Mill Creek Terrace Homes with Conventional Financing

Mill Creek Terrace Homes with Conventional Financing

Welcome to Mill Creek Terrace, a hidden gem nestled in the heart of Kansas City, Missouri, within the vibrant Jackson County. This charming subdivision offers a perfect blend of modern living and serene surroundings, making it an ideal choice for families, professionals, and retirees alike.

Mill Creek Terrace boasts a variety of beautifully designed homes that cater to diverse tastes and lifestyles. From cozy single-family residences to more spacious options, each property reflects a commitment to quality and comfort. The neighborhood is characterized by tree-lined streets, friendly neighbors, and a welcoming atmosphere that fosters a strong sense of community.

One of the standout features of Mill Creek Terrace is its accessibility to conventional financing, making it easier for potential homeowners to secure their dream home. Whether you’re a first-time buyer or looking to upgrade, the availability of conventional financing options provides flexibility and peace of mind, allowing you to focus on what truly matters—finding the perfect place to call home.

Residents of Mill Creek Terrace enjoy proximity to a wealth of amenities, including shopping centers, parks, and recreational facilities. The community is conveniently located near major highways, making commuting to downtown Kansas City a breeze. With excellent schools and family-friendly activities nearby, this subdivision is not just a place to live; it’s a place to thrive.

Experience the charm of Mill Creek Terrace—where your dream home awaits in a community that feels like family. Come explore the possibilities and discover why so many have chosen to call this delightful neighborhood home!

Newest Mill Creek Terrace Homes with Conventional Financing

4521 Wornall Road Unit #201, Kansas City
$335,000
1 Beds ⋅ 1.5 Baths
Situated on the Country Club Plaza neighborhood. Mill Creek Terrace has a very healthy reserve and low HOA's. Brand new LVP wood floors flow through the living and dining spaces, which feature a new ceiling fan, dining room light fixture and window shades. The warmth of the indoor/outdoor fireplace anchors the living room of this large one bedroom and one and a half bath. Enjoy your morning coffee on your balcony. The kitchen is equipped with a large granite kitchen island, and rich wood cabinets. Appliances include a wine cooler, dishwasher, disposal, microwave, gas range, and refrigerator updated in 2023. New washer and dryer and keyless entry. HVAC, Gas range, refrigerator replaced in 2021. The building offers access to an exercise room, grilling area and a social room. Take elevator right from your garage to your unit. Very secure building with new face recognition entry. This property is located near Mill Creek Park and the Street Car. Local restaurants and retail shops are right outside your front door. Plans for a proposed $1.5 billion revitalization of Kansas City’s Country Club Plaza are moving forward as the district’s owners start seeking incentives and approvals from the necessary agencies around Kansas City that could help bring their vision to life. In addition, The Symphony announced it is developing a new indoor venue (4,600 seats) near 49th and Main in the South Plaza area, with the goal of opening in 2028.

4521 Wornall Road Unit #201, Kansas City

Listing courtesy of Christina Boveri of Boveri Realty Group L L C.
4521 Wornall Road Unit #210, Kansas City
$400,000
2 Beds ⋅ 2 Baths
Price Adjustment! You will love the welcoming feel of Mill Creek Terrace Condominiums ...this condo community is just the right size and the perfect off Plaza location! You are walking distance to your favorite restaurants, a hop skip and jump to the Main Street streetcar that will take you downtown and the riverfront or Brookside to do your grocery shopping! When entering this light, bright condominium you will be dazzled by the high ceilings, light color wood floors, fresh paint, eastern view and the gorgeous sunrise's are a bonus! The well appointed sun filled Chef's Kitchen and functional island adds to this sophisticated property! The spacious primary bedroom and bath have a warm luxurious feeling and plenty of closet space. Second bedroom is perfect for guests, office or both! Enjoy your private balcony w/ fireplace and a great eastern view! New Appliances: Refrigerator, Washer and Dryer, Hot Water Heater and stylish new tile frames the two sided gas fireplace! Mill Creek Terrace offers a secured garage and two deeded parking places with this unit! This beauty has a European vibe going on, maybe a little Italy!!! Come take a look!!!

4521 Wornall Road Unit #210, Kansas City

Listing courtesy of Suellen Dice of Realty ONE Group Metro Home Pros.
4521 Wornall Road Unit #208, Kansas City
$395,000
2 Beds ⋅ 2 Baths
Ultimate Plaza living with large East-facing balcony overlooking Mill Creek Park! Located in the highly desirable Mill Creek Terrace complex, this stunning 2-bedroom, 2-full-bathroom condo offers a seamless blend of modern luxury and unbeatable location. Step inside to an expansive, open concept featuring hardwood flooring that flows effortlessly through the main living areas, kitchen, and secondary bedroom. The crown jewel of this home is the dramatic, see-through gas fireplace. Serving as a striking centerpiece in the living room, it opens directly onto a large, private balcony overlooking Mill Creek Park. The chef’s kitchen is fully equipped for modern living, boasting a center island, granite countertops, beautiful contemporary cabinetry, and a full suite of stainless-steel appliances—complete with a built-in wine cooler. Best of all, major big-ticket updates have already been taken care of for you, including a brand-new AC unit, refrigerator, dishwasher, microwave, and washer and dryer tucked into the dedicated laundry closet. The spacious primary suite serves as a quiet retreat with plush carpeting and a large bathroom featuring a granite double vanity and a fully tiled glass-door shower. The secondary bedroom has been recently updated with a newly added door to transition it into a true, private 2-bedroom layout—ideal for a dedicated home office or guest suite. Rare for the area, this unit includes two deeded, tandem parking spaces in a secure, climate-controlled garage. Residents of Mill Creek Terrace enjoy access to premium community amenities, including a professional workspace, an exercise facility, and an exceptional outdoor brick-paver patio complete with a pergola, grilling area, and a stone fire pit. Enjoy world-class dining, shopping, and entertainment just steps from your front door!

4521 Wornall Road Unit #208, Kansas City

Listing courtesy of Zach Horn of ReeceNichols - Country Club Plaza.
Start Your Search

The data relating to real estate displayed on this website comes in part from the Heartland Multiple Listing Service database compilation. The properties displayed on this website may not be all of the properties in the Heartland MLS database compilation, or all of the properties listed with other brokers participating in the Heartland MLS IDX program. Detailed information about the properties displayed on this website includes the name of the listing company.

The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. (“Heartland MLS”). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and the company represented by this website do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private noncommercial purpose of identifying a property in which the recipient has a good faith interest in acquiring. Data last updated . Terms of Use