Monticello Homes with FHA Financing

Welcome to Monticello, a picturesque subdivision nestled in the heart of Lee's Summit, Missouri, within the vibrant Jackson County. This charming community is known for its welcoming atmosphere, beautifully landscaped homes, and a strong sense of neighborly spirit, making it an ideal place for families, retirees, and everyone in between.

Monticello boasts a variety of single-family homes, each exuding character and warmth. The architecture ranges from traditional designs to modern finishes, ensuring that there’s a perfect fit for every taste and lifestyle. With spacious layouts and well-appointed interiors, these homes provide the comfort and functionality needed for today’s living.

One of the standout features of Monticello is its accessibility to FHA financing. This means that prospective homeowners can take advantage of more flexible lending options, making the dream of homeownership more attainable than ever. Whether you are a first-time buyer or looking to upgrade, the FHA financing available in Monticello opens doors to affordable pathways to your new home.

Beyond the homes, residents of Monticello enjoy a wealth of amenities nearby. The community is conveniently located near top-rated schools, parks, shopping centers, and dining options, ensuring that everything you need is just a stone's throw away. Additionally, the proximity to major highways makes commuting a breeze, connecting you to the greater Kansas City area and beyond.

Discover the charm and convenience of Monticello, where your dream home awaits in a community designed for living life to the fullest!

Newest Monticello Homes with FHA Financing

$669,000

5 Beds ⋅ 4.5 Baths

Barely lived in 2-year-old home nestled in the highly coveted Monticello community of Lee's Summit. Located within an award-winning school district, this home offers the perfect blend of luxury, comfort, and location—with the flexibility to serve up to 6 bedrooms if needed. The thoughtfully designed floor plan features a chef's kitchen with gas stove, walk-in pantry, large quartz island (always ideal for entertaining), a cozy stone fireplace, dedicated office w beautiful French Doors, and a highly desirable main-level primary suite offering privacy and ease of living. A convenient first-floor laundry room, located just off the Primary, has extra storage and work sink! Upstairs you'll find two additional bedrooms—including one with a private en-suite bath—another full bathroom and a versatile loft area perfect for family gatherings, movie nights, or a play space. Enjoy seamless indoor-outdoor living on the covered composite deck, perfect for morning coffee or relaxing evening. Inside a few standout features include accent walls, electronic blinds, hardwood floors and surround sound on the main level. The finished lower level is an entertainer's dream, featuring a theater, workout space, wet bar, and an additional bedroom, bonus room, and full bathroom—perfect for guests, recreation, or multi-generational living. A wrought iron fence stretches along both sides and the back for added privacy and peace of mind. Current homeowners hate to leave, but this is your opportunity to grab the keys and move right in. This incredibly maintained, 2-year-old home has nothing left to do but wait for you—book your appointment to tour today!

4721 NE Jamestown Drive, Lee's Summit

Listing courtesy of Sherry Westhues of RE/MAX Elite, REALTORS.

$825,000

4 Beds ⋅ 3.5 Baths

Luxury meets comfort in this stunning 4-bedroom, 3.5-bath home in the highly sought-after Monticello community! Featuring an open-concept design with soaring beamed ceilings, a cozy gas fireplace, and abundant natural light, this home is built for both everyday living and entertaining. The chef’s kitchen boasts a large granite island, walk-in pantry, and ample cabinetry, while the main-level primary suite offers a spa-like bath with a freestanding tub, walk-in shower, double vanity, and oversized walk-in closet with direct laundry access. The finished lower level includes additional bedrooms, a full bath, spacious rec room, and bar area. Recent upgrades include updated flooring, custom wood accents, Bali blinds, and a new fence. Located in the award-winning Blue Springs School District with a desirable Lee’s Summit address, residents enjoy access to walking trails, a community pool, and convenient access to shopping, dining, and highways.

4720 NE Freehold Drive, Lee's Summit

Listing courtesy of Eric Craig Team of ReeceNichols-KCN.

$269,900

3 Beds ⋅ 3 Baths

Motivated Sellers! Beautifully updated and move-in ready, this 3-bedroom, 3-bath ranch offers approximately 1,700 square feet of thoughtfully designed living space. This home also features a full unfinished basement that is ready for your own finishing touches, or great for storage. From the classic brick exterior to the hardwood floors and luxury vinyl plank flooring throughout, every detail creates a warm and inviting feel. Step inside to a spacious living area that flows seamlessly into the updated kitchen, featuring stainless steel appliances, stylish finishes, and a timeless neutral design that complements any décor. The beautifully renovated bathrooms continue the home's modern, cohesive aesthetic. The main level features three comfortable bedrooms, including a spacious primary suite, along with two full bathrooms and the convenience of main-level laundry. Just beyond the living space, the versatile three-season sunroom offers the perfect place to unwind, entertain, or gather with friends and family. Complete with the current projector setup, it's ready for Chiefs game days, Royals watch parties, movie nights, and more. Step outside to the wood deck overlooking a large backyard with plenty of space for entertaining, gardening, pets, or play. Downstairs, the full unfinished basement offers exceptional storage and endless possibilities for future expansion. A third bathroom is already in place and awaiting your finishing touches, making it even easier to create additional living space, a recreation room, home gym, office, or workshop tailored to your needs. Combining updated finishes, functional ranch-style living, and incredible potential for future growth, this well-maintained Independence home is one you won't want to miss.

3604 S Cottage Street, Independence

Listing courtesy of Cheyenne Grimes of Fitz Osborn Real Estate LLC.

$705,000

4 Beds ⋅ 4.5 Baths

30K PRICE DEDUCTION! THIS BEAUTIFULLY MAINTAINED 4 BEDROOM, 4.5 BATH, 4+ CAR GARAGE HOME, WITH DIRECT ACCESS TO THE NEIGHBORHOOD WALKING TRAILS, IS THE PERFECT HOME THAT OFFERS A SEAMLESS BLEND OF LUXURY, COMFORT, AND TIMELESS STYLE ACROSS A BEAUTIFULLY FINISHED LAYOUT. ENJOY WATCHING THE KIDS PLAY FROM YOUR LARGE COVERED FRONT PORCH IN THE COMFORT OF YOUR QUIET CUL-DE-SAC. WALK INTO YOUR EXTRA-WIDE ENTRY HALL WITH A UNIQUE BUILT-IN DESK/SHELVES AND THE ORGANIZATION OF THE MUDROOM. GORGEOUS KITCHEN WITH QUARTZ COUNTERTOPS AND A HUGE PANTRY WITH A PREP COUNTER. FAMILY ROOM WITH STRIKING BEAMS, BUILT-INS, AND A FIREPLACE. INDULGE IN WATCHING THE SUNSET ON ONE OF YOUR DOUBLE DECKS WITH LOW-MAINTENANCE SYNTHETIC DECKING, CEILING FANS, AND IRON SPINDLES, ALL SURROUNDED BY BEAUTIFUL, MATURE LANDSCAPING, WITH AN OPEN AREA AND NO NEIGHBORS BEHIND YOUR PROPERTY. HUGE PRIMARY SUITE WITH A BARN DOOR, DOUBLE VANITY, AND AN XL CLOSET THAT OPENS TO THE LAUNDRY ROOM. THIS HOME OFFERS 3 EN SUITE BATHROOMS, WITH BEDROOM 2 AND A FULL BATH ON THE MAIN LEVEL PERFECT FOR YOUR PARENTS. BEDROOMS 3 AND 4 IN THE BASEMENT ALONG WITH A 17x20 FINISHED LIVING ROOM, WET BAR, AND WALK-OUT ACCESS. 4TH CAR GARAGE IS A 3-BAY UNDERCROFT SUSPENDED GARAGE IN THE BASEMENT WITH GARAGE DOOR ACCESS AND ELECTRICAL OUTLETS OFFERING ENDLESS POSSIBILITIES. ADDITIONAL ATTACHED 5X7 STORAGE ON NORTH SIDE OF HOME WITH ELECTRICAL OULET FOR ALL OF YOUR OUTSIDE EQUIPMENT/YARD. MONTICELLO IS LOCATED IN AWARD WINNING BLUE SPRINGS SCHOOLS, WITH A LEE'S SUMMIT ADDRESS. WALKING TRAILS THROUGHOUT THE COMMUNITY, COMMUNITY POOL, & A PERFECT LOCATION NEXT TO BLUE SPRINGS LAKE...STOCKED FISHING, SWIMMING BEACHES, PONTOON RENTAL & MUCH MORE.

1100 NE Goshen Court, Lee's Summit

Listing courtesy of Karen Poletis of Weichert Realtors - Generations.

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