the opposite side of the home offering privacy from the primary suite. Control your home’s climate with a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, all designed for ultimate convenience. LED lighting, a high-efficiency gas furnace, and energy-efficient insulated windows ensure year-round comfort and savings. Additional features like luxury vinyl plank flooring, smart garage door opener, and dual data/TV lines in key areas highlight the home’s commitment to convenience and modern living. D.R. Horton’s attention to detail and commitment to quality are evident throughout. With its thoughtful design, this ranch floorplan is the perfect place to call home at Clay Creek Meadows. *Ask about Builder Incentives and Warranties **Photos may depict a similar plan with comparable finishes. Please verify details with the onsite sales agent.

106 Lake Meadows Drive, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
310 NE 194th Court, Smithville
$288,990
4 Beds ⋅ 2.5 Baths
Welcome to Clay Creek by D.R. Horton in Smithville, MO. This community is a short 5-minute drive to the relaxing Smithville Lake and charming downtown Smithville. Clay Creek offers single-family and townhomes floor plans with 3-4 bedrooms and 2-car garages. These flexible plans adapt to fit any stage of life. Homeowners in Clay Creek will have access to Smithville Public Schools and enjoy the community pool and pool house. These versatile floor plans offer quartz counter tops, a tile backsplash, and stainless-steel appliances. The living and dining areas flow together creating a welcoming and inviting atmosphere. The spacious primary bedroom includes an en-suite bathroom with dual vanities and a large walk-in closet. The secondary bedrooms provide a flexible space and room to grow. Enjoy the convenience of smart home technology in every home. Control your video doorbell, garage door, lighting, thermostat, door locks, and voice features from one app, giving you seamless access to your home whether you're across town or relaxing on the couch. Staying connected to your home has never been easier. With a variety of floor plans, open-concept living areas, and modern-finishes, Clay Creek is a community you will love coming home to. Don't miss out on the opportunity to make it your own. Schedule a tour today!

310 NE 194th Court, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
308 NE 194th Court, Smithville
$305,990
4 Beds ⋅ 2.5 Baths
Welcome to Clay Creek by D.R. Horton in Smithville, MO. This community is a short 5-minute drive to the relaxing Smithville Lake and charming downtown Smithville. Clay Creek offers single-family and townhomes floor plans with 3-4 bedrooms and 2-car garages. These flexible plans adapt to fit any stage of life. Homeowners in Clay Creek will have access to Smithville Public Schools and enjoy the community pool and pool house. These versatile floor plans offer quartz counter tops, a tile backsplash, and stainless-steel appliances. The living and dining areas flow together creating a welcoming and inviting atmosphere. The spacious primary bedroom includes an en-suite bathroom with dual vanities and a large walk-in closet. The secondary bedrooms provide a flexible space and room to grow. Enjoy the convenience of smart home technology in every home. Control your video doorbell, garage door, lighting, thermostat, door locks, and voice features from one app, giving you seamless access to your home whether you're across town or relaxing on the couch. Staying connected to your home has never been easier. With a variety of floor plans, open-concept living areas, and modern-finishes, Clay Creek is a community you will love coming home to. Don't miss out on the opportunity to make it your own. Schedule a tour today!

308 NE 194th Court, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
306 NE 194th Court, Smithville
$306,990
4 Beds ⋅ 2.5 Baths
Welcome to Clay Creek by D.R. Horton in Smithville, MO. This community is a short 5-minute drive to the relaxing Smithville Lake and charming downtown Smithville. Clay Creek offers single-family and townhomes floor plans with 3-4 bedrooms and 2-car garages. These flexible plans adapt to fit any stage of life. Homeowners in Clay Creek will have access to Smithville Public Schools and enjoy the community pool and pool house. These versatile floor plans offer quartz counter tops, a tile backsplash, and stainless-steel appliances. The living and dining areas flow together creating a welcoming and inviting atmosphere. The spacious primary bedroom includes an en-suite bathroom with dual vanities and a large walk-in closet. The secondary bedrooms provide a flexible space and room to grow. Enjoy the convenience of smart home technology in every home. Control your video doorbell, garage door, lighting, thermostat, door locks, and voice features from one app, giving you seamless access to your home whether you're across town or relaxing on the couch. Staying connected to your home has never been easier. With a variety of floor plans, open-concept living areas, and modern-finishes, Clay Creek is a community you will love coming home to. Don't miss out on the opportunity to make it your own. Schedule a tour today!

306 NE 194th Court, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
313 NE 194th Court, Smithville
$306,990
4 Beds ⋅ 2.5 Baths
Welcome to Clay Creek by D.R. Horton in Smithville, MO. This community is a short 5-minute drive to the relaxing Smithville Lake and charming downtown Smithville. Clay Creek offers single-family and townhomes floor plans with 3-4 bedrooms and 2-car garages. These flexible plans adapt to fit any stage of life. Homeowners in Clay Creek will have access to Smithville Public Schools and enjoy the community pool and pool house. These versatile floor plans offer quartz counter tops, a tile backsplash, and stainless-steel appliances. The living and dining areas flow together creating a welcoming and inviting atmosphere. The spacious primary bedroom includes an en-suite bathroom with dual vanities and a large walk-in closet. The secondary bedrooms provide a flexible space and room to grow. Enjoy the convenience of smart home technology in every home. Control your video doorbell, garage door, lighting, thermostat, door locks, and voice features from one app, giving you seamless access to your home whether you're across town or relaxing on the couch. Staying connected to your home has never been easier. With a variety of floor plans, open-concept living areas, and modern-finishes, Clay Creek is a community you will love coming home to. Don't miss out on the opportunity to make it your own. Schedule a tour today!

313 NE 194th Court, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
312 NE 194th Court, Smithville
$305,990
4 Beds ⋅ 2.5 Baths
Welcome to Clay Creek by D.R. Horton in Smithville, MO. This community is a short 5-minute drive to the relaxing Smithville Lake and charming downtown Smithville. Clay Creek offers single-family and townhomes floor plans with 3-4 bedrooms and 2-car garages. These flexible plans adapt to fit any stage of life. Homeowners in Clay Creek will have access to Smithville Public Schools and enjoy the community pool and pool house. These versatile floor plans offer quartz counter tops, a tile backsplash, and stainless-steel appliances. The living and dining areas flow together creating a welcoming and inviting atmosphere. The spacious primary bedroom includes an en-suite bathroom with dual vanities and a large walk-in closet. The secondary bedrooms provide a flexible space and room to grow. Enjoy the convenience of smart home technology in every home. Control your video doorbell, garage door, lighting, thermostat, door locks, and voice features from one app, giving you seamless access to your home whether you're across town or relaxing on the couch. Staying connected to your home has never been easier. With a variety of floor plans, open-concept living areas, and modern-finishes, Clay Creek is a community you will love coming home to. Don't miss out on the opportunity to make it your own. Schedule a tour today!

312 NE 194th Court, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
204 NE 194th Court, Smithville
$279,990
4 Beds ⋅ 2.5 Baths
Welcome to Clay Creek by D.R. Horton in Smithville, MO. This community is a short 5-minute drive to the relaxing Smithville Lake and charming downtown Smithville. Clay Creek offers single-family and townhomes floor plans with 3-4 bedrooms and 2-car garages. These flexible plans adapt to fit any stage of life. Homeowners in Clay Creek will have access to Smithville Public Schools and enjoy the community pool and pool house. These versatile floor plans offer quartz counter tops, a tile backsplash, and stainless-steel appliances. The living and dining areas flow together creating a welcoming and inviting atmosphere. The spacious primary bedroom includes an en-suite bathroom with dual vanities and a large walk-in closet. The secondary bedrooms provide a flexible space and room to grow. Enjoy the convenience of smart home technology in every home. Control your video doorbell, garage door, lighting, thermostat, door locks, and voice features from one app, giving you seamless access to your home whether you're across town or relaxing on the couch. Staying connected to your home has never been easier. With a variety of floor plans, open-concept living areas, and modern-finishes, Clay Creek is a community you will love coming home to. Don't miss out on the opportunity to make it your own. Schedule a tour today!

204 NE 194th Court, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
206 NE 194th Court, Smithville
$279,990
4 Beds ⋅ 2.5 Baths
Welcome to Clay Creek by D.R. Horton in Smithville, MO. This community is a short 5-minute drive to the relaxing Smithville Lake and charming downtown Smithville. Clay Creek offers single-family and townhomes floor plans with 3-4 bedrooms and 2-car garages. These flexible plans adapt to fit any stage of life. Homeowners in Clay Creek will have access to Smithville Public Schools and enjoy the community pool and pool house. These versatile floor plans offer quartz counter tops, a tile backsplash, and stainless-steel appliances. The living and dining areas flow together creating a welcoming and inviting atmosphere. The spacious primary bedroom includes an en-suite bathroom with dual vanities and a large walk-in closet. The secondary bedrooms provide a flexible space and room to grow. Enjoy the convenience of smart home technology in every home. Control your video doorbell, garage door, lighting, thermostat, door locks, and voice features from one app, giving you seamless access to your home whether you're across town or relaxing on the couch. Staying connected to your home has never been easier. With a variety of floor plans, open-concept living areas, and modern-finishes, Clay Creek is a community you will love coming home to. Don't miss out on the opportunity to make it your own. Schedule a tour today!

206 NE 194th Court, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
208 NE 194th Court, Smithville
$306,990
4 Beds ⋅ 2.5 Baths
Welcome to Clay Creek by D.R. Horton in Smithville, MO. This community is a short 5-minute drive to the relaxing Smithville Lake and charming downtown Smithville. Clay Creek offers single-family and townhomes floor plans with 3-4 bedrooms and 2-car garages. These flexible plans adapt to fit any stage of life. Homeowners in Clay Creek will have access to Smithville Public Schools and enjoy the community pool and pool house. These versatile floor plans offer quartz counter tops, a tile backsplash, and stainless-steel appliances. The living and dining areas flow together creating a welcoming and inviting atmosphere. The spacious primary bedroom includes an en-suite bathroom with dual vanities and a large walk-in closet. The secondary bedrooms provide a flexible space and room to grow. Enjoy the convenience of smart home technology in every home. Control your video doorbell, garage door, lighting, thermostat, door locks, and voice features from one app, giving you seamless access to your home whether you're across town or relaxing on the couch. Staying connected to your home has never been easier. With a variety of floor plans, open-concept living areas, and modern-finishes, Clay Creek is a community you will love coming home to. Don't miss out on the opportunity to make it your own. Schedule a tour today!

208 NE 194th Court, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
208 Lake Meadows Drive, Smithville
$319,990
3 Beds ⋅ 2 Baths
LABOR DAY PRICE REDUCTION! This D.R. Horton home has been specially priced for Labor Day. Current pricing ends after Labor Day, when the price is scheduled to increase. Don’t miss your opportunity to secure this home at its reduced price! The Harmony is a ranch plan featured at Clay Creek Meadows. This is a spacious and modern home designed with open-concept living carefully considered throughout. This home features James Hardie® Fiber Cement siding and stone accents, providing both durability and timeless appeal on the exterior. The interior features three bedrooms, two bathrooms, and a two-car garage. An inviting foyer greets you upon entering and leads you into the heart of the home. This open plan features a family room, dining room, and kitchen designed with entertaining in mind. The kitchen is equipped with a pantry, 36" cabinets with crown molding, Quartz countertops with tile backsplash, Whirlpool stainless steel appliances, Chrome Moen faucet and a large island with a breakfast bar, making it perfect for both dining and guests. The luxurious primary suite offers a large walk-in closet and a primary bathroom with dual vanities and plenty of space to get ready. The additional two bedrooms share access to the secondary bathroom on the opposite side of the home offering privacy from the primary suite. Control your home’s climate with a Honeywell® Pro Z-Wave® Thermostat, and a connected home panel, all designed for ultimate convenience. Additional features like luxury vinyl plank flooring, smart garage door opener, and dual data/TV lines in key areas highlight the home’s commitment to convenience and modern living. D.R. Horton’s attention to detail and commitment to quality are evident throughout. With its thoughtful design, this ranch floorplan is the perfect place to call home at Clay Creek Meadows. *Ask about Builder Incentives and Warranties **Photos may depict a similar plan with comparable finishes. Please verify details with the onsite sales agent.

208 Lake Meadows Drive, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
302 Lake Meadows Drive, Smithville
$359,990
4 Beds ⋅ 2 Baths
Elegant Main-Level Living, Contemporary Style, Timeless Appeal in the Chatham at Clay Creek Meadows. These won't last long and have the Best Warranties in the business!! Peace of mind + New Construction Call Today!! The Chatham by D.R. Horton is a thoughtfully designed ranch plan that brings everyday living onto one level with style and simplicity. Its open-concept design flows seamlessly from the gourmet kitchen into the dining and living spaces, making it ideal for entertaining or simply enjoying quiet evenings at home. The kitchen features quartz countertops, painted maple cabinetry, and Whirlpool® stainless steel appliances, complemented by 9-foot ceilings and abundant natural light throughout. The primary suite offers a spa-inspired retreat with dual sinks, a spacious walk-in shower, and an expansive closet. Secondary bedrooms and baths are conveniently positioned to provide privacy while maintaining an efficient footprint. With Smart Home Technology this residence makes modern living effortless. Control your home’s climate and security with a Honeywell® Pro Z-Wave® Thermostat, Amazon Echo, and a connected home panel, all designed for ultimate convenience. LED lighting, a high-efficiency gas furnace, and energy-efficient insulated windows and double-walled construction ensure year-round comfort and savings. Additional features like durable luxury vinyl plank flooring, and an attached two-car garage with opener, the Chatham balances elegance with everyday practicality. *Ask about Builder Incentives and Warranties **Photos may depict a similar plan with comparable finishes. Please verify details with the onsite sales agent.

302 Lake Meadows Drive, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
304 Lake Meadows Drive, Smithville
$329,990
3 Beds ⋅ 2 Baths
LABOR DAY PRICE REDUCTION! This D.R. Horton home has been specially priced for Labor Day. Current pricing ends after Labor Day, when the price is scheduled to increase. Don’t miss your opportunity to secure this home at its reduced price! Elegant Main-Level Living, Contemporary Style, Timeless Appeal in the Newcastle at Clay Creek Meadows. These won't last long and have the Best Warranties in the business!! Peace of mind + New Construction Call Today!! The Newcastle by D.R. Horton is a thoughtfully designed ranch plan that brings everyday living onto one level with style and simplicity. Its open-concept design flows seamlessly from the gourmet kitchen into the dining and living spaces, making it ideal for entertaining or simply enjoying quiet evenings at home. The kitchen features quartz countertops, painted maple cabinetry, and Whirlpool® stainless steel appliances, complemented by 9-foot ceilings and abundant natural light throughout. The primary suite offers a spa-inspired retreat with dual sinks, a spacious walk-in shower, and an expansive closet. Secondary bedrooms and baths are conveniently positioned to provide privacy while maintaining an efficient footprint. With Smart Home Technology this residence makes modern living effortless. Control your home’s climate and security with a Honeywell® Pro Z-Wave® Thermostat, and a connected home panel, all designed for ultimate convenience. LED lighting, a high-efficiency gas furnace, and energy-efficient insulated windows and double-walled construction ensure year-round comfort and savings. Additional features like durable luxury vinyl plank flooring, and an attached two-car garage with opener, the Newcastle balances elegance with everyday practicality. *Ask about Builder Incentives and Warranties **Photos may depict a similar plan with comparable finishes. Please verify details with the onsite sales agent.

304 Lake Meadows Drive, Smithville

Listing courtesy of DRH Team of DRH Realty of Kansas City, LLC.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use