University Homes with FHA Financing

Welcome to University Subdivision in Ottawa, Kansas, where charm meets convenience! Nestled in the heart of Franklin County, this vibrant community is perfect for families, young professionals, and retirees alike. With its picturesque tree-lined streets and welcoming atmosphere, University Subdivision offers a serene environment that feels like home.

The homes in this delightful neighborhood are designed with comfort and style in mind. Featuring a variety of architectural designs, from cozy single-family homes to spacious two-story residences, there’s something for everyone. Many of these homes are eligible for FHA financing, making them an accessible option for first-time homebuyers or those looking to invest in their future. This financing option allows for lower down payments and flexible credit requirements, making your dream of homeownership a reality.

Living in University Subdivision means enjoying the best of Ottawa. Residents have access to excellent schools, beautiful parks, and a thriving local economy. The community is conveniently located near shopping centers, dining options, and recreational facilities, ensuring that everything you need is just a short drive away. Plus, the friendly neighbors and community events foster a sense of belonging that makes this subdivision truly special.

If you’re looking for a place to call home in Ottawa, Kansas, look no further than University Subdivision. With its inviting atmosphere, affordable housing options, and prime location, it’s the perfect place to start your next chapter. Come discover the charm and warmth of University Subdivision—your dream home awaits!

Newest University Homes with FHA Financing

$285,000

3 Beds ⋅ 2 Baths

Searching for a perfect family home at a great price? HERE IT IS! This ranch style home sits on a big beautiful corner lot and offers so many updates. Three bedrooms and two bathrooms, plus the laundry room, are on the main level. Open concept living/dining/kitchen area makes this home perfect for family time or entertaining guests. An All-Seasons room is perfect for relaxing or playing games - leads out to a beautiful patio seating area and large backyard that has a new wooden privacy fence. Plenty of space for little ones or pets to play. Swingset and trampoline are negotiable. All kitchen appliances stay with the home. Primary bedroom is large with great walk-in closet; other bedrooms are generously sized as well. Plus a partially finished basement with potential to finish out more to add another family room/bedroom, etc. Backyard has a garden shed and current owners have built on a duck enclosure which will stay and be perfect for all types of new pets. Sellers have updated the layout, flooring, new paint and added so many extra touches to make this home absolutely stunning! Schedule your showing today!

622 E 10th Street, Ottawa

Listing courtesy of Michele Sherpy of Prestige Real Estate.

$230,000

3 Beds ⋅ 2 Baths

Open house 1-4 PM on 09/20/2026 (Sunday) Completely Remodeled 1.5-Story Home in the Heart of Ottawa! This beautifully renovated home offers the perfect blend of historic charm and modern convenience. Nearly everything is brand new, and all renovation work was completed with permits and approved by the City of Ottawa, providing peace of mind for the new owner. The stunning kitchen features brand-new stainless steel appliances, high-end quartz countertops, and beautiful tile flooring that extends into the spacious full bathroom and laundry room. Luxury vinyl plank flooring flows throughout the rest of the home, providing durability and a modern look. The spacious living room offers flexibility and can easily be converted into a fourth bedroom, home office, or guest space. Upstairs, you’ll find two comfortable bedrooms and a full bathroom. Additional updates include a roof that is only one year old, as well as a newly installed gravel driveway. Conveniently located just minutes from Ottawa University, shopping, dining, and downtown amenities, this move-in-ready home is a rare opportunity to enjoy modern living in a classic Ottawa setting. Features: Completely remodeled All renovation work permitted and approved by the City of Ottawa High-end quartz countertops Brand-new stainless steel appliances Tile flooring in kitchen and bathrooms Luxury vinyl plank flooring throughout Flexible floor plan with potential 4th bedroom Roof approximately 1 year old Minutes from Ottawa University Move-in ready and waiting for its next owner!

1216 S Cedar Street, Ottawa

Listing courtesy of Christina Yang of Platinum Realty LLC.

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