Ottawa Homes with FHA Financing

Ottawa Homes with FHA Financing

Welcome to Ottawa, Kansas—a charming city nestled in the heart of Franklin County, where small-town warmth meets modern convenience. Known for its rich history and vibrant community, Ottawa offers a delightful blend of picturesque landscapes and a welcoming atmosphere, making it an ideal place to call home.

As you explore the neighborhoods of Ottawa, you’ll find a variety of homes that capture the essence of comfort and style. From quaint bungalows to contemporary family residences, Ottawa's real estate market boasts a diverse selection of properties that cater to all lifestyles. One of the standout features of this area is the availability of homes eligible for FHA financing, making it easier for first-time buyers and those looking to invest in their dream home. FHA loans provide a fantastic opportunity with lower down payments and more flexible credit requirements, ensuring that your dream of homeownership is within reach.

Ottawa is not just about homes; it’s about a community that thrives on connection. Residents enjoy access to beautiful parks, local shops, and a variety of dining options, all while being just a short drive from the bustling city of Lawrence and the capital, Topeka. The city is also home to an array of cultural and recreational activities, from art galleries to outdoor festivals, ensuring there's always something to enjoy.

Discover Ottawa, where your dream home awaits amidst a friendly community filled with opportunities. Let us help you find the perfect property that fits your needs and lifestyle!

Newest Ottawa Homes with FHA Financing

$500,000
3 Beds ⋅ 3 Baths
Welcome to this exceptional zero-step ranch, perfectly positioned on nearly 1.5 acres at the end of a cul-de-sac, offering a private, country-like setting while remaining conveniently located in the heart of Ottawa. From the moment you arrive, the quality and attention to detail are undeniable. Step inside to soaring vaulted ceilings, elegant wainscoting throughout the main floor, and beautiful hardwood floors. The impressive formal dining room makes an unforgettable statement, while the living room features floor-to-ceiling windows, high-end plantation shutters, and a stunning gas fireplace with an incredible mantle. The custom kitchen is designed with both beauty and functionality in mind, offering abundant cabinetry with custom pullout drawers throughout the cabinets for convenient and efficient storage, along with an eat-in dining area, breakfast bar, and thoughtful high-end finishes. The main-floor laundry room is equally impressive, featuring custom cabinetry with pullout storage as well. The luxurious Primary suite features coffered ceilings, private access to the backyard patio, two large walk-in closets, and an exceptional en suite bathroom with soaring ceilings and a jetted tub. A second bedroom with vaulted ceilings and a full bathroom complete the main floor. A unique spiral staircase leads to the lower level, featuring a versatile rec room or office, a third bedroom with an egress window, and an additional full bathroom. Outside, enjoy a true backyard oasis with mature landscaping, a covered patio, additional uncovered entertaining spaces, and plenty of room to relax or host guests. The nearly 1.5-acre lot also includes a spacious fenced area, backyard shed, and an oversized attached three-car garage. Beautifully designed, impeccably maintained, and filled with high-end details, this stunning home offers a rare combination of luxury, privacy, and convenience.

615 W Willow Lane, Ottawa

Listing courtesy of Sherrill Shepard of BHG Wostal Realty.
$899,000
3 Beds ⋅ 3 Baths
Escape to the peace and privacy of country living with the beautifully updated ranch homes situated on 47 acres. This property offers a perfect blend of modern comfort, functionality, and wide open spaces. Inside, you'll find numerous updates including refreshed kitchen featuring quartz countertops, freshly painted cabinetry, and an induction stove, along with remodeled bathrooms, new flooring throughout and tankless water heater. The acreage is ideal for livestock, horses, recreation, hunting, or simply enjoying you own private retreat. The property features partial pipe and wire fencing, horse barn with 3 stalls and a charming office area, plus an impressive 40x50 outbuilding offering plenty of space for equipment, hobbies, storage, or workshop. A 30 AMP RV hookup for your convenience. Wether you are looking for a horse property, hobby far, recreational getaway, or a secluded place to call home, this 47 ac property offers space, versatility, and peaceful country living - all with the updates you've been looking for. Large expansive deck with partial covered patio area, outdoor cooking area with bar. Basement features addl non conforming bedroom with coffee bar for the guests, a secondary bar/kitchen area with ample seating with family area for movie night. Addl 12 Ac maybe purchased if desired.

1675 Jackson Road, Ottawa

Listing courtesy of Janet Turney of Clinch Realty LLC.
$215,000
4 Beds ⋅ 1 Baths
Charming and versatile 3-bedroom ranch with a 4th bedroom conversion offering extra space for guests, a home office, or hobby room! This home features beautiful hardwood floors in the main living areas and comfortable carpet in the bedrooms for added warmth and comfort. The functional layout provides easy one-level living with spacious bedrooms, a bright living area, and flexible space to fit your needs. The converted garage adds valuable square footage for storage with complete with shelving, bike storage and and a large tool chest. Whether you're looking for room to grow, work from home, or simply enjoy ranch-style convenience, just a short 10 minute walk to the Ottawa University Campus, this home is ready to welcome its next owner!

1040 S Cottonwood Street, Ottawa

Listing courtesy of Ken Hoover Group of Keller Williams KC North.
$395,000
5 Beds ⋅ 3.5 Baths
WOW! Step inside this spacious 2.5 story 5 bed 2.5 bath home. This beautifully preserved 1907 historic home highlights many features while keeping its original charm and design. Inside, the home offers 3,750 square feet of refined living space, an indoor pool, working elevator, pocket doors, 3 fireplaces (2 being Italian marble), a bright and airy sunroom, luxurious master suite with a private balcony, refinished hard woods, and updated bathrooms. The garage is accessible through a private street in the back of the property! This distinguished property is a rare find, combining historic elegance with modern luxury!

424 S Elm Street, Ottawa

Listing courtesy of Brent Rodina of KW Diamond Partners.
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